US states by consumer spending on insurance

California had the highest consumer spending on insurance of 51 states in 2018, at $49.66 billion. Wyoming had the lowest, at $553.1 million. The median was $4.69 billion and the figure for the United States was $435.26 billion. Source: the U.S. Bureau of Economic Analysis.

Highest49,659.6California

Lowest553.1Wyoming

Median4,692.251 states

United States435,264.8History

Map of states, 2018

Under 1,700
1,700 to 2,900
2,900 to 4,700
4,700 to 7,600
7,600 to 13K
13K and over

USD million, 2018. Source: BEA, SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. Boundaries: U.S. Census Bureau cartographic boundary files.

All states, 2018

USD million. Source: BEA, SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. Retrieved 2026-10-12.

Full ranking

Rank	States	2018 USD million	Change on 2017
1	California	49,659.6	+7.7%
2	Florida	39,934.4	+10.5%
3	Texas	36,586.1	+11.3%
4	New York	27,771.3	+6.7%
5	Michigan	26,314.9	+8.4%
6	Pennsylvania	19,558.4	+8%
7	North Carolina	14,940.4	+12.3%
8	New Jersey	14,838.1	+7.5%
9	Ohio	13,799.9	+11.3%
10	Illinois	11,869.8	+7.8%
11	Georgia	11,773	+12.4%
12	Massachusetts	11,426.1	+8.6%
13	Minnesota	9,617.9	+11.8%
14	Washington	8,995.3	+9.8%
15	Missouri	8,392.8	+8.6%
16	Virginia	7,956.1	+2.5%
17	Tennessee	7,853.3	+9.2%
18	Maryland	7,536.3	+7.8%
19	Wisconsin	7,213.4	+11.1%
20	Connecticut	7,160.4	+6.5%
21	Arizona	6,984	+7.1%
22	Louisiana	6,905.7	+16%
23	Kentucky	6,060.7	+13.2%
24	Colorado	5,899.6	+2.8%
25	Indiana	5,795.4	+9.1%
26	Oregon	4,692.2	+11.6%
27	South Carolina	4,509	+10.5%
28	Alabama	4,310.2	+9.9%
29	Kansas	4,161	+6.8%
30	Arkansas	3,641.6	+13.9%
31	Utah	3,420.1	+11.2%
32	New Mexico	3,192.6	+16.8%
33	Iowa	3,118.1	+8.9%
34	Oklahoma	2,969.1	+11.7%
35	Nevada	2,659.7	+14.8%
36	West Virginia	2,266.6	+9.4%
37	Nebraska	2,197	+9.5%
38	New Hampshire	2,093.3	+12.5%
39	Mississippi	2,076	+5%
40	Hawaii	1,978.9	+6.3%
41	Idaho	1,776.9	+8.5%
42	Maine	1,669.9	+10.2%
43	Rhode Island	1,660.8	+6.9%
44	North Dakota	1,519.1	+6%
45	Delaware	1,374.7	+9.2%
46	District of Columbia	1,146.4	+6.9%
47	Montana	1,055.9	+14.9%
48	South Dakota	953.1	+9.3%
49	Alaska	732.8	-1.1%
50	Vermont	693.8	+2.9%
51	Wyoming	553.1	+5.1%

Other periods

About this ranking

Personal consumption expenditures on life insurance, household insurance, health insurance and motor vehicle insurance, each net of claims paid, by the households and nonprofit institutions serving households resident in the place, in millions of current US dollars. Bureau of Economic Analysis, PCE by state by type of product (table SAPCE3, line 90, Insurance); the national figure equals the national accounts (NIPA table 2.4.5).

Measured net: premiums less the claims paid back to households, so it is far below the premiums people pay. Millions of current US dollars: not adjusted for inflation or for price differences between states (see regional_price_parity). Spending is assigned to the state where the buyer lives, wherever the purchase is made. It includes purchases paid on behalf of households by employers, insurers and government programs, and the spending of nonprofit institutions serving households. Not the same as retail sales, which count store sales where the store is, and not the PCE price index. BEA revises the latest years every September.

Every value in the ranking comes from the same publisher and the same period, so the states are compared on one definition. Equal values share a rank.

How to cite

U.S. Bureau of Economic Analysis. SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. https://apps.bea.gov/regional/zip/SAPCE.zip. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

U.S. Bureau of Economic Analysis. (2026). SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states (US states by consumer spending on insurance, 2018) [Data set]. Retrieved October 12, 2026, from https://apps.bea.gov/regional/zip/SAPCE.zip

MLA 9

SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states, US states by consumer spending on insurance, 2018. U.S. Bureau of Economic Analysis, 30 Sept. 2026, https://apps.bea.gov/regional/zip/SAPCE.zip. Invokely, https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2018. Accessed 12 Oct. 2026.

Chicago (author-date)

U.S. Bureau of Economic Analysis. 2026. SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. US states by consumer spending on insurance, 2018. Dataset. Accessed October 12, 2026. https://apps.bea.gov/regional/zip/SAPCE.zip. Also distributed by Invokely, https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2018.

Harvard

U.S. Bureau of Economic Analysis (2026) SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states, US states by consumer spending on insurance, 2018 [Dataset]. Available at: https://apps.bea.gov/regional/zip/SAPCE.zip, via Invokely: https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2018 (Accessed: 12 October 2026).

BibTeX

@misc{bureau_us_states_by_consumer_2018,
  author = {{U.S. Bureau of Economic Analysis}},
  title = {{SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states: US states by consumer spending on insurance, 2018}},
  year = {2026},
  howpublished = {Data set},
  url = {https://apps.bea.gov/regional/zip/SAPCE.zip},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2018. Publisher attribution: U.S. Bureau of Economic Analysis. SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. https://apps.bea.gov/regional/zip/SAPCE.zip. Retrieved 2026-10-12.},
}

RIS

TY  - DATA
AU  - U.S. Bureau of Economic Analysis
TI  - SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states: US states by consumer spending on insurance, 2018
PY  - 2026
DA  - 2026/09/30
PB  - U.S. Bureau of Economic Analysis
DB  - Invokely
UR  - https://apps.bea.gov/regional/zip/SAPCE.zip
L2  - https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2018
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2018.
N1  - Publisher attribution: U.S. Bureau of Economic Analysis. SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. https://apps.bea.gov/regional/zip/SAPCE.zip. Retrieved 2026-10-12.
ER  -

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Questions

Which state has the highest consumer spending on insurance?

California, with $49.66 billion in 2018, according to the U.S. Bureau of Economic Analysis.

Which state has the lowest consumer spending on insurance?

Wyoming, with $553.1 million in 2018.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: U.S. Bureau of Economic Analysis, SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. Retrieved 2026-10-12.