US cities by homeownership rate (US, housing units)

Fair Oaks Ranch, TX had the highest homeownership rate (US, housing units) of 3214 cities in 2023, at 98.5%. New Square, NY had the lowest, at 11.5%. The median was 62.6% and the figure for the United States was 65%. Source: the U.S. Census Bureau.

Highest98.5Fair Oaks Ranch, TX

Lowest11.5New Square, NY

Median62.63214 cities

United States65History

Top 40 cities, 2023

%. Source: Invokely calculation with data from U.S. Census Bureau. Retrieved 2026-10-12.

Full ranking

Rank	Cities	2023 (%)	Change on 2022
1	Fair Oaks Ranch, TX	98.5	+1.3 pts
2	Pingree Grove, IL	98.2	+7.6 pts
3	Campton Hills, IL	98.1	0 pts
3	St. John, IN	98.1	+0.7 pts
5	Massapequa Park, NY	98	-0.1 pts
6	Iowa Colony, TX	97.9	+1 pts
7	Richfield, WI	97.4	0 pts
8	Weddington, NC	95.8	+2.2 pts
9	Frederick, CO	95.8	+0.9 pts
10	Colleyville, TX	95.6	-0.3 pts
11	Shorewood, IL	95.5	-0.1 pts
11	Southlake, TX	95.5	+0.5 pts
13	Western Springs, IL	95.5	-1.1 pts
14	Ringwood, NJ	95.5	+0.6 pts
15	Heath, TX	95.3	-0.6 pts
16	Palos Heights, IL	95.2	+0.2 pts
17	Seven Hills, OH	95.2	+0.1 pts
18	Ham Lake, MN	95.2	0 pts
19	Paradise Valley, AZ	95.1	-0 pts
20	Josephine, TX	95.1	+2.8 pts
21	Dayton, MN	94.9	0 pts
22	Frankfort, IL	94.8	+0.7 pts
23	Burr Ridge, IL	94.4	-1 pts
24	Minooka, IL	94.3	-1.1 pts
25	East Grand Rapids, MI	94.3	-0.7 pts
26	Alexandria, KY	94.1	+4.6 pts
26	Beverly Hills, MI	94.1	+0.2 pts
28	Salem, UT	94	+1.4 pts
29	Clay, AL	93.8	+0.8 pts
30	Andover, MN	93.8	+0.1 pts
31	Homer Glen, IL	93.5	-0.8 pts
32	West University Place, TX	93.5	+0.8 pts
33	Madison, MS	93.4	+0.2 pts
34	East Bethel, MN	93.4	-0.6 pts
35	Dardenne Prairie, MO	93.3	+0.5 pts
36	Winfield, IL	93.3	+0.7 pts
37	Woodbury, NY	93.2	+0.7 pts
38	Celina, TX	93.2	+2.7 pts
39	Nolensville, TN	93.2	0 pts
40	Severance, CO	93.1	-1.7 pts
41	Helotes, TX	93	-1.4 pts
42	Hillsborough, CA	93	-0.8 pts
43	Highland, UT	92.9	+1.8 pts
44	Davenport, FL	92.8	-0.4 pts
45	Kinnelon, NJ	92.8	+0.6 pts
46	Victoria, MN	92.7	+2.1 pts
47	Harrisburg, NC	92.5	+1.6 pts
47	Highland Village, TX	92.5	-0.8 pts
49	Yorktown, IN	92.4	+1.3 pts
50	Lake Elmo, MN	92.3	+0.6 pts
51	Garden City, NY	92.3	-0.7 pts
52	Franklin Park, PA	92.3	+0.4 pts
53	Scarsdale, NY	92.2	+1.6 pts
54	Rolesville, NC	92.2	+1.1 pts
55	Calimesa, CA	92.2	+2.6 pts
56	Orinda, CA	92.2	-0.8 pts
57	Winnetka, IL	92.2	-0.2 pts
58	Wildwood, MO	92	+0.5 pts
59	Murrysville, PA	92	+2 pts
60	Oakland, NJ	91.8	+0.7 pts
61	Lino Lakes, MN	91.6	-0.9 pts
61	Syracuse, UT	91.6	-1 pts
63	Trussville, AL	91.5	-1.5 pts
64	St. Michael, MN	91.4	-0.2 pts
65	Westchester, IL	91.4	+0.4 pts
66	Bay Village, OH	91.4	-0.7 pts
67	Leawood, KS	91.3	+0.3 pts
68	Otsego, MN	91.2	+2 pts
69	Huntertown, IN	91.2	-0.3 pts
70	New Lenox, IL	91.2	+0.1 pts
71	Helena, AL	91.1	+0.1 pts
72	Channahon, IL	91.1	+2.1 pts
73	Fulshear, TX	91.1	-2.9 pts
74	Brentwood, TN	90.9	-0.8 pts
75	Queen Creek, AZ	90.9	+2.2 pts
76	Glen Rock, NJ	90.8	+0.5 pts
77	Harrison, WI	90.7	+0.9 pts
77	Mokena, IL	90.7	-0.3 pts
79	Hinsdale, IL	90.6	+1.2 pts
80	Summerfield, NC	90.6	+2.6 pts
81	Grosse Pointe Woods, MI	90.5	+0.7 pts
82	Stallings, NC	90.5	-0.5 pts
83	Clayton, CA	90.3	-0.4 pts
84	Hillsdale, NJ	90.3	-0.5 pts
85	Palos Verdes Estates, CA	90.2	+1.2 pts
86	Murphy, TX	90.2	-1.5 pts
87	Beachwood, NJ	90.1	+0.1 pts
88	Piedmont, CA	90.1	+1.3 pts
89	Dyer, IN	90	+1.1 pts
90	Chelsea, AL	90	+0.7 pts
91	Macedonia, OH	89.9	+0.8 pts
92	Youngsville, LA	89.9	+1.9 pts
93	Marco Island, FL	89.9	-0.6 pts
94	North Ridgeville, OH	89.9	+0.3 pts
95	Clinton, UT	89.6	-0.4 pts
95	McCordsville, IN	89.6	+0.7 pts
97	Edgewater, FL	89.6	+1.7 pts
98	Mountain Brook, AL	89.5	+0.1 pts
99	Champlin, MN	89.5	-0.2 pts
99	Hopatcong, NJ	89.5	+1.9 pts
101	Lake Forest, IL	89.3	+2.2 pts
102	Central, LA	89.3	-0.4 pts
103	New Albany, OH	89.2	-2.3 pts
104	Choctaw, OK	89.2	-0.4 pts
105	Hugo, MN	89.2	+1.5 pts
106	Crestwood, MO	89.1	+1.7 pts
107	Powell, OH	89.1	-2.9 pts
108	Trophy Club, TX	89.1	-2.1 pts
109	River Forest, IL	89	+1.3 pts
110	Greenville, WI	89	-1.3 pts
111	Montgomery, OH	88.9	-0.4 pts
112	Fate, TX	88.8	-1.1 pts
113	Middleton, ID	88.7	+2.4 pts
114	Plainfield, IL	88.7	-1 pts
115	Streamwood, IL	88.6	+2.5 pts
116	La Cañada Flintridge, CA	88.5	-0.4 pts
117	Bartlett, IL	88.5	+2.1 pts
118	Cottage Grove, MN	88.4	+0.3 pts
119	Huntley, IL	88.4	-1 pts
120	Manhattan, IL	88.4	-1.9 pts
120	Wilmette, IL	88.4	+1.1 pts
122	Melissa, TX	88.3	-1.6 pts
123	Rogers, MN	88.3	+0.1 pts
124	West Point, UT	88.3	-2.3 pts
125	Franklin Lakes, NJ	88.3	+0.2 pts
126	Bella Vista, AR	88.2	-0.2 pts
127	Avon, OH	88.2	+1.1 pts
128	Prosper, TX	88.2	-0.8 pts
129	Hudson, OH	88.1	-0.4 pts
130	Oakland, TN	88.1	-1.6 pts
131	Town and Country, MO	88	-0.1 pts
132	Waldwick, NJ	87.9	-2.8 pts
133	Bellaire, TX	87.9	+0.5 pts
134	Erie, CO	87.9	+1.4 pts
135	Lakeville, MN	87.8	+0.5 pts
136	Algonquin, IL	87.8	+1.9 pts
137	Kaysville, UT	87.8	-0.1 pts
138	Lago Vista, TX	87.7	+0.8 pts
139	Amherst, OH	87.7	+1.5 pts
140	Oswego, IL	87.7	-0.7 pts
141	Alpine, UT	87.6	+1.3 pts
142	Muskego, WI	87.6	-1.1 pts
143	Tinley Park, IL	87.5	+0.1 pts
144	Groveland, FL	87.5	-1 pts
144	Livonia, MI	87.5	+0.3 pts
146	Riverton, UT	87.2	+0.9 pts
147	Lemont, IL	87.2	-0.5 pts
148	Grantsville, UT	87.2	+2.2 pts
149	Lumberton, TX	87.1	+1 pts
149	New Franklin, OH	87.1	-0.3 pts
151	Mapleton, UT	87	+0.8 pts
152	Sachse, TX	87	-2.6 pts
153	Floral Park, NY	86.8	+0.1 pts
154	Santaquin, UT	86.8	-0.5 pts
155	Miami Shores, FL	86.7	+2.3 pts
156	Big Lake, MN	86.7	+1.3 pts
157	Farmington, MN	86.6	+0.4 pts
158	Springboro, OH	86.6	-0.2 pts
159	Saratoga, CA	86.6	-0.5 pts
160	Northbrook, IL	86.6	-0.8 pts
160	Rosemount, MN	86.6	-0.1 pts
160	Winterville, NC	86.6	-0.6 pts
163	Alabaster, AL	86.5	+1.1 pts
164	Lavon, TX	86.4	-2.1 pts
165	Suamico, WI	86.4	-2.5 pts
166	Norton, OH	86.3	+1.5 pts
167	Pinehurst, NC	86.3	-1.2 pts
168	Roy, UT	86.3	+0.6 pts
169	Orland Park, IL	86.2	+0.3 pts
170	Germantown, TN	86.2	-1.4 pts
171	Mount Washington, KY	86.2	-0 pts
172	Allen Park, MI	86.2	-0 pts
173	Buckeye, AZ	86.1	+0.9 pts
174	Centerville, UT	86.1	-0.5 pts
174	New Hyde Park, NY	86.1	+3 pts
176	Munster, IN	86.1	-0.5 pts
176	Smithville, MO	86.1	-1.5 pts
178	Florence, AZ	86	+3.3 pts
179	Royse City, TX	86	-1.1 pts
180	Norton Shores, MI	85.9	+1 pts
181	James Island, SC	85.9	-0.3 pts
182	Parkland, FL	85.9	-0.4 pts
183	Danville, CA	85.8	-1.1 pts
184	Hyrum, UT	85.8	+1.2 pts
185	Berkley, MI	85.7	+0.7 pts
186	Lowell, IN	85.7	+3 pts
187	DeBary, FL	85.7	+1.1 pts
188	Cary, IL	85.7	-0 pts
188	Lakeway, TX	85.7	+1.9 pts
190	Prior Lake, MN	85.7	-0.5 pts
191	Salem Lakes, WI	85.6	+1.2 pts
192	Pike Road, AL	85.6	+0.8 pts
193	Berthoud, CO	85.5	-2.5 pts
194	Ramsey, MN	85.4	+0.6 pts
195	Jefferson Hills, PA	85.4	-1 pts
196	Eagle, ID	85.4	-1.4 pts
197	Lower Burrell, PA	85.4	+2.7 pts
197	Zionsville, IN	85.4	+0.4 pts
199	Pleasant View, UT	85.3	-0.6 pts
200	North Ogden, UT	85.3	+0.9 pts
200	Park Ridge, IL	85.3	+0.2 pts
202	Farragut, TN	85.3	-0.9 pts
203	Lindenhurst, NY	85.2	+1 pts
204	Arlington, TN	85.2	-0.9 pts
205	Poquoson, VA	85.2	+3.1 pts
206	South Plainfield, NJ	85.2	-0.3 pts
207	Tega Cay, SC	85.2	-1.4 pts
208	Eagle Mountain, UT	85.1	-3.2 pts
209	Bowie, MD	85.1	-1 pts
210	Blaine, MN	85	-0.3 pts
211	University Park, TX	85	+1.4 pts
212	Brecksville, OH	85	+0.9 pts
213	Solon, OH	84.8	-0.2 pts
214	Woods Cross, UT	84.8	+2.7 pts
215	Horizon City, TX	84.7	-0.8 pts
216	Norwalk, IA	84.7	+0.6 pts
217	Wentzville, MO	84.6	-0 pts
218	Lewisville, NC	84.6	+1 pts
219	Pinecrest, FL	84.6	+2.1 pts
220	Morton Grove, IL	84.5	-1.9 pts
221	Lake in the Hills, IL	84.5	-1.6 pts
222	Cibolo, TX	84.5	+0.1 pts
223	Snoqualmie, WA	84.4	-0.5 pts
224	Chanhassen, MN	84.4	-2.1 pts
224	Lincolnwood, IL	84.4	+2.3 pts
226	Mentor, OH	84.4	+1.2 pts
227	Fort Mill, SC	84.4	+0.2 pts
227	Maple Valley, WA	84.4	-0.6 pts
229	Bartlett, TN	84.4	-0.3 pts
230	Savage, MN	84.3	-1.4 pts
231	Moraga, CA	84.3	+0.3 pts
232	Timnath, CO	84.3	-8.4 pts
233	Beach Park, IL	84.3	+2.9 pts
234	Sellersburg, IN	84.3	-0.1 pts
235	Atoka, TN	84.3	-0.9 pts
236	West Richland, WA	84.2	-1 pts
237	Pewaukee, WI	84.2	-0.6 pts
237	Safety Harbor, FL	84.2	+2.1 pts
239	Estero, FL	84.2	+0.8 pts
240	Montvale, NJ	84.1	+0.1 pts
241	South Jordan, UT	84.1	-0.1 pts
242	Saratoga Springs, UT	84.1	+0.2 pts
243	Castle Pines, CO	84.1	-1.8 pts
244	Mequon, WI	83.9	-0.3 pts
245	Ridgewood, NJ	83.9	+0.8 pts
246	Cooper City, FL	83.8	-1 pts
246	Crown Point, IN	83.8	-2.3 pts
246	Lathrop, CA	83.8	+0.2 pts
246	West Linn, OR	83.8	+0.5 pts
250	Ramsey, NJ	83.8	-0.5 pts

Showing the top 250 of 3214. The Excel download has every row.

Other periods

2024
2023
2022
2021

About this ranking

Owner-occupied housing units as a percentage of all occupied housing units. United States: American Community Survey five-year estimate, where the period shown is the last year of the five-year span.

Counts households (occupied housing units), not people. EU home ownership rates (population_in_owner_occupied_homes_share) count people living in owner-occupied dwellings, so they are not comparable.

Every value in the ranking comes from the same publisher and the same period, so the cities are compared on one definition. 5 cities with data in other periods have no value for 2023 and are left out rather than filled from another source. Equal values share a rank.

How to cite

U.S. Census Bureau. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

U.S. Census Bureau. (2026). American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more) (US cities by homeownership rate (US, housing units), 2023) [Data set]. Retrieved October 12, 2026, from https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat

MLA 9

American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more), US cities by homeownership rate (US, housing units), 2023. U.S. Census Bureau, 29 Jan. 2026, https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat. Invokely, https://invokely.ai/rankings/homeownership-rate/us-cities?period=2023. Accessed 12 Oct. 2026.

Chicago (author-date)

U.S. Census Bureau. 2026. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). US cities by homeownership rate (US, housing units), 2023. Dataset. Accessed October 12, 2026. https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat. Also distributed by Invokely, https://invokely.ai/rankings/homeownership-rate/us-cities?period=2023.

Harvard

U.S. Census Bureau (2026) American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more), US cities by homeownership rate (US, housing units), 2023 [Dataset]. Available at: https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat, via Invokely: https://invokely.ai/rankings/homeownership-rate/us-cities?period=2023 (Accessed: 12 October 2026).

BibTeX

@misc{census_us_cities_by_homeownership_2023,
  author = {{U.S. Census Bureau}},
  title = {{American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more): US cities by homeownership rate (US, housing units), 2023}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/homeownership-rate/us-cities?period=2023. Publisher attribution: U.S. Census Bureau. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). https://www2.census.gov/programs-surveys/acs/summary\_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - U.S. Census Bureau
TI  - American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more): US cities by homeownership rate (US, housing units), 2023
PY  - 2026
DA  - 2026/01/29
PB  - U.S. Census Bureau
DB  - Invokely
UR  - https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat
L2  - https://invokely.ai/rankings/homeownership-rate/us-cities?period=2023
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/homeownership-rate/us-cities?period=2023.
N1  - Publisher attribution: U.S. Census Bureau. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). https://www2.census.gov/programs-surveys/acs/summary_file/2023/table-based-SF/data/5YRData/acsdt5y2023-b25003.dat. Retrieved 2026-10-12.
ER  -

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Questions

Which city has the highest homeownership rate (US, housing units)?

Fair Oaks Ranch, TX, with 98.5% in 2023, according to the U.S. Census Bureau.

Which city has the lowest homeownership rate (US, housing units)?

New Square, NY, with 11.5% in 2023.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: U.S. Census Bureau, American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs, US cities (incorporated places of 10,000 or more). Retrieved 2026-10-12. 5 cities have no value for 2023 and are not ranked.