Household credit as a share of GDP in Poland

Household credit as a share of GDP in Poland was 22.1% of GDP in Q1 2026, according to the Bank for International Settlements. That is down 0.2 pts from Q1 2025. That is the 16th highest of 17 EU countries in Q1 2026.

Q1 2026, % of GDP22.1 Estimated
Change on Q1 2025-0.2 pts
Rank16th of 17EU countries ranked
Series high36.8Q2 2015
Series low2.1Q1 1996
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Household credit as a share of GDP in Poland, Q4 1995 to Q1 2026

0102030401995-Q42000-Q22004-Q42009-Q22013-Q42018-Q22026-Q11995-Q4: 2.2 % of GDP1996-Q1: 2.1 % of GDP1996-Q2: 2.3 % of GDP1996-Q3: 2.8 % of GDP1996-Q4: 3.6 % of GDP1997-Q1: 4 % of GDP1997-Q2: 4.1 % of GDP1997-Q3: 4.4 % of GDP1997-Q4: 4.5 % of GDP1998-Q1: 4.9 % of GDP1998-Q2: 5.3 % of GDP1998-Q3: 5.9 % of GDP1998-Q4: 6.3 % of GDP1999-Q1: 6.4 % of GDP1999-Q2: 6.2 % of GDP1999-Q3: 6.5 % of GDP1999-Q4: 6.2 % of GDP2000-Q1: 6.4 % of GDP2000-Q2: 7.7 % of GDP2000-Q3: 7.2 % of GDP2000-Q4: 7.1 % of GDP2001-Q1: 7.6 % of GDP2001-Q2: 7.9 % of GDP2001-Q3: 9 % of GDP2001-Q4: 8.9 % of GDP2002-Q1: 9.6 % of GDP2002-Q2: 11.1 % of GDP2002-Q3: 12.3 % of GDP2002-Q4: 12.8 % of GDP2003-Q1: 13.3 % of GDP2003-Q2: 13.1 % of GDP2003-Q3: 13.2 % of GDP2003-Q4: 12.9 % of GDP2004-Q1: 12.9 % of GDP2004-Q2: 13.3 % of GDP2004-Q3: 13.4 % of GDP2004-Q4: 13.3 % of GDP2005-Q1: 13.4 % of GDP2005-Q2: 13.7 % of GDP2005-Q3: 14.3 % of GDP2005-Q4: 15 % of GDP2006-Q1: 15.4 % of GDP2006-Q2: 16.6 % of GDP2006-Q3: 17.5 % of GDP2006-Q4: 18.3 % of GDP2007-Q1: 19.2 % of GDP2007-Q2: 20.4 % of GDP2007-Q3: 21.9 % of GDP2007-Q4: 22.7 % of GDP2008-Q1: 23.7 % of GDP2008-Q2: 24.8 % of GDP2008-Q3: 26.5 % of GDP2008-Q4: 30 % of GDP2009-Q1: 31.5 % of GDP2009-Q2: 31.5 % of GDP2009-Q3: 31.4 % of GDP2009-Q4: 31.6 % of GDP2010-Q1: 31.7 % of GDP2010-Q2: 33.7 % of GDP2010-Q3: 33.6 % of GDP2010-Q4: 34.3 % of GDP2011-Q1: 33.7 % of GDP2011-Q2: 34.5 % of GDP2011-Q3: 35.7 % of GDP2011-Q4: 35.2 % of GDP2012-Q1: 34.5 % of GDP2012-Q2: 34.8 % of GDP2012-Q3: 34.3 % of GDP2012-Q4: 34.2 % of GDP2013-Q1: 34.8 % of GDP2013-Q2: 35.5 % of GDP2013-Q3: 35.8 % of GDP2013-Q4: 35.5 % of GDP2014-Q1: 35.6 % of GDP2014-Q2: 35.9 % of GDP2014-Q3: 36.2 % of GDP2014-Q4: 35.8 % of GDP2015-Q1: 36.4 % of GDP2015-Q2: 36.8 % of GDP2015-Q3: 36.4 % of GDP2015-Q4: 35.9 % of GDP2016-Q1: 35.8 % of GDP2016-Q2: 36.3 % of GDP2016-Q3: 36.3 % of GDP2016-Q4: 36.6 % of GDP2017-Q1: 35.9 % of GDP2017-Q2: 35.8 % of GDP2017-Q3: 35.4 % of GDP2017-Q4: 34.8 % of GDP2018-Q1: 34.8 % of GDP2018-Q2: 35.1 % of GDP2018-Q3: 34.8 % of GDP2018-Q4: 34.6 % of GDP2019-Q1: 34.5 % of GDP2019-Q2: 34.4 % of GDP2019-Q3: 34.6 % of GDP2019-Q4: 34.1 % of GDP2020-Q1: 34.3 % of GDP2020-Q2: 34.5 % of GDP2020-Q3: 34.5 % of GDP2020-Q4: 34.3 % of GDP2021-Q1: 33.9 % of GDP2021-Q2: 32.9 % of GDP2021-Q3: 32.7 % of GDP2021-Q4: 31.9 % of GDP2022-Q1: 30.7 % of GDP2022-Q2: 29.4 % of GDP2022-Q3: 28.2 % of GDP2022-Q4: 26.3 % of GDP2023-Q1: 25 % of GDP2023-Q2: 24.2 % of GDP2023-Q3: 24 % of GDP2023-Q4: 23.6 % of GDP2024-Q1: 23.3 % of GDP2024-Q2: 23.3 % of GDP2024-Q3: 23 % of GDP2024-Q4: 22.6 % of GDP2025-Q1: 22.3 % of GDP2025-Q2: 22.2 % of GDP2025-Q3: 22.2 % of GDP2025-Q4: 22.1 % of GDP2026-Q1: 22.1 % of GDP0102030401995-Q42006-Q12016-Q22026-Q12026-Q1: 22.1 % of GDP
% of GDP. Source: BIS, BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp. Retrieved 2026-10-12.
All 122 values
Period% of GDP
2026-Q122.1 Estimated
2025-Q422.1 Estimated
2025-Q322.2 Estimated
2025-Q222.2 Estimated
2025-Q122.3 Estimated
2024-Q422.6 Estimated
2024-Q323 Estimated
2024-Q223.3 Estimated
2024-Q123.3 Estimated
2023-Q423.6 Estimated
2023-Q324 Estimated
2023-Q224.2 Estimated
2023-Q125 Estimated
2022-Q426.3 Estimated
2022-Q328.2 Estimated
2022-Q229.4 Estimated
2022-Q130.7 Estimated
2021-Q431.9 Estimated
2021-Q332.7 Estimated
2021-Q232.9 Estimated
2021-Q133.9 Estimated
2020-Q434.3 Estimated
2020-Q334.5 Estimated
2020-Q234.5 Estimated
2020-Q134.3 Estimated
2019-Q434.1 Estimated
2019-Q334.6 Estimated
2019-Q234.4 Estimated
2019-Q134.5 Estimated
2018-Q434.6 Estimated
2018-Q334.8 Estimated
2018-Q235.1 Estimated
2018-Q134.8 Estimated
2017-Q434.8 Estimated
2017-Q335.4 Estimated
2017-Q235.8 Estimated
2017-Q135.9 Estimated
2016-Q436.6 Estimated
2016-Q336.3 Estimated
2016-Q236.3 Estimated
2016-Q135.8 Estimated
2015-Q435.9 Estimated
2015-Q336.4 Estimated
2015-Q236.8 Estimated
2015-Q136.4 Estimated
2014-Q435.8 Estimated
2014-Q336.2 Estimated
2014-Q235.9 Estimated
2014-Q135.6 Estimated
2013-Q435.5 Estimated
2013-Q335.8 Estimated
2013-Q235.5 Estimated
2013-Q134.8 Estimated
2012-Q434.2 Estimated
2012-Q334.3 Estimated
2012-Q234.8 Estimated
2012-Q134.5 Estimated
2011-Q435.2 Estimated
2011-Q335.7 Estimated
2011-Q234.5 Estimated
2011-Q133.7 Estimated
2010-Q434.3 Estimated
2010-Q333.6 Estimated
2010-Q233.7 Estimated
2010-Q131.7 Estimated
2009-Q431.6 Estimated
2009-Q331.4 Estimated
2009-Q231.5 Estimated
2009-Q131.5 Estimated
2008-Q430 Estimated
2008-Q326.5 Estimated
2008-Q224.8 Estimated
2008-Q123.7 Estimated
2007-Q422.7 Estimated
2007-Q321.9 Estimated
2007-Q220.4 Estimated
2007-Q119.2 Estimated
2006-Q418.3 Estimated
2006-Q317.5 Estimated
2006-Q216.6 Estimated
2006-Q115.4 Estimated
2005-Q415 Estimated
2005-Q314.3 Estimated
2005-Q213.7 Estimated
2005-Q113.4 Estimated
2004-Q413.3 Estimated
2004-Q313.4 Estimated
2004-Q213.3 Estimated
2004-Q112.9 Estimated
2003-Q412.9 Estimated
2003-Q313.2 Estimated
2003-Q213.1 Estimated
2003-Q113.3 Estimated
2002-Q412.8 Estimated
2002-Q312.3 Estimated
2002-Q211.1 Estimated
2002-Q19.6 Estimated
2001-Q48.9 Estimated
2001-Q39 Estimated
2001-Q27.9 Estimated
2001-Q17.6 Estimated
2000-Q47.1 Estimated
2000-Q37.2 Estimated
2000-Q27.7 Estimated
2000-Q16.4 Estimated
1999-Q46.2 Estimated
1999-Q36.5 Estimated
1999-Q26.2 Estimated
1999-Q16.4 Estimated
1998-Q46.3 Estimated
1998-Q35.9 Estimated
1998-Q25.3 Estimated
1998-Q14.9 Estimated
1997-Q44.5 Estimated
1997-Q34.4 Estimated
1997-Q24.1 Estimated
1997-Q14 Estimated
1996-Q43.6 Estimated
1996-Q32.8 Estimated
1996-Q22.3 Estimated
1996-Q12.1 Estimated
1995-Q42.2 Estimated

Poland compared with nearby places

Austria: 41.3 % of GDPBelgium: 56.8 % of GDPCzechia: 31.6 % of GDPGermany: 47.9 % of GDPDenmark: 82.5 % of GDPSpain: 42.5 % of GDPFinland: 61.7 % of GDPFrance: 59.1 % of GDPGreece: 37.5 % of GDPHungary: 18.7 % of GDPIreland: 26.3 % of GDPItaly: 35.9 % of GDPLuxembourg: 58.2 % of GDPNetherlands: 94.6 % of GDPPoland: 22.1 % of GDPPortugal: 54.2 % of GDPSweden: 82.1 % of GDP
  • Under 32
  • 32 to 42
  • 42 to 56
  • 56 to 61
  • 61 and over
  • No data
Household credit as a share of GDP, Q1 2026, % of GDP. Poland is outlined. Same source and period for every area shown. Source: Bank for International Settlements. Boundaries: Natural Earth (public domain).

Rankings

Definition

Quarter-end gross core debt of households and NPISHs from all lender sectors, divided by nominal GDP over the latest four quarters, in percent.

BIS core debt: loans and debt securities, plus currency and deposits for government. Includes domestic and foreign lenders. Households include non-profit institutions serving households; corporations include public and private non-financial corporations. Gross debt: financial assets are not deducted. Private sectors are unconsolidated; government is consolidated. Market valuation follows national sources; US private debt securities use face value. BIS break adjustments and some historical estimates are retained. Unlike World Bank domestic private credit, it excludes trade credit and covers all lender sectors. Not seasonally adjusted.

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How to cite

Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Bank for International Settlements. (n.d.). BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp (Household credit as a share of GDP, Poland, 1995-Q4 to 2026-Q1) [Data set]. Retrieved October 12, 2026, from https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1

MLA 9

BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp, Household credit as a share of GDP, Poland, 1995-Q4 to 2026-Q1. Bank for International Settlements, https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1. Invokely, https://invokely.ai/en/household-credit-gdp/poland. Accessed 12 Oct. 2026.

Chicago (author-date)

Bank for International Settlements. n.d. BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp. Household credit as a share of GDP, Poland, 1995-Q4 to 2026-Q1. Dataset. Accessed October 12, 2026. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1. Also distributed by Invokely, https://invokely.ai/en/household-credit-gdp/poland.

Harvard

Bank for International Settlements (no date) BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp, Household credit as a share of GDP, Poland, 1995-Q4 to 2026-Q1 [Dataset]. Available at: https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1, via Invokely: https://invokely.ai/en/household-credit-gdp/poland (Accessed: 12 October 2026).

BibTeX
@misc{bank_household_credit_as_a_2026,
  author = {{Bank for International Settlements}},
  title = {{BIS WS\_TC: H.A.M.770.A, quarterly, household credit gdp: Household credit as a share of GDP, Poland, 1995-Q4 to 2026-Q1}},
  howpublished = {Data set},
  url = {https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/household-credit-gdp/poland. Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS\_TC: H.A.M.770.A, quarterly, household credit gdp. https://stats.bis.org/api/v2/data/dataflow/BIS/WS\_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv\&startPeriod=1970-Q1. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Bank for International Settlements
TI  - BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp: Household credit as a share of GDP, Poland, 1995-Q4 to 2026-Q1
PB  - Bank for International Settlements
DB  - Invokely
UR  - https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1
L2  - https://invokely.ai/en/household-credit-gdp/poland
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/household-credit-gdp/poland.
N1  - Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_TC/2.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H.A.M.770.A?format=csv&startPeriod=1970-Q1. Retrieved 2026-10-12.
ER  - 
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What is the latest household credit as a share of GDP in Poland? Cite the source.
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GET https://invokely.ai/api/v1/value?indicator=household_credit_gdp&place=pl

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Questions

What is the household credit as a share of GDP in Poland?

Household credit as a share of GDP in Poland was 22.1% of GDP in Q1 2026, according to the Bank for International Settlements. That is down 0.2 pts from Q1 2025. That is the 16th highest of 17 EU countries in Q1 2026.

Where does this figure come from?

Bank for International Settlements. BIS WS_TC: H.A.M.770.A, quarterly, household credit gdp. Retrieved by Invokely on 2026-10-12.

What was the highest household credit as a share of GDP in Poland?

36.8% of GDP in Q2 2015, the highest value since Q4 1995 in this series.

Household credit as a share of GDP elsewhere in European Union (27)

Related statistics for Poland

All statistics for Poland | Poland in figures