Data / Rankings / New corporate loan rate, over €1 million / EU countries

EU countries by new corporate loan rate, over €1 million

Ireland had the highest new corporate loan rate, over €1 million of 21 EU countries in September 2025, at 4.76%. Italy had the lowest, at 3.04%. The median was 3.54%. Source: the European Central Bank.

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Highest4.76Ireland
Lowest3.04Italy
Median3.5421 EU countries

Map of EU countries, September 2025

Austria: 3.54 %Belgium: 3.45 %Bulgaria: 4.27 %Cyprus: 3.63 %Germany: 3.14 %Estonia: 4.72 %Spain: 3.21 %Finland: 3.47 %France: 3.38 %Greece: 3.76 %Croatia: 3.09 %Ireland: 4.76 %Italy: 3.04 %Lithuania: 4.46 %Luxembourg: 3.06 %Latvia: 4.23 %Malta: 4 %Netherlands: 3.24 %Portugal: 3.44 %Slovenia: 3.99 %Slovakia: 4.05 %
  • Under 3.2
  • 3.2 to 3.5
  • 3.5 to 3.8
  • 3.8 to 4.2
  • 4.2 and over
  • No data
%, September 2025. Hatched areas have no value for this period. Source: ECB, ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). Boundaries: Natural Earth (public domain).

All EU countries, September 2025

Ireland: 4.76 %Ireland4.76Estonia: 4.72 %Estonia4.72Lithuania: 4.46 %Lithuania4.46Bulgaria: 4.27 %Bulgaria4.27Latvia: 4.23 %Latvia4.23Slovakia: 4.05 %Slovakia4.05Malta: 4 %Malta4Slovenia: 3.99 %Slovenia3.99Greece: 3.76 %Greece3.76Cyprus: 3.63 %Cyprus3.63Austria: 3.54 %Austria3.54Finland: 3.47 %Finland3.47Belgium: 3.45 %Belgium3.45Portugal: 3.44 %Portugal3.44France: 3.38 %France3.38Netherlands: 3.24 %Netherlands3.24Spain: 3.21 %Spain3.21Germany: 3.14 %Germany3.14Croatia: 3.09 %Croatia3.09Luxembourg: 3.06 %Luxembourg3.06Italy: 3.04 %Italy3.04Ireland: 4.76 %Ireland4.76Estonia: 4.72 %Estonia4.72Lithuania: 4.46 %Lithuania4.46Bulgaria: 4.27 %Bulgaria4.27Latvia: 4.23 %Latvia4.23Slovakia: 4.05 %Slovakia4.05Malta: 4 %Malta4Slovenia: 3.99 %Slovenia3.99Greece: 3.76 %Greece3.76Cyprus: 3.63 %Cyprus3.63Austria: 3.54 %Austria3.54Finland: 3.47 %Finland3.47Belgium: 3.45 %Belgium3.45Portugal: 3.44 %Portugal3.44France: 3.38 %France3.38Netherlands: 3.24 %Netherlands3.24Spain: 3.21 %Spain3.21Germany: 3.14 %Germany3.14Croatia: 3.09 %Croatia3.09Luxembourg: 3.06 %Luxembourg3.06Italy: 3.04 %Italy3.04
%. Source: ECB, ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). Retrieved 2026-10-12.

Full ranking

RankEU countriesSeptember 2025 (%)Change on September 2024
1Ireland4.76+0.85 pts
2Estonia4.72-2 pts
3Lithuania4.46-1.47 pts
4Bulgaria4.27-1.53 pts
5Latvia4.23-1.76 pts
6Slovakia4.05-0.96 pts
7Malta4-1.39 pts
8Slovenia3.99-1.2 pts
9Greece3.76-1.45 pts
10Cyprus3.63-1.25 pts
11Austria3.54-1.07 pts
12Finland3.47-1.15 pts
13Belgium3.45-1.25 pts
14Portugal3.44-1.42 pts
15France3.38-1.18 pts
16Netherlands3.24-1.05 pts
17Spain3.21-1.23 pts
18Germany3.14-1.4 pts
19Croatia3.09-1.68 pts
20Luxembourg3.06-1.03 pts
21Italy3.04-1.59 pts

Other periods

About this ranking

Monthly average annual interest rate on new euro loans to non-financial corporations of over €1 million, excluding revolving loans, overdrafts and credit-card debt.

New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N) (EU countries by new corporate loan rate, over €1 million, 2025-09) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N), EU countries by new corporate loan rate, over €1 million, 2025-09. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries?period=2025-09. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). EU countries by new corporate loan rate, over €1 million, 2025-09. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries?period=2025-09.

Harvard

European Central Bank (no date) ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N), EU countries by new corporate loan rate, over €1 million, 2025-09 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries?period=2025-09 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_new_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N): EU countries by new corporate loan rate, over €1 million, 2025-09}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries?period=2025-09. Publisher attribution: European Central Bank. ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N): EU countries by new corporate loan rate, over €1 million, 2025-09
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries?period=2025-09
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries?period=2025-09.
N1  - Publisher attribution: European Central Bank. ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Rank EU countries by new corporate loan rate, over €1 million using official data, and cite the source.
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Questions

Which EU country has the highest new corporate loan rate, over €1 million?

Ireland, with 4.76% in September 2025, according to the European Central Bank.

Which EU country has the lowest new corporate loan rate, over €1 million?

Italy, with 3.04% in September 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). Retrieved 2026-10-12.

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