Counties in Maine by expected annual loss from natural hazards (FEMA National Risk Index), 2025

Cumberland County had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 16 counties in 2025, at $69,167,983. Sagadahoc County had the lowest, at $9,592,498. The median was $21,179,291 and the figure for Maine was $415,881,829. Source: the Federal Emergency Management Agency.

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Highest69,167,983Cumberland County
Lowest9,592,498Sagadahoc County
Median21,179,29116 counties
Maine415,881,829History

Map of counties, 2025

Androscoggin County: 22,705,309 USDAroostook County: 34,806,819 USDCumberland County: 69,167,983 USDFranklin County: 13,513,820 USDHancock County: 19,972,145 USDKennebec County: 37,477,117 USDKnox County: 11,713,829 USDLincoln County: 10,717,135 USDOxford County: 22,386,436 USDPenobscot County: 41,150,409 USDPiscataquis County: 16,454,427 USDSagadahoc County: 9,592,498 USDSomerset County: 26,321,674 USDWaldo County: 13,430,989 USDWashington County: 10,767,811 USDYork County: 55,712,372 USD
  • Under 12M
  • 12M to 16M
  • 16M to 23M
  • 23M to 37M
  • 37M and over
USD, 2025. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Boundaries: U.S. Census Bureau cartographic boundary files.

All counties, 2025

Cumberland County: 69,167,983 USDCumberland County69,167,983York County: 55,712,372 USDYork County55,712,372Penobscot County: 41,150,409 USDPenobscot County41,150,409Kennebec County: 37,477,117 USDKennebec County37,477,117Aroostook County: 34,806,819 USDAroostook County34,806,819Somerset County: 26,321,674 USDSomerset County26,321,674Androscoggin County: 22,705,309 USDAndroscoggin County22,705,309Oxford County: 22,386,436 USDOxford County22,386,436Hancock County: 19,972,145 USDHancock County19,972,145Piscataquis County: 16,454,427 USDPiscataquis County16,454,427Franklin County: 13,513,820 USDFranklin County13,513,820Waldo County: 13,430,989 USDWaldo County13,430,989Knox County: 11,713,829 USDKnox County11,713,829Washington County: 10,767,811 USDWashington County10,767,811Lincoln County: 10,717,135 USDLincoln County10,717,135Sagadahoc County: 9,592,498 USDSagadahoc County9,592,498Cumberland County: 69,167,983 USDCumberland County69,167,983York County: 55,712,372 USDYork County55,712,372Penobscot County: 41,150,409 USDPenobscot County41,150,409Kennebec County: 37,477,117 USDKennebec County37,477,117Aroostook County: 34,806,819 USDAroostook County34,806,819Somerset County: 26,321,674 USDSomerset County26,321,674Androscoggin County: 22,705,309 USDAndroscoggin County22,705,309Oxford County: 22,386,436 USDOxford County22,386,436Hancock County: 19,972,145 USDHancock County19,972,145Piscataquis County: 16,454,427 USDPiscataquis County16,454,427Franklin County: 13,513,820 USDFranklin County13,513,820Waldo County: 13,430,989 USDWaldo County13,430,989Knox County: 11,713,829 USDKnox County11,713,829Washington County: 10,767,811 USDWashington County10,767,811Lincoln County: 10,717,135 USDLincoln County10,717,135Sagadahoc County: 9,592,498 USDSagadahoc County9,592,498
USD. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Full ranking

RankCounties2025
USD
1Cumberland County69,167,983
2York County55,712,372
3Penobscot County41,150,409
4Kennebec County37,477,117
5Aroostook County34,806,819
6Somerset County26,321,674
7Androscoggin County22,705,309
8Oxford County22,386,436
9Hancock County19,972,145
10Piscataquis County16,454,427
11Franklin County13,513,820
12Waldo County13,430,989
13Knox County11,713,829
14Washington County10,767,811
15Lincoln County10,717,135
16Sagadahoc County9,592,498

About this ranking

Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios.

A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Federal Emergency Management Agency. (2025). National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT) (Counties in Maine by expected annual loss from natural hazards (FEMA National Risk Index), 2025) [Data set]. Retrieved October 12, 2026, from https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355

MLA 9

National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Maine by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Federal Emergency Management Agency, 16 Dec. 2025, https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maine-counties. Accessed 12 Oct. 2026.

Chicago (author-date)

Federal Emergency Management Agency. 2025. National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Counties in Maine by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Dataset. Accessed October 12, 2026. https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Also distributed by Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maine-counties.

Harvard

Federal Emergency Management Agency (2025) National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Maine by expected annual loss from natural hazards (FEMA National Risk Index), 2025 [Dataset]. Available at: https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355, via Invokely: https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maine-counties (Accessed: 12 October 2026).

BibTeX
@misc{federal_counties_in_maine_by_2025,
  author = {{Federal Emergency Management Agency}},
  title = {{National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT): Counties in Maine by expected annual loss from natural hazards (FEMA National Risk Index), 2025}},
  year = {2025},
  howpublished = {Data set},
  url = {https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maine-counties. Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).},
}
RIS
TY  - DATA
AU  - Federal Emergency Management Agency
TI  - National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT): Counties in Maine by expected annual loss from natural hazards (FEMA National Risk Index), 2025
PY  - 2025
DA  - 2025/12/16
PB  - Federal Emergency Management Agency
DB  - Invokely
UR  - https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355
L2  - https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maine-counties
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maine-counties.
N1  - Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
ER  - 
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Questions

Which county has the highest expected annual loss from natural hazards (FEMA National Risk Index)?

Cumberland County, with $69,167,983 in 2025, according to the Federal Emergency Management Agency.

Which county has the lowest expected annual loss from natural hazards (FEMA National Risk Index)?

Sagadahoc County, with $9,592,498 in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Federal Emergency Management Agency, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Expected annual loss from natural hazards (FEMA National Risk Index): other rankings

Counties in Maine: more rankings