EU countries by new corporate loan rate, up to €250,000

Greece had the highest new corporate loan rate, up to €250,000 of 21 EU countries in May 2026, at 5.6%. Spain had the lowest, at 3.48%. The median was 4.49%. Source: the European Central Bank.

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Highest5.6Greece
Lowest3.48Spain
Median4.4921 EU countries

Map of EU countries, May 2026

Austria: 4.53 %Belgium: 3.89 %Bulgaria: 4.23 %Cyprus: 4.21 %Germany: 4.64 %Estonia: 5.43 %Spain: 3.48 %Finland: 5.19 %France: 4.01 %Greece: 5.6 %Croatia: 4.08 %Ireland: 4.31 %Italy: 4.73 %Lithuania: 4.49 %Luxembourg: 3.93 %Latvia: 4.89 %Malta: 5.42 %Netherlands: 4.76 %Portugal: 4.46 %Slovenia: 3.88 %Slovakia: 5.04 %
  • Under 4
  • 4 to 4.3
  • 4.3 to 4.6
  • 4.6 to 5
  • 5 and over
  • No data
%, May 2026. Hatched areas have no value for this period. Source: ECB, ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N). Boundaries: Natural Earth (public domain).

All EU countries, May 2026

Greece: 5.6 %Greece5.6Estonia: 5.43 %Estonia5.43Malta: 5.42 %Malta5.42Finland: 5.19 %Finland5.19Slovakia: 5.04 %Slovakia5.04Latvia: 4.89 %Latvia4.89Netherlands: 4.76 %Netherlands4.76Italy: 4.73 %Italy4.73Germany: 4.64 %Germany4.64Austria: 4.53 %Austria4.53Lithuania: 4.49 %Lithuania4.49Portugal: 4.46 %Portugal4.46Ireland: 4.31 %Ireland4.31Bulgaria: 4.23 %Bulgaria4.23Cyprus: 4.21 %Cyprus4.21Croatia: 4.08 %Croatia4.08France: 4.01 %France4.01Luxembourg: 3.93 %Luxembourg3.93Belgium: 3.89 %Belgium3.89Slovenia: 3.88 %Slovenia3.88Spain: 3.48 %Spain3.48Greece: 5.6 %Greece5.6Estonia: 5.43 %Estonia5.43Malta: 5.42 %Malta5.42Finland: 5.19 %Finland5.19Slovakia: 5.04 %Slovakia5.04Latvia: 4.89 %Latvia4.89Netherlands: 4.76 %Netherlands4.76Italy: 4.73 %Italy4.73Germany: 4.64 %Germany4.64Austria: 4.53 %Austria4.53Lithuania: 4.49 %Lithuania4.49Portugal: 4.46 %Portugal4.46Ireland: 4.31 %Ireland4.31Bulgaria: 4.23 %Bulgaria4.23Cyprus: 4.21 %Cyprus4.21Croatia: 4.08 %Croatia4.08France: 4.01 %France4.01Luxembourg: 3.93 %Luxembourg3.93Belgium: 3.89 %Belgium3.89Slovenia: 3.88 %Slovenia3.88Spain: 3.48 %Spain3.48
%. Source: ECB, ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N). Retrieved 2026-10-12.

Full ranking

RankEU countriesMay 2026 (%)Change on May 2025
1Greece5.6+0.14 pts
2Estonia5.43-0.03 pts
3Malta5.42+0.74 pts
4Finland5.19+0.44 pts
5Slovakia5.04+0.1 pts
6Latvia4.89-0.95 pts
7Netherlands4.76+0.3 pts
8Italy4.73+0.13 pts
9Germany4.64+0.09 pts
10Austria4.53+0.01 pts
11Lithuania4.49+0.27 pts
12Portugal4.46+0.15 pts
13Ireland4.31-1.38 pts
14Bulgaria4.23-0.19 pts
15Cyprus4.21-0.18 pts
16Croatia4.08-0.15 pts
17France4.01-0.01 pts
18Luxembourg3.93-0.07 pts
19Belgium3.89+0.17 pts
20Slovenia3.88-0.3 pts
21Spain3.48+0.08 pts

Other periods

About this ranking

Monthly average annual interest rate on new euro loans to non-financial corporations of up to €250,000, excluding revolving loans, overdrafts and credit-card debt.

New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.2.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N) (EU countries by new corporate loan rate, up to €250,000, 2026-05) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.2.2240.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N), EU countries by new corporate loan rate, up to €250,000, 2026-05. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.2.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/rankings/corporate-loan-rate-up-to-250000-euros/eu-countries?period=2026-05. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N). EU countries by new corporate loan rate, up to €250,000, 2026-05. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.2.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/rankings/corporate-loan-rate-up-to-250000-euros/eu-countries?period=2026-05.

Harvard

European Central Bank (no date) ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N), EU countries by new corporate loan rate, up to €250,000, 2026-05 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.2.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/rankings/corporate-loan-rate-up-to-250000-euros/eu-countries?period=2026-05 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_new_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N): EU countries by new corporate loan rate, up to €250,000, 2026-05}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.2.2240.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/corporate-loan-rate-up-to-250000-euros/eu-countries?period=2026-05. Publisher attribution: European Central Bank. ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.2.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N): EU countries by new corporate loan rate, up to €250,000, 2026-05
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.2.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/rankings/corporate-loan-rate-up-to-250000-euros/eu-countries?period=2026-05
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/corporate-loan-rate-up-to-250000-euros/eu-countries?period=2026-05.
N1  - Publisher attribution: European Central Bank. ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.2.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  - 
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Rank EU countries by new corporate loan rate, up to €250,000 using official data, and cite the source.
rank_places {"indicator":"ecb_business_loan_rate_upto_250k","level":"country","within":"European Union (27)","limit":10}
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Questions

Which EU country has the highest new corporate loan rate, up to €250,000?

Greece, with 5.6% in May 2026, according to the European Central Bank.

Which EU country has the lowest new corporate loan rate, up to €250,000?

Spain, with 3.48% in May 2026.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB MIR: New corporate loan rate, up to €250,000 (M.<area>.B.A2A.A.R.2.2240.EUR.N). Retrieved 2026-10-12.

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