US states by consumer spending on insurance

California had the highest consumer spending on insurance of 51 states in 2016, at $43.1 billion. Wyoming had the lowest, at $469.2 million. The median was $3.81 billion and the figure for the United States was $358.1 billion. Source: the U.S. Bureau of Economic Analysis.

Highest43,100.5California

Lowest469.2Wyoming

Median3,814.551 states

United States358,104.7History

Map of states, 2016

Under 1,400
1,400 to 2,100
2,100 to 3,800
3,800 to 6,400
6,400 to 10K
10K and over

USD million, 2016. Source: BEA, SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. Boundaries: U.S. Census Bureau cartographic boundary files.

All states, 2016

USD million. Source: BEA, SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. Retrieved 2026-10-12.

Full ranking

Rank	States	2016 USD million	Change on 2015
1	California	43,100.5	+1.2%
2	Florida	32,728	+5.6%
3	Texas	30,404.7	+3.8%
4	New York	23,782.7	-4%
5	Michigan	21,982.8	+4.1%
6	Pennsylvania	16,247.7	-2%
7	New Jersey	12,211.1	-2.6%
8	North Carolina	11,486.3	+0.8%
9	Ohio	10,781.4	+2.4%
10	Illinois	9,587.4	-3.3%
11	Massachusetts	9,389.8	-0.8%
12	Georgia	9,215.8	+3.1%
13	Minnesota	7,576.8	+0.2%
14	Virginia	7,494	-1.8%
15	Washington	7,274.3	+3.4%
16	Missouri	6,812.9	-0.3%
17	Maryland	6,410.4	-1.9%
18	Tennessee	6,348.8	+0.1%
19	Connecticut	5,978.2	-3.6%
20	Arizona	5,778.8	-0.3%
21	Wisconsin	5,599.6	0%
22	Louisiana	5,220.6	+5%
23	Colorado	5,101.6	-2.8%
24	Kentucky	4,627	+6.5%
25	Indiana	4,536	-1.2%
26	Oregon	3,814.5	+3.1%
27	South Carolina	3,692.3	+0.9%
28	Kansas	3,365	+3.2%
29	Alabama	3,339.8	+2.8%
30	Utah	2,806.7	+1.7%
31	Arkansas	2,793.6	+3.5%
32	New Mexico	2,492.3	+4.7%
33	Iowa	2,451.4	+0.3%
34	Oklahoma	2,233.9	-2.4%
35	Nevada	1,949.9	+2.8%
36	West Virginia	1,829	+3.9%
37	Nebraska	1,755.2	-4%
38	Mississippi	1,706.7	-0.8%
39	Hawaii	1,675.9	-0.7%
40	New Hampshire	1,650	+2.8%
41	Idaho	1,463	+1.5%
42	Rhode Island	1,394.2	-0.5%
43	Maine	1,365.2	-2.6%
44	North Dakota	1,282.3	-0.5%
45	Delaware	1,084.3	+1.2%
46	District of Columbia	941.4	+0.6%
47	Montana	804.7	-2.9%
48	South Dakota	757.1	-0.9%
49	Alaska	679.8	-3.3%
50	Vermont	630.3	-5%
51	Wyoming	469.2	-1%

Other periods

About this ranking

Personal consumption expenditures on life insurance, household insurance, health insurance and motor vehicle insurance, each net of claims paid, by the households and nonprofit institutions serving households resident in the place, in millions of current US dollars. Bureau of Economic Analysis, PCE by state by type of product (table SAPCE3, line 90, Insurance); the national figure equals the national accounts (NIPA table 2.4.5).

Measured net: premiums less the claims paid back to households, so it is far below the premiums people pay. Millions of current US dollars: not adjusted for inflation or for price differences between states (see regional_price_parity). Spending is assigned to the state where the buyer lives, wherever the purchase is made. It includes purchases paid on behalf of households by employers, insurers and government programs, and the spending of nonprofit institutions serving households. Not the same as retail sales, which count store sales where the store is, and not the PCE price index. BEA revises the latest years every September.

Every value in the ranking comes from the same publisher and the same period, so the states are compared on one definition. Equal values share a rank.

How to cite

U.S. Bureau of Economic Analysis. SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. https://apps.bea.gov/regional/zip/SAPCE.zip. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

U.S. Bureau of Economic Analysis. (2026). SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states (US states by consumer spending on insurance, 2016) [Data set]. Retrieved October 12, 2026, from https://apps.bea.gov/regional/zip/SAPCE.zip

MLA 9

SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states, US states by consumer spending on insurance, 2016. U.S. Bureau of Economic Analysis, 30 Sept. 2026, https://apps.bea.gov/regional/zip/SAPCE.zip. Invokely, https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2016. Accessed 12 Oct. 2026.

Chicago (author-date)

U.S. Bureau of Economic Analysis. 2026. SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. US states by consumer spending on insurance, 2016. Dataset. Accessed October 12, 2026. https://apps.bea.gov/regional/zip/SAPCE.zip. Also distributed by Invokely, https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2016.

Harvard

U.S. Bureau of Economic Analysis (2026) SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states, US states by consumer spending on insurance, 2016 [Dataset]. Available at: https://apps.bea.gov/regional/zip/SAPCE.zip, via Invokely: https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2016 (Accessed: 12 October 2026).

BibTeX

@misc{bureau_us_states_by_consumer_2016,
  author = {{U.S. Bureau of Economic Analysis}},
  title = {{SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states: US states by consumer spending on insurance, 2016}},
  year = {2026},
  howpublished = {Data set},
  url = {https://apps.bea.gov/regional/zip/SAPCE.zip},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2016. Publisher attribution: U.S. Bureau of Economic Analysis. SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. https://apps.bea.gov/regional/zip/SAPCE.zip. Retrieved 2026-10-12.},
}

RIS

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AU  - U.S. Bureau of Economic Analysis
TI  - SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states: US states by consumer spending on insurance, 2016
PY  - 2026
DA  - 2026/09/30
PB  - U.S. Bureau of Economic Analysis
DB  - Invokely
UR  - https://apps.bea.gov/regional/zip/SAPCE.zip
L2  - https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2016
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/consumer-spending-insurance/us-states?period=2016.
N1  - Publisher attribution: U.S. Bureau of Economic Analysis. SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. https://apps.bea.gov/regional/zip/SAPCE.zip. Retrieved 2026-10-12.
ER  -

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Questions

Which state has the highest consumer spending on insurance?

California, with $43.1 billion in 2016, according to the U.S. Bureau of Economic Analysis.

Which state has the lowest consumer spending on insurance?

Wyoming, with $469.2 million in 2016.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: U.S. Bureau of Economic Analysis, SAPCE3: personal consumption expenditures by state by type of product, insurance (line 90), millions of current dollars, United States and states. Retrieved 2026-10-12.