Data / New housing loan rate, fixed over 10 years / Slovakia

New housing loan rate, fixed over 10 years in Slovakia

New housing loan rate, fixed over 10 years in Slovakia was 5.41% in August 2026, according to the European Central Bank. That is up 0.97 pts from August 2025. That is the 3rd highest of 18 EU countries in August 2026.

August 20265.41%
Change on August 2025+0.97 pts
Rank3rd of 18EU countries ranked
Series high10.29December 2009
Series low1.06April 2021
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New housing loan rate, fixed over 10 years in Slovakia, April 2008 to August 2026

0246810122008-042011-062014-012016-082019-032021-102024-052026-082026-08: 5.41 %02.557.51012.52008-042014-112020-112026-082026-08: 5.41 %
%. Source: ECB, ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N). Retrieved 2026-10-12.
All 214 values
Period%
2026-085.41
2026-075.29
2026-065.35
2026-055.28
2026-045.27
2026-035.54
2026-025.65
2026-015.93
2025-126.15
2025-114.26
2025-103.91
2025-094.93
2025-084.44
2025-074.71
2025-064.58
2025-054.32
2025-044.17
2025-033.76
2025-024.31
2025-015.44
2024-125.65
2024-114.32
2024-104.08
2024-094.09
2024-084.38
2024-074.99
2024-063.72
2024-053.97
2024-045.84
2024-035.6
2024-025.63
2024-015.17
2023-124.97
2023-114.83
2023-104.58
2023-093.95
2023-083.89
2023-073.52
2023-064.43
2023-054.02
2023-043.77
2023-033.89
2023-023.6
2023-013.6
2022-123.46
2022-112.83
2022-103.25
2022-092.61
2022-082.89
2022-072.76
2022-062.32
2022-051.73
2022-041.36
2022-031.29
2022-021.58
2022-011.31
2021-121.14
2021-111.41
2021-101.4
2021-091.36
2021-081.2
2021-071.2
2021-061.23
2021-051.25
2021-041.06
2021-031.24
2021-021.28
2021-011.2
2020-121.17
2020-111.41
2020-101.24
2020-091.17
2020-081.23
2020-071.38
2020-061.21
2020-051.11
2020-041.25
2020-031.14
2020-021.15
2020-011.4
2019-121.45
2019-111.73
2019-101.69
2019-091.55
2019-081.36
2019-071.46
2019-061.94
2019-051.48
2019-041.63
2019-031.55
2019-021.46
2019-011.46
2018-121.42
2018-111.49
2018-101.53
2018-091.43
2018-081.72
2018-071.79
2018-061.37
2018-051.58
2018-041.57
2018-031.69
2018-021.83
2018-011.68
2017-121.43
2017-111.84
2017-101.55
2017-091.67
2017-081.65
2017-072.02
2017-061.46
2017-051.61
2017-041.94
2017-031.82
2017-021.61
2017-011.64
2016-121.68
2016-111.97
2016-102.28
2016-092.01
2016-082.54
2016-072
2016-062.07
2016-052
2016-042.33
2016-032.52
2016-022.96
2016-011.97
2015-122.67
2015-112.74
2015-102.73
2015-093.94
2015-083.37
2015-073.3
2015-064.74
2015-055.21
2015-044.07
2015-035.13
2015-025.89
2015-013.97
2014-124.64
2014-113.99
2014-105.81
2014-093.74
2014-085.63
2014-074.8
2014-063.41
2014-053.79
2014-044.01
2014-033.8
2014-023.67
2014-013.55
2013-123.68
2013-113.98
2013-104.05
2013-093.89
2013-083.93
2013-074.77
2013-063.81
2013-054.23
2013-044.18
2013-034.29
2013-025.12
2013-016.53
2012-126.48
2012-116.5
2012-106.44
2012-096.32
2012-086.38
2012-076.36
2012-066.11
2012-055.85
2012-045.66
2012-035.75
2012-026.43
2012-016.5
2011-125.73
2011-116.44
2011-106.42
2011-095.74
2011-085.05
2011-075.12
2011-065.26
2011-054.62
2011-045.97
2011-034.93
2011-025.79
2011-015.66
2010-127.15
2010-117.49
2010-107.86
2010-097.17
2010-088.75
2010-077.08
2010-067.67
2010-057.25
2010-047.43
2010-037.37
2010-027.77
2010-017.65
2009-1210.29
2009-118.81
2009-108.83
2009-098.6
2009-088.41
2009-078.31
2009-068.51
2009-058.63
2009-048.1
2009-037.94
2009-027.96
2009-017.86
2008-055.56
2008-045.56

Slovakia compared with nearby places

Austria: 3.67 %Belgium: 3.53 %Bulgaria: 2.52 %Germany: 4.04 %Estonia: 12.98 %Spain: 2.76 %Finland: 3.2 %France: 3.21 %Greece: 3.44 %Croatia: 2.93 %Italy: 3.6 %Lithuania: 5.94 %Luxembourg: 4.01 %Latvia: 5.34 %Netherlands: 3.38 %Portugal: 3.68 %Slovenia: 3.24 %Slovakia: 5.41 %
  • Under 3.2
  • 3.2 to 3.4
  • 3.4 to 3.7
  • 3.7 to 4.8
  • 4.8 and over
  • No data
New housing loan rate, fixed over 10 years, August 2026, %. Slovakia is outlined. Same source and period for every area shown. Source: European Central Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

Monthly average annual interest rate on new euro loans to households for house purchase, with initial rate fixation over 10 years.

The band describes the initial interest rate fixation period, not the contractual loan maturity. New agreements include renegotiations. Rates are weighted by the amounts agreed during the month. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.P.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N) (New housing loan rate, fixed over 10 years, Slovakia, 2008-04 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.P.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N), New housing loan rate, fixed over 10 years, Slovakia, 2008-04 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.P.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-ten-years/slovakia. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N). New housing loan rate, fixed over 10 years, Slovakia, 2008-04 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.P.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-ten-years/slovakia.

Harvard

European Central Bank (no date) ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N), New housing loan rate, fixed over 10 years, Slovakia, 2008-04 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.P.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/housing-loan-rate-fixed-over-ten-years/slovakia (Accessed: 12 October 2026).

BibTeX
@misc{european_new_housing_loan_rate_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N): New housing loan rate, fixed over 10 years, Slovakia, 2008-04 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.P.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-ten-years/slovakia. Publisher attribution: European Central Bank. ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.P.R.A.2250.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N): New housing loan rate, fixed over 10 years, Slovakia, 2008-04 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.P.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/en/housing-loan-rate-fixed-over-ten-years/slovakia
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/housing-loan-rate-fixed-over-ten-years/slovakia.
N1  - Publisher attribution: European Central Bank. ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2C.P.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Questions

What is the new housing loan rate, fixed over 10 years in Slovakia?

New housing loan rate, fixed over 10 years in Slovakia was 5.41% in August 2026, according to the European Central Bank. That is up 0.97 pts from August 2025. That is the 3rd highest of 18 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB MIR: New housing loan rate, fixed over 10 years (M.<area>.B.A2C.P.R.A.2250.EUR.N). Retrieved by Invokely on 2026-10-12.

What was the highest new housing loan rate, fixed over 10 years in Slovakia?

10.29% in December 2009, the highest value since April 2008 in this series.

New housing loan rate, fixed over 10 years elsewhere in European Union (27)

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