Data / Debit card ownership, adults / United Arab Emirates

Debit card ownership, adults in United Arab Emirates

Debit card ownership, adults in the United Arab Emirates was 68.84% in 2021, according to the World Bank.

202168.84%
Series high82.862017
Series low55.412011

Next release: Thursday, 7 October 2027, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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Debit card ownership, adults in United Arab Emirates, 2011 to 2021

506070809020112014201720212011: 55.41 %2014: 76.9 %2017: 82.86 %2021: 68.84 %5060708090201120212011: 55.41 %2014: 76.9 %2017: 82.86 %2021: 68.84 %
%. Source: World Bank Global Findex, Global Findex: Owns a debit card (% age 15+) (fin2.t.d). Retrieved 2026-10-12, published 2025-10-06.
All 4 values
Period%
202168.84
201782.86
201476.9
201155.41

United Arab Emirates compared with nearby places

United Arab Emirates: 68.84 %Afghanistan: 2.6 %Albania: 26.98 %Armenia: 19.42 %Argentina: 54.89 %Austria: 95.54 %Australia: 95.94 %Bosnia and Herzegovina: 61.44 %Bangladesh: 4.86 %Belgium: 96.18 %Burkina Faso: 8.86 %Bulgaria: 71.29 %Benin: 5.41 %Bolivia: 44.21 %Brazil: 65.95 %Canada: 96.17 %Republic of the Congo: 8.58 %Switzerland: 85.37 %Côte d’Ivoire: 7.9 %Chile: 78.8 %Cameroon: 7.35 %China: 75.76 %Colombia: 28.94 %Costa Rica: 52.58 %Cyprus: 81.82 %Czechia: 89.05 %Germany: 94.01 %Denmark: 99.02 %Dominican Republic: 29.32 %Algeria: 22.87 %Ecuador: 38.27 %Estonia: 96.73 %Egypt: 22.09 %Spain: 83.28 %Finland: 97.42 %France: 86.34 %Gabon: 13.79 %United Kingdom: 95.46 %Georgia: 42.28 %Ghana: 17.39 %Guinea: 3.69 %Greece: 82.98 %Hong Kong: 88.06 %Honduras: 13.53 %Croatia: 67.53 %Hungary: 79.02 %Indonesia: 35.1 %Ireland: 93.48 %Israel: 30.6 %India: 27.07 %Iraq: 9.76 %Iran: 82.53 %Iceland: 94.14 %Italy: 82.26 %Jamaica: 46.7 %Jordan: 32.43 %Japan: 88.33 %Kenya: 22.42 %Kyrgyzstan: 28.04 %Cambodia: 14.68 %South Korea: 84.01 %Kazakhstan: 59.98 %Laos: 23.45 %Lebanon: 15.92 %Sri Lanka: 52.61 %Liberia: 7.64 %Lithuania: 74.42 %Latvia: 88.53 %Morocco: 31.72 %Moldova: 46.09 %North Macedonia: 52.63 %Mali: 13.44 %Myanmar: 25.85 %Mongolia: 87.21 %Mauritius: 80.52 %Malawi: 7.88 %Malaysia: 83.25 %Mozambique: 17.95 %Namibia: 46.63 %Nigeria: 35.33 %Nicaragua: 11.92 %Netherlands: 98.31 %Norway: 97.76 %Nepal: 13.81 %New Zealand: 96.41 %Panama: 31.53 %Peru: 35.66 %Philippines: 29.82 %Pakistan: 7.74 %Poland: 83.93 %Palestine: 21.35 %Portugal: 85.49 %Paraguay: 15.55 %Romania: 52.65 %Serbia: 61.5 %Russia: 65.3 %Saudi Arabia: 71.9 %Sweden: 98.17 %Singapore: 93.5 %Slovenia: 96.64 %Slovakia: 89.16 %Sierra Leone: 1.43 %Senegal: 11.6 %South Sudan: 0.86 %El Salvador: 14 %Togo: 7 %Thailand: 63.2 %Tajikistan: 15.4 %Tunisia: 20.45 %Türkiye: 58.87 %Taiwan: 81.45 %Tanzania: 13.1 %Ukraine: 69.58 %Uganda: 17.98 %United States: 82.8 %Uruguay: 66.28 %Uzbekistan: 36.26 %Venezuela: 75.58 %South Africa: 58.87 %Zambia: 10.13 %Zimbabwe: 17.71 %
  • Under 14
  • 14 to 27
  • 27 to 53
  • 53 to 76
  • 76 to 88
  • 88 and over
  • No data
Debit card ownership, adults, 2021, %. United Arab Emirates is outlined. Same source and period for every area shown. Source: World Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

Percentage of respondents aged 15 and over who report having an ATM or debit card.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

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How to cite

World Bank, Global Findex Database. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Owns a debit card (% age 15+) (fin2.t.d) (Debit card ownership, adults, United Arab Emirates, 2011 to 2021) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Owns a debit card (% age 15+) (fin2.t.d), Debit card ownership, adults, United Arab Emirates, 2011 to 2021. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/en/debit-card-ownership-adults/united-arab-emirates. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). Debit card ownership, adults, United Arab Emirates, 2011 to 2021. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/en/debit-card-ownership-adults/united-arab-emirates.

Harvard

World Bank (2025) Global Findex: Owns a debit card (% age 15+) (fin2.t.d), Debit card ownership, adults, United Arab Emirates, 2011 to 2021 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/en/debit-card-ownership-adults/united-arab-emirates (Accessed: 12 October 2026).

BibTeX
@misc{world_debit_card_ownership_adults_2021,
  author = {{World Bank}},
  title = {{Global Findex: Owns a debit card (\% age 15+) (fin2.t.d): Debit card ownership, adults, United Arab Emirates, 2011 to 2021}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/debit-card-ownership-adults/united-arab-emirates. Publisher attribution: World Bank, Global Findex Database. Global Findex: Owns a debit card (\% age 15+) (fin2.t.d). https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Owns a debit card (% age 15+) (fin2.t.d): Debit card ownership, adults, United Arab Emirates, 2011 to 2021
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/en/debit-card-ownership-adults/united-arab-emirates
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/debit-card-ownership-adults/united-arab-emirates.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

What is the debit card ownership, adults in United Arab Emirates?

Debit card ownership, adults in the United Arab Emirates was 68.84% in 2021, according to the World Bank.

Where does this figure come from?

World Bank. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). Retrieved by Invokely on 2026-10-12.

What was the highest debit card ownership, adults in United Arab Emirates?

82.86% in 2017, the highest value since 2011 in this series.

Debit card ownership, adults in other countries

Related statistics for United Arab Emirates

All statistics for United Arab Emirates | United Arab Emirates in figures