Counties in Massachusetts by expected annual loss from natural hazards (FEMA National Risk Index), 2025

Middlesex County had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 14 counties in 2025, at $321,947,814. Dukes County had the lowest, at $7,301,175. The median was $96,973,323 and the figure for Massachusetts was $1,478,044,953. Source: the Federal Emergency Management Agency.

Highest321,947,814Middlesex County
Lowest7,301,175Dukes County
Median96,973,32314 counties
Massachusetts1,478,044,953History

All counties, 2025

Middlesex County: 321,947,814 USDMiddlesex County321,947,814Essex County: 198,806,033 USDEssex County198,806,033Worcester County: 162,813,485 USDWorcester County162,813,485Norfolk County: 146,917,420 USDNorfolk County146,917,420Suffolk County: 114,876,837 USDSuffolk County114,876,837Plymouth County: 114,312,980 USDPlymouth County114,312,980Hampden County: 106,696,441 USDHampden County106,696,441Bristol County: 87,250,205 USDBristol County87,250,205Barnstable County: 82,336,785 USDBarnstable County82,336,785Berkshire County: 51,762,098 USDBerkshire County51,762,098Hampshire County: 37,274,376 USDHampshire County37,274,376Nantucket County: 22,876,666 USDNantucket County22,876,666Franklin County: 22,873,942 USDFranklin County22,873,942Dukes County: 7,301,175 USDDukes County7,301,175
USD. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Full ranking

RankCounties2025
USD
1Middlesex County321,947,814
2Essex County198,806,033
3Worcester County162,813,485
4Norfolk County146,917,420
5Suffolk County114,876,837
6Plymouth County114,312,980
7Hampden County106,696,441
8Bristol County87,250,205
9Barnstable County82,336,785
10Berkshire County51,762,098
11Hampshire County37,274,376
12Nantucket County22,876,666
13Franklin County22,873,942
14Dukes County7,301,175

About this ranking

Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios.

A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Federal Emergency Management Agency. (2025). National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT) (Counties in Massachusetts by expected annual loss from natural hazards (FEMA National Risk Index), 2025) [Data set]. Retrieved October 12, 2026, from https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355

MLA 9

National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Massachusetts by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Federal Emergency Management Agency, 16 Dec. 2025, https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/massachusetts-counties. Accessed 12 Oct. 2026.

Chicago (author-date)

Federal Emergency Management Agency. 2025. National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Counties in Massachusetts by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Dataset. Accessed October 12, 2026. https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Also distributed by Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/massachusetts-counties.

Harvard

Federal Emergency Management Agency (2025) National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Massachusetts by expected annual loss from natural hazards (FEMA National Risk Index), 2025 [Dataset]. Available at: https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355, via Invokely: https://invokely.ai/rankings/expected-annual-loss-natural-hazards/massachusetts-counties (Accessed: 12 October 2026).

BibTeX
@misc{federal_counties_in_massachusetts_by_2025,
  author = {{Federal Emergency Management Agency}},
  title = {{National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT): Counties in Massachusetts by expected annual loss from natural hazards (FEMA National Risk Index), 2025}},
  year = {2025},
  howpublished = {Data set},
  url = {https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/massachusetts-counties. Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).},
}
RIS
TY  - DATA
AU  - Federal Emergency Management Agency
TI  - National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT): Counties in Massachusetts by expected annual loss from natural hazards (FEMA National Risk Index), 2025
PY  - 2025
DA  - 2025/12/16
PB  - Federal Emergency Management Agency
DB  - Invokely
UR  - https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355
L2  - https://invokely.ai/rankings/expected-annual-loss-natural-hazards/massachusetts-counties
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/massachusetts-counties.
N1  - Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
ER  - 
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Questions

Which county has the highest expected annual loss from natural hazards (FEMA National Risk Index)?

Middlesex County, with $321,947,814 in 2025, according to the Federal Emergency Management Agency.

Which county has the lowest expected annual loss from natural hazards (FEMA National Risk Index)?

Dukes County, with $7,301,175 in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Federal Emergency Management Agency, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Expected annual loss from natural hazards (FEMA National Risk Index): other rankings

Counties in Massachusetts: more rankings