Cities in Minnesota by homeownership rate (US, housing units)

Ham Lake, MN had the highest homeownership rate (US, housing units) of 103 cities in 2022, at 95.2%. Hopkins, MN had the lowest, at 34.2%. The median was 71.1% and the figure for Minnesota was 72.3%. Source: the U.S. Census Bureau.

Keep it in a collection in your library.
Highest95.2Ham Lake, MN
Lowest34.2Hopkins, MN
Median71.1103 cities
Minnesota72.3History

Top 40 cities, 2022

Ham Lake, MN: 95.2 %Ham Lake, MN95.2Dayton, MN: 94.8 %Dayton, MN94.8East Bethel, MN: 94 %East Bethel, MN94Andover, MN: 93.7 %Andover, MN93.7Lino Lakes, MN: 92.5 %Lino Lakes, MN92.5Lake Elmo, MN: 91.7 %Lake Elmo, MN91.7St. Michael, MN: 91.6 %St. Michael, MN91.6Victoria, MN: 90.6 %Victoria, MN90.6Champlin, MN: 89.7 %Champlin, MN89.7Otsego, MN: 89.2 %Otsego, MN89.2Rogers, MN: 88.3 %Rogers, MN88.3Cottage Grove, MN: 88.1 %Cottage Grove, MN88.1Hugo, MN: 87.7 %Hugo, MN87.7Lakeville, MN: 87.4 %Lakeville, MN87.4Rosemount, MN: 86.7 %Rosemount, MN86.7Chanhassen, MN: 86.6 %Chanhassen, MN86.6Farmington, MN: 86.2 %Farmington, MN86.2Prior Lake, MN: 86.2 %Prior Lake, MN86.2Savage, MN: 85.7 %Savage, MN85.7Big Lake, MN: 85.3 %Big Lake, MN85.3Blaine, MN: 85.3 %Blaine, MN85.3Ramsey, MN: 84.8 %Ramsey, MN84.8North Branch, MN: 84 %North Branch, MN84Maple Grove, MN: 83.6 %Maple Grove, MN83.6Shoreview, MN: 83.4 %Shoreview, MN83.4Vadnais Heights, MN: 82.7 %Vadnais Heights, MN82.7Mendota Heights, MN: 82.5 %Mendota Heights, MN82.5Woodbury, MN: 80 %Woodbury, MN80Elk River, MN: 78.5 %Elk River, MN78.5Waconia, MN: 78.5 %Waconia, MN78.5Stillwater, MN: 77.3 %Stillwater, MN77.3Oakdale, MN: 77.2 %Oakdale, MN77.2Buffalo, MN: 76.3 %Buffalo, MN76.3Eden Prairie, MN: 76.3 %Eden Prairie, MN76.3Hermantown, MN: 76.2 %Hermantown, MN76.2Apple Valley, MN: 75.6 %Apple Valley, MN75.6North Mankato, MN: 74.8 %North Mankato, MN74.8Coon Rapids, MN: 74.8 %Coon Rapids, MN74.8Plymouth, MN: 74.6 %Plymouth, MN74.6Crystal, MN: 74.6 %Crystal, MN74.6Ham Lake, MN: 95.2 %Ham Lake, MN95.2Dayton, MN: 94.8 %Dayton, MN94.8East Bethel, MN: 94 %East Bethel, MN94Andover, MN: 93.7 %Andover, MN93.7Lino Lakes, MN: 92.5 %Lino Lakes, MN92.5Lake Elmo, MN: 91.7 %Lake Elmo, MN91.7St. Michael, MN: 91.6 %St. Michael, MN91.6Victoria, MN: 90.6 %Victoria, MN90.6Champlin, MN: 89.7 %Champlin, MN89.7Otsego, MN: 89.2 %Otsego, MN89.2Rogers, MN: 88.3 %Rogers, MN88.3Cottage Grove, MN: 88.1 %Cottage Grove, MN88.1Hugo, MN: 87.7 %Hugo, MN87.7Lakeville, MN: 87.4 %Lakeville, MN87.4Rosemount, MN: 86.7 %Rosemount, MN86.7Chanhassen, MN: 86.6 %Chanhassen, MN86.6Farmington, MN: 86.2 %Farmington, MN86.2Prior Lake, MN: 86.2 %Prior Lake, MN86.2Savage, MN: 85.7 %Savage, MN85.7Big Lake, MN: 85.3 %Big Lake, MN85.3Blaine, MN: 85.3 %Blaine, MN85.3Ramsey, MN: 84.8 %Ramsey, MN84.8North Branch, MN: 84 %North Branch, MN84Maple Grove, MN: 83.6 %Maple Grove, MN83.6Shoreview, MN: 83.4 %Shoreview, MN83.4Vadnais Heights, MN: 82.7 %Vadnais Heights, MN82.7Mendota Heights, MN: 82.5 %Mendota Heights, MN82.5Woodbury, MN: 80 %Woodbury, MN80Elk River, MN: 78.5 %Elk River, MN78.5Waconia, MN: 78.5 %Waconia, MN78.5Stillwater, MN: 77.3 %Stillwater, MN77.3Oakdale, MN: 77.2 %Oakdale, MN77.2Buffalo, MN: 76.3 %Buffalo, MN76.3Eden Prairie, MN: 76.3 %Eden Prairie, MN76.3Hermantown, MN: 76.2 %Hermantown, MN76.2Apple Valley, MN: 75.6 %Apple Valley, MN75.6North Mankato, MN: 74.8 %North Mankato, MN74.8Coon Rapids, MN: 74.8 %Coon Rapids, MN74.8Plymouth, MN: 74.6 %Plymouth, MN74.6Crystal, MN: 74.6 %Crystal, MN74.6
%. Source: Invokely calculation with data from U.S. Census Bureau. Retrieved 2026-10-12.

Full ranking

RankCities2022 (%)Change on 2021
1Ham Lake, MN95.2+0.5 pts
2Dayton, MN94.8-2 pts
3East Bethel, MN94-1.3 pts
4Andover, MN93.7-0 pts
5Lino Lakes, MN92.5+0.2 pts
6Lake Elmo, MN91.7-2.4 pts
7St. Michael, MN91.6-0 pts
8Victoria, MN90.6-2.3 pts
9Champlin, MN89.7-0.2 pts
10Otsego, MN89.2-2.5 pts
11Rogers, MN88.3+1.9 pts
12Cottage Grove, MN88.1+0.2 pts
13Hugo, MN87.7-0.5 pts
14Lakeville, MN87.4-0.7 pts
15Rosemount, MN86.7-0.2 pts
16Chanhassen, MN86.6-1.3 pts
17Farmington, MN86.2-0 pts
18Prior Lake, MN86.2+0.2 pts
19Savage, MN85.7+1.5 pts
20Big Lake, MN85.3+0.6 pts
21Blaine, MN85.3-0.9 pts
22Ramsey, MN84.8-0.2 pts
23North Branch, MN84-0.5 pts
24Maple Grove, MN83.6-1.7 pts
25Shoreview, MN83.4+0.2 pts
26Vadnais Heights, MN82.7+1.1 pts
27Mendota Heights, MN82.5-1.2 pts
28Woodbury, MN80-0.8 pts
29Elk River, MN78.5-2 pts
30Waconia, MN78.5-1.1 pts
31Stillwater, MN77.3+1.3 pts
32Oakdale, MN77.2-0.5 pts
33Buffalo, MN76.3+1 pts
34Eden Prairie, MN76.3+0.8 pts
35Hermantown, MN76.2+2.8 pts
36Apple Valley, MN75.6-0.2 pts
37North Mankato, MN74.8-0.9 pts
38Coon Rapids, MN74.8+0.2 pts
39Plymouth, MN74.6+0.5 pts
40Crystal, MN74.6-1.5 pts
41Owatonna, MN73.8+0.9 pts
42Inver Grove Heights, MN73.7+0.9 pts
43Hibbing, MN73.7-0.8 pts
44New Ulm, MN73.4+0.1 pts
45Hastings, MN73.4-0.2 pts
46Forest Lake, MN73.1-0.9 pts
47Shakopee, MN73.1-0.9 pts
48Minnetonka, MN72.2+0.5 pts
49Maplewood, MN72.1+0.5 pts
50Albert Lea, MN71.8-0.2 pts
51Golden Valley, MN71.5-2.8 pts
52Red Wing, MN71.1+0.1 pts
53South St. Paul, MN71.1+1.4 pts
54Edina, MN70.9+0.5 pts
55Robbinsdale, MN70.9+1.9 pts
56Eagan, MN70.3-1 pts
57Northfield, MN70.2+2.7 pts
58Chaska, MN70-0.5 pts
59Brooklyn Park, MN69.2-0.4 pts
60Roseville, MN69.1+0.1 pts
61Austin, MN68.3-0.3 pts
62Cambridge, MN68.3-1.1 pts
63Hutchinson, MN68.3+0.2 pts
64Burnsville, MN68.2+0.7 pts
65Bloomington, MN67-0.3 pts
66Mounds View, MN66.9-0.1 pts
67Cloquet, MN66.8-1.5 pts
68Worthington, MN66.4+1.8 pts
69Columbia Heights, MN66+1.1 pts
70Fairmont, MN65.9-1.9 pts
71Rochester, MN65.5-0.5 pts
72North St. Paul, MN65.2+0.9 pts
73Monticello, MN65.1-5.1 pts
74Fergus Falls, MN64.8+0.4 pts
75White Bear Lake, MN64.6-1.1 pts
76Faribault, MN64.2-1.6 pts
77New Brighton, MN62.7+0.6 pts
78Sauk Rapids, MN62.1-0.2 pts
79St. Peter, MN62+0.4 pts
80Little Canada, MN62-0 pts
81Richfield, MN61.7-0.9 pts
82West St. Paul, MN61.4+3.8 pts
83Grand Rapids, MN61.2-0.8 pts
84Brooklyn Center, MN61+0.9 pts
85Fridley, MN60.9-1.5 pts
86Duluth, MN60.6-0.2 pts
87Willmar, MN60.2-0 pts
88Detroit Lakes, MN59.3-2.7 pts
89St. Louis Park, MN58.7+0.6 pts
90Marshall, MN58.6+2.5 pts
91Moorhead, MN57.8-1.3 pts
92Winona, MN57.8-2.3 pts
93Sartell, MN57.5-2.9 pts
94Anoka, MN56.7+0.6 pts
95Brainerd, MN55.8+3.5 pts
96Alexandria, MN55.2+2.6 pts
97New Hope, MN53.4-2.3 pts
98St. Paul, MN53+1.5 pts
99Mankato, MN49.6-2.8 pts
100St. Cloud, MN48.2-1.5 pts
101Minneapolis, MN48.1+0.1 pts
102Bemidji, MN40.5+1.2 pts
103Hopkins, MN34.2+1.3 pts

Other periods

About this ranking

Owner-occupied housing units as a percentage of all occupied housing units. United States: American Community Survey five-year estimate, where the period shown is the last year of the five-year span.

Counts households (occupied housing units), not people. EU home ownership rates (population_in_owner_occupied_homes_share) count people living in owner-occupied dwellings, so they are not comparable.

Every value in the ranking comes from the same publisher and the same period, so the cities are compared on one definition. Equal values share a rank.

How to cite

U.S. Census Bureau. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). https://www2.census.gov/programs-surveys/acs/summary_file/2022/table-based-SF/data/5YRData/acsdt5y2022-b25003.dat. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

U.S. Census Bureau. (2026). American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more) (Cities in Minnesota by homeownership rate (US, housing units), 2022) [Data set]. Retrieved October 12, 2026, from https://www2.census.gov/programs-surveys/acs/summary_file/2022/table-based-SF/data/5YRData/acsdt5y2022-b25003.dat

MLA 9

American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more), Cities in Minnesota by homeownership rate (US, housing units), 2022. U.S. Census Bureau, 29 Jan. 2026, https://www2.census.gov/programs-surveys/acs/summary_file/2022/table-based-SF/data/5YRData/acsdt5y2022-b25003.dat. Invokely, https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2022. Accessed 12 Oct. 2026.

Chicago (author-date)

U.S. Census Bureau. 2026. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). Cities in Minnesota by homeownership rate (US, housing units), 2022. Dataset. Accessed October 12, 2026. https://www2.census.gov/programs-surveys/acs/summary_file/2022/table-based-SF/data/5YRData/acsdt5y2022-b25003.dat. Also distributed by Invokely, https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2022.

Harvard

U.S. Census Bureau (2026) American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more), Cities in Minnesota by homeownership rate (US, housing units), 2022 [Dataset]. Available at: https://www2.census.gov/programs-surveys/acs/summary_file/2022/table-based-SF/data/5YRData/acsdt5y2022-b25003.dat, via Invokely: https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2022 (Accessed: 12 October 2026).

BibTeX
@misc{census_cities_in_minnesota_by_2022,
  author = {{U.S. Census Bureau}},
  title = {{American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more): Cities in Minnesota by homeownership rate (US, housing units), 2022}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www2.census.gov/programs-surveys/acs/summary_file/2022/table-based-SF/data/5YRData/acsdt5y2022-b25003.dat},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2022. Publisher attribution: U.S. Census Bureau. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). https://www2.census.gov/programs-surveys/acs/summary\_file/2022/table-based-SF/data/5YRData/acsdt5y2022-b25003.dat. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - U.S. Census Bureau
TI  - American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more): Cities in Minnesota by homeownership rate (US, housing units), 2022
PY  - 2026
DA  - 2026/01/29
PB  - U.S. Census Bureau
DB  - Invokely
UR  - https://www2.census.gov/programs-surveys/acs/summary_file/2022/table-based-SF/data/5YRData/acsdt5y2022-b25003.dat
L2  - https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2022
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/homeownership-rate/minnesota-cities?period=2022.
N1  - Publisher attribution: U.S. Census Bureau. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). https://www2.census.gov/programs-surveys/acs/summary_file/2022/table-based-SF/data/5YRData/acsdt5y2022-b25003.dat. Retrieved 2026-10-12.
ER  - 
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Questions

Which city has the highest homeownership rate (US, housing units)?

Ham Lake, MN, with 95.2% in 2022, according to the U.S. Census Bureau.

Which city has the lowest homeownership rate (US, housing units)?

Hopkins, MN, with 34.2% in 2022.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: U.S. Census Bureau, American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). Retrieved 2026-10-12.

Homeownership rate (US, housing units): other rankings

Cities in Minnesota: more rankings