Data / U.S. bank commercial and industrial loans / United States

U.S. bank commercial and industrial loans in United States

U.S. bank commercial and industrial loans in the United States was $2.96 trillion in September 2026, according to the Board of Governors of the Federal Reserve System. That is up 10% from September 2025.

September 2026, USD million2,959,445.7
Change on September 2025+10%
Series high3,035,646May 2020
Series low182,438.3October 1976

Next release: Sunday, 8 November 2026, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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U.S. bank commercial and industrial loans in United States, October 1976 to September 2026

01M2M3M4M1976-101983-121991-021998-042005-062012-082019-102026-092026-09: 2,959,445.7 USD million01M2M3M4M1976-101993-062010-022026-092026-09: 2,959,445.7 USD million
USD million. Source: Federal Reserve Board, H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM). Retrieved 2026-10-16, published 2026-10-16.
All 600 values
PeriodUSD million
2026-092,959,445.7
2026-082,934,923.8
2026-072,888,187.5
2026-062,897,583.6
2026-052,885,744.8
2026-042,855,438.3
2026-032,819,598.1
2026-022,782,587.4
2026-012,735,958.6
2025-122,708,548.8
2025-112,700,837.6
2025-102,692,348.2
2025-092,691,005.6
2025-082,679,786.3
2025-072,665,637.8
2025-062,677,927.2
2025-052,670,933.6
2025-042,657,340.6
2025-032,671,036.7
2025-022,671,433.5
2025-012,668,413.6
2024-122,770,999.5
2024-112,793,364.1
2024-102,787,007.4
2024-092,777,578.9
2024-082,763,963.5
2024-072,754,988.7
2024-062,760,578.6
2024-052,753,581.4
2024-042,741,970.7
2024-032,749,017.2
2024-022,766,500.3
2024-012,761,986.8
2023-122,764,842.3
2023-112,767,800.2
2023-102,774,042.8
2023-092,761,272.5
2023-082,757,509.4
2023-072,752,881.9
2023-062,752,874.9
2023-052,764,364.2
2023-042,767,684.7
2023-032,797,101.5
2023-022,807,388.7
2023-012,814,160.9
2022-122,800,507.7
2022-112,792,537.6
2022-102,773,000.9
2022-092,747,914.7
2022-082,723,405.6
2022-072,697,858.7
2022-062,665,590.8
2022-052,609,330
2022-042,564,373.8
2022-032,538,853.7
2022-022,499,337.7
2022-012,487,918.9
2021-122,474,084.8
2021-112,436,257.2
2021-102,421,405.4
2021-092,416,792.1
2021-082,428,144.8
2021-072,450,048.3
2021-062,476,288.3
2021-052,545,303.7
2021-042,555,939.7
2021-032,586,961.3
2021-022,586,802.1
2021-012,561,884.7
2020-122,590,917.5
2020-112,637,993
2020-102,698,642
2020-092,760,025.6
2020-082,814,953.9
2020-072,856,043.6
2020-062,923,972.3
2020-053,035,646
2020-042,920,732.4
2020-032,564,486.2
2020-022,350,732.6
2020-012,354,150.2
2019-122,357,679.4
2019-112,369,192.5
2019-102,370,584.4
2019-092,370,460.5
2019-082,363,838.4
2019-072,345,461.6
2019-062,338,121.3
2019-052,333,982.4
2019-042,329,292.1
2019-032,337,668.8
2019-022,332,140.4
2019-012,325,563.8
2018-122,303,724.9
2018-112,274,219.5
2018-102,250,635.4
2018-092,225,898.3
2018-082,209,523.4
2018-072,204,047.5
2018-062,190,905.9
2018-052,173,538.7
2018-042,166,972.2
2018-032,123,311.8
2018-022,112,082.8
2018-012,109,679.1
2017-122,105,427.9
2017-112,106,278.2
2017-102,112,990.1
2017-092,102,931
2017-082,084,087.3
2017-072,076,070.2
2017-062,072,811.5
2017-052,071,661.8
2017-042,067,422.4
2017-032,064,883.5
2017-022,082,601.8
2017-012,082,226
2016-122,083,685.4
2016-112,089,463.1
2016-102,086,292.9
2016-092,070,335.7
2016-082,051,357.8
2016-072,057,768.2
2016-062,050,748
2016-052,048,074.9
2016-042,033,386.6
2016-032,017,648.4
2016-021,987,148.5
2016-011,963,852.2
2015-121,952,877
2015-111,946,380.5
2015-101,930,189.8
2015-091,915,365.2
2015-081,903,414.8
2015-071,889,511.9
2015-061,880,138.8
2015-051,863,502.4
2015-041,847,893.5
2015-031,833,466.6
2015-021,807,929.5
2015-011,791,567.5
2014-121,773,194.4
2014-111,751,675.5
2014-101,730,822.7
2014-091,725,749.2
2014-081,711,760.6
2014-071,694,922.8
2014-061,676,794.8
2014-051,663,671.9
2014-041,651,163.3
2014-031,633,327
2014-021,619,716.3
2014-011,586,788.7
2013-121,574,333.1
2013-111,558,851.9
2013-101,549,638.6
2013-091,540,021.1
2013-081,533,107
2013-071,531,903.6
2013-061,521,750
2013-051,510,406.8
2013-041,507,434.5
2013-031,499,190.8
2013-021,491,275.8
2013-011,485,090.5
2012-121,474,571.2
2012-111,457,560.6
2012-101,449,578.2
2012-091,434,366.5
2012-081,425,651.4
2012-071,413,805.2
2012-061,397,979.3
2012-051,379,024.4
2012-041,368,579
2012-031,350,490.7
2012-021,344,174.1
2012-011,321,290.2
2011-121,303,980.1
2011-111,293,210.2
2011-101,280,399
2011-091,269,659.5
2011-081,263,173.5
2011-071,244,380
2011-061,233,631.7
2011-051,229,037.2
2011-041,214,887.8
2011-031,206,426
2011-021,199,517.7
2011-011,195,875.3
2010-121,192,595.7
2010-111,187,441.8
2010-101,185,203.7
2010-091,185,871.6
2010-081,187,684
2010-071,189,145.3
2010-061,190,101.1
2010-051,196,868.2
2010-041,207,485.9
2010-031,209,699.4
2010-021,223,303.3
2010-011,238,422.1
2009-121,265,415.9
2009-111,290,562.6
2009-101,308,183.6
2009-091,337,602.8
2009-081,363,344.4
2009-071,395,692
2009-061,436,214.3
2009-051,469,596.7
2009-041,491,527.5
2009-031,510,913.6
2009-021,532,323.5
2009-011,544,440
2008-121,558,954.5
2008-111,576,135.4
2008-101,586,927.9
2008-091,530,810.6
2008-081,513,486.4
2008-071,512,619.5
2008-061,498,089.2
2008-051,491,351
2008-041,490,025
2008-031,470,447.7
2008-021,448,728.6
2008-011,440,618.6
2007-121,417,797.3
2007-111,394,242.3
2007-101,375,085.7
2007-091,349,973.9
2007-081,307,467.6
2007-071,282,192.6
2007-061,263,739.5
2007-051,244,570.9
2007-041,226,480.7
2007-031,215,534.6
2007-021,204,745.1
2007-011,192,169.8
2006-121,182,650.3
2006-111,170,382.8
2006-101,161,564.4
2006-091,151,161
2006-081,152,147.8
2006-071,131,029.8
2006-061,118,642.6
2006-051,103,180.5
2006-041,085,096.4
2006-031,068,505
2006-021,058,195.1
2006-011,048,594.8
2005-121,036,226.1
2005-111,022,945
2005-101,014,702.7
2005-091,000,930.6
2005-08995,773.5
2005-07989,886.3
2005-06974,910.9
2005-05968,540.1
2005-04958,728
2005-03945,798.4
2005-02931,565.9
2005-01921,266.4
2004-12906,477.8
2004-11897,912.3
2004-10889,549.3
2004-09886,819.9
2004-08882,951.2
2004-07878,226.2
2004-06869,007.2
2004-05862,659.7
2004-04864,703.1
2004-03869,478.1
2004-02874,270.4
2004-01876,205.6
2003-12883,640.7
2003-11882,058.2
2003-10887,228.9
2003-09899,957.4
2003-08909,629.4
2003-07921,480.3
2003-06917,219.8
2003-05923,868.7
2003-04935,323.6
2003-03937,730.1
2003-02941,278.7
2003-01950,111
2002-12957,763.5
2002-11960,763
2002-10963,274.7
2002-09966,409.6
2002-08972,439.8
2002-07976,636.1
2002-06983,913.5
2002-05990,774.5
2002-041,000,476.3
2002-031,012,060.9
2002-021,016,460.2
2002-011,011,780.5
2001-121,021,584
2001-111,034,179.4
2001-101,045,229.2
2001-091,059,489.7
2001-081,055,872.3
2001-071,063,947.6
2001-061,071,930
2001-051,083,972.1
2001-041,089,279
2001-031,092,216
2001-021,093,892.9
2001-011,093,627.4
2000-121,084,921.7
2000-111,080,535.6
2000-101,078,795.6
2000-091,073,276.4
2000-081,071,807
2000-071,068,636.7
2000-061,062,767
2000-051,051,816
2000-041,035,210.2
2000-031,026,266.8
2000-021,016,276.8
2000-011,003,170.9
1999-121,000,645.2
1999-111,000,277.6
1999-10979,061.9
1999-09975,580.2
1999-08969,345
1999-07958,630
1999-06949,807.5
1999-05942,122
1999-04947,196.6
1999-03944,271.1
1999-02935,648.6
1999-01937,425.2
1998-12938,806.5
1998-11942,215.4
1998-10932,075.5
1998-09912,770.4
1998-08904,313.6
1998-07897,842.5
1998-06891,159.3
1998-05875,708
1998-04864,323.5
1998-03865,835.6
1998-02862,121.3
1998-01855,330.3
1997-12844,822.2
1997-11839,880.1
1997-10834,433
1997-09830,273
1997-08822,874.4
1997-07816,690.8
1997-06813,414.8
1997-05809,037.7
1997-04803,839.3
1997-03795,409.3
1997-02788,966
1997-01782,195.1
1996-12778,460.7
1996-11772,092
1996-10766,275.9
1996-09758,782.9
1996-08748,160.3
1996-07745,174.7
1996-06741,365.9
1996-05736,252.5
1996-04732,021.8
1996-03727,213.4
1996-02723,984.3
1996-01721,715.3
1995-12715,017.5
1995-11712,671.1
1995-10706,428.5
1995-09706,201.9
1995-08703,109.3
1995-07698,635.4
1995-06690,485.1
1995-05686,097.8
1995-04677,476.9
1995-03673,517.7
1995-02666,442.1
1995-01654,307.5
1994-12643,787.4
1994-11638,450.3
1994-10631,620.8
1994-09625,039.2
1994-08622,294.7
1994-07616,552.1
1994-06608,833.9
1994-05604,786.8
1994-04600,442.7
1994-03594,810.6
1994-02587,983.3
1994-01587,431.6
1993-12583,674.8
1993-11584,060.3
1993-10583,927.4
1993-09585,459.3
1993-08587,816.5
1993-07587,924.4
1993-06590,047.2
1993-05588,042.9
1993-04585,617.9
1993-03591,324.1
1993-02593,480.2
1993-01595,479.9
1992-12596,473.1
1992-11596,929.2
1992-10596,873.2
1992-09598,414.3
1992-08597,300.6
1992-07599,266.4
1992-06600,872.3
1992-05602,285.7
1992-04604,454.9
1992-03607,373.2
1992-02609,740.5
1992-01613,583
1991-12618,356.4
1991-11618,452.1
1991-10621,005.1
1991-09620,530.9
1991-08618,383.3
1991-07623,193
1991-06626,228.9
1991-05627,821.1
1991-04631,374.3
1991-03635,250.1
1991-02635,976.4
1991-01636,127
1990-12641,555.3
1990-11639,232.8
1990-10637,567.7
1990-09639,411.6
1990-08640,326.7
1990-07639,848.6
1990-06641,443.1
1990-05639,838.7
1990-04641,000
1990-03638,270.9
1990-02636,570.9
1990-01635,756.9
1989-12637,591
1989-11639,743.1
1989-10639,390.5
1989-09637,071.9
1989-08635,178.8
1989-07630,923
1989-06624,244.7
1989-05624,375.6
1989-04619,177.5
1989-03616,399.8
1989-02617,148.1
1989-01606,309.7
1988-12604,645.3
1988-11601,129.4
1988-10599,060.6
1988-09595,345.2
1988-08594,443.9
1988-07593,836.5
1988-06589,003.2
1988-05583,882.4
1988-04577,424.8
1988-03571,239.5
1988-02568,479.9
1988-01567,115.9
1987-12565,159.7
1987-11562,582.3
1987-10563,082.8
1987-09561,183.2
1987-08554,002.8
1987-07553,322.9
1987-06554,551.8
1987-05551,601.9
1987-04549,426.9
1987-03548,147.9
1987-02547,371.7
1987-01548,831.7
1986-12539,264.8
1986-11523,920.8
1986-10517,539.4
1986-09517,555
1986-08514,972.7
1986-07512,909.6
1986-06511,274.5
1986-05507,972
1986-04507,415
1986-03505,145.4
1986-02501,413.3
1986-01500,442
1985-12498,940
1985-11497,147.3
1985-10493,189
1985-09494,253
1985-08489,768.2
1985-07486,967.4
1985-06482,344.4
1985-05480,819.9
1985-04478,774.2
1985-03480,017.2
1985-02476,236.6
1985-01472,986.9
1984-12473,352.4
1984-11470,961.8
1984-10466,354.5
1984-09461,914.8
1984-08458,792.5
1984-07455,800.9
1984-06450,972.3
1984-05446,318.3
1984-04437,837.4
1984-03430,946.3
1984-02423,580.8
1984-01415,605.4
1983-12413,940.4
1983-11409,617.4
1983-10405,748.6
1983-09402,529
1983-08401,586.6
1983-07397,794.5
1983-06393,839.5
1983-05391,490.6
1983-04392,425.9
1983-03393,804.8
1983-02393,355.6
1983-01393,186.4
1982-12392,041.9
1982-11391,975.1
1982-10392,391.7
1982-09391,038.5
1982-08385,859.3
1982-07384,043.7
1982-06380,564.2
1982-05375,982.3
1982-04371,056.5
1982-03363,974.6
1982-02360,713.7
1982-01354,845.5
1981-12350,307.7
1981-11345,508.8
1981-10341,198.9
1981-09338,115.5
1981-08336,523
1981-07331,857.1
1981-06328,172.6
1981-05324,080
1981-04318,502.4
1981-03314,393.3
1981-02313,117
1981-01312,452.2
1980-12312,038.3
1980-11307,374.3
1980-10299,957.3
1980-09294,792.5
1980-08291,449.1
1980-07288,058.3
1980-06287,037.8
1980-05287,878.4
1980-04290,601.8
1980-03289,384.4
1980-02285,673.1
1980-01281,850.1
1979-12279,725.7
1979-11277,238.2
1979-10276,150.6
1979-09274,376.1
1979-08270,645.2
1979-07267,863.1
1979-06263,481.5
1979-05258,734.9
1979-04253,760.9
1979-03247,893.3
1979-02243,876.6
1979-01239,757
1978-12237,239.4
1978-11235,806.2
1978-10232,924.9
1978-09230,501.1
1978-08228,362.3
1978-07226,225.8
1978-06223,475.9
1978-05220,400.5
1978-04216,997.9
1978-03213,605.8
1978-02210,259
1978-01207,293.1
1977-12204,677.4
1977-11202,939.7
1977-10201,254.5
1977-09198,999.1
1977-08197,488.1
1977-07195,183.5
1977-06193,554.8
1977-05191,779.7
1977-04190,294.8
1977-03189,154.7
1977-02187,411.3
1977-01185,787.4
1976-12185,247.8
1976-11183,900.5
1976-10182,438.3

Revision history

The September 2026 figure was revised once after Invokely first recorded it and still reads $2.96 trillion.

Periods with a revised value or a changed status, newest first. Values in USD million; dates are when Invokely recorded each version (UTC).
PeriodFirst recordedLatestRevisionsStatus changesFirst recorded onLast revised on
September 20262,959,019.72,959,445.710
August 20262,934,904.52,934,923.810
July 20262,888,1322,888,187.510
June 20262,897,556.32,897,583.610

Every version, with its dates and source, is available through the get_revisions tool and the /api/v1/revisions endpoint. Methodology

Definition

Seasonally adjusted monthly average balance of commercial and industrial loans held by U.S. commercial banks, in USD million. This H.8 category measures the outstanding bank balance of business loans classified as commercial and industrial, not new lending during the month (Federal Reserve H.8, item 10).

H.8 covers commercial banks in the 50 states and the District of Columbia, including domestically chartered banks, U.S. branches and agencies of foreign banks, and Edge Act and agreement corporations. It excludes International Banking Facilities, U.S. territories, savings institutions, credit unions, and consumer finance companies. The XML date is the calendar month-end label, but each monthly level is a pro rata average of estimated weekly Wednesday balances, not a month-end balance. These are balance-sheet stocks, not new lending or loan originations. Some indicators are aggregates with their components also listed, so an aggregate and its components should not be added together. Federal Reserve notes document reporting and category reclassifications that can affect levels; published H.8 growth rates adjust for major nonbank structural changes and accounting changes, while the levels shown here retain these breaks and may not be comparable across them.

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How to cite

Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-16.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Board of Governors of the Federal Reserve System. (2026). H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM) (U.S. bank commercial and industrial loans, United States, 1976-10 to 2026-09) [Data set]. Retrieved October 16, 2026, from https://www.federalreserve.gov/releases/h8/current/

MLA 9

H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM), U.S. bank commercial and industrial loans, United States, 1976-10 to 2026-09. Board of Governors of the Federal Reserve System, 16 Oct. 2026, https://www.federalreserve.gov/releases/h8/current/. Invokely, https://invokely.ai/en/us-bank-commercial-industrial-loans/united-states. Accessed 16 Oct. 2026.

Chicago (author-date)

Board of Governors of the Federal Reserve System. 2026. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM). U.S. bank commercial and industrial loans, United States, 1976-10 to 2026-09. Dataset. Accessed October 16, 2026. https://www.federalreserve.gov/releases/h8/current/. Also distributed by Invokely, https://invokely.ai/en/us-bank-commercial-industrial-loans/united-states.

Harvard

Board of Governors of the Federal Reserve System (2026) H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM), U.S. bank commercial and industrial loans, United States, 1976-10 to 2026-09 [Dataset]. Available at: https://www.federalreserve.gov/releases/h8/current/, via Invokely: https://invokely.ai/en/us-bank-commercial-industrial-loans/united-states (Accessed: 16 October 2026).

BibTeX
@misc{board_u_s_bank_commercial_2026,
  author = {{Board of Governors of the Federal Reserve System}},
  title = {{H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM): U.S. bank commercial and industrial loans, United States, 1976-10 to 2026-09}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www.federalreserve.gov/releases/h8/current/},
  urldate = {2026-10-16},
  note = {Accessed via Invokely, https://invokely.ai/en/us-bank-commercial-industrial-loans/united-states. Publisher attribution: Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-16.},
}
RIS
TY  - DATA
AU  - Board of Governors of the Federal Reserve System
TI  - H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM): U.S. bank commercial and industrial loans, United States, 1976-10 to 2026-09
PY  - 2026
DA  - 2026/10/16
PB  - Board of Governors of the Federal Reserve System
DB  - Invokely
UR  - https://www.federalreserve.gov/releases/h8/current/
L2  - https://invokely.ai/en/us-bank-commercial-industrial-loans/united-states
Y2  - 2026/10/16
N1  - Accessed via Invokely, https://invokely.ai/en/us-bank-commercial-industrial-loans/united-states.
N1  - Publisher attribution: Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-16.
ER  -
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What is the latest U.S. bank commercial and industrial loans in United States? Cite the source.
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Questions

What is the U.S. bank commercial and industrial loans in United States?

U.S. bank commercial and industrial loans in the United States was $2.96 trillion in September 2026, according to the Board of Governors of the Federal Reserve System. That is up 10% from September 2025.

Where does this figure come from?

Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank commercial and industrial loans, seasonally adjusted monthly average, USD million (B1023NCBAM). Retrieved by Invokely on 2026-10-16.

What was the highest U.S. bank commercial and industrial loans in United States?

$3.04 trillion in May 2020, the highest value since October 1976 in this series.

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