Data / Borrowed from a financial institution or used a credit card, adults / Republic of the Congo

Borrowed from a financial institution or used a credit card, adults in Republic of the Congo

Borrowed from a financial institution or used a credit card, adults in Republic of the Congo was 3.52% in 2024, according to the World Bank.

20243.52%
Series high6.192021
Series low3.522024

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Borrowed from a financial institution or used a credit card, adults in Republic of the Congo, 2014 to 2024

3456720142017202120242014: 5.08 %2017: 5.2 %2021: 6.19 %2024: 3.52 %34567201420242014: 5.08 %2017: 5.2 %2021: 6.19 %2024: 3.52 %
%. Source: World Bank Global Findex, Global Findex: Borrowed from a formal bank or similar financial institution (% age 15+) (fin22a). Retrieved 2026-10-12, published 2025-10-06.
All 4 values
Period%
20243.52
20216.19
20175.2
20145.08

Republic of the Congo compared with nearby places

Albania: 10.85 %Armenia: 23.18 %Argentina: 29.27 %Azerbaijan: 22.22 %Bosnia and Herzegovina: 11.69 %Bangladesh: 12.72 %Burkina Faso: 5.97 %Bulgaria: 13.96 %Benin: 8.65 %Bolivia: 18.23 %Brazil: 45.92 %Botswana: 8.14 %Belize: 18.53 %Democratic Republic of the Congo: 4.98 %Republic of the Congo: 3.52 %Côte d’Ivoire: 3.91 %Cameroon: 4.53 %China: 40.75 %Colombia: 12.4 %Costa Rica: 14.23 %Dominican Republic: 28.63 %Algeria: 6.54 %Ecuador: 16.08 %Egypt: 9.42 %Ethiopia: 2.62 %Gabon: 4.41 %Georgia: 24.41 %Ghana: 10.12 %Gambia: 5.15 %Guinea: 6.16 %Guatemala: 8.73 %Honduras: 9.64 %Croatia: 37.77 %Indonesia: 14.36 %India: 14.49 %Iraq: 10.84 %Iran: 22.88 %Jordan: 12.25 %Kenya: 12.61 %Kyrgyzstan: 17.59 %Cambodia: 16.19 %Kazakhstan: 32.78 %Laos: 6.51 %Lebanon: 5.89 %Sri Lanka: 18.1 %Liberia: 8.86 %Lesotho: 6.97 %Libya: 12.17 %Morocco: 1.37 %Moldova: 9.8 %Montenegro: 15.9 %Madagascar: 2.77 %North Macedonia: 25.76 %Mali: 8.93 %Mongolia: 40.32 %Mauritania: 13.33 %Mauritius: 18.88 %Malawi: 6.74 %Mexico: 14.84 %Malaysia: 14.52 %Mozambique: 6.28 %Namibia: 14.56 %Niger: 2.52 %Nigeria: 6.11 %Nicaragua: 6.65 %Nepal: 16.09 %Oman: 8.83 %Panama: 14.68 %Peru: 20.06 %Philippines: 9.4 %Pakistan: 5.68 %Poland: 19.44 %Palestine: 6.8 %Paraguay: 17.57 %Romania: 20.2 %Serbia: 22.54 %Saudi Arabia: 30.13 %Sierra Leone: 5.35 %Senegal: 17.56 %El Salvador: 11.34 %Eswatini: 8.72 %Chad: 9.76 %Togo: 11.64 %Thailand: 16.93 %Tajikistan: 17.06 %Tunisia: 4.36 %Türkiye: 41.5 %Tanzania: 4.95 %Ukraine: 28.62 %Uganda: 10.84 %Uzbekistan: 11.75 %Venezuela: 13.79 %Vietnam: 7.67 %South Africa: 12.35 %Zambia: 6.62 %Zimbabwe: 2.91 %
  • Under 6
  • 6 to 8.8
  • 8.8 to 12
  • 12 to 15
  • 15 to 21
  • 21 and over
  • No data
Borrowed from a financial institution or used a credit card, adults, 2024, %. Republic of the Congo is outlined. Same source and period for every area shown. Source: World Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

Percentage of respondents aged 15 and over who borrowed money from a bank or similar financial institution or used a credit card in the past 12 months. Includes card use, not bank borrowing alone; excludes borrowing through mobile money alone.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

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How to cite

World Bank, Global Findex Database. Global Findex: Borrowed from a formal bank or similar financial institution  (% age 15+) (fin22a). https://api.worldbank.org/v2/country/all/indicator/fin22a?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Borrowed from a formal bank or similar financial institution (% age 15+) (fin22a) (Borrowed from a financial institution or used a credit card, adults, Republic of the Congo, 2014 to 2024) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/fin22a?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Borrowed from a formal bank or similar financial institution (% age 15+) (fin22a), Borrowed from a financial institution or used a credit card, adults, Republic of the Congo, 2014 to 2024. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/fin22a?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/en/borrowed-formally-adults/republic-of-the-congo. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Borrowed from a formal bank or similar financial institution (% age 15+) (fin22a). Borrowed from a financial institution or used a credit card, adults, Republic of the Congo, 2014 to 2024. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/fin22a?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/en/borrowed-formally-adults/republic-of-the-congo.

Harvard

World Bank (2025) Global Findex: Borrowed from a formal bank or similar financial institution (% age 15+) (fin22a), Borrowed from a financial institution or used a credit card, adults, Republic of the Congo, 2014 to 2024 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/fin22a?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/en/borrowed-formally-adults/republic-of-the-congo (Accessed: 12 October 2026).

BibTeX
@misc{world_borrowed_from_a_financial_2024,
  author = {{World Bank}},
  title = {{Global Findex: Borrowed from a formal bank or similar financial institution (\% age 15+) (fin22a): Borrowed from a financial institution or used a credit card, adults, Republic of the Congo, 2014 to 2024}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/fin22a?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/borrowed-formally-adults/republic-of-the-congo. Publisher attribution: World Bank, Global Findex Database. Global Findex: Borrowed from a formal bank or similar financial institution (\% age 15+) (fin22a). https://api.worldbank.org/v2/country/all/indicator/fin22a?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Borrowed from a formal bank or similar financial institution (% age 15+) (fin22a): Borrowed from a financial institution or used a credit card, adults, Republic of the Congo, 2014 to 2024
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/fin22a?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/en/borrowed-formally-adults/republic-of-the-congo
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/borrowed-formally-adults/republic-of-the-congo.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Borrowed from a formal bank or similar financial institution (% age 15+) (fin22a). https://api.worldbank.org/v2/country/all/indicator/fin22a?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

What is the borrowed from a financial institution or used a credit card, adults in Republic of the Congo?

Borrowed from a financial institution or used a credit card, adults in Republic of the Congo was 3.52% in 2024, according to the World Bank.

Where does this figure come from?

World Bank. Global Findex: Borrowed from a formal bank or similar financial institution (% age 15+) (fin22a). Retrieved by Invokely on 2026-10-12.

What was the highest borrowed from a financial institution or used a credit card, adults in Republic of the Congo?

6.19% in 2021, the highest value since 2014 in this series.

Borrowed from a financial institution or used a credit card, adults in other countries

Related statistics for Republic of the Congo

All statistics for Republic of the Congo | Republic of the Congo in figures