Cities in Minnesota by homeownership rate (US, housing units)

Ham Lake, MN had the highest homeownership rate (US, housing units) of 103 cities in 2023, at 95.2%. Hopkins, MN had the lowest, at 37.3%. The median was 71.2% and the figure for Minnesota was 72.4%. Source: the U.S. Census Bureau.

Keep it in a collection in your library.
Highest95.2Ham Lake, MN
Lowest37.3Hopkins, MN
Median71.2103 cities
Minnesota72.4History

Top 40 cities, 2023

Ham Lake, MN: 95.2 %Ham Lake, MN95.2Dayton, MN: 94.9 %Dayton, MN94.9Andover, MN: 93.8 %Andover, MN93.8East Bethel, MN: 93.4 %East Bethel, MN93.4Victoria, MN: 92.7 %Victoria, MN92.7Lake Elmo, MN: 92.3 %Lake Elmo, MN92.3Lino Lakes, MN: 91.6 %Lino Lakes, MN91.6St. Michael, MN: 91.4 %St. Michael, MN91.4Otsego, MN: 91.2 %Otsego, MN91.2Champlin, MN: 89.5 %Champlin, MN89.5Hugo, MN: 89.2 %Hugo, MN89.2Cottage Grove, MN: 88.4 %Cottage Grove, MN88.4Rogers, MN: 88.3 %Rogers, MN88.3Lakeville, MN: 87.8 %Lakeville, MN87.8Big Lake, MN: 86.7 %Big Lake, MN86.7Farmington, MN: 86.6 %Farmington, MN86.6Rosemount, MN: 86.6 %Rosemount, MN86.6Prior Lake, MN: 85.7 %Prior Lake, MN85.7Ramsey, MN: 85.4 %Ramsey, MN85.4Blaine, MN: 85 %Blaine, MN85Chanhassen, MN: 84.4 %Chanhassen, MN84.4Savage, MN: 84.3 %Savage, MN84.3Maple Grove, MN: 82.9 %Maple Grove, MN82.9Vadnais Heights, MN: 81.4 %Vadnais Heights, MN81.4Shoreview, MN: 81.3 %Shoreview, MN81.3North Branch, MN: 81.2 %North Branch, MN81.2Waconia, MN: 80.9 %Waconia, MN80.9Mendota Heights, MN: 80.3 %Mendota Heights, MN80.3Elk River, MN: 80 %Elk River, MN80Woodbury, MN: 78 %Woodbury, MN78Oakdale, MN: 77.4 %Oakdale, MN77.4Shakopee, MN: 76.8 %Shakopee, MN76.8Buffalo, MN: 76.7 %Buffalo, MN76.7Owatonna, MN: 76.7 %Owatonna, MN76.7Eden Prairie, MN: 75.6 %Eden Prairie, MN75.6Stillwater, MN: 75.6 %Stillwater, MN75.6Inver Grove Heights, MN: 75.5 %Inver Grove Heights, MN75.5Crystal, MN: 75.4 %Crystal, MN75.4Hermantown, MN: 75 %Hermantown, MN75Plymouth, MN: 74.7 %Plymouth, MN74.7Ham Lake, MN: 95.2 %Ham Lake, MN95.2Dayton, MN: 94.9 %Dayton, MN94.9Andover, MN: 93.8 %Andover, MN93.8East Bethel, MN: 93.4 %East Bethel, MN93.4Victoria, MN: 92.7 %Victoria, MN92.7Lake Elmo, MN: 92.3 %Lake Elmo, MN92.3Lino Lakes, MN: 91.6 %Lino Lakes, MN91.6St. Michael, MN: 91.4 %St. Michael, MN91.4Otsego, MN: 91.2 %Otsego, MN91.2Champlin, MN: 89.5 %Champlin, MN89.5Hugo, MN: 89.2 %Hugo, MN89.2Cottage Grove, MN: 88.4 %Cottage Grove, MN88.4Rogers, MN: 88.3 %Rogers, MN88.3Lakeville, MN: 87.8 %Lakeville, MN87.8Big Lake, MN: 86.7 %Big Lake, MN86.7Farmington, MN: 86.6 %Farmington, MN86.6Rosemount, MN: 86.6 %Rosemount, MN86.6Prior Lake, MN: 85.7 %Prior Lake, MN85.7Ramsey, MN: 85.4 %Ramsey, MN85.4Blaine, MN: 85 %Blaine, MN85Chanhassen, MN: 84.4 %Chanhassen, MN84.4Savage, MN: 84.3 %Savage, MN84.3Maple Grove, MN: 82.9 %Maple Grove, MN82.9Vadnais Heights, MN: 81.4 %Vadnais Heights, MN81.4Shoreview, MN: 81.3 %Shoreview, MN81.3North Branch, MN: 81.2 %North Branch, MN81.2Waconia, MN: 80.9 %Waconia, MN80.9Mendota Heights, MN: 80.3 %Mendota Heights, MN80.3Elk River, MN: 80 %Elk River, MN80Woodbury, MN: 78 %Woodbury, MN78Oakdale, MN: 77.4 %Oakdale, MN77.4Shakopee, MN: 76.8 %Shakopee, MN76.8Buffalo, MN: 76.7 %Buffalo, MN76.7Owatonna, MN: 76.7 %Owatonna, MN76.7Eden Prairie, MN: 75.6 %Eden Prairie, MN75.6Stillwater, MN: 75.6 %Stillwater, MN75.6Inver Grove Heights, MN: 75.5 %Inver Grove Heights, MN75.5Crystal, MN: 75.4 %Crystal, MN75.4Hermantown, MN: 75 %Hermantown, MN75Plymouth, MN: 74.7 %Plymouth, MN74.7
%. Source: Invokely calculation with data from U.S. Census Bureau. Retrieved 2026-10-12.

Full ranking

RankCities2023 (%)Change on 2022
1Ham Lake, MN95.20 pts
2Dayton, MN94.90 pts
3Andover, MN93.8+0.1 pts
4East Bethel, MN93.4-0.6 pts
5Victoria, MN92.7+2.1 pts
6Lake Elmo, MN92.3+0.6 pts
7Lino Lakes, MN91.6-0.9 pts
8St. Michael, MN91.4-0.2 pts
9Otsego, MN91.2+2 pts
10Champlin, MN89.5-0.2 pts
11Hugo, MN89.2+1.5 pts
12Cottage Grove, MN88.4+0.3 pts
13Rogers, MN88.3+0.1 pts
14Lakeville, MN87.8+0.5 pts
15Big Lake, MN86.7+1.3 pts
16Farmington, MN86.6+0.4 pts
17Rosemount, MN86.6-0.1 pts
18Prior Lake, MN85.7-0.5 pts
19Ramsey, MN85.4+0.6 pts
20Blaine, MN85-0.3 pts
21Chanhassen, MN84.4-2.1 pts
22Savage, MN84.3-1.4 pts
23Maple Grove, MN82.9-0.7 pts
24Vadnais Heights, MN81.4-1.3 pts
25Shoreview, MN81.3-2.1 pts
26North Branch, MN81.2-2.8 pts
27Waconia, MN80.9+2.4 pts
28Mendota Heights, MN80.3-2.2 pts
29Elk River, MN80+1.5 pts
30Woodbury, MN78-2 pts
31Oakdale, MN77.4+0.2 pts
32Shakopee, MN76.8+3.7 pts
33Buffalo, MN76.7+0.4 pts
34Owatonna, MN76.7+2.9 pts
35Eden Prairie, MN75.6-0.7 pts
36Stillwater, MN75.6-1.7 pts
37Inver Grove Heights, MN75.5+1.9 pts
38Crystal, MN75.4+0.8 pts
39Hermantown, MN75-1.2 pts
40Plymouth, MN74.7+0.1 pts
41New Ulm, MN74.6+1.2 pts
42Hibbing, MN74.4+0.7 pts
43Coon Rapids, MN74.2-0.6 pts
44Hastings, MN74.2+0.8 pts
45Albert Lea, MN73.6+1.8 pts
46Apple Valley, MN72.9-2.6 pts
47Minnetonka, MN72.5+0.2 pts
48North Mankato, MN72.4-2.4 pts
49Edina, MN72.4+1.5 pts
50South St. Paul, MN72+0.9 pts
51Forest Lake, MN71.8-1.3 pts
52Maplewood, MN71.2-0.9 pts
53Red Wing, MN70.8-0.4 pts
54Robbinsdale, MN70.2-0.7 pts
55Golden Valley, MN70-1.5 pts
56Brooklyn Park, MN69.8+0.6 pts
56Northfield, MN69.8-0.4 pts
58Austin, MN69.6+1.3 pts
59Chaska, MN69.6-0.4 pts
60Eagan, MN69.5-0.8 pts
61Mounds View, MN69.3+2.4 pts
62Hutchinson, MN69.2+0.9 pts
63Roseville, MN67.7-1.4 pts
64Little Canada, MN67.3+5.3 pts
65Cambridge, MN67-1.3 pts
66North St. Paul, MN66.6+1.4 pts
67Burnsville, MN66.5-1.7 pts
68Bloomington, MN66.2-0.8 pts
69Fairmont, MN65.8-0 pts
70Rochester, MN65.4-0 pts
71White Bear Lake, MN65.4+0.8 pts
72Faribault, MN65.4+1.2 pts
73Columbia Heights, MN65.3-0.7 pts
74Monticello, MN64.9-0.1 pts
75Cloquet, MN64.7-2.1 pts
76New Brighton, MN64.1+1.4 pts
77Fergus Falls, MN63.5-1.3 pts
78Worthington, MN63.3-3.1 pts
79Fridley, MN63.2+2.3 pts
80Richfield, MN62.4+0.8 pts
80Sauk Rapids, MN62.4+0.3 pts
82Brooklyn Center, MN61.9+0.9 pts
83Sartell, MN60.3+2.8 pts
84Duluth, MN60.2-0.4 pts
85St. Peter, MN60-2 pts
86Detroit Lakes, MN59.6+0.2 pts
87Grand Rapids, MN59.4-1.9 pts
88Marshall, MN59.4+0.8 pts
89Moorhead, MN58.7+0.9 pts
90West St. Paul, MN58.6-2.8 pts
91St. Louis Park, MN58.1-0.6 pts
92Winona, MN57.6-0.1 pts
93Willmar, MN57.5-2.6 pts
94Anoka, MN57.3+0.5 pts
95Alexandria, MN57.2+1.9 pts
96Brainerd, MN57+1.2 pts
97St. Paul, MN53.2+0.2 pts
98New Hope, MN52.5-0.9 pts
99Mankato, MN50.3+0.7 pts
100St. Cloud, MN48.6+0.4 pts
101Minneapolis, MN48-0.1 pts
102Bemidji, MN41.9+1.5 pts
103Hopkins, MN37.3+3.1 pts

Other periods

About this ranking

Owner-occupied housing units as a percentage of all occupied housing units. United States: American Community Survey five-year estimate, where the period shown is the last year of the five-year span.

Counts households (occupied housing units), not people. EU home ownership rates (population_in_owner_occupied_homes_share) count people living in owner-occupied dwellings, so they are not comparable.

Every value in the ranking comes from the same publisher and the same period, so the cities are compared on one definition. Equal values share a rank.

How to cite

U.S. Census Bureau. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

U.S. Census Bureau. (2026). American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more) (Cities in Minnesota by homeownership rate (US, housing units), 2023) [Data set]. Retrieved October 12, 2026, from https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat

MLA 9

American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more), Cities in Minnesota by homeownership rate (US, housing units), 2023. U.S. Census Bureau, 29 Jan. 2026, https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat. Invokely, https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2023. Accessed 12 Oct. 2026.

Chicago (author-date)

U.S. Census Bureau. 2026. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). Cities in Minnesota by homeownership rate (US, housing units), 2023. Dataset. Accessed October 12, 2026. https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat. Also distributed by Invokely, https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2023.

Harvard

U.S. Census Bureau (2026) American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more), Cities in Minnesota by homeownership rate (US, housing units), 2023 [Dataset]. Available at: https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat, via Invokely: https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2023 (Accessed: 12 October 2026).

BibTeX
@misc{census_cities_in_minnesota_by_2023,
  author = {{U.S. Census Bureau}},
  title = {{American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more): Cities in Minnesota by homeownership rate (US, housing units), 2023}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2023. Publisher attribution: U.S. Census Bureau. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). https://www2.census.gov/programs-surveys/acs/summary\_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - U.S. Census Bureau
TI  - American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more): Cities in Minnesota by homeownership rate (US, housing units), 2023
PY  - 2026
DA  - 2026/01/29
PB  - U.S. Census Bureau
DB  - Invokely
UR  - https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat
L2  - https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2023
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2023.
N1  - Publisher attribution: U.S. Census Bureau. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat. Retrieved 2026-10-12.
ER  - 
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Rank Cities in Minnesota by homeownership rate (US, housing units) using official data, and cite the source.
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Questions

Which city has the highest homeownership rate (US, housing units)?

Ham Lake, MN, with 95.2% in 2023, according to the U.S. Census Bureau.

Which city has the lowest homeownership rate (US, housing units)?

Hopkins, MN, with 37.3% in 2023.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: U.S. Census Bureau, American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). Retrieved 2026-10-12.

Homeownership rate (US, housing units): other rankings

Cities in Minnesota: more rankings