EU countries by corporate term deposit rate, over 1 to 2 years

Slovakia had the highest corporate term deposit rate, over 1 to 2 years of 18 EU countries in April 2026, at 2.98%. Croatia had the lowest, at 0.02%. The median was 2.24%. Source: the European Central Bank.

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Highest2.98Slovakia
Lowest0.02Croatia
Median2.2418 EU countries

Map of EU countries, April 2026

Austria: 1.89 %Belgium: 2.54 %Bulgaria: 2.36 %Germany: 2.47 %Estonia: 1.93 %Spain: 2.2 %Finland: 2.41 %France: 2.72 %Greece: 1.89 %Croatia: 0.02 %Ireland: 2.27 %Italy: 2.86 %Lithuania: 1.77 %Latvia: 2.28 %Malta: 1.79 %Portugal: 1.6 %Slovenia: 1.97 %Slovakia: 2.98 %
  • Under 1.8
  • 1.8 to 2
  • 2 to 2.3
  • 2.3 to 2.5
  • 2.5 and over
  • No data
%, April 2026. Hatched areas have no value for this period. Source: ECB, ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). Boundaries: Natural Earth (public domain).

All EU countries, April 2026

Slovakia: 2.98 %Slovakia2.98Italy: 2.86 %Italy2.86France: 2.72 %France2.72Belgium: 2.54 %Belgium2.54Germany: 2.47 %Germany2.47Finland: 2.41 %Finland2.41Bulgaria: 2.36 %Bulgaria2.36Latvia: 2.28 %Latvia2.28Ireland: 2.27 %Ireland2.27Spain: 2.2 %Spain2.2Slovenia: 1.97 %Slovenia1.97Estonia: 1.93 %Estonia1.93Austria: 1.89 %Austria1.89Greece: 1.89 %Greece1.89Malta: 1.79 %Malta1.79Lithuania: 1.77 %Lithuania1.77Portugal: 1.6 %Portugal1.6Croatia: 0.02 %Croatia0.02Slovakia: 2.98 %Slovakia2.98Italy: 2.86 %Italy2.86France: 2.72 %France2.72Belgium: 2.54 %Belgium2.54Germany: 2.47 %Germany2.47Finland: 2.41 %Finland2.41Bulgaria: 2.36 %Bulgaria2.36Latvia: 2.28 %Latvia2.28Ireland: 2.27 %Ireland2.27Spain: 2.2 %Spain2.2Slovenia: 1.97 %Slovenia1.97Estonia: 1.93 %Estonia1.93Austria: 1.89 %Austria1.89Greece: 1.89 %Greece1.89Malta: 1.79 %Malta1.79Lithuania: 1.77 %Lithuania1.77Portugal: 1.6 %Portugal1.6Croatia: 0.02 %Croatia0.02
%. Source: ECB, ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). Retrieved 2026-10-12.

Full ranking

RankEU countriesApril 2026 (%)Change on April 2025
1Slovakia2.98+1.47 pts
2Italy2.86+0.53 pts
3France2.72+0.19 pts
4Belgium2.54+0.55 pts
5Germany2.47+0.34 pts
6Finland2.41-0.12 pts
7Bulgaria2.36-0.87 pts
8Latvia2.28-0.19 pts
9Ireland2.27-0.33 pts
10Spain2.2+0.54 pts
11Slovenia1.97+0.03 pts
12Estonia1.93+0.01 pts
13Austria1.89-0.15 pts
13Greece1.89-0.29 pts
15Malta1.79+1.18 pts
16Lithuania1.77-0.51 pts
17Portugal1.6-0.13 pts
18Croatia0.02-1.05 pts

Other periods

About this ranking

Monthly average annual interest rate on new euro deposits from non-financial corporations with agreed maturity over 1 and up to 2 years.

New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for April 2026 and are left out rather than filled from another source. Equal values share a rank.

How to cite

European Central Bank. ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N) (EU countries by corporate term deposit rate, over 1 to 2 years, 2026-04) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N), EU countries by corporate term deposit rate, over 1 to 2 years, 2026-04. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2026-04. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). EU countries by corporate term deposit rate, over 1 to 2 years, 2026-04. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2026-04.

Harvard

European Central Bank (no date) ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N), EU countries by corporate term deposit rate, over 1 to 2 years, 2026-04 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2026-04 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_corporate_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N): EU countries by corporate term deposit rate, over 1 to 2 years, 2026-04}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2026-04. Publisher attribution: European Central Bank. ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N): EU countries by corporate term deposit rate, over 1 to 2 years, 2026-04
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2026-04
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2026-04.
N1  - Publisher attribution: European Central Bank. ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  - 
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Rank EU countries by corporate term deposit rate, over 1 to 2 years using official data, and cite the source.
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Questions

Which EU country has the highest corporate term deposit rate, over 1 to 2 years?

Slovakia, with 2.98% in April 2026, according to the European Central Bank.

Which EU country has the lowest corporate term deposit rate, over 1 to 2 years?

Croatia, with 0.02% in April 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). Retrieved 2026-10-12. 1 EU countries have no value for April 2026 and are not ranked.

EU countries: more rankings