US bank prime lending rate

Prime loan rate posted by a majority of the 25 largest insured US-chartered commercial banks by domestic assets. Monthly average including every calendar day, in percent per year (Federal Reserve H.15, RIFSPBLP_N.M).

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Prime is a reference rate banks use to price short-term business loans. It is not an average of rates actually paid by borrowers or the federal funds target rate.

Key facts

Figures last updated on 2026-10-12.

Places with data

Published for countries.

Countries

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Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Which places have the highest US bank prime lending rate? Use official data and cite it.
rank_places {"indicator":"bank_prime_lending_rate","level":"country"}
GET https://invokely.ai/api/v1/rank?indicator=bank_prime_lending_rate&level=country

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