EU countries by corporate term deposit rate, over 1 to 2 years

Bulgaria had the highest corporate term deposit rate, over 1 to 2 years of 18 EU countries in September 2024, at 4.23%. Spain had the lowest, at 1.16%. The median was 3.04%. Source: the European Central Bank.

Highest4.23Bulgaria

Lowest1.16Spain

Median3.0418 EU countries

Map of EU countries, September 2024

Under 2.6
2.6 to 2.9
2.9 to 3.1
3.1 to 3.4
3.4 and over
No data

%, September 2024. Hatched areas have no value for this period. Source: ECB, ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). Boundaries: Natural Earth (public domain).

All EU countries, September 2024

%. Source: ECB, ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	September 2024 (%)	Change on September 2023
1	Bulgaria	4.23	+2.03 pts
2	Lithuania	3.89	-0.46 pts
3	Estonia	3.75	+0.47 pts
4	Latvia	3.5	-0.71 pts
5	Belgium	3.36	-0.59 pts
6	France	3.24	-0.77 pts
7	Italy	3.18	-0.81 pts
8	Finland	3.14	-0.27 pts
9	Austria	3.09	-0.02 pts
10	Germany	2.99	-0.64 pts
11	Ireland	2.97	-0.66 pts
12	Croatia	2.85	-0.28 pts
13	Slovakia	2.62	-1.84 pts
14	Malta	2.59	+0.18 pts
15	Slovenia	2.57	-0.54 pts
16	Portugal	2.2	-0.28 pts
17	Greece	1.89	-0.95 pts
18	Spain	1.16	-1.82 pts

Other periods

About this ranking

Monthly average annual interest rate on new euro deposits from non-financial corporations with agreed maturity over 1 and up to 2 years.

New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for September 2024 and are left out rather than filled from another source. Equal values share a rank.

How to cite

European Central Bank. ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N) (EU countries by corporate term deposit rate, over 1 to 2 years, 2024-09) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N), EU countries by corporate term deposit rate, over 1 to 2 years, 2024-09. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2024-09. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). EU countries by corporate term deposit rate, over 1 to 2 years, 2024-09. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2024-09.

Harvard

European Central Bank (no date) ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N), EU countries by corporate term deposit rate, over 1 to 2 years, 2024-09 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2024-09 (Accessed: 12 October 2026).

BibTeX

@misc{european_eu_countries_by_corporate_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N): EU countries by corporate term deposit rate, over 1 to 2 years, 2024-09}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2024-09. Publisher attribution: European Central Bank. ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N): EU countries by corporate term deposit rate, over 1 to 2 years, 2024-09
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2024-09
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/corporate-term-deposit-rate-over-one-to-two-years/eu-countries?period=2024-09.
N1  - Publisher attribution: European Central Bank. ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.G.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -

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Rank EU countries by corporate term deposit rate, over 1 to 2 years using official data, and cite the source.

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Questions

Which EU country has the highest corporate term deposit rate, over 1 to 2 years?

Bulgaria, with 4.23% in September 2024, according to the European Central Bank.

Which EU country has the lowest corporate term deposit rate, over 1 to 2 years?

Spain, with 1.16% in September 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB MIR: Corporate term deposit rate, over 1 to 2 years (M.<area>.B.L22.G.R.A.2240.EUR.N). Retrieved 2026-10-12. 1 EU countries have no value for September 2024 and are not ranked.