EU countries by MFI household term deposit balances, maturity over 1 to 2 years

Germany had the highest MFI household term deposit balances, maturity over 1 to 2 years of 21 EU countries in December 2025, at €78.72 billion. Latvia had the lowest, at €117 million. The median was €4 billion. Source: the European Central Bank.

Highest78,723Germany

Lowest117Latvia

Median3,99721 EU countries

Map of EU countries, December 2025

Under 1,400
1,400 to 1,800
1,800 to 4,300
4,300 to 12K
12K and over
No data

EUR million, December 2025. Hatched areas have no value for this period. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E). Boundaries: Natural Earth (public domain).

All EU countries, December 2025

EUR million. Source: ECB, ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E). Retrieved 2026-10-12.

Full ranking

Rank	EU countries	December 2025 EUR million	Change on December 2024
1	Germany	78,723	-3.8%
2	France	17,556	-18.1%
3	Austria	16,599	-21.1%
4	Spain	14,775	-27.6%
5	Italy	12,454	-22.4%
6	Ireland	9,164	+40.4%
7	Portugal	7,525.55	+18.9%
8	Netherlands	5,986	+20.3%
9	Finland	4,320	-2.7%
10	Belgium	4,301	-60.2%
11	Greece	3,997	-48.5%
12	Slovenia	2,361.28	-0.1%
13	Luxembourg	1,816	-17.7%
14	Croatia	1,814	-5.8%
15	Slovakia	1,516.53	-7.9%
16	Bulgaria	1,455.8	+26.5%
17	Lithuania	1,423	-17.1%
18	Malta	585.19	-43.5%
19	Estonia	554	-18.9%
20	Cyprus	323	-72.8%
21	Latvia	117	-45.3%

Other periods

About this ranking

End-of-month stock of deposits with agreed original maturity over 1 and up to 2 years placed by households resident in the euro area with resident MFIs excluding central banks, in EUR millions.

Maturity bands describe original contractual maturity, not remaining maturity or the period for which the interest rate is fixed. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. Equal values share a rank.

How to cite

European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.G.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E) (EU countries by MFI household term deposit balances, maturity over 1 to 2 years, 2025-12) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.G.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 1 to 2 years, 2025-12. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.G.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-one-to-two-years/eu-countries?period=2025-12. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E). EU countries by MFI household term deposit balances, maturity over 1 to 2 years, 2025-12. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.G.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-one-to-two-years/eu-countries?period=2025-12.

Harvard

European Central Bank (no date) ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E), EU countries by MFI household term deposit balances, maturity over 1 to 2 years, 2025-12 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.G.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-one-to-two-years/eu-countries?period=2025-12 (Accessed: 12 October 2026).

BibTeX

@misc{european_eu_countries_by_mfi_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 1 to 2 years, 2025-12}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.G.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-one-to-two-years/eu-countries?period=2025-12. Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.G.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E): EU countries by MFI household term deposit balances, maturity over 1 to 2 years, 2025-12
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.G.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-one-to-two-years/eu-countries?period=2025-12
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/mfi-household-term-deposit-balances-over-one-to-two-years/eu-countries?period=2025-12.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.L22.G.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -

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Rank EU countries by MFI household term deposit balances, maturity over 1 to 2 years using official data, and cite the source.

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Questions

Which EU country has the highest MFI household term deposit balances, maturity over 1 to 2 years?

Germany, with €78.72 billion in December 2025, according to the European Central Bank.

Which EU country has the lowest MFI household term deposit balances, maturity over 1 to 2 years?

Latvia, with €117 million in December 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB BSI: MFI household term deposit balances, maturity over 1 to 2 years, unadjusted end-period stock (M.<area>.N.A.L22.G.1.U2.2250.Z01.E). Retrieved 2026-10-12.