Data / Checkable deposits and currency held by U.S. households and nonprofits / United States

Checkable deposits and currency held by U.S. households and nonprofits in United States

Checkable deposits and currency held by U.S. households and nonprofits in the United States was $5.76 trillion in Q2 2026, according to the Board of Governors of the Federal Reserve System. That is up 22.8% from Q2 2025.

Q2 2026, USD million5,764,559
Change on Q2 2025+22.8%
Series high5,812,997Q1 2026
Series low55,449Q4 1945

Next release: Friday, 11 December 2026, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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Checkable deposits and currency held by U.S. households and nonprofits in United States, Q4 1945 to Q2 2026

02M4M6M1945-Q41961-Q21972-Q21983-Q21994-Q22005-Q22016-Q22026-Q22026-Q2: 5,764,559 USD million02M4M6M1945-Q41975-Q42001-Q22026-Q22026-Q2: 5,764,559 USD million
USD million. Source: Federal Reserve Board, Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q). Retrieved 2026-10-12, published 2026-09-11.
All 305 values
PeriodUSD million
2026-Q25,764,559
2026-Q15,812,997
2025-Q45,524,954
2025-Q34,635,520
2025-Q24,693,342
2025-Q14,663,945
2024-Q44,440,359
2024-Q34,348,337
2024-Q24,427,640
2024-Q14,687,735
2023-Q44,384,407
2023-Q34,304,590
2023-Q24,531,322
2023-Q14,585,901
2022-Q44,535,855
2022-Q34,822,236
2022-Q24,672,209
2022-Q14,332,427
2021-Q44,103,580
2021-Q33,893,117
2021-Q23,823,310
2021-Q13,504,391
2020-Q43,147,797
2020-Q31,927,948
2020-Q21,698,080
2020-Q11,271,006
2019-Q41,175,958
2019-Q3913,871
2019-Q21,108,556
2019-Q11,222,735
2018-Q41,138,259
2018-Q31,082,785
2018-Q21,268,894
2018-Q11,407,535
2017-Q41,313,865
2017-Q31,201,766
2017-Q21,282,745
2017-Q11,287,931
2016-Q41,101,797
2016-Q31,104,878
2016-Q21,216,401
2016-Q11,261,717
2015-Q41,177,582
2015-Q31,094,151
2015-Q21,228,120
2015-Q11,156,788
2014-Q41,063,284
2014-Q31,109,806
2014-Q21,135,283
2014-Q11,120,578
2013-Q41,093,695
2013-Q3987,981
2013-Q2978,738
2013-Q1952,017
2012-Q4907,670
2012-Q3790,301
2012-Q2790,994
2012-Q1836,138
2011-Q4813,755
2011-Q3732,180
2011-Q2600,424
2011-Q1606,122
2010-Q4524,447
2010-Q3420,243
2010-Q2452,623
2010-Q1434,526
2009-Q4533,142
2009-Q3478,821
2009-Q2510,487
2009-Q1464,091
2008-Q4483,561
2008-Q3223,478
2008-Q2206,092
2008-Q1219,710
2007-Q4208,310
2007-Q3158,901
2007-Q2253,506
2007-Q1330,022
2006-Q4317,337
2006-Q3295,774
2006-Q2331,691
2006-Q1349,786
2005-Q4351,637
2005-Q3339,179
2005-Q2397,259
2005-Q1436,777
2004-Q4442,399
2004-Q3389,060
2004-Q2405,183
2004-Q1429,184
2003-Q4443,709
2003-Q3412,973
2003-Q2452,545
2003-Q1443,636
2002-Q4450,627
2002-Q3407,915
2002-Q2406,744
2002-Q1413,849
2001-Q4474,514
2001-Q3395,143
2001-Q2396,642
2001-Q1419,761
2000-Q4396,792
2000-Q3387,766
2000-Q2425,878
2000-Q1462,627
1999-Q4498,265
1999-Q3463,582
1999-Q2479,449
1999-Q1507,647
1998-Q4519,516
1998-Q3460,654
1998-Q2471,423
1998-Q1466,346
1997-Q4501,340
1997-Q3471,953
1997-Q2505,615
1997-Q1510,430
1996-Q4537,262
1996-Q3547,503
1996-Q2564,760
1996-Q1582,979
1995-Q4596,874
1995-Q3594,201
1995-Q2627,942
1995-Q1623,195
1994-Q4643,247
1994-Q3628,194
1994-Q2638,408
1994-Q1648,165
1993-Q4671,474
1993-Q3639,260
1993-Q2613,936
1993-Q1594,081
1992-Q4617,684
1992-Q3554,344
1992-Q2530,863
1992-Q1522,889
1991-Q4509,691
1991-Q3480,548
1991-Q2475,198
1991-Q1473,207
1990-Q4462,339
1990-Q3445,407
1990-Q2445,768
1990-Q1436,999
1989-Q4451,522
1989-Q3434,347
1989-Q2437,110
1989-Q1441,356
1988-Q4460,921
1988-Q3445,683
1988-Q2446,878
1988-Q1442,335
1987-Q4451,128
1987-Q3437,622
1987-Q2432,879
1987-Q1420,106
1986-Q4456,032
1986-Q3403,893
1986-Q2385,015
1986-Q1351,593
1985-Q4338,859
1985-Q3344,072
1985-Q2332,403
1985-Q1321,737
1984-Q4327,378
1984-Q3306,037
1984-Q2307,729
1984-Q1300,197
1983-Q4315,392
1983-Q3317,164
1983-Q2317,506
1983-Q1310,556
1982-Q4305,157
1982-Q3293,329
1982-Q2280,294
1982-Q1278,757
1981-Q4284,890
1981-Q3259,581
1981-Q2249,611
1981-Q1241,672
1980-Q4238,699
1980-Q3234,910
1980-Q2216,035
1980-Q1211,672
1979-Q4221,039
1979-Q3220,038
1979-Q2206,801
1979-Q1195,195
1978-Q4201,337
1978-Q3198,214
1978-Q2191,103
1978-Q1184,363
1977-Q4184,665
1977-Q3180,829
1977-Q2172,912
1977-Q1169,573
1976-Q4169,708
1976-Q3161,997
1976-Q2160,004
1976-Q1154,281
1975-Q4158,857
1975-Q3157,040
1975-Q2154,820
1975-Q1144,896
1974-Q4157,533
1974-Q3149,091
1974-Q2146,991
1974-Q1148,134
1973-Q4152,350
1973-Q3143,080
1973-Q2143,495
1973-Q1140,820
1972-Q4143,997
1972-Q3135,012
1972-Q2130,848
1972-Q1130,583
1971-Q4131,844
1971-Q3126,293
1971-Q2124,397
1971-Q1118,783
1970-Q4118,500
1970-Q3117,103
1970-Q2113,195
1970-Q1106,909
1969-Q4110,925
1969-Q3105,362
1969-Q2106,702
1969-Q1105,257
1968-Q4112,659
1968-Q3105,852
1968-Q2101,539
1968-Q199,805
1967-Q4103,731
1967-Q397,391
1967-Q293,542
1967-Q192,714
1966-Q493,353
1966-Q391,803
1966-Q288,870
1966-Q189,949
1965-Q491,520
1965-Q388,745
1965-Q282,729
1965-Q182,442
1964-Q484,785
1964-Q384,639
1964-Q279,831
1964-Q179,273
1963-Q481,977
1963-Q379,930
1963-Q277,211
1963-Q178,347
1962-Q477,148
1962-Q375,396
1962-Q273,040
1962-Q175,175
1961-Q476,926
1961-Q376,743
1961-Q273,819
1961-Q175,482
1960-Q477,538
1960-Q375,669
1960-Q272,042
1960-Q173,762
1959-Q475,548
1959-Q376,003
1959-Q272,429
1959-Q173,247
1958-Q473,698
1958-Q372,779
1958-Q267,287
1958-Q170,819
1957-Q470,971
1957-Q371,303
1957-Q268,664
1957-Q170,801
1956-Q471,871
1956-Q370,647
1956-Q267,945
1956-Q169,369
1955-Q470,033
1955-Q369,652
1955-Q266,159
1955-Q168,549
1954-Q468,863
1954-Q368,458
1954-Q264,229
1954-Q165,213
1953-Q466,782
1953-Q365,644
1953-Q263,017
1953-Q166,253
1952-Q465,498
1952-Q363,520
1952-Q260,709
1952-Q162,460
1951-Q463,356
1950-Q458,927
1949-Q456,366
1948-Q458,145
1947-Q460,519
1946-Q460,651
1945-Q455,449

Definition

Value of checkable deposits and currency held as assets by the U.S. households and nonprofit organizations sector, in millions of dollars at quarter end.

These are end-of-period balances in millions of current U.S. dollars and are not seasonally adjusted. S1M.b covers households and nonprofit organizations together, including farm households; its sector note also includes private equity funds, personal trusts, and domestic hedge funds through 2012:Q3. It is not a household-only measure unless the indicator name says so. The first available observation is 1945:Q4; observations are annual at year end through 1951 and quarterly from 1952:Q1. Missing quarters remain missing and are not interpolated by this dataset. Valuation basis varies by item: real estate and marketable securities are at market value, while consumer durables and other nonfinancial assets use replacement or current cost. Totals and component rows overlap; memo items such as 529 plan assets are already included in total assets. Federal Reserve releases may revise historical values or methods, which can affect comparisons over time.

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How to cite

Board of Governors of the Federal Reserve System. Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q). https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Board of Governors of the Federal Reserve System. (2026). Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q) (Checkable deposits and currency held by U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2) [Data set]. Retrieved October 12, 2026, from https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm

MLA 9

Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q), Checkable deposits and currency held by U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2. Board of Governors of the Federal Reserve System, 11 Sept. 2026, https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm. Invokely, https://invokely.ai/en/us-household-nonprofit-checkable-deposits-currency/united-states. Accessed 12 Oct. 2026.

Chicago (author-date)

Board of Governors of the Federal Reserve System. 2026. Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q). Checkable deposits and currency held by U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2. Dataset. Accessed October 12, 2026. https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm. Also distributed by Invokely, https://invokely.ai/en/us-household-nonprofit-checkable-deposits-currency/united-states.

Harvard

Board of Governors of the Federal Reserve System (2026) Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q), Checkable deposits and currency held by U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2 [Dataset]. Available at: https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm, via Invokely: https://invokely.ai/en/us-household-nonprofit-checkable-deposits-currency/united-states (Accessed: 12 October 2026).

BibTeX
@misc{board_checkable_deposits_and_currency_2026,
  author = {{Board of Governors of the Federal Reserve System}},
  title = {{Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q): Checkable deposits and currency held by U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/us-household-nonprofit-checkable-deposits-currency/united-states. Publisher attribution: Board of Governors of the Federal Reserve System. Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q). https://www.federalreserve.gov/releases/z1/current/html/S1M\_b.htm. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Board of Governors of the Federal Reserve System
TI  - Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q): Checkable deposits and currency held by U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2
PY  - 2026
DA  - 2026/09/11
PB  - Board of Governors of the Federal Reserve System
DB  - Invokely
UR  - https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm
L2  - https://invokely.ai/en/us-household-nonprofit-checkable-deposits-currency/united-states
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/us-household-nonprofit-checkable-deposits-currency/united-states.
N1  - Publisher attribution: Board of Governors of the Federal Reserve System. Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q). https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm. Retrieved 2026-10-12.
ER  -
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Questions

What is the checkable deposits and currency held by U.S. households and nonprofits in United States?

Checkable deposits and currency held by U.S. households and nonprofits in the United States was $5.76 trillion in Q2 2026, according to the Board of Governors of the Federal Reserve System. That is up 22.8% from Q2 2025.

Where does this figure come from?

Board of Governors of the Federal Reserve System. Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; checkable deposits and currency; asset (FL153020005.Q). Retrieved by Invokely on 2026-10-12.

What was the highest checkable deposits and currency held by U.S. households and nonprofits in United States?

$5.81 trillion in Q1 2026, the highest value since Q4 1945 in this series.

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