Data / Rankings / Borrowed from family or friends, adults / Countries

Countries by borrowed from family or friends, adults, 2017

Nepal had the highest borrowed from family or friends, adults of 144 countries in 2017, at 52.61%. Singapore had the lowest, at 3.72%. The median was 21.2%. Source: the World Bank.

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Highest52.61Nepal
Lowest3.72Singapore
Median21.2144 countries

Map of countries, 2017

United Arab Emirates: 25.71 %Afghanistan: 25.84 %Albania: 24.46 %Armenia: 28.76 %Argentina: 15.72 %Austria: 14.32 %Australia: 13.25 %Azerbaijan: 41.23 %Bosnia and Herzegovina: 7.29 %Bangladesh: 21.43 %Belgium: 9.26 %Burkina Faso: 34.79 %Bulgaria: 24.34 %Benin: 23.53 %Bolivia: 26.69 %Brazil: 13.73 %Botswana: 24.7 %Belarus: 34.25 %Canada: 13.95 %Democratic Republic of the Congo: 23.22 %Central African Republic: 19.01 %Republic of the Congo: 19.78 %Switzerland: 5.03 %Côte d’Ivoire: 25.07 %Chile: 15.18 %Cameroon: 32.69 %China: 29.62 %Colombia: 20.5 %Costa Rica: 14.81 %Cyprus: 19.05 %Czechia: 13.49 %Germany: 8.44 %Denmark: 15.82 %Dominican Republic: 19.3 %Algeria: 18.6 %Ecuador: 13.21 %Estonia: 8.96 %Egypt: 38.04 %Spain: 16.79 %Ethiopia: 30.91 %Finland: 12.99 %France: 8.37 %Gabon: 38.94 %United Kingdom: 14.01 %Georgia: 20.68 %Ghana: 22.83 %Gambia: 19.36 %Guinea: 24.07 %Greece: 14.67 %Guatemala: 13.07 %Hong Kong: 6.99 %Honduras: 14.86 %Croatia: 16.59 %Haiti: 21.34 %Hungary: 10.56 %Indonesia: 35.72 %Ireland: 14.51 %Israel: 17.15 %India: 32.74 %Iraq: 52.09 %Iran: 50.86 %Italy: 16.35 %Jordan: 30.98 %Japan: 3.74 %Kenya: 45.18 %Kyrgyzstan: 16.85 %Cambodia: 35.06 %South Korea: 11.97 %Kuwait: 21.03 %Kazakhstan: 22.48 %Laos: 31.18 %Lebanon: 13.41 %Sri Lanka: 15.94 %Liberia: 35.89 %Lesotho: 33.32 %Lithuania: 21.93 %Luxembourg: 8.02 %Latvia: 20.84 %Libya: 44.18 %Moldova: 38.18 %Montenegro: 23.4 %Madagascar: 36.91 %North Macedonia: 20.57 %Mali: 24.85 %Myanmar: 22.2 %Mongolia: 26.98 %Mauritania: 30.86 %Mauritius: 14.29 %Malawi: 25.29 %Mexico: 13.91 %Malaysia: 15.35 %Mozambique: 29.76 %Namibia: 48.03 %Niger: 37.64 %Nigeria: 28.27 %Nicaragua: 10.24 %Netherlands: 10.24 %Norway: 17.07 %Nepal: 52.61 %New Zealand: 17.32 %Panama: 10.4 %Peru: 15.95 %Philippines: 41.18 %Pakistan: 28.64 %Poland: 25.1 %Palestine: 19.59 %Portugal: 15.39 %Paraguay: 19.11 %Romania: 20.69 %Serbia: 23.55 %Russia: 22.7 %Rwanda: 42.93 %Saudi Arabia: 33.46 %Sweden: 13.65 %Singapore: 3.72 %Slovenia: 12.18 %Slovakia: 13.12 %Sierra Leone: 29.08 %Senegal: 29.89 %South Sudan: 24.46 %El Salvador: 9.82 %Chad: 27.72 %Togo: 22.01 %Thailand: 29.44 %Tajikistan: 21.57 %Turkmenistan: 21.07 %Tunisia: 31.74 %Türkiye: 28.38 %Trinidad and Tobago: 19.87 %Taiwan: 8.35 %Tanzania: 27.26 %Ukraine: 30.84 %Uganda: 46.47 %United States: 15.25 %Uruguay: 12.28 %Uzbekistan: 12.89 %Venezuela: 17.72 %Vietnam: 29.54 %South Africa: 37.42 %Zambia: 31 %Zimbabwe: 37.92 %
  • Under 13
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%, 2017. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Borrowed from family or friends (% age 15+) (fin22b). Boundaries: Natural Earth (public domain).

Top 40 countries, 2017

Nepal: 52.61 %Nepal52.61Iraq: 52.09 %Iraq52.09Iran: 50.86 %Iran50.86Namibia: 48.03 %Namibia48.03Uganda: 46.47 %Uganda46.47Kenya: 45.18 %Kenya45.18Libya: 44.18 %Libya44.18Rwanda: 42.93 %Rwanda42.93Azerbaijan: 41.23 %Azerbaijan41.23Philippines: 41.18 %Philippines41.18Gabon: 38.94 %Gabon38.94Moldova: 38.18 %Moldova38.18Egypt: 38.04 %Egypt38.04Zimbabwe: 37.92 %Zimbabwe37.92Niger: 37.64 %Niger37.64South Africa: 37.42 %South Africa37.42Madagascar: 36.91 %Madagascar36.91Liberia: 35.89 %Liberia35.89Indonesia: 35.72 %Indonesia35.72Cambodia: 35.06 %Cambodia35.06Burkina Faso: 34.79 %Burkina Faso34.79Belarus: 34.25 %Belarus34.25Saudi Arabia: 33.46 %Saudi Arabia33.46Lesotho: 33.32 %Lesotho33.32Bahrain: 32.87 %Bahrain32.87India: 32.74 %India32.74Cameroon: 32.69 %Cameroon32.69Tunisia: 31.74 %Tunisia31.74Laos: 31.18 %Laos31.18Zambia: 31 %Zambia31Jordan: 30.98 %Jordan30.98Ethiopia: 30.91 %Ethiopia30.91Mauritania: 30.86 %Mauritania30.86Ukraine: 30.84 %Ukraine30.84Senegal: 29.89 %Senegal29.89Mozambique: 29.76 %Mozambique29.76China: 29.62 %China29.62Vietnam: 29.54 %Vietnam29.54Thailand: 29.44 %Thailand29.44Sierra Leone: 29.08 %Sierra Leone29.08Nepal: 52.61 %Nepal52.61Iraq: 52.09 %Iraq52.09Iran: 50.86 %Iran50.86Namibia: 48.03 %Namibia48.03Uganda: 46.47 %Uganda46.47Kenya: 45.18 %Kenya45.18Libya: 44.18 %Libya44.18Rwanda: 42.93 %Rwanda42.93Azerbaijan: 41.23 %Azerbaijan41.23Philippines: 41.18 %Philippines41.18Gabon: 38.94 %Gabon38.94Moldova: 38.18 %Moldova38.18Egypt: 38.04 %Egypt38.04Zimbabwe: 37.92 %Zimbabwe37.92Niger: 37.64 %Niger37.64South Africa: 37.42 %South Africa37.42Madagascar: 36.91 %Madagascar36.91Liberia: 35.89 %Liberia35.89Indonesia: 35.72 %Indonesia35.72Cambodia: 35.06 %Cambodia35.06Burkina Faso: 34.79 %Burkina Faso34.79Belarus: 34.25 %Belarus34.25Saudi Arabia: 33.46 %Saudi Arabia33.46Lesotho: 33.32 %Lesotho33.32Bahrain: 32.87 %Bahrain32.87India: 32.74 %India32.74Cameroon: 32.69 %Cameroon32.69Tunisia: 31.74 %Tunisia31.74Laos: 31.18 %Laos31.18Zambia: 31 %Zambia31Jordan: 30.98 %Jordan30.98Ethiopia: 30.91 %Ethiopia30.91Mauritania: 30.86 %Mauritania30.86Ukraine: 30.84 %Ukraine30.84Senegal: 29.89 %Senegal29.89Mozambique: 29.76 %Mozambique29.76China: 29.62 %China29.62Vietnam: 29.54 %Vietnam29.54Thailand: 29.44 %Thailand29.44Sierra Leone: 29.08 %Sierra Leone29.08
%. Source: World Bank Global Findex, Global Findex: Borrowed from family or friends (% age 15+) (fin22b). Retrieved 2026-10-12.

Full ranking

RankCountries2017 (%)
1Nepal52.61
2Iraq52.09
3Iran50.86
4Namibia48.03
5Uganda46.47
6Kenya45.18
7Libya44.18
8Rwanda42.93
9Azerbaijan41.23
10Philippines41.18
11Gabon38.94
12Moldova38.18
13Egypt38.04
14Zimbabwe37.92
15Niger37.64
16South Africa37.42
17Madagascar36.91
18Liberia35.89
19Indonesia35.72
20Cambodia35.06
21Burkina Faso34.79
22Belarus34.25
23Saudi Arabia33.46
24Lesotho33.32
25Bahrain32.87
26India32.74
27Cameroon32.69
28Tunisia31.74
29Laos31.18
30Zambia31
31Jordan30.98
32Ethiopia30.91
33Mauritania30.86
34Ukraine30.84
35Senegal29.89
36Mozambique29.76
37China29.62
38Vietnam29.54
39Thailand29.44
40Sierra Leone29.08
41Armenia28.76
42Pakistan28.64
43Türkiye28.38
44Nigeria28.27
45Chad27.72
46Tanzania27.26
47Mongolia26.98
48Bolivia26.69
49Afghanistan25.84
50United Arab Emirates25.71
51Malawi25.29
52Poland25.1
53Côte d’Ivoire25.07
54Mali24.85
55Botswana24.7
56South Sudan24.46
57Albania24.46
58Bulgaria24.34
59Guinea24.07
60Serbia23.55
61Benin23.53
62Montenegro23.4
63Democratic Republic of the Congo23.22
64Ghana22.83
65Russia22.7
66Kazakhstan22.48
67Myanmar22.2
68Togo22.01
69Lithuania21.93
70Tajikistan21.57
71Bangladesh21.43
72Haiti21.34
73Turkmenistan21.07
74Kuwait21.03
75Latvia20.84
76Romania20.69
77Georgia20.68
78North Macedonia20.57
79Colombia20.5
80Trinidad and Tobago19.87
81Republic of the Congo19.78
82Palestine19.59
83Gambia19.36
84Dominican Republic19.3
85Paraguay19.11
86Cyprus19.05
87Central African Republic19.01
88Algeria18.6
89Venezuela17.72
90New Zealand17.32
91Israel17.15
92Norway17.07
93Kyrgyzstan16.85
94Spain16.79
95Croatia16.59
96Italy16.35
97Maldives16.16
98Peru15.95
99Sri Lanka15.94
100Denmark15.82
101Argentina15.72
102Portugal15.39
103Malaysia15.35
104United States15.25
105Chile15.18
106Honduras14.86
107Costa Rica14.81
108Greece14.67
109Ireland14.51
110Austria14.32
111Mauritius14.29
112United Kingdom14.01
113Canada13.95
114Mexico13.91
115Brazil13.73
116Sweden13.65
117Czechia13.49
118Lebanon13.41
119Australia13.25
120Ecuador13.21
121Slovakia13.12
122Guatemala13.07
123Finland12.99
124Uzbekistan12.89
125Uruguay12.28
126Slovenia12.18
127South Korea11.97
128Hungary10.56
129Panama10.4
130Nicaragua10.24
131Netherlands10.24
132El Salvador9.82
133Belgium9.26
134Estonia8.96
135Germany8.44
136France8.37
137Taiwan8.35
138Luxembourg8.02
139Malta7.85
140Bosnia and Herzegovina7.29
141Hong Kong6.99
142Switzerland5.03
143Japan3.74
144Singapore3.72

Other periods

About this ranking

Percentage of respondents aged 15 and over who borrowed money from family, relatives or friends in the past 12 months.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 14 countries with data in other periods have no value for 2017 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Borrowed from family or friends  (% age 15+) (fin22b). https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Borrowed from family or friends (% age 15+) (fin22b) (Countries by borrowed from family or friends, adults, 2017) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Borrowed from family or friends (% age 15+) (fin22b), Countries by borrowed from family or friends, adults, 2017. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/rankings/borrowed-family-friends-adults/countries. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Borrowed from family or friends (% age 15+) (fin22b). Countries by borrowed from family or friends, adults, 2017. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/rankings/borrowed-family-friends-adults/countries.

Harvard

World Bank (2025) Global Findex: Borrowed from family or friends (% age 15+) (fin22b), Countries by borrowed from family or friends, adults, 2017 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/rankings/borrowed-family-friends-adults/countries (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_borrowed_from_2017,
  author = {{World Bank}},
  title = {{Global Findex: Borrowed from family or friends (\% age 15+) (fin22b): Countries by borrowed from family or friends, adults, 2017}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/borrowed-family-friends-adults/countries. Publisher attribution: World Bank, Global Findex Database. Global Findex: Borrowed from family or friends (\% age 15+) (fin22b). https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Borrowed from family or friends (% age 15+) (fin22b): Countries by borrowed from family or friends, adults, 2017
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/rankings/borrowed-family-friends-adults/countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/borrowed-family-friends-adults/countries.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Borrowed from family or friends (% age 15+) (fin22b). https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

Which country has the highest borrowed from family or friends, adults?

Nepal, with 52.61% in 2017, according to the World Bank.

Which country has the lowest borrowed from family or friends, adults?

Singapore, with 3.72% in 2017.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Borrowed from family or friends (% age 15+) (fin22b). Retrieved 2026-10-12. 14 countries have no value for 2017 and are not ranked.

Borrowed from family or friends, adults: other rankings

Countries: more rankings