Data / Household debt service ratio / Denmark

Household debt service ratio in Denmark

Household debt service ratio in Denmark was 11.9% in Q1 2026, according to the Bank for International Settlements. That is down 0.1 pts from Q1 2025. That is the 2nd highest of 10 EU countries in Q1 2026.

Q1 202611.9% Estimated
Change on Q1 2025-0.1 pts
Rank2nd of 10EU countries ranked
Series high23.4Q4 2008
Series low11.9Q4 2022
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Household debt service ratio in Denmark, Q1 1999 to Q1 2026

1012.51517.52022.5251999-Q12003-Q12007-Q12011-Q12015-Q12019-Q12023-Q12026-Q11999-Q1: 17.4 %1999-Q2: 16.8 %1999-Q3: 16.3 %1999-Q4: 17.2 %2000-Q1: 16.5 %2000-Q2: 16.8 %2000-Q3: 17 %2000-Q4: 17.4 %2001-Q1: 18.2 %2001-Q2: 17.5 %2001-Q3: 17.2 %2001-Q4: 16.7 %2002-Q1: 16.7 %2002-Q2: 16.7 %2002-Q3: 16.9 %2002-Q4: 16.8 %2003-Q1: 16.5 %2003-Q2: 16.5 %2003-Q3: 16.5 %2003-Q4: 16.7 %2004-Q1: 16.7 %2004-Q2: 16.6 %2004-Q3: 16.6 %2004-Q4: 16.5 %2005-Q1: 16.5 %2005-Q2: 16.8 %2005-Q3: 17.1 %2005-Q4: 17.3 %2006-Q1: 17.6 %2006-Q2: 17.7 %2006-Q3: 18.4 %2006-Q4: 18.8 %2007-Q1: 19.7 %2007-Q2: 20.3 %2007-Q3: 21 %2007-Q4: 21.4 %2008-Q1: 21.6 %2008-Q2: 22 %2008-Q3: 22.4 %2008-Q4: 23.4 %2009-Q1: 22.8 %2009-Q2: 22.4 %2009-Q3: 22.3 %2009-Q4: 21.5 %2010-Q1: 21.2 %2010-Q2: 20.7 %2010-Q3: 20.1 %2010-Q4: 19.7 %2011-Q1: 19.2 %2011-Q2: 18.8 %2011-Q3: 18.9 %2011-Q4: 19.3 %2012-Q1: 18.9 %2012-Q2: 19 %2012-Q3: 18.5 %2012-Q4: 18.5 %2013-Q1: 18.3 %2013-Q2: 18 %2013-Q3: 18.1 %2013-Q4: 17.9 %2014-Q1: 17.8 %2014-Q2: 17.7 %2014-Q3: 17.8 %2014-Q4: 18 %2015-Q1: 17.4 %2015-Q2: 16.9 %2015-Q3: 16.8 %2015-Q4: 16.7 %2016-Q1: 16.5 %2016-Q2: 16.5 %2016-Q3: 16.4 %2016-Q4: 15.9 %2017-Q1: 15.7 %2017-Q2: 15.6 %2017-Q3: 15.5 %2017-Q4: 15.4 %2018-Q1: 15.3 %2018-Q2: 15 %2018-Q3: 14.8 %2018-Q4: 14.8 %2019-Q1: 14.7 %2019-Q2: 14.7 %2019-Q3: 14.6 %2019-Q4: 14.4 %2020-Q1: 14.1 %2020-Q2: 14.1 %2020-Q3: 14.2 %2020-Q4: 14.4 %2021-Q1: 14.2 %2021-Q2: 14.3 %2021-Q3: 14.1 %2021-Q4: 13.9 %2022-Q1: 13.1 %2022-Q2: 12.5 %2022-Q3: 12 %2022-Q4: 11.9 %2023-Q1: 12.4 %2023-Q2: 12.2 %2023-Q3: 12.1 %2023-Q4: 12.4 %2024-Q1: 12.6 %2024-Q2: 12.4 %2024-Q3: 12.4 %2024-Q4: 12.4 %2025-Q1: 12 %2025-Q2: 12 %2025-Q3: 12 %2025-Q4: 11.9 %2026-Q1: 11.9 %101520251999-Q12008-Q22017-Q32026-Q12026-Q1: 11.9 %
%. Source: BIS, BIS WS_DSR: H, quarterly, household debt service ratio. Retrieved 2026-10-12.
All 109 values
Period%
2026-Q111.9 Estimated
2025-Q411.9 Estimated
2025-Q312 Estimated
2025-Q212 Estimated
2025-Q112 Estimated
2024-Q412.4 Estimated
2024-Q312.4 Estimated
2024-Q212.4 Estimated
2024-Q112.6 Estimated
2023-Q412.4 Estimated
2023-Q312.1 Estimated
2023-Q212.2 Estimated
2023-Q112.4 Estimated
2022-Q411.9 Estimated
2022-Q312 Estimated
2022-Q212.5 Estimated
2022-Q113.1 Estimated
2021-Q413.9 Estimated
2021-Q314.1 Estimated
2021-Q214.3 Estimated
2021-Q114.2 Estimated
2020-Q414.4 Estimated
2020-Q314.2 Estimated
2020-Q214.1 Estimated
2020-Q114.1 Estimated
2019-Q414.4 Estimated
2019-Q314.6 Estimated
2019-Q214.7 Estimated
2019-Q114.7 Estimated
2018-Q414.8 Estimated
2018-Q314.8 Estimated
2018-Q215 Estimated
2018-Q115.3 Estimated
2017-Q415.4 Estimated
2017-Q315.5 Estimated
2017-Q215.6 Estimated
2017-Q115.7 Estimated
2016-Q415.9 Estimated
2016-Q316.4 Estimated
2016-Q216.5 Estimated
2016-Q116.5 Estimated
2015-Q416.7 Estimated
2015-Q316.8 Estimated
2015-Q216.9 Estimated
2015-Q117.4 Estimated
2014-Q418 Estimated
2014-Q317.8 Estimated
2014-Q217.7 Estimated
2014-Q117.8 Estimated
2013-Q417.9 Estimated
2013-Q318.1 Estimated
2013-Q218 Estimated
2013-Q118.3 Estimated
2012-Q418.5 Estimated
2012-Q318.5 Estimated
2012-Q219 Estimated
2012-Q118.9 Estimated
2011-Q419.3 Estimated
2011-Q318.9 Estimated
2011-Q218.8 Estimated
2011-Q119.2 Estimated
2010-Q419.7 Estimated
2010-Q320.1 Estimated
2010-Q220.7 Estimated
2010-Q121.2 Estimated
2009-Q421.5 Estimated
2009-Q322.3 Estimated
2009-Q222.4 Estimated
2009-Q122.8 Estimated
2008-Q423.4 Estimated
2008-Q322.4 Estimated
2008-Q222 Estimated
2008-Q121.6 Estimated
2007-Q421.4 Estimated
2007-Q321 Estimated
2007-Q220.3 Estimated
2007-Q119.7 Estimated
2006-Q418.8 Estimated
2006-Q318.4 Estimated
2006-Q217.7 Estimated
2006-Q117.6 Estimated
2005-Q417.3 Estimated
2005-Q317.1 Estimated
2005-Q216.8 Estimated
2005-Q116.5 Estimated
2004-Q416.5 Estimated
2004-Q316.6 Estimated
2004-Q216.6 Estimated
2004-Q116.7 Estimated
2003-Q416.7 Estimated
2003-Q316.5 Estimated
2003-Q216.5 Estimated
2003-Q116.5 Estimated
2002-Q416.8 Estimated
2002-Q316.9 Estimated
2002-Q216.7 Estimated
2002-Q116.7 Estimated
2001-Q416.7 Estimated
2001-Q317.2 Estimated
2001-Q217.5 Estimated
2001-Q118.2 Estimated
2000-Q417.4 Estimated
2000-Q317 Estimated
2000-Q216.8 Estimated
2000-Q116.5 Estimated
1999-Q417.2 Estimated
1999-Q316.3 Estimated
1999-Q216.8 Estimated
1999-Q117.4 Estimated

Denmark compared with nearby places

Belgium: 7.1 %Germany: 5.4 %Denmark: 11.9 %Spain: 5.1 %Finland: 7.4 %France: 6 %Italy: 4.2 %Netherlands: 13.1 %Portugal: 5.9 %Sweden: 11.4 %
  • Under 5.3
  • 5.3 to 6
  • 6 to 7.2
  • 7.2 to 12
  • 12 and over
  • No data
Household debt service ratio, Q1 2026, %. Denmark is outlined. Same source and period for every area shown. Source: Bank for International Settlements. Boundaries: Natural Earth (public domain).

Rankings

Definition

BIS estimate of household and NPISH interest payments and principal amortisation as a percentage of income.

BIS modelled estimates from aggregate debt, income, interest rates and assumed remaining maturities. Includes interest and principal repayments. Better suited to tracking a country over time than comparing absolute levels between countries. Household and corporate coverage is narrower than total private-sector coverage. Household estimates include NPISHs and differ from the Federal Reserve household debt service ratio. Not seasonally adjusted.

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How to cite

Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_DSR: H, quarterly, household debt service ratio. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv&startPeriod=1999-Q1. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Bank for International Settlements. (n.d.). BIS WS_DSR: H, quarterly, household debt service ratio (Household debt service ratio, Denmark, 1999-Q1 to 2026-Q1) [Data set]. Retrieved October 12, 2026, from https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv&startPeriod=1999-Q1

MLA 9

BIS WS_DSR: H, quarterly, household debt service ratio, Household debt service ratio, Denmark, 1999-Q1 to 2026-Q1. Bank for International Settlements, https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv&startPeriod=1999-Q1. Invokely, https://invokely.ai/en/household-debt-service-ratio/denmark. Accessed 12 Oct. 2026.

Chicago (author-date)

Bank for International Settlements. n.d. BIS WS_DSR: H, quarterly, household debt service ratio. Household debt service ratio, Denmark, 1999-Q1 to 2026-Q1. Dataset. Accessed October 12, 2026. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv&startPeriod=1999-Q1. Also distributed by Invokely, https://invokely.ai/en/household-debt-service-ratio/denmark.

Harvard

Bank for International Settlements (no date) BIS WS_DSR: H, quarterly, household debt service ratio, Household debt service ratio, Denmark, 1999-Q1 to 2026-Q1 [Dataset]. Available at: https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv&startPeriod=1999-Q1, via Invokely: https://invokely.ai/en/household-debt-service-ratio/denmark (Accessed: 12 October 2026).

BibTeX
@misc{bank_household_debt_service_ratio_2026,
  author = {{Bank for International Settlements}},
  title = {{BIS WS\_DSR: H, quarterly, household debt service ratio: Household debt service ratio, Denmark, 1999-Q1 to 2026-Q1}},
  howpublished = {Data set},
  url = {https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv&startPeriod=1999-Q1},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/household-debt-service-ratio/denmark. Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS\_DSR: H, quarterly, household debt service ratio. https://stats.bis.org/api/v2/data/dataflow/BIS/WS\_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv\&startPeriod=1999-Q1. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Bank for International Settlements
TI  - BIS WS_DSR: H, quarterly, household debt service ratio: Household debt service ratio, Denmark, 1999-Q1 to 2026-Q1
PB  - Bank for International Settlements
DB  - Invokely
UR  - https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv&startPeriod=1999-Q1
L2  - https://invokely.ai/en/household-debt-service-ratio/denmark
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/household-debt-service-ratio/denmark.
N1  - Publisher attribution: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_DSR: H, quarterly, household debt service ratio. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv&startPeriod=1999-Q1. Retrieved 2026-10-12.
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Questions

What is the household debt service ratio in Denmark?

Household debt service ratio in Denmark was 11.9% in Q1 2026, according to the Bank for International Settlements. That is down 0.1 pts from Q1 2025. That is the 2nd highest of 10 EU countries in Q1 2026.

Where does this figure come from?

Bank for International Settlements. BIS WS_DSR: H, quarterly, household debt service ratio. Retrieved by Invokely on 2026-10-12.

What was the highest household debt service ratio in Denmark?

23.4% in Q4 2008, the highest value since Q1 1999 in this series.

Household debt service ratio elsewhere in European Union (27)

Related statistics for Denmark

All statistics for Denmark | Denmark in figures