Data / Account ownership, adults aged 15 and over / India

Account ownership, adults aged 15 and over in India

Account ownership, adults aged 15 and over in India was 89.02% in 2024, according to the World Bank. That is the 40th highest of 138 countries in 2024.

202489.02%
Rank40th of 138Countries ranked
Series high89.022024
Series low35.232011

Next release: Friday, 8 October 2027, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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Account ownership, adults aged 15 and over in India, 2011 to 2024

20406080100201120142017202120242011: 35.23 %2014: 53.14 %2017: 79.88 %2021: 77.53 %2024: 89.02 %204060801002011201720242011: 35.23 %2014: 53.14 %2017: 79.88 %2021: 77.53 %2024: 89.02 %
%. Source: World Bank Global Findex, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS). Retrieved 2026-10-12, published 2026-10-08.
All 5 values
Period%
202489.02
202177.53
201779.88
201453.14
201135.23

India compared with nearby places

Albania: 46.07 %Armenia: 71.37 %Argentina: 81.74 %Austria: 99.51 %Australia: 98.01 %Azerbaijan: 56.3 %Bosnia and Herzegovina: 77.46 %Bangladesh: 43.28 %Belgium: 98.24 %Burkina Faso: 51.43 %Bulgaria: 84.72 %Benin: 51.84 %Bolivia: 56.85 %Brazil: 86.38 %Botswana: 61.44 %Belize: 67.97 %Canada: 98.4 %Democratic Republic of the Congo: 39.21 %Republic of the Congo: 55.58 %Switzerland: 98.41 %Côte d’Ivoire: 57.57 %Chile: 85.07 %Cameroon: 60.87 %China: 89.38 %Colombia: 57.06 %Costa Rica: 71.35 %Cyprus: 96.13 %Czechia: 92.28 %Germany: 98.3 %Denmark: 98.65 %Dominican Republic: 64.78 %Algeria: 35.29 %Ecuador: 64.51 %Estonia: 98.9 %Egypt: 43.11 %Spain: 98.38 %Ethiopia: 48.83 %Finland: 99.84 %France: 99.19 %Gabon: 68.18 %United Kingdom: 99.28 %Georgia: 78.82 %Ghana: 81.24 %Gambia: 38.16 %Guinea: 36.05 %Greece: 88.55 %Guatemala: 38.28 %Hong Kong: 97.31 %Honduras: 42.44 %Croatia: 92.64 %Hungary: 86.96 %Indonesia: 56.33 %Ireland: 98.29 %Israel: 89.27 %India: 89.02 %Iraq: 30.16 %Iran: 91.06 %Iceland: 99.85 %Italy: 86.02 %Jordan: 46.46 %Japan: 98.52 %Kenya: 90.12 %Kyrgyzstan: 72.26 %Cambodia: 39.03 %South Korea: 96.89 %Kuwait: 74.46 %Kazakhstan: 87.05 %Laos: 37.65 %Lebanon: 23.04 %Sri Lanka: 81.69 %Liberia: 52.21 %Lesotho: 61.57 %Lithuania: 98.99 %Latvia: 94.97 %Libya: 33.12 %Morocco: 44.39 %Moldova: 55.54 %Montenegro: 75.41 %Madagascar: 24.45 %North Macedonia: 84.25 %Mali: 54.75 %Mongolia: 98.28 %Mauritania: 27.31 %Mauritius: 89.6 %Malawi: 50.37 %Mexico: 53.03 %Malaysia: 88.69 %Mozambique: 54.39 %Namibia: 72.92 %Niger: 14.83 %Nigeria: 63.26 %Nicaragua: 23.47 %Netherlands: 99.17 %Norway: 98.56 %Nepal: 59.99 %New Zealand: 97.86 %Oman: 69.54 %Panama: 64.1 %Peru: 59.31 %Philippines: 50.18 %Pakistan: 27.3 %Poland: 86.14 %Palestine: 39.62 %Portugal: 91.4 %Paraguay: 60.92 %Romania: 71.34 %Serbia: 83.25 %Russia: 79.34 %Saudi Arabia: 78.84 %Sweden: 98.57 %Singapore: 97.97 %Slovenia: 98.75 %Slovakia: 92.22 %Sierra Leone: 38.62 %Senegal: 76.46 %El Salvador: 43.4 %Eswatini: 65.12 %Chad: 20.9 %Togo: 57.43 %Thailand: 91.82 %Tajikistan: 54.52 %Tunisia: 37.84 %Türkiye: 81.55 %Trinidad and Tobago: 74.59 %Tanzania: 59.83 %Ukraine: 87.58 %Uganda: 72.83 %United States: 97.02 %Uruguay: 73.75 %Uzbekistan: 59.66 %Venezuela: 87.32 %Vietnam: 70.55 %South Africa: 81.13 %Zambia: 72.7 %Zimbabwe: 49.52 %
  • Under 44
  • 44 to 59
  • 59 to 73
  • 73 to 87
  • 87 to 98
  • 98 and over
  • No data
Account ownership, adults aged 15 and over, 2024, %. India is outlined. Same source and period for every area shown. Source: World Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

Percentage of respondents aged 15 and over who have a financial institution or mobile money account. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

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How to cite

World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS) (Account ownership, adults aged 15 and over, India, 2011 to 2024) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS

MLA 9

Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS), Account ownership, adults aged 15 and over, India, 2011 to 2024. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS. Invokely, https://invokely.ai/en/account-ownership-adults/india. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS). Account ownership, adults aged 15 and over, India, 2011 to 2024. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS. Also distributed by Invokely, https://invokely.ai/en/account-ownership-adults/india.

Harvard

World Bank (2026) Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS), Account ownership, adults aged 15 and over, India, 2011 to 2024 [Dataset]. Available at: https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS, via Invokely: https://invokely.ai/en/account-ownership-adults/india (Accessed: 12 October 2026).

BibTeX
@misc{world_account_ownership_adults_aged_2024,
  author = {{World Bank}},
  title = {{Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (\% of population ages 15+) (FX.OWN.TOTL.ZS): Account ownership, adults aged 15 and over, India, 2011 to 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/account-ownership-adults/india. Publisher attribution: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (\% of population ages 15+) (FX.OWN.TOTL.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS): Account ownership, adults aged 15 and over, India, 2011 to 2024
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS
L2  - https://invokely.ai/en/account-ownership-adults/india
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/account-ownership-adults/india.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

What is the account ownership, adults aged 15 and over in India?

Account ownership, adults aged 15 and over in India was 89.02% in 2024, according to the World Bank. That is the 40th highest of 138 countries in 2024.

Where does this figure come from?

World Bank. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS). Retrieved by Invokely on 2026-10-12.

What was the highest account ownership, adults aged 15 and over in India?

89.02% in 2024, the highest value since 2011 in this series.

Account ownership, adults aged 15 and over in other countries

Related statistics for India

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