EU countries by new corporate loan rate, over €1 million, August 2026
Latvia had the highest new corporate loan rate, over €1 million of 21 EU countries in August 2026, at 5.8%. The Netherlands had the lowest, at 2.88%. The median was 3.95%. Source: the European Central Bank.
Map of EU countries, August 2026
- Under 3.5
- 3.5 to 3.8
- 3.8 to 4.2
- 4.2 to 4.5
- 4.5 and over
- No data
All EU countries, August 2026
Full ranking
| Rank | EU countries | August 2026 (%) | Change on August 2025 |
|---|---|---|---|
| 1 | Latvia | 5.8 | +1.8 pts |
| 2 | Lithuania | 5.05 | +0.09 pts |
| 3 | Estonia | 4.9 | +0.39 pts |
| 4 | Slovenia | 4.66 | +0.63 pts |
| 5 | Slovakia | 4.48 | +0.58 pts |
| 6 | Malta | 4.46 | +0.43 pts |
| 7 | Ireland | 4.4 | +0.25 pts |
| 8 | Bulgaria | 4.37 | +0.25 pts |
| 9 | Greece | 4.24 | +0.62 pts |
| 10 | Portugal | 3.98 | +0.78 pts |
| 11 | Croatia | 3.95 | +0.4 pts |
| 12 | Finland | 3.79 | +0.43 pts |
| 13 | Austria | 3.77 | +0.3 pts |
| 13 | Belgium | 3.77 | +0.45 pts |
| 15 | Cyprus | 3.62 | -0.5 pts |
| 16 | France | 3.61 | +0.33 pts |
| 17 | Spain | 3.53 | +0.27 pts |
| 18 | Germany | 3.4 | +0.35 pts |
| 19 | Italy | 3.3 | +0.21 pts |
| 20 | Luxembourg | 2.9 | +0.31 pts |
| 21 | Netherlands | 2.88 | -0.45 pts |
Other periods
About this ranking
Monthly average annual interest rate on new euro loans to non-financial corporations of over €1 million, excluding revolving loans, overdrafts and credit-card debt.
New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.
How to cite
European Central Bank. ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
Citation styles
APA 7
European Central Bank. (n.d.). ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N) (EU countries by new corporate loan rate, over €1 million, 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01
MLA 9
ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N), EU countries by new corporate loan rate, over €1 million, 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries. Accessed 12 Oct. 2026.
Chicago (author-date)
European Central Bank. n.d. ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). EU countries by new corporate loan rate, over €1 million, 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries.
Harvard
European Central Bank (no date) ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N), EU countries by new corporate loan rate, over €1 million, 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries (Accessed: 12 October 2026).
BibTeX
@misc{european_eu_countries_by_new_2026,
author = {{European Central Bank}},
title = {{ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N): EU countries by new corporate loan rate, over €1 million, 2026-08}},
howpublished = {Data set},
url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01},
urldate = {2026-10-12},
note = {Accessed via Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries. Publisher attribution: European Central Bank. ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY - DATA
AU - European Central Bank
TI - ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N): EU countries by new corporate loan rate, over €1 million, 2026-08
PB - European Central Bank
DB - Invokely
UR - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2 - https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries
Y2 - 2026/10/12
N1 - Accessed via Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-one-million-euros/eu-countries.
N1 - Publisher attribution: European Central Bank. ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.1.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER -
Use this data in your AI agent
Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:
Rank EU countries by new corporate loan rate, over €1 million using official data, and cite the source.
rank_places {"indicator":"ecb_business_loan_rate_over_1m","level":"country","within":"European Union (27)","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=ecb_business_loan_rate_over_1m&level=country&within=European%20Union%20(27)&limit=10
Questions
Which EU country has the highest new corporate loan rate, over €1 million?
Latvia, with 5.8% in August 2026, according to the European Central Bank.
Which EU country has the lowest new corporate loan rate, over €1 million?
The Netherlands, with 2.88% in August 2026.
Where does this ranking come from?
Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB MIR: New corporate loan rate, over €1 million (M.<area>.B.A2A.A.R.1.2240.EUR.N). Retrieved 2026-10-12.