Data / Rankings / Expected annual loss from natural hazards (FEMA National Risk Index) / Counties in Maryland

Counties in Maryland by expected annual loss from natural hazards (FEMA National Risk Index), 2025

Baltimore County had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 24 counties in 2025, at $157,071,719. Garrett County had the lowest, at $5,818,019. The median was $23,660,078 and the figure for Maryland was $1,062,512,495. Source: the Federal Emergency Management Agency.

Keep it in a collection in your library.
Highest157,071,719Baltimore County
Lowest5,818,019Garrett County
Median23,660,07824 counties
Maryland1,062,512,495History

Map of counties, 2025

Allegany County: 15,004,638 USDAnne Arundel County: 74,705,810 USDBaltimore County: 157,071,719 USDCalvert County: 15,987,885 USDCaroline County: 12,549,746 USDCarroll County: 32,335,370 USDCecil County: 23,230,632 USDCharles County: 22,505,317 USDDorchester County: 15,676,707 USDFrederick County: 49,865,081 USDGarrett County: 5,818,019 USDHarford County: 51,370,788 USDHoward County: 51,964,901 USDKent County: 8,493,603 USDMontgomery County: 126,417,476 USDPrince George's County: 121,764,533 USDQueen Anne's County: 12,707,991 USDSt. Mary's County: 22,455,693 USDSomerset County: 16,945,478 USDTalbot County: 12,888,747 USDWashington County: 26,876,447 USDWicomico County: 24,089,524 USDWorcester County: 25,501,002 USDBaltimore city: 136,286,460 USD
  • Under 14M
  • 14M to 22M
  • 22M to 27M
  • 27M to 61M
  • 61M and over
USD, 2025. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Boundaries: U.S. Census Bureau cartographic boundary files.

All counties, 2025

Baltimore County: 157,071,719 USDBaltimore County157,071,719Baltimore city: 136,286,460 USDBaltimore city136,286,460Montgomery County: 126,417,476 USDMontgomery County126,417,476Prince George's County: 121,764,533 USDPrince George's County121,764,533Anne Arundel County: 74,705,810 USDAnne Arundel County74,705,810Howard County: 51,964,901 USDHoward County51,964,901Harford County: 51,370,788 USDHarford County51,370,788Frederick County: 49,865,081 USDFrederick County49,865,081Carroll County: 32,335,370 USDCarroll County32,335,370Washington County: 26,876,447 USDWashington County26,876,447Worcester County: 25,501,002 USDWorcester County25,501,002Wicomico County: 24,089,524 USDWicomico County24,089,524Cecil County: 23,230,632 USDCecil County23,230,632Charles County: 22,505,317 USDCharles County22,505,317St. Mary's County: 22,455,693 USDSt. Mary's County22,455,693Somerset County: 16,945,478 USDSomerset County16,945,478Calvert County: 15,987,885 USDCalvert County15,987,885Dorchester County: 15,676,707 USDDorchester County15,676,707Allegany County: 15,004,638 USDAllegany County15,004,638Talbot County: 12,888,747 USDTalbot County12,888,747Queen Anne's County: 12,707,991 USDQueen Anne's County12,707,991Caroline County: 12,549,746 USDCaroline County12,549,746Kent County: 8,493,603 USDKent County8,493,603Garrett County: 5,818,019 USDGarrett County5,818,019Baltimore County: 157,071,719 USDBaltimore County157,071,719Baltimore city: 136,286,460 USDBaltimore city136,286,460Montgomery County: 126,417,476 USDMontgomery County126,417,476Prince George's County: 121,764,533 USDPrince George's County121,764,533Anne Arundel County: 74,705,810 USDAnne Arundel County74,705,810Howard County: 51,964,901 USDHoward County51,964,901Harford County: 51,370,788 USDHarford County51,370,788Frederick County: 49,865,081 USDFrederick County49,865,081Carroll County: 32,335,370 USDCarroll County32,335,370Washington County: 26,876,447 USDWashington County26,876,447Worcester County: 25,501,002 USDWorcester County25,501,002Wicomico County: 24,089,524 USDWicomico County24,089,524Cecil County: 23,230,632 USDCecil County23,230,632Charles County: 22,505,317 USDCharles County22,505,317St. Mary's County: 22,455,693 USDSt. Mary's County22,455,693Somerset County: 16,945,478 USDSomerset County16,945,478Calvert County: 15,987,885 USDCalvert County15,987,885Dorchester County: 15,676,707 USDDorchester County15,676,707Allegany County: 15,004,638 USDAllegany County15,004,638Talbot County: 12,888,747 USDTalbot County12,888,747Queen Anne's County: 12,707,991 USDQueen Anne's County12,707,991Caroline County: 12,549,746 USDCaroline County12,549,746Kent County: 8,493,603 USDKent County8,493,603Garrett County: 5,818,019 USDGarrett County5,818,019
USD. Source: FEMA National Risk Index, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Full ranking

RankCounties2025
USD
1Baltimore County157,071,719
2Baltimore city136,286,460
3Montgomery County126,417,476
4Prince George's County121,764,533
5Anne Arundel County74,705,810
6Howard County51,964,901
7Harford County51,370,788
8Frederick County49,865,081
9Carroll County32,335,370
10Washington County26,876,447
11Worcester County25,501,002
12Wicomico County24,089,524
13Cecil County23,230,632
14Charles County22,505,317
15St. Mary's County22,455,693
16Somerset County16,945,478
17Calvert County15,987,885
18Dorchester County15,676,707
19Allegany County15,004,638
20Talbot County12,888,747
21Queen Anne's County12,707,991
22Caroline County12,549,746
23Kent County8,493,603
24Garrett County5,818,019

About this ranking

Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios.

A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Federal Emergency Management Agency. (2025). National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT) (Counties in Maryland by expected annual loss from natural hazards (FEMA National Risk Index), 2025) [Data set]. Retrieved October 12, 2026, from https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355

MLA 9

National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Maryland by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Federal Emergency Management Agency, 16 Dec. 2025, https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maryland-counties. Accessed 12 Oct. 2026.

Chicago (author-date)

Federal Emergency Management Agency. 2025. National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Counties in Maryland by expected annual loss from natural hazards (FEMA National Risk Index), 2025. Dataset. Accessed October 12, 2026. https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Also distributed by Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maryland-counties.

Harvard

Federal Emergency Management Agency (2025) National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT), Counties in Maryland by expected annual loss from natural hazards (FEMA National Risk Index), 2025 [Dataset]. Available at: https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355, via Invokely: https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maryland-counties (Accessed: 12 October 2026).

BibTeX
@misc{federal_counties_in_maryland_by_2025,
  author = {{Federal Emergency Management Agency}},
  title = {{National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT): Counties in Maryland by expected annual loss from natural hazards (FEMA National Risk Index), 2025}},
  year = {2025},
  howpublished = {Data set},
  url = {https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maryland-counties. Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL\_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).},
}
RIS
TY  - DATA
AU  - Federal Emergency Management Agency
TI  - National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT): Counties in Maryland by expected annual loss from natural hazards (FEMA National Risk Index), 2025
PY  - 2025
DA  - 2025/12/16
PB  - Federal Emergency Management Agency
DB  - Invokely
UR  - https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355
L2  - https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maryland-counties
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maryland-counties.
N1  - Publisher attribution: Federal Emergency Management Agency (FEMA), National Risk Index Dataset: National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). https://fema.maps.arcgis.com/home/item.html?id=39485e8035d446a5bff03259508ae355. Retrieved 2026-10-12. This product uses the FEMA National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
ER  -
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Questions

Which county has the highest expected annual loss from natural hazards (FEMA National Risk Index)?

Baltimore County, with $157,071,719 in 2025, according to the Federal Emergency Management Agency.

Which county has the lowest expected annual loss from natural hazards (FEMA National Risk Index)?

Garrett County, with $5,818,019 in 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: Federal Emergency Management Agency, National Risk Index Counties and States, Expected Annual Loss Total Composite (EAL_VALT). Retrieved 2026-10-12.

Expected annual loss from natural hazards (FEMA National Risk Index): other rankings

Counties in Maryland: more rankings