Countries by borrowed money from any source, adults

South Africa had the highest borrowed money from any source, adults of 141 countries in 2014, at 86.13%. Uzbekistan had the lowest, at 17.36%. The median was 48.56%. Source: the World Bank.

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Highest86.13South Africa
Lowest17.36Uzbekistan
Median48.56141 countries

Map of countries, 2014

United Arab Emirates: 63.84 %Afghanistan: 34.86 %Albania: 56.78 %Armenia: 48.02 %Angola: 30.84 %Argentina: 33.7 %Austria: 57.26 %Australia: 76.1 %Azerbaijan: 49.78 %Bosnia and Herzegovina: 27.92 %Bangladesh: 48.37 %Belgium: 55.36 %Burkina Faso: 46.76 %Bulgaria: 36.21 %Burundi: 60.41 %Benin: 39.68 %Bolivia: 37.05 %Brazil: 40.27 %Bhutan: 18.38 %Botswana: 70 %Belarus: 42.62 %Belize: 55.17 %Canada: 85.03 %Democratic Republic of the Congo: 57.08 %Republic of the Congo: 42.2 %Switzerland: 61.8 %Côte d’Ivoire: 48.69 %Chile: 39.79 %Cameroon: 56.69 %China: 43.19 %Colombia: 43.14 %Costa Rica: 44.16 %Cyprus: 48.55 %Czechia: 42.18 %Germany: 55.15 %Denmark: 52.55 %Dominican Republic: 55.86 %Algeria: 25.79 %Ecuador: 25.64 %Estonia: 48.56 %Egypt: 35.15 %Spain: 68.88 %Ethiopia: 43.52 %Finland: 68.23 %France: 51.11 %Gabon: 39.72 %United Kingdom: 70.26 %Georgia: 36.65 %Ghana: 36.66 %Guinea: 52.52 %Greece: 32.42 %Guatemala: 45.21 %Hong Kong: 67.62 %Honduras: 43.09 %Croatia: 61.4 %Haiti: 47.66 %Hungary: 36.18 %Indonesia: 56.84 %Ireland: 61.73 %Israel: 84.48 %India: 47.79 %Iraq: 69.42 %Iran: 81.84 %Italy: 60.97 %Jamaica: 49.04 %Jordan: 33.11 %Japan: 59.43 %Kenya: 79.4 %Kyrgyzstan: 38.21 %Cambodia: 62.06 %South Korea: 67.88 %Kuwait: 63.8 %Kazakhstan: 45.02 %Lebanon: 38.86 %Sri Lanka: 30.71 %Lithuania: 37.75 %Luxembourg: 78.85 %Latvia: 46.36 %Moldova: 47.96 %Montenegro: 52.81 %Madagascar: 57.33 %North Macedonia: 46.2 %Mali: 41.73 %Myanmar: 42.8 %Mongolia: 54.34 %Mauritania: 47.17 %Mauritius: 35.54 %Malawi: 66.54 %Mexico: 53.03 %Malaysia: 62.05 %Namibia: 48.53 %Niger: 70.91 %Nigeria: 45.72 %Nicaragua: 43.09 %Netherlands: 46.9 %Norway: 73.69 %Nepal: 59 %New Zealand: 81.13 %Panama: 50.49 %Peru: 32.24 %Philippines: 70.15 %Pakistan: 49.75 %Poland: 41.17 %Puerto Rico: 38.14 %Palestine: 39.29 %Portugal: 43.5 %Romania: 48.63 %Serbia: 40.61 %Russia: 37 %Rwanda: 51.42 %Saudi Arabia: 56.5 %Sudan: 45.5 %Sweden: 63.45 %Singapore: 41.91 %Slovenia: 52.99 %Slovakia: 40.06 %Sierra Leone: 57.56 %Senegal: 56.72 %Somalia: 56.98 %El Salvador: 45.67 %Chad: 41.02 %Togo: 28.62 %Thailand: 52.06 %Tajikistan: 25.07 %Tunisia: 37.22 %Türkiye: 61.06 %Taiwan: 61.55 %Tanzania: 55.74 %Ukraine: 41.5 %Uganda: 78.97 %United States: 77.37 %Uruguay: 55.56 %Uzbekistan: 17.36 %Venezuela: 37.76 %Vietnam: 47.45 %Yemen: 65.98 %South Africa: 86.13 %Zambia: 68.13 %Zimbabwe: 62.51 %
  • Under 38
  • 38 to 43
  • 43 to 49
  • 49 to 57
  • 57 to 64
  • 64 and over
  • No data
%, 2014. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Borrowed any money (% age 15+) (borrow.any.t.d). Boundaries: Natural Earth (public domain).

Top 40 countries, 2014

South Africa: 86.13 %South Africa86.13Canada: 85.03 %Canada85.03Israel: 84.48 %Israel84.48Iran: 81.84 %Iran81.84New Zealand: 81.13 %New Zealand81.13Kenya: 79.4 %Kenya79.4Uganda: 78.97 %Uganda78.97Luxembourg: 78.85 %Luxembourg78.85United States: 77.37 %United States77.37Australia: 76.1 %Australia76.1Norway: 73.69 %Norway73.69Niger: 70.91 %Niger70.91United Kingdom: 70.26 %United Kingdom70.26Philippines: 70.15 %Philippines70.15Botswana: 70 %Botswana70Iraq: 69.42 %Iraq69.42Spain: 68.88 %Spain68.88Finland: 68.23 %Finland68.23Zambia: 68.13 %Zambia68.13South Korea: 67.88 %South Korea67.88Bahrain: 67.78 %Bahrain67.78Hong Kong: 67.62 %Hong Kong67.62Malawi: 66.54 %Malawi66.54Yemen: 65.98 %Yemen65.98United Arab Emirates: 63.84 %United Arab Emirates63.84Kuwait: 63.8 %Kuwait63.8Sweden: 63.45 %Sweden63.45Zimbabwe: 62.51 %Zimbabwe62.51Cambodia: 62.06 %Cambodia62.06Malaysia: 62.05 %Malaysia62.05Switzerland: 61.8 %Switzerland61.8Ireland: 61.73 %Ireland61.73Taiwan: 61.55 %Taiwan61.55Croatia: 61.4 %Croatia61.4Türkiye: 61.06 %Türkiye61.06Italy: 60.97 %Italy60.97Burundi: 60.41 %Burundi60.41Japan: 59.43 %Japan59.43Nepal: 59 %Nepal59Sierra Leone: 57.56 %Sierra Leone57.56South Africa: 86.13 %South Africa86.13Canada: 85.03 %Canada85.03Israel: 84.48 %Israel84.48Iran: 81.84 %Iran81.84New Zealand: 81.13 %New Zealand81.13Kenya: 79.4 %Kenya79.4Uganda: 78.97 %Uganda78.97Luxembourg: 78.85 %Luxembourg78.85United States: 77.37 %United States77.37Australia: 76.1 %Australia76.1Norway: 73.69 %Norway73.69Niger: 70.91 %Niger70.91United Kingdom: 70.26 %United Kingdom70.26Philippines: 70.15 %Philippines70.15Botswana: 70 %Botswana70Iraq: 69.42 %Iraq69.42Spain: 68.88 %Spain68.88Finland: 68.23 %Finland68.23Zambia: 68.13 %Zambia68.13South Korea: 67.88 %South Korea67.88Bahrain: 67.78 %Bahrain67.78Hong Kong: 67.62 %Hong Kong67.62Malawi: 66.54 %Malawi66.54Yemen: 65.98 %Yemen65.98United Arab Emirates: 63.84 %United Arab Emirates63.84Kuwait: 63.8 %Kuwait63.8Sweden: 63.45 %Sweden63.45Zimbabwe: 62.51 %Zimbabwe62.51Cambodia: 62.06 %Cambodia62.06Malaysia: 62.05 %Malaysia62.05Switzerland: 61.8 %Switzerland61.8Ireland: 61.73 %Ireland61.73Taiwan: 61.55 %Taiwan61.55Croatia: 61.4 %Croatia61.4Türkiye: 61.06 %Türkiye61.06Italy: 60.97 %Italy60.97Burundi: 60.41 %Burundi60.41Japan: 59.43 %Japan59.43Nepal: 59 %Nepal59Sierra Leone: 57.56 %Sierra Leone57.56
%. Source: World Bank Global Findex, Global Findex: Borrowed any money (% age 15+) (borrow.any.t.d). Retrieved 2026-10-12.

Full ranking

RankCountries2014 (%)
1South Africa86.13
2Canada85.03
3Israel84.48
4Iran81.84
5New Zealand81.13
6Kenya79.4
7Uganda78.97
8Luxembourg78.85
9United States77.37
10Australia76.1
11Norway73.69
12Niger70.91
13United Kingdom70.26
14Philippines70.15
15Botswana70
16Iraq69.42
17Spain68.88
18Finland68.23
19Zambia68.13
20South Korea67.88
21Bahrain67.78
22Hong Kong67.62
23Malawi66.54
24Yemen65.98
25United Arab Emirates63.84
26Kuwait63.8
27Sweden63.45
28Zimbabwe62.51
29Cambodia62.06
30Malaysia62.05
31Switzerland61.8
32Ireland61.73
33Taiwan61.55
34Croatia61.4
35Türkiye61.06
36Italy60.97
37Burundi60.41
38Japan59.43
39Nepal59
40Sierra Leone57.56
41Madagascar57.33
42Austria57.26
43Democratic Republic of the Congo57.08
44Somalia56.98
45Indonesia56.84
46Albania56.78
47Senegal56.72
48Cameroon56.69
49Saudi Arabia56.5
50Dominican Republic55.86
51Tanzania55.74
52Uruguay55.56
53Belgium55.36
54Belize55.17
55Germany55.15
56Mongolia54.34
57Mexico53.03
58Slovenia52.99
59Montenegro52.81
60Denmark52.55
61Guinea52.52
62Thailand52.06
63Rwanda51.42
64France51.11
65Panama50.49
66Azerbaijan49.78
67Pakistan49.75
68Jamaica49.04
69Côte d’Ivoire48.69
70Romania48.63
71Estonia48.56
72Cyprus48.55
73Namibia48.53
74Bangladesh48.37
75Armenia48.02
76Moldova47.96
77India47.79
78Haiti47.66
79Vietnam47.45
80Mauritania47.17
81Netherlands46.9
82Burkina Faso46.76
83Latvia46.36
84North Macedonia46.2
85Nigeria45.72
86El Salvador45.67
87Sudan45.5
88Guatemala45.21
89Kazakhstan45.02
90Malta44.37
91Costa Rica44.16
92Ethiopia43.52
93Portugal43.5
94China43.19
95Colombia43.14
96Honduras43.09
97Nicaragua43.09
98Myanmar42.8
99Belarus42.62
100Republic of the Congo42.2
101Czechia42.18
102Singapore41.91
103Mali41.73
104Ukraine41.5
105Poland41.17
106Chad41.02
107Serbia40.61
108Brazil40.27
109Slovakia40.06
110Chile39.79
111Gabon39.72
112Benin39.68
113Palestine39.29
114Lebanon38.86
115Kyrgyzstan38.21
116Puerto Rico38.14
117Venezuela37.76
118Lithuania37.75
119Tunisia37.22
120Bolivia37.05
121Russia37
122Ghana36.66
123Georgia36.65
124Bulgaria36.21
125Hungary36.18
126Mauritius35.54
127Egypt35.15
128Afghanistan34.86
129Argentina33.7
130Jordan33.11
131Greece32.42
132Peru32.24
133Angola30.84
134Sri Lanka30.71
135Togo28.62
136Bosnia and Herzegovina27.92
137Algeria25.79
138Ecuador25.64
139Tajikistan25.07
140Bhutan18.38
141Uzbekistan17.36

Other periods

About this ranking

Percentage of respondents aged 15 and over who borrowed money, alone or jointly, for any reason and from any source in the past 12 months.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 17 countries with data in other periods have no value for 2014 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Borrowed any money  (% age 15+) (borrow.any.t.d). https://api.worldbank.org/v2/country/all/indicator/borrow.any.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Borrowed any money (% age 15+) (borrow.any.t.d) (Countries by borrowed money from any source, adults, 2014) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/borrow.any.t.d?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Borrowed any money (% age 15+) (borrow.any.t.d), Countries by borrowed money from any source, adults, 2014. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/borrow.any.t.d?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/rankings/borrowed-any-money-adults/countries?period=2014. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Borrowed any money (% age 15+) (borrow.any.t.d). Countries by borrowed money from any source, adults, 2014. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/borrow.any.t.d?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/rankings/borrowed-any-money-adults/countries?period=2014.

Harvard

World Bank (2025) Global Findex: Borrowed any money (% age 15+) (borrow.any.t.d), Countries by borrowed money from any source, adults, 2014 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/borrow.any.t.d?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/rankings/borrowed-any-money-adults/countries?period=2014 (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_borrowed_money_2014,
  author = {{World Bank}},
  title = {{Global Findex: Borrowed any money (\% age 15+) (borrow.any.t.d): Countries by borrowed money from any source, adults, 2014}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/borrow.any.t.d?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/borrowed-any-money-adults/countries?period=2014. Publisher attribution: World Bank, Global Findex Database. Global Findex: Borrowed any money (\% age 15+) (borrow.any.t.d). https://api.worldbank.org/v2/country/all/indicator/borrow.any.t.d?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Borrowed any money (% age 15+) (borrow.any.t.d): Countries by borrowed money from any source, adults, 2014
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/borrow.any.t.d?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/rankings/borrowed-any-money-adults/countries?period=2014
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/borrowed-any-money-adults/countries?period=2014.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Borrowed any money (% age 15+) (borrow.any.t.d). https://api.worldbank.org/v2/country/all/indicator/borrow.any.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  - 
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Questions

Which country has the highest borrowed money from any source, adults?

South Africa, with 86.13% in 2014, according to the World Bank.

Which country has the lowest borrowed money from any source, adults?

Uzbekistan, with 17.36% in 2014.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Borrowed any money (% age 15+) (borrow.any.t.d). Retrieved 2026-10-12. 17 countries have no value for 2014 and are not ranked.

Borrowed money from any source, adults: other rankings

Countries: more rankings