Data / Average home mortgage amount / Spain

Average home mortgage amount in Spain

Average home mortgage amount in Spain was €180,785 in July 2026, according to INE. That is up 10.9% from July 2025.

July 2026, EUR180,785 Estimated
Change on July 2025+10.9%
Series high180,785July 2026
Series low110,470October 2016

Average home mortgage amount in Spain, August 2016 to July 2026

CSVChart (SVG)

100K120K140K160K180K200K2016-082018-022019-082021-022022-082024-022025-082026-072016-08: 110,746 EUR2016-09: 112,784 EUR2016-10: 110,470 EUR2016-11: 110,806 EUR2016-12: 112,671 EUR2017-01: 112,990 EUR2017-02: 116,083 EUR2017-03: 114,478 EUR2017-04: 112,937 EUR2017-05: 113,910 EUR2017-06: 117,890 EUR2017-07: 122,578 EUR2017-08: 111,447 EUR2017-09: 122,693 EUR2017-10: 121,333 EUR2017-11: 123,895 EUR2017-12: 115,535 EUR2018-01: 121,939 EUR2018-02: 120,464 EUR2018-03: 120,664 EUR2018-04: 123,822 EUR2018-05: 118,213 EUR2018-06: 124,513 EUR2018-07: 124,465 EUR2018-08: 122,415 EUR2018-09: 128,684 EUR2018-10: 127,876 EUR2018-11: 130,956 EUR2018-12: 127,372 EUR2019-01: 120,752 EUR2019-02: 124,101 EUR2019-03: 125,856 EUR2019-04: 126,889 EUR2019-05: 123,224 EUR2019-06: 122,465 EUR2019-07: 121,524 EUR2019-08: 129,474 EUR2019-09: 136,455 EUR2019-10: 128,968 EUR2019-11: 129,565 EUR2019-12: 124,280 EUR2020-01: 113,685 EUR2020-02: 175,114 EUR2020-03: 128,430 EUR2020-04: 125,186 EUR2020-05: 126,783 EUR2020-06: 133,117 EUR2020-07: 131,480 EUR2020-08: 135,293 EUR2020-09: 134,449 EUR2020-10: 135,492 EUR2020-11: 136,082 EUR2020-12: 136,070 EUR2021-01: 129,129 EUR2021-02: 131,680 EUR2021-03: 136,823 EUR2021-04: 139,198 EUR2021-05: 133,348 EUR2021-06: 139,212 EUR2021-07: 135,416 EUR2021-08: 137,871 EUR2021-09: 142,514 EUR2021-10: 138,154 EUR2021-11: 139,594 EUR2021-12: 144,498 EUR2022-01: 140,892 EUR2022-02: 141,749 EUR2022-03: 144,862 EUR2022-04: 142,728 EUR2022-05: 148,674 EUR2022-06: 144,846 EUR2022-07: 147,183 EUR2022-08: 144,844 EUR2022-09: 143,275 EUR2022-10: 148,443 EUR2022-11: 146,645 EUR2022-12: 143,351 EUR2023-01: 141,984 EUR2023-02: 143,555 EUR2023-03: 142,138 EUR2023-04: 137,218 EUR2023-05: 141,835 EUR2023-06: 143,334 EUR2023-07: 143,036 EUR2023-08: 138,033 EUR2023-09: 144,102 EUR2023-10: 140,295 EUR2023-11: 143,984 EUR2023-12: 140,737 EUR2024-01: 136,037 EUR2024-02: 135,092 EUR2024-03: 137,049 EUR2024-04: 138,745 EUR2024-05: 140,290 EUR2024-06: 145,722 EUR2024-07: 151,831 EUR2024-08: 146,936 EUR2024-09: 150,373 EUR2024-10: 151,404 EUR2024-11: 152,857 EUR2024-12: 152,002 EUR2025-01: 152,569 EUR2025-02: 156,177 EUR2025-03: 158,147 EUR2025-04: 155,984 EUR2025-05: 159,417 EUR2025-06: 168,232 EUR2025-07: 163,016 EUR2025-08: 168,358 EUR2025-09: 172,002 EUR2025-10: 169,216 EUR2025-11: 171,656 EUR2025-12: 173,001 EUR2026-01: 169,469 EUR2026-02: 173,280 EUR2026-03: 174,132 EUR2026-04: 173,331 EUR2026-05: 174,866 EUR2026-06: 178,365 EUR2026-07: 180,785 EUR
EUR. Source: Invokely calculation with data from INE. Retrieved 2026-10-07.
All 120 values
PeriodEUR
2026-07180,785 Estimated
2026-06178,365 Estimated
2026-05174,866 Estimated
2026-04173,331 Estimated
2026-03174,132 Estimated
2026-02173,280 Estimated
2026-01169,469 Estimated
2025-12173,001
2025-11171,656
2025-10169,216
2025-09172,002
2025-08168,358
2025-07163,016
2025-06168,232
2025-05159,417
2025-04155,984
2025-03158,147
2025-02156,177
2025-01152,569
2024-12152,002
2024-11152,857
2024-10151,404
2024-09150,373
2024-08146,936
2024-07151,831
2024-06145,722
2024-05140,290
2024-04138,745
2024-03137,049
2024-02135,092
2024-01136,037
2023-12140,737
2023-11143,984
2023-10140,295
2023-09144,102
2023-08138,033
2023-07143,036
2023-06143,334
2023-05141,835
2023-04137,218
2023-03142,138
2023-02143,555
2023-01141,984
2022-12143,351
2022-11146,645
2022-10148,443
2022-09143,275
2022-08144,844
2022-07147,183
2022-06144,846
2022-05148,674
2022-04142,728
2022-03144,862
2022-02141,749
2022-01140,892
2021-12144,498
2021-11139,594
2021-10138,154
2021-09142,514
2021-08137,871
2021-07135,416
2021-06139,212
2021-05133,348
2021-04139,198
2021-03136,823
2021-02131,680
2021-01129,129
2020-12136,070
2020-11136,082
2020-10135,492
2020-09134,449
2020-08135,293
2020-07131,480
2020-06133,117
2020-05126,783
2020-04125,186
2020-03128,430
2020-02175,114
2020-01113,685
2019-12124,280
2019-11129,565
2019-10128,968
2019-09136,455
2019-08129,474
2019-07121,524
2019-06122,465
2019-05123,224
2019-04126,889
2019-03125,856
2019-02124,101
2019-01120,752
2018-12127,372
2018-11130,956
2018-10127,876
2018-09128,684
2018-08122,415
2018-07124,465
2018-06124,513
2018-05118,213
2018-04123,822
2018-03120,664
2018-02120,464
2018-01121,939
2017-12115,535
2017-11123,895
2017-10121,333
2017-09122,693
2017-08111,447
2017-07122,578
2017-06117,890
2017-05113,910
2017-04112,937
2017-03114,478
2017-02116,083
2017-01112,990
2016-12112,671
2016-11110,806
2016-10110,470
2016-09112,784
2016-08110,746

Definition

Average amount of mortgages constituted on dwellings during the month, EUR.

How it is calculated

Invokely calculation: total amount of home mortgages divided by their number, same month, both from the INE mortgage statistics.

Inputs

How to cite

Invokely calculation from Importe medio de las hipotecas sobre viviendas (Estadística de Hipotecas, INE). https://invokely.ai/docs/methodology#average_mortgage_amount. Retrieved 2026-10-07.

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Questions

What is the average home mortgage amount in Spain?

Average home mortgage amount in Spain was €180,785 in July 2026, according to INE. That is up 10.9% from July 2025.

Where does this figure come from?

Invokely. Importe medio de las hipotecas sobre viviendas (Estadística de Hipotecas, INE). Retrieved by Invokely on 2026-10-07.

What was the highest average home mortgage amount in Spain?

€180,785 in July 2026, the highest value since August 2016 in this series.

More statistics for Spain

All statistics for Spain