US bank prime lending rate in United States
US bank prime lending rate in the United States was 6.87% in September 2026, according to the Board of Governors of the Federal Reserve System. That is down 0.51 pts from September 2025.
US bank prime lending rate in United States, October 1976 to September 2026
All 600 values
| Period | % |
|---|---|
| 2026-09 | 6.87 |
| 2026-08 | 6.75 |
| 2026-07 | 6.75 |
| 2026-06 | 6.75 |
| 2026-05 | 6.75 |
| 2026-04 | 6.75 |
| 2026-03 | 6.75 |
| 2026-02 | 6.75 |
| 2026-01 | 6.75 |
| 2025-12 | 6.83 |
| 2025-11 | 7 |
| 2025-10 | 7.23 |
| 2025-09 | 7.38 |
| 2025-08 | 7.5 |
| 2025-07 | 7.5 |
| 2025-06 | 7.5 |
| 2025-05 | 7.5 |
| 2025-04 | 7.5 |
| 2025-03 | 7.5 |
| 2025-02 | 7.5 |
| 2025-01 | 7.5 |
| 2024-12 | 7.65 |
| 2024-11 | 7.81 |
| 2024-10 | 8 |
| 2024-09 | 8.3 |
| 2024-08 | 8.5 |
| 2024-07 | 8.5 |
| 2024-06 | 8.5 |
| 2024-05 | 8.5 |
| 2024-04 | 8.5 |
| 2024-03 | 8.5 |
| 2024-02 | 8.5 |
| 2024-01 | 8.5 |
| 2023-12 | 8.5 |
| 2023-11 | 8.5 |
| 2023-10 | 8.5 |
| 2023-09 | 8.5 |
| 2023-08 | 8.5 |
| 2023-07 | 8.29 |
| 2023-06 | 8.25 |
| 2023-05 | 8.23 |
| 2023-04 | 8 |
| 2023-03 | 7.82 |
| 2023-02 | 7.74 |
| 2023-01 | 7.5 |
| 2022-12 | 7.27 |
| 2022-11 | 6.95 |
| 2022-10 | 6.25 |
| 2022-09 | 5.73 |
| 2022-08 | 5.5 |
| 2022-07 | 4.85 |
| 2022-06 | 4.38 |
| 2022-05 | 3.94 |
| 2022-04 | 3.5 |
| 2022-03 | 3.37 |
| 2022-02 | 3.25 |
| 2022-01 | 3.25 |
| 2021-12 | 3.25 |
| 2021-11 | 3.25 |
| 2021-10 | 3.25 |
| 2021-09 | 3.25 |
| 2021-08 | 3.25 |
| 2021-07 | 3.25 |
| 2021-06 | 3.25 |
| 2021-05 | 3.25 |
| 2021-04 | 3.25 |
| 2021-03 | 3.25 |
| 2021-02 | 3.25 |
| 2021-01 | 3.25 |
| 2020-12 | 3.25 |
| 2020-11 | 3.25 |
| 2020-10 | 3.25 |
| 2020-09 | 3.25 |
| 2020-08 | 3.25 |
| 2020-07 | 3.25 |
| 2020-06 | 3.25 |
| 2020-05 | 3.25 |
| 2020-04 | 3.25 |
| 2020-03 | 3.78 |
| 2020-02 | 4.75 |
| 2020-01 | 4.75 |
| 2019-12 | 4.75 |
| 2019-11 | 4.75 |
| 2019-10 | 4.99 |
| 2019-09 | 5.15 |
| 2019-08 | 5.25 |
| 2019-07 | 5.5 |
| 2019-06 | 5.5 |
| 2019-05 | 5.5 |
| 2019-04 | 5.5 |
| 2019-03 | 5.5 |
| 2019-02 | 5.5 |
| 2019-01 | 5.5 |
| 2018-12 | 5.35 |
| 2018-11 | 5.25 |
| 2018-10 | 5.25 |
| 2018-09 | 5.03 |
| 2018-08 | 5 |
| 2018-07 | 5 |
| 2018-06 | 4.89 |
| 2018-05 | 4.75 |
| 2018-04 | 4.75 |
| 2018-03 | 4.58 |
| 2018-02 | 4.5 |
| 2018-01 | 4.5 |
| 2017-12 | 4.4 |
| 2017-11 | 4.25 |
| 2017-10 | 4.25 |
| 2017-09 | 4.25 |
| 2017-08 | 4.25 |
| 2017-07 | 4.25 |
| 2017-06 | 4.13 |
| 2017-05 | 4 |
| 2017-04 | 4 |
| 2017-03 | 3.88 |
| 2017-02 | 3.75 |
| 2017-01 | 3.75 |
| 2016-12 | 3.64 |
| 2016-11 | 3.5 |
| 2016-10 | 3.5 |
| 2016-09 | 3.5 |
| 2016-08 | 3.5 |
| 2016-07 | 3.5 |
| 2016-06 | 3.5 |
| 2016-05 | 3.5 |
| 2016-04 | 3.5 |
| 2016-03 | 3.5 |
| 2016-02 | 3.5 |
| 2016-01 | 3.5 |
| 2015-12 | 3.37 |
| 2015-11 | 3.25 |
| 2015-10 | 3.25 |
| 2015-09 | 3.25 |
| 2015-08 | 3.25 |
| 2015-07 | 3.25 |
| 2015-06 | 3.25 |
| 2015-05 | 3.25 |
| 2015-04 | 3.25 |
| 2015-03 | 3.25 |
| 2015-02 | 3.25 |
| 2015-01 | 3.25 |
| 2014-12 | 3.25 |
| 2014-11 | 3.25 |
| 2014-10 | 3.25 |
| 2014-09 | 3.25 |
| 2014-08 | 3.25 |
| 2014-07 | 3.25 |
| 2014-06 | 3.25 |
| 2014-05 | 3.25 |
| 2014-04 | 3.25 |
| 2014-03 | 3.25 |
| 2014-02 | 3.25 |
| 2014-01 | 3.25 |
| 2013-12 | 3.25 |
| 2013-11 | 3.25 |
| 2013-10 | 3.25 |
| 2013-09 | 3.25 |
| 2013-08 | 3.25 |
| 2013-07 | 3.25 |
| 2013-06 | 3.25 |
| 2013-05 | 3.25 |
| 2013-04 | 3.25 |
| 2013-03 | 3.25 |
| 2013-02 | 3.25 |
| 2013-01 | 3.25 |
| 2012-12 | 3.25 |
| 2012-11 | 3.25 |
| 2012-10 | 3.25 |
| 2012-09 | 3.25 |
| 2012-08 | 3.25 |
| 2012-07 | 3.25 |
| 2012-06 | 3.25 |
| 2012-05 | 3.25 |
| 2012-04 | 3.25 |
| 2012-03 | 3.25 |
| 2012-02 | 3.25 |
| 2012-01 | 3.25 |
| 2011-12 | 3.25 |
| 2011-11 | 3.25 |
| 2011-10 | 3.25 |
| 2011-09 | 3.25 |
| 2011-08 | 3.25 |
| 2011-07 | 3.25 |
| 2011-06 | 3.25 |
| 2011-05 | 3.25 |
| 2011-04 | 3.25 |
| 2011-03 | 3.25 |
| 2011-02 | 3.25 |
| 2011-01 | 3.25 |
| 2010-12 | 3.25 |
| 2010-11 | 3.25 |
| 2010-10 | 3.25 |
| 2010-09 | 3.25 |
| 2010-08 | 3.25 |
| 2010-07 | 3.25 |
| 2010-06 | 3.25 |
| 2010-05 | 3.25 |
| 2010-04 | 3.25 |
| 2010-03 | 3.25 |
| 2010-02 | 3.25 |
| 2010-01 | 3.25 |
| 2009-12 | 3.25 |
| 2009-11 | 3.25 |
| 2009-10 | 3.25 |
| 2009-09 | 3.25 |
| 2009-08 | 3.25 |
| 2009-07 | 3.25 |
| 2009-06 | 3.25 |
| 2009-05 | 3.25 |
| 2009-04 | 3.25 |
| 2009-03 | 3.25 |
| 2009-02 | 3.25 |
| 2009-01 | 3.25 |
| 2008-12 | 3.61 |
| 2008-11 | 4 |
| 2008-10 | 4.56 |
| 2008-09 | 5 |
| 2008-08 | 5 |
| 2008-07 | 5 |
| 2008-06 | 5 |
| 2008-05 | 5 |
| 2008-04 | 5.24 |
| 2008-03 | 5.66 |
| 2008-02 | 6 |
| 2008-01 | 6.98 |
| 2007-12 | 7.33 |
| 2007-11 | 7.5 |
| 2007-10 | 7.74 |
| 2007-09 | 8.03 |
| 2007-08 | 8.25 |
| 2007-07 | 8.25 |
| 2007-06 | 8.25 |
| 2007-05 | 8.25 |
| 2007-04 | 8.25 |
| 2007-03 | 8.25 |
| 2007-02 | 8.25 |
| 2007-01 | 8.25 |
| 2006-12 | 8.25 |
| 2006-11 | 8.25 |
| 2006-10 | 8.25 |
| 2006-09 | 8.25 |
| 2006-08 | 8.25 |
| 2006-07 | 8.25 |
| 2006-06 | 8.02 |
| 2006-05 | 7.93 |
| 2006-04 | 7.75 |
| 2006-03 | 7.53 |
| 2006-02 | 7.5 |
| 2006-01 | 7.26 |
| 2005-12 | 7.15 |
| 2005-11 | 7 |
| 2005-10 | 6.75 |
| 2005-09 | 6.59 |
| 2005-08 | 6.44 |
| 2005-07 | 6.25 |
| 2005-06 | 6.01 |
| 2005-05 | 5.98 |
| 2005-04 | 5.75 |
| 2005-03 | 5.58 |
| 2005-02 | 5.49 |
| 2005-01 | 5.25 |
| 2004-12 | 5.15 |
| 2004-11 | 4.93 |
| 2004-10 | 4.75 |
| 2004-09 | 4.58 |
| 2004-08 | 4.43 |
| 2004-07 | 4.25 |
| 2004-06 | 4.01 |
| 2004-05 | 4 |
| 2004-04 | 4 |
| 2004-03 | 4 |
| 2004-02 | 4 |
| 2004-01 | 4 |
| 2003-12 | 4 |
| 2003-11 | 4 |
| 2003-10 | 4 |
| 2003-09 | 4 |
| 2003-08 | 4 |
| 2003-07 | 4 |
| 2003-06 | 4.22 |
| 2003-05 | 4.25 |
| 2003-04 | 4.25 |
| 2003-03 | 4.25 |
| 2003-02 | 4.25 |
| 2003-01 | 4.25 |
| 2002-12 | 4.25 |
| 2002-11 | 4.35 |
| 2002-10 | 4.75 |
| 2002-09 | 4.75 |
| 2002-08 | 4.75 |
| 2002-07 | 4.75 |
| 2002-06 | 4.75 |
| 2002-05 | 4.75 |
| 2002-04 | 4.75 |
| 2002-03 | 4.75 |
| 2002-02 | 4.75 |
| 2002-01 | 4.75 |
| 2001-12 | 4.84 |
| 2001-11 | 5.1 |
| 2001-10 | 5.53 |
| 2001-09 | 6.28 |
| 2001-08 | 6.67 |
| 2001-07 | 6.75 |
| 2001-06 | 6.98 |
| 2001-05 | 7.24 |
| 2001-04 | 7.8 |
| 2001-03 | 8.32 |
| 2001-02 | 8.5 |
| 2001-01 | 9.05 |
| 2000-12 | 9.5 |
| 2000-11 | 9.5 |
| 2000-10 | 9.5 |
| 2000-09 | 9.5 |
| 2000-08 | 9.5 |
| 2000-07 | 9.5 |
| 2000-06 | 9.5 |
| 2000-05 | 9.24 |
| 2000-04 | 9 |
| 2000-03 | 8.83 |
| 2000-02 | 8.73 |
| 2000-01 | 8.5 |
| 1999-12 | 8.5 |
| 1999-11 | 8.37 |
| 1999-10 | 8.25 |
| 1999-09 | 8.25 |
| 1999-08 | 8.06 |
| 1999-07 | 8 |
| 1999-06 | 7.75 |
| 1999-05 | 7.75 |
| 1999-04 | 7.75 |
| 1999-03 | 7.75 |
| 1999-02 | 7.75 |
| 1999-01 | 7.75 |
| 1998-12 | 7.75 |
| 1998-11 | 7.89 |
| 1998-10 | 8.12 |
| 1998-09 | 8.49 |
| 1998-08 | 8.5 |
| 1998-07 | 8.5 |
| 1998-06 | 8.5 |
| 1998-05 | 8.5 |
| 1998-04 | 8.5 |
| 1998-03 | 8.5 |
| 1998-02 | 8.5 |
| 1998-01 | 8.5 |
| 1997-12 | 8.5 |
| 1997-11 | 8.5 |
| 1997-10 | 8.5 |
| 1997-09 | 8.5 |
| 1997-08 | 8.5 |
| 1997-07 | 8.5 |
| 1997-06 | 8.5 |
| 1997-05 | 8.5 |
| 1997-04 | 8.5 |
| 1997-03 | 8.3 |
| 1997-02 | 8.25 |
| 1997-01 | 8.25 |
| 1996-12 | 8.25 |
| 1996-11 | 8.25 |
| 1996-10 | 8.25 |
| 1996-09 | 8.25 |
| 1996-08 | 8.25 |
| 1996-07 | 8.25 |
| 1996-06 | 8.25 |
| 1996-05 | 8.25 |
| 1996-04 | 8.25 |
| 1996-03 | 8.25 |
| 1996-02 | 8.25 |
| 1996-01 | 8.5 |
| 1995-12 | 8.65 |
| 1995-11 | 8.75 |
| 1995-10 | 8.75 |
| 1995-09 | 8.75 |
| 1995-08 | 8.75 |
| 1995-07 | 8.8 |
| 1995-06 | 9 |
| 1995-05 | 9 |
| 1995-04 | 9 |
| 1995-03 | 9 |
| 1995-02 | 9 |
| 1995-01 | 8.5 |
| 1994-12 | 8.5 |
| 1994-11 | 8.15 |
| 1994-10 | 7.75 |
| 1994-09 | 7.75 |
| 1994-08 | 7.51 |
| 1994-07 | 7.25 |
| 1994-06 | 7.25 |
| 1994-05 | 6.99 |
| 1994-04 | 6.45 |
| 1994-03 | 6.06 |
| 1994-02 | 6 |
| 1994-01 | 6 |
| 1993-12 | 6 |
| 1993-11 | 6 |
| 1993-10 | 6 |
| 1993-09 | 6 |
| 1993-08 | 6 |
| 1993-07 | 6 |
| 1993-06 | 6 |
| 1993-05 | 6 |
| 1993-04 | 6 |
| 1993-03 | 6 |
| 1993-02 | 6 |
| 1993-01 | 6 |
| 1992-12 | 6 |
| 1992-11 | 6 |
| 1992-10 | 6 |
| 1992-09 | 6 |
| 1992-08 | 6 |
| 1992-07 | 6.02 |
| 1992-06 | 6.5 |
| 1992-05 | 6.5 |
| 1992-04 | 6.5 |
| 1992-03 | 6.5 |
| 1992-02 | 6.5 |
| 1992-01 | 6.5 |
| 1991-12 | 7.21 |
| 1991-11 | 7.58 |
| 1991-10 | 8 |
| 1991-09 | 8.2 |
| 1991-08 | 8.5 |
| 1991-07 | 8.5 |
| 1991-06 | 8.5 |
| 1991-05 | 8.5 |
| 1991-04 | 9 |
| 1991-03 | 9 |
| 1991-02 | 9.05 |
| 1991-01 | 9.52 |
| 1990-12 | 10 |
| 1990-11 | 10 |
| 1990-10 | 10 |
| 1990-09 | 10 |
| 1990-08 | 10 |
| 1990-07 | 10 |
| 1990-06 | 10 |
| 1990-05 | 10 |
| 1990-04 | 10 |
| 1990-03 | 10 |
| 1990-02 | 10 |
| 1990-01 | 10.11 |
| 1989-12 | 10.5 |
| 1989-11 | 10.5 |
| 1989-10 | 10.5 |
| 1989-09 | 10.5 |
| 1989-08 | 10.5 |
| 1989-07 | 10.98 |
| 1989-06 | 11.07 |
| 1989-05 | 11.5 |
| 1989-04 | 11.5 |
| 1989-03 | 11.5 |
| 1989-02 | 10.93 |
| 1989-01 | 10.5 |
| 1988-12 | 10.5 |
| 1988-11 | 10.05 |
| 1988-10 | 10 |
| 1988-09 | 10 |
| 1988-08 | 9.84 |
| 1988-07 | 9.29 |
| 1988-06 | 9 |
| 1988-05 | 8.84 |
| 1988-04 | 8.5 |
| 1988-03 | 8.5 |
| 1988-02 | 8.51 |
| 1988-01 | 8.75 |
| 1987-12 | 8.75 |
| 1987-11 | 8.78 |
| 1987-10 | 9.07 |
| 1987-09 | 8.7 |
| 1987-08 | 8.25 |
| 1987-07 | 8.25 |
| 1987-06 | 8.25 |
| 1987-05 | 8.14 |
| 1987-04 | 7.75 |
| 1987-03 | 7.5 |
| 1987-02 | 7.5 |
| 1987-01 | 7.5 |
| 1986-12 | 7.5 |
| 1986-11 | 7.5 |
| 1986-10 | 7.5 |
| 1986-09 | 7.5 |
| 1986-08 | 7.9 |
| 1986-07 | 8.16 |
| 1986-06 | 8.5 |
| 1986-05 | 8.5 |
| 1986-04 | 8.83 |
| 1986-03 | 9.1 |
| 1986-02 | 9.5 |
| 1986-01 | 9.5 |
| 1985-12 | 9.5 |
| 1985-11 | 9.5 |
| 1985-10 | 9.5 |
| 1985-09 | 9.5 |
| 1985-08 | 9.5 |
| 1985-07 | 9.5 |
| 1985-06 | 9.78 |
| 1985-05 | 10.31 |
| 1985-04 | 10.5 |
| 1985-03 | 10.5 |
| 1985-02 | 10.5 |
| 1985-01 | 10.61 |
| 1984-12 | 11.06 |
| 1984-11 | 11.77 |
| 1984-10 | 12.58 |
| 1984-09 | 12.97 |
| 1984-08 | 13 |
| 1984-07 | 13 |
| 1984-06 | 12.6 |
| 1984-05 | 12.39 |
| 1984-04 | 11.93 |
| 1984-03 | 11.21 |
| 1984-02 | 11 |
| 1984-01 | 11 |
| 1983-12 | 11 |
| 1983-11 | 11 |
| 1983-10 | 11 |
| 1983-09 | 11 |
| 1983-08 | 10.89 |
| 1983-07 | 10.5 |
| 1983-06 | 10.5 |
| 1983-05 | 10.5 |
| 1983-04 | 10.5 |
| 1983-03 | 10.5 |
| 1983-02 | 10.98 |
| 1983-01 | 11.16 |
| 1982-12 | 11.5 |
| 1982-11 | 11.85 |
| 1982-10 | 12.52 |
| 1982-09 | 13.5 |
| 1982-08 | 14.39 |
| 1982-07 | 16.26 |
| 1982-06 | 16.5 |
| 1982-05 | 16.5 |
| 1982-04 | 16.5 |
| 1982-03 | 16.5 |
| 1982-02 | 16.56 |
| 1982-01 | 15.75 |
| 1981-12 | 15.75 |
| 1981-11 | 16.84 |
| 1981-10 | 18.45 |
| 1981-09 | 20.08 |
| 1981-08 | 20.5 |
| 1981-07 | 20.39 |
| 1981-06 | 20.03 |
| 1981-05 | 19.61 |
| 1981-04 | 17.15 |
| 1981-03 | 18.05 |
| 1981-02 | 19.43 |
| 1981-01 | 20.16 |
| 1980-12 | 20.35 |
| 1980-11 | 16.06 |
| 1980-10 | 13.79 |
| 1980-09 | 12.23 |
| 1980-08 | 11.12 |
| 1980-07 | 11.48 |
| 1980-06 | 12.63 |
| 1980-05 | 16.57 |
| 1980-04 | 19.77 |
| 1980-03 | 18.31 |
| 1980-02 | 15.63 |
| 1980-01 | 15.25 |
| 1979-12 | 15.3 |
| 1979-11 | 15.55 |
| 1979-10 | 14.39 |
| 1979-09 | 12.9 |
| 1979-08 | 11.91 |
| 1979-07 | 11.54 |
| 1979-06 | 11.65 |
| 1979-05 | 11.75 |
| 1979-04 | 11.75 |
| 1979-03 | 11.75 |
| 1979-02 | 11.75 |
| 1979-01 | 11.75 |
| 1978-12 | 11.55 |
| 1978-11 | 10.94 |
| 1978-10 | 9.94 |
| 1978-09 | 9.41 |
| 1978-08 | 9.01 |
| 1978-07 | 9 |
| 1978-06 | 8.63 |
| 1978-05 | 8.27 |
| 1978-04 | 8 |
| 1978-03 | 8 |
| 1978-02 | 8 |
| 1978-01 | 7.93 |
| 1977-12 | 7.75 |
| 1977-11 | 7.75 |
| 1977-10 | 7.52 |
| 1977-09 | 7.13 |
| 1977-08 | 6.83 |
| 1977-07 | 6.75 |
| 1977-06 | 6.75 |
| 1977-05 | 6.41 |
| 1977-04 | 6.25 |
| 1977-03 | 6.25 |
| 1977-02 | 6.25 |
| 1977-01 | 6.25 |
| 1976-12 | 6.35 |
| 1976-11 | 6.5 |
| 1976-10 | 6.77 |
Definition
Prime loan rate posted by a majority of the 25 largest insured US-chartered commercial banks by domestic assets. Monthly average including every calendar day, in percent per year (Federal Reserve H.15, RIFSPBLP_N.M).
Prime is a reference rate banks use to price short-term business loans. It is not an average of rates actually paid by borrowers or the federal funds target rate.
How to cite
Board of Governors of the Federal Reserve System. H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M). https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package. Retrieved 2026-10-12.Citation styles
APA 7
Board of Governors of the Federal Reserve System. (n.d.). H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M) (US bank prime lending rate, United States, 1976-10 to 2026-09) [Data set]. Retrieved October 12, 2026, from https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package
MLA 9
H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M), US bank prime lending rate, United States, 1976-10 to 2026-09. Board of Governors of the Federal Reserve System, https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package. Invokely, https://invokely.ai/en/us-bank-prime-lending-rate/united-states. Accessed 12 Oct. 2026.
Chicago (author-date)
Board of Governors of the Federal Reserve System. n.d. H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M). US bank prime lending rate, United States, 1976-10 to 2026-09. Dataset. Accessed October 12, 2026. https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package. Also distributed by Invokely, https://invokely.ai/en/us-bank-prime-lending-rate/united-states.
Harvard
Board of Governors of the Federal Reserve System (no date) H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M), US bank prime lending rate, United States, 1976-10 to 2026-09 [Dataset]. Available at: https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package, via Invokely: https://invokely.ai/en/us-bank-prime-lending-rate/united-states (Accessed: 12 October 2026).
BibTeX
@misc{board_us_bank_prime_lending_2026,
author = {{Board of Governors of the Federal Reserve System}},
title = {{H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP\_N.M): US bank prime lending rate, United States, 1976-10 to 2026-09}},
howpublished = {Data set},
url = {https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package},
urldate = {2026-10-12},
note = {Accessed via Invokely, https://invokely.ai/en/us-bank-prime-lending-rate/united-states. Publisher attribution: Board of Governors of the Federal Reserve System. H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP\_N.M). https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15\&series=d7e27b7b09a3a7feae95b9c61781fcd8\&lastobs=\&from=\&to=\&filetype=csv\&label=include\&layout=seriescolumn\&type=package. Retrieved 2026-10-12.},
}
RIS
TY - DATA
AU - Board of Governors of the Federal Reserve System
TI - H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M): US bank prime lending rate, United States, 1976-10 to 2026-09
PB - Board of Governors of the Federal Reserve System
DB - Invokely
UR - https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package
L2 - https://invokely.ai/en/us-bank-prime-lending-rate/united-states
Y2 - 2026/10/12
N1 - Accessed via Invokely, https://invokely.ai/en/us-bank-prime-lending-rate/united-states.
N1 - Publisher attribution: Board of Governors of the Federal Reserve System. H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M). https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package. Retrieved 2026-10-12.
ER -
Use this data in your AI agent
Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:
What is the latest US bank prime lending rate in United States? Cite the source.
get_value {"indicator":"bank_prime_lending_rate","place":"us"}
GET https://invokely.ai/api/v1/value?indicator=bank_prime_lending_rate&place=usQuestions
What is the US bank prime lending rate in United States?
US bank prime lending rate in the United States was 6.87% in September 2026, according to the Board of Governors of the Federal Reserve System. That is down 0.51 pts from September 2025.
Where does this figure come from?
Board of Governors of the Federal Reserve System. H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M). Retrieved by Invokely on 2026-10-12.
What was the highest US bank prime lending rate in United States?
20.5% in August 1981, the highest value since October 1976 in this series.
Related statistics for United States
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- Checkable deposits and currency held by U.S. households and nonprofits
- Consumer durable goods owned by U.S. households and nonprofits
- GDP by industry: transportation and warehousing
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- Imports of goods and services, US dollars