Data / Rankings / Expected annual loss from natural hazards (FEMA National Risk Index) / Counties in Florida

Counties in Florida by expected annual loss from natural hazards (FEMA National Risk Index), 2025

Miami-Dade County had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 67 counties in 2025, at $824,686,737. Liberty County had the lowest, at $4,809,252. The median was $60,139,645 and the figure for Florida was $8,785,878,974. Source: the Federal Emergency Management Agency.

Highest824,686,737Miami-Dade County
Lowest4,809,252Liberty County
Median60,139,64567 counties
Florida8,785,878,974History

Top 40 counties, 2025

Miami-Dade County: 824,686,737 USDMiami-Dade County824,686,737Broward County: 647,973,333 USDBroward County647,973,333Palm Beach County: 518,587,102 USDPalm Beach County518,587,102Hillsborough County: 494,579,510 USDHillsborough County494,579,510Lee County: 433,307,086 USDLee County433,307,086Orange County: 417,684,854 USDOrange County417,684,854Collier County: 398,236,267 USDCollier County398,236,267Brevard County: 389,320,977 USDBrevard County389,320,977Pinellas County: 303,434,179 USDPinellas County303,434,179Sarasota County: 273,027,731 USDSarasota County273,027,731Duval County: 263,916,601 USDDuval County263,916,601Manatee County: 254,683,438 USDManatee County254,683,438Polk County: 212,568,296 USDPolk County212,568,296Pasco County: 199,309,461 USDPasco County199,309,461Volusia County: 195,696,119 USDVolusia County195,696,119St. Lucie County: 193,428,648 USDSt. Lucie County193,428,648Escambia County: 173,708,770 USDEscambia County173,708,770Indian River County: 163,113,851 USDIndian River County163,113,851Bay County: 157,915,659 USDBay County157,915,659Leon County: 142,710,675 USDLeon County142,710,675Okaloosa County: 134,474,574 USDOkaloosa County134,474,574Charlotte County: 131,299,370 USDCharlotte County131,299,370Seminole County: 129,220,830 USDSeminole County129,220,830Marion County: 128,387,986 USDMarion County128,387,986Martin County: 119,366,015 USDMartin County119,366,015Osceola County: 117,615,260 USDOsceola County117,615,260Citrus County: 112,090,079 USDCitrus County112,090,079Lake County: 102,252,671 USDLake County102,252,671Santa Rosa County: 101,239,306 USDSanta Rosa County101,239,306St. Johns County: 96,985,251 USDSt. Johns County96,985,251Monroe County: 93,252,683 USDMonroe County93,252,683Alachua County: 89,623,350 USDAlachua County89,623,350Walton County: 68,446,444 USDWalton County68,446,444Hernando County: 60,139,645 USDHernando County60,139,645Clay County: 57,125,297 USDClay County57,125,297Highlands County: 46,656,669 USDHighlands County46,656,669Sumter County: 46,145,351 USDSumter County46,145,351Flagler County: 41,647,547 USDFlagler County41,647,547Putnam County: 29,385,123 USDPutnam County29,385,123Okeechobee County: 26,558,435 USDOkeechobee County26,558,435
USD. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Full ranking

RankCounties2025
USD
1Miami-Dade County824,686,737
2Broward County647,973,333
3Palm Beach County518,587,102
4Hillsborough County494,579,510
5Lee County433,307,086
6Orange County417,684,854
7Collier County398,236,267
8Brevard County389,320,977
9Pinellas County303,434,179
10Sarasota County273,027,731
11Duval County263,916,601
12Manatee County254,683,438
13Polk County212,568,296
14Pasco County199,309,461
15Volusia County195,696,119
16St. Lucie County193,428,648
17Escambia County173,708,770
18Indian River County163,113,851
19Bay County157,915,659
20Leon County142,710,675
21Okaloosa County134,474,574
22Charlotte County131,299,370
23Seminole County129,220,830
24Marion County128,387,986
25Martin County119,366,015
26Osceola County117,615,260
27Citrus County112,090,079
28Lake County102,252,671
29Santa Rosa County101,239,306
30St. Johns County96,985,251
31Monroe County93,252,683
32Alachua County89,623,350
33Walton County68,446,444
34Hernando County60,139,645
35Clay County57,125,297
36Highlands County46,656,669
37Sumter County46,145,351
38Flagler County41,647,547
39Putnam County29,385,123
40Okeechobee County26,558,435
41DeSoto County26,272,412
42Hardee County25,430,644
43Jackson County25,327,888
44Suwannee County24,514,725
45Nassau County24,509,256
46Hendry County22,413,507
47Columbia County21,927,354
48Gadsden County19,335,540
49Wakulla County18,936,509
50Washington County18,509,356
51Gulf County17,330,659
52Taylor County16,197,008
53Levy County15,295,947
54Holmes County14,201,693
55Franklin County11,157,714
56Bradford County10,772,907
57Madison County10,745,565
58Calhoun County10,624,504
59Dixie County9,427,294
60Glades County8,835,439
61Hamilton County8,575,736
62Jefferson County7,262,265
63Gilchrist County6,826,942
64Baker County6,286,134
65Lafayette County5,583,301
66Union County4,968,232
67Liberty County4,809,252

About this ranking

Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios.

A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Federal Emergency Management Agency. (2025). National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT) (Counties in Florida by expected annual loss from natural hazards (FEMA National Risk Index), 2025) [Data set]. Retrieved October 12, 2026, from https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355

MLA 9

National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Florida by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Federal Emergency Management Agency, 16 Dec. 2025, https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/florida-counties. Accessed 12 Oct. 2026.

Chicago (author-date)

Federal Emergency Management Agency. 2025. National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Counties in Florida by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Dataset. Accessed October 12, 2026. https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Also distributed by Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/florida-counties.

Harvard

Federal Emergency Management Agency (2025) National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Florida by expected annual loss from natural hazards (FEMA National Risk Index), 2025 [Dataset]. Available at: https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355, via Invokely: https://invokely.ai/rankings/expected-annual-loss-natural-hazards/florida-counties (Accessed: 12 October 2026).

BibTeX
@misc{federal_counties_in_florida_by_2025,
  author = {{Federal Emergency Management Agency}},
  title = {{National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT): Counties in Florida by expected annual loss from natural hazards (FEMA National Risk Index), 2025}},
  year = {2025},
  howpublished = {Data set},
  url = {https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/florida-counties. Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).},
}
RIS
TY  - DATA
AU  - Federal Emergency Management Agency
TI  - National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT): Counties in Florida by expected annual loss from natural hazards (FEMA National Risk Index), 2025
PY  - 2025
DA  - 2025/12/16
PB  - Federal Emergency Management Agency
DB  - Invokely
UR  - https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355
L2  - https://invokely.ai/rankings/expected-annual-loss-natural-hazards/florida-counties
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/florida-counties.
N1  - Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
ER  -
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Questions

Which county has the highest expected annual loss from natural hazards (FEMA National Risk Index)?

Miami-Dade County, with $824,686,737 in 2025, according to the Federal Emergency Management Agency.

Which county has the lowest expected annual loss from natural hazards (FEMA National Risk Index)?

Liberty County, with $4,809,252 in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Federal Emergency Management Agency, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Expected annual loss from natural hazards (FEMA National Risk Index): other rankings

Counties in Florida: more rankings