Data / Rankings / Borrowed from family or friends, adults / Countries

Countries by borrowed from family or friends, adults

South Africa had the highest borrowed from family or friends, adults of 141 countries in 2014, at 71.2%. Mauritius had the lowest, at 3.66%. The median was 21.5%. Source: the World Bank.

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Highest71.2South Africa
Lowest3.66Mauritius
Median21.5141 countries

Map of countries, 2014

United Arab Emirates: 28.52 %Afghanistan: 22.29 %Albania: 44.36 %Armenia: 26.86 %Angola: 20.01 %Argentina: 6.01 %Austria: 15.05 %Australia: 16.92 %Azerbaijan: 33.28 %Bosnia and Herzegovina: 6.58 %Bangladesh: 25.18 %Belgium: 12.19 %Burkina Faso: 30.47 %Bulgaria: 19.82 %Burundi: 45.93 %Benin: 24.19 %Bolivia: 13.18 %Brazil: 5.91 %Bhutan: 10.17 %Botswana: 61.23 %Belarus: 21.13 %Belize: 31.56 %Canada: 17.07 %Democratic Republic of the Congo: 40.92 %Republic of the Congo: 23.63 %Switzerland: 11.15 %Côte d’Ivoire: 35.54 %Chile: 6.33 %Cameroon: 42.24 %China: 25.16 %Colombia: 15.87 %Costa Rica: 14.33 %Cyprus: 20.66 %Czechia: 14.09 %Germany: 9.82 %Denmark: 14.93 %Dominican Republic: 22.16 %Algeria: 13.17 %Ecuador: 6.1 %Estonia: 19.78 %Egypt: 21.5 %Spain: 22.03 %Ethiopia: 29.46 %Finland: 20.26 %France: 6.57 %Gabon: 27.95 %United Kingdom: 12.65 %Georgia: 16.24 %Ghana: 21.63 %Guinea: 37.11 %Greece: 14.11 %Guatemala: 19.54 %Hong Kong: 8.3 %Honduras: 18.3 %Croatia: 26.66 %Haiti: 27 %Hungary: 14.91 %Indonesia: 41.49 %Ireland: 16.18 %Israel: 17.07 %India: 32.3 %Iraq: 48.15 %Iran: 48.66 %Italy: 23.11 %Jamaica: 29.59 %Jordan: 17.36 %Japan: 6 %Kenya: 60.47 %Kyrgyzstan: 20.96 %Cambodia: 36.23 %South Korea: 17.12 %Kuwait: 30.22 %Kazakhstan: 23.89 %Lebanon: 12.87 %Sri Lanka: 9 %Lithuania: 20.94 %Luxembourg: 7.92 %Latvia: 19.96 %Moldova: 39.14 %Montenegro: 20.66 %Madagascar: 50.92 %North Macedonia: 20.11 %Mali: 32.86 %Myanmar: 21.81 %Mongolia: 28.84 %Mauritania: 29.83 %Mauritius: 3.66 %Malawi: 46.15 %Mexico: 26.03 %Malaysia: 38.96 %Namibia: 30.05 %Niger: 55.95 %Nigeria: 37.54 %Nicaragua: 16.73 %Netherlands: 13.19 %Norway: 13 %Nepal: 35.14 %New Zealand: 15.64 %Panama: 22.61 %Peru: 10.43 %Philippines: 48.65 %Pakistan: 33.96 %Poland: 12.11 %Puerto Rico: 10.76 %Palestine: 25.69 %Portugal: 15.64 %Romania: 31.73 %Serbia: 18.02 %Russia: 17.02 %Rwanda: 36.61 %Saudi Arabia: 37.28 %Sudan: 38 %Sweden: 17.22 %Singapore: 4.45 %Slovenia: 16.89 %Slovakia: 13.42 %Sierra Leone: 42.84 %Senegal: 41.43 %Somalia: 40.66 %El Salvador: 12.36 %Chad: 24.54 %Togo: 17.06 %Thailand: 31.12 %Tajikistan: 12.18 %Tunisia: 16.12 %Türkiye: 28.99 %Taiwan: 10.03 %Tanzania: 39.87 %Ukraine: 22.07 %Uganda: 69.42 %United States: 19.81 %Uruguay: 8.02 %Uzbekistan: 11.09 %Venezuela: 15.68 %Vietnam: 29.88 %Yemen: 51.68 %South Africa: 71.2 %Zambia: 53.32 %Zimbabwe: 55.42 %
  • Under 12
  • 12 to 17
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%, 2014. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Borrowed from family or friends (% age 15+) (fin22b). Boundaries: Natural Earth (public domain).

Top 40 countries, 2014

South Africa: 71.2 %South Africa71.2Uganda: 69.42 %Uganda69.42Botswana: 61.23 %Botswana61.23Kenya: 60.47 %Kenya60.47Niger: 55.95 %Niger55.95Zimbabwe: 55.42 %Zimbabwe55.42Zambia: 53.32 %Zambia53.32Yemen: 51.68 %Yemen51.68Madagascar: 50.92 %Madagascar50.92Iran: 48.66 %Iran48.66Philippines: 48.65 %Philippines48.65Iraq: 48.15 %Iraq48.15Malawi: 46.15 %Malawi46.15Burundi: 45.93 %Burundi45.93Albania: 44.36 %Albania44.36Sierra Leone: 42.84 %Sierra Leone42.84Cameroon: 42.24 %Cameroon42.24Indonesia: 41.49 %Indonesia41.49Senegal: 41.43 %Senegal41.43Democratic Republic of the Congo: 40.92 %Democratic Republic of the Congo40.92Somalia: 40.66 %Somalia40.66Tanzania: 39.87 %Tanzania39.87Moldova: 39.14 %Moldova39.14Malaysia: 38.96 %Malaysia38.96Sudan: 38 %Sudan38Nigeria: 37.54 %Nigeria37.54Saudi Arabia: 37.28 %Saudi Arabia37.28Guinea: 37.11 %Guinea37.11Rwanda: 36.61 %Rwanda36.61Bahrain: 36.44 %Bahrain36.44Cambodia: 36.23 %Cambodia36.23Côte d’Ivoire: 35.54 %Côte d’Ivoire35.54Nepal: 35.14 %Nepal35.14Pakistan: 33.96 %Pakistan33.96Azerbaijan: 33.28 %Azerbaijan33.28Mali: 32.86 %Mali32.86India: 32.3 %India32.3Romania: 31.73 %Romania31.73Belize: 31.56 %Belize31.56Thailand: 31.12 %Thailand31.12South Africa: 71.2 %South Africa71.2Uganda: 69.42 %Uganda69.42Botswana: 61.23 %Botswana61.23Kenya: 60.47 %Kenya60.47Niger: 55.95 %Niger55.95Zimbabwe: 55.42 %Zimbabwe55.42Zambia: 53.32 %Zambia53.32Yemen: 51.68 %Yemen51.68Madagascar: 50.92 %Madagascar50.92Iran: 48.66 %Iran48.66Philippines: 48.65 %Philippines48.65Iraq: 48.15 %Iraq48.15Malawi: 46.15 %Malawi46.15Burundi: 45.93 %Burundi45.93Albania: 44.36 %Albania44.36Sierra Leone: 42.84 %Sierra Leone42.84Cameroon: 42.24 %Cameroon42.24Indonesia: 41.49 %Indonesia41.49Senegal: 41.43 %Senegal41.43Democratic Republic of the Congo: 40.92 %Democratic Republic of the Congo40.92Somalia: 40.66 %Somalia40.66Tanzania: 39.87 %Tanzania39.87Moldova: 39.14 %Moldova39.14Malaysia: 38.96 %Malaysia38.96Sudan: 38 %Sudan38Nigeria: 37.54 %Nigeria37.54Saudi Arabia: 37.28 %Saudi Arabia37.28Guinea: 37.11 %Guinea37.11Rwanda: 36.61 %Rwanda36.61Bahrain: 36.44 %Bahrain36.44Cambodia: 36.23 %Cambodia36.23Côte d’Ivoire: 35.54 %Côte d’Ivoire35.54Nepal: 35.14 %Nepal35.14Pakistan: 33.96 %Pakistan33.96Azerbaijan: 33.28 %Azerbaijan33.28Mali: 32.86 %Mali32.86India: 32.3 %India32.3Romania: 31.73 %Romania31.73Belize: 31.56 %Belize31.56Thailand: 31.12 %Thailand31.12
%. Source: World Bank Global Findex, Global Findex: Borrowed from family or friends (% age 15+) (fin22b). Retrieved 2026-10-12.

Full ranking

RankCountries2014 (%)
1South Africa71.2
2Uganda69.42
3Botswana61.23
4Kenya60.47
5Niger55.95
6Zimbabwe55.42
7Zambia53.32
8Yemen51.68
9Madagascar50.92
10Iran48.66
11Philippines48.65
12Iraq48.15
13Malawi46.15
14Burundi45.93
15Albania44.36
16Sierra Leone42.84
17Cameroon42.24
18Indonesia41.49
19Senegal41.43
20Democratic Republic of the Congo40.92
21Somalia40.66
22Tanzania39.87
23Moldova39.14
24Malaysia38.96
25Sudan38
26Nigeria37.54
27Saudi Arabia37.28
28Guinea37.11
29Rwanda36.61
30Bahrain36.44
31Cambodia36.23
32Côte d’Ivoire35.54
33Nepal35.14
34Pakistan33.96
35Azerbaijan33.28
36Mali32.86
37India32.3
38Romania31.73
39Belize31.56
40Thailand31.12
41Burkina Faso30.47
42Kuwait30.22
43Namibia30.05
44Vietnam29.88
45Mauritania29.83
46Jamaica29.59
47Ethiopia29.46
48Türkiye28.99
49Mongolia28.84
50United Arab Emirates28.52
51Gabon27.95
52Haiti27
53Armenia26.86
54Croatia26.66
55Mexico26.03
56Palestine25.69
57Bangladesh25.18
58China25.16
59Chad24.54
60Benin24.19
61Kazakhstan23.89
62Republic of the Congo23.63
63Italy23.11
64Panama22.61
65Afghanistan22.29
66Dominican Republic22.16
67Ukraine22.07
68Spain22.03
69Myanmar21.81
70Ghana21.63
71Egypt21.5
72Belarus21.13
73Kyrgyzstan20.96
74Lithuania20.94
75Cyprus20.66
76Montenegro20.66
77Finland20.26
78North Macedonia20.11
79Angola20.01
80Latvia19.96
81Bulgaria19.82
82United States19.81
83Estonia19.78
84Guatemala19.54
85Honduras18.3
86Serbia18.02
87Jordan17.36
88Sweden17.22
89South Korea17.12
90Canada17.07
91Israel17.07
92Togo17.06
93Russia17.02
94Australia16.92
95Slovenia16.89
96Nicaragua16.73
97Georgia16.24
98Ireland16.18
99Tunisia16.12
100Colombia15.87
101Venezuela15.68
102New Zealand15.64
103Portugal15.64
104Austria15.05
105Denmark14.93
106Hungary14.91
107Costa Rica14.33
108Greece14.11
109Czechia14.09
110Slovakia13.42
111Netherlands13.19
112Bolivia13.18
113Algeria13.17
114Norway13
115Lebanon12.87
116United Kingdom12.65
117El Salvador12.36
118Belgium12.19
119Tajikistan12.18
120Poland12.11
121Switzerland11.15
122Uzbekistan11.09
123Puerto Rico10.76
124Peru10.43
125Bhutan10.17
126Taiwan10.03
127Germany9.82
128Sri Lanka9
129Malta8.43
130Hong Kong8.3
131Uruguay8.02
132Luxembourg7.92
133Bosnia and Herzegovina6.58
134France6.57
135Chile6.33
136Ecuador6.1
137Argentina6.01
138Japan6
139Brazil5.91
140Singapore4.45
141Mauritius3.66

Other periods

About this ranking

Percentage of respondents aged 15 and over who borrowed money from family, relatives or friends in the past 12 months.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 17 countries with data in other periods have no value for 2014 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Borrowed from family or friends  (% age 15+) (fin22b). https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Borrowed from family or friends (% age 15+) (fin22b) (Countries by borrowed from family or friends, adults, 2014) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Borrowed from family or friends (% age 15+) (fin22b), Countries by borrowed from family or friends, adults, 2014. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/rankings/borrowed-family-friends-adults/countries?period=2014. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Borrowed from family or friends (% age 15+) (fin22b). Countries by borrowed from family or friends, adults, 2014. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/rankings/borrowed-family-friends-adults/countries?period=2014.

Harvard

World Bank (2025) Global Findex: Borrowed from family or friends (% age 15+) (fin22b), Countries by borrowed from family or friends, adults, 2014 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/rankings/borrowed-family-friends-adults/countries?period=2014 (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_borrowed_from_2014,
  author = {{World Bank}},
  title = {{Global Findex: Borrowed from family or friends (\% age 15+) (fin22b): Countries by borrowed from family or friends, adults, 2014}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/borrowed-family-friends-adults/countries?period=2014. Publisher attribution: World Bank, Global Findex Database. Global Findex: Borrowed from family or friends (\% age 15+) (fin22b). https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Borrowed from family or friends (% age 15+) (fin22b): Countries by borrowed from family or friends, adults, 2014
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/rankings/borrowed-family-friends-adults/countries?period=2014
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/borrowed-family-friends-adults/countries?period=2014.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Borrowed from family or friends (% age 15+) (fin22b). https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

Which country has the highest borrowed from family or friends, adults?

South Africa, with 71.2% in 2014, according to the World Bank.

Which country has the lowest borrowed from family or friends, adults?

Mauritius, with 3.66% in 2014.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Borrowed from family or friends (% age 15+) (fin22b). Retrieved 2026-10-12. 17 countries have no value for 2014 and are not ranked.

Borrowed from family or friends, adults: other rankings

Countries: more rankings