Data / Rankings / Account ownership, young adults aged 15 to 24 / Countries

Countries by account ownership, young adults aged 15 to 24

Australia had the highest account ownership, young adults aged 15 to 24 of 142 countries in 2017, at 100%. Afghanistan had the lowest, at 9.75%. The median was 46.15%. Source: the World Bank.

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Highest100Australia
Lowest9.75Afghanistan
Median46.15142 countries

Map of countries, 2017

United Arab Emirates: 60.21 %Afghanistan: 9.75 %Albania: 31.5 %Armenia: 46.82 %Argentina: 33.11 %Austria: 92.59 %Australia: 100 %Azerbaijan: 12.57 %Bosnia and Herzegovina: 37.58 %Bangladesh: 40.99 %Belgium: 94.32 %Burkina Faso: 38.72 %Bulgaria: 43.46 %Benin: 34.18 %Bolivia: 41.26 %Brazil: 46.67 %Botswana: 46.97 %Belarus: 55.16 %Canada: 100 %Democratic Republic of the Congo: 24.48 %Central African Republic: 10.5 %Republic of the Congo: 25.54 %Switzerland: 89.41 %Côte d’Ivoire: 33.58 %Chile: 74.64 %Cameroon: 24.78 %China: 86.58 %Colombia: 34.27 %Costa Rica: 67.65 %Cyprus: 73.18 %Czechia: 41.18 %Germany: 97.03 %Denmark: 100 %Dominican Republic: 40.4 %Algeria: 28.58 %Ecuador: 35 %Estonia: 91.93 %Egypt: 14.05 %Spain: 65.32 %Ethiopia: 28.16 %Finland: 100 %France: 70.33 %Gabon: 57.23 %United Kingdom: 83.52 %Georgia: 30.74 %Ghana: 48.46 %Gambia: 21.16 %Guinea: 23.8 %Greece: 49.07 %Guatemala: 41.58 %Hong Kong: 87.97 %Honduras: 34.67 %Croatia: 46.86 %Haiti: 27.33 %Hungary: 60.09 %Indonesia: 46.77 %Ireland: 83.75 %Israel: 70.28 %India: 71.4 %Iraq: 14.86 %Iran: 92.28 %Italy: 63.91 %Jordan: 25.21 %Japan: 86.67 %Kenya: 76.02 %Kyrgyzstan: 26.98 %Cambodia: 19.68 %South Korea: 87.29 %Kuwait: 70.21 %Kazakhstan: 36.85 %Laos: 24 %Lebanon: 25.28 %Sri Lanka: 76.61 %Liberia: 36.14 %Lesotho: 39.35 %Lithuania: 63.77 %Luxembourg: 94.69 %Latvia: 75.7 %Libya: 52.58 %Moldova: 39.19 %Montenegro: 41.07 %Madagascar: 17.66 %North Macedonia: 45.33 %Mali: 32.89 %Myanmar: 11.26 %Mongolia: 84.24 %Mauritania: 13.1 %Mauritius: 79.44 %Malawi: 31.28 %Mexico: 31.32 %Malaysia: 84.06 %Mozambique: 44.63 %Namibia: 76.49 %Niger: 10.34 %Nigeria: 32.6 %Nicaragua: 26.74 %Netherlands: 100 %Norway: 100 %Nepal: 39.34 %New Zealand: 96.18 %Panama: 36.99 %Peru: 29.37 %Philippines: 23.52 %Pakistan: 14.89 %Poland: 62.63 %Palestine: 12.17 %Portugal: 79.41 %Paraguay: 33.29 %Romania: 51.06 %Serbia: 33.34 %Russia: 66.93 %Rwanda: 41.46 %Saudi Arabia: 54.42 %Sweden: 99.09 %Singapore: 97.84 %Slovenia: 100 %Slovakia: 54.58 %Sierra Leone: 19.05 %Senegal: 34.45 %El Salvador: 23.12 %Chad: 17.95 %Togo: 43.88 %Thailand: 73.34 %Tajikistan: 49.34 %Turkmenistan: 15.54 %Tunisia: 23.32 %Türkiye: 55.93 %Trinidad and Tobago: 66.95 %Tanzania: 45.63 %Ukraine: 53.88 %Uganda: 57.14 %United States: 86.94 %Uruguay: 44.12 %Uzbekistan: 20.9 %Venezuela: 56.98 %Vietnam: 34.22 %South Africa: 62.9 %Zambia: 41.54 %Zimbabwe: 48.35 %
  • Under 25
  • 25 to 34
  • 34 to 45
  • 45 to 63
  • 63 to 84
  • 84 and over
  • No data
%, 2017. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). Boundaries: Natural Earth (public domain).

Top 40 countries, 2017

Australia: 100 %Australia100Canada: 100 %Canada100Denmark: 100 %Denmark100Finland: 100 %Finland100Netherlands: 100 %Netherlands100Norway: 100 %Norway100Slovenia: 100 %Slovenia100Sweden: 99.09 %Sweden99.09Singapore: 97.84 %Singapore97.84Malta: 97.45 %Malta97.45Germany: 97.03 %Germany97.03New Zealand: 96.18 %New Zealand96.18Luxembourg: 94.69 %Luxembourg94.69Belgium: 94.32 %Belgium94.32Austria: 92.59 %Austria92.59Iran: 92.28 %Iran92.28Estonia: 91.93 %Estonia91.93Switzerland: 89.41 %Switzerland89.41Hong Kong: 87.97 %Hong Kong87.97South Korea: 87.29 %South Korea87.29United States: 86.94 %United States86.94Japan: 86.67 %Japan86.67China: 86.58 %China86.58Mongolia: 84.24 %Mongolia84.24Malaysia: 84.06 %Malaysia84.06Ireland: 83.75 %Ireland83.75United Kingdom: 83.52 %United Kingdom83.52Mauritius: 79.44 %Mauritius79.44Portugal: 79.41 %Portugal79.41Sri Lanka: 76.61 %Sri Lanka76.61Namibia: 76.49 %Namibia76.49Kenya: 76.02 %Kenya76.02Latvia: 75.7 %Latvia75.7Chile: 74.64 %Chile74.64Thailand: 73.34 %Thailand73.34Cyprus: 73.18 %Cyprus73.18India: 71.4 %India71.4France: 70.33 %France70.33Israel: 70.28 %Israel70.28Kuwait: 70.21 %Kuwait70.21Australia: 100 %Australia100Canada: 100 %Canada100Denmark: 100 %Denmark100Finland: 100 %Finland100Netherlands: 100 %Netherlands100Norway: 100 %Norway100Slovenia: 100 %Slovenia100Sweden: 99.09 %Sweden99.09Singapore: 97.84 %Singapore97.84Malta: 97.45 %Malta97.45Germany: 97.03 %Germany97.03New Zealand: 96.18 %New Zealand96.18Luxembourg: 94.69 %Luxembourg94.69Belgium: 94.32 %Belgium94.32Austria: 92.59 %Austria92.59Iran: 92.28 %Iran92.28Estonia: 91.93 %Estonia91.93Switzerland: 89.41 %Switzerland89.41Hong Kong: 87.97 %Hong Kong87.97South Korea: 87.29 %South Korea87.29United States: 86.94 %United States86.94Japan: 86.67 %Japan86.67China: 86.58 %China86.58Mongolia: 84.24 %Mongolia84.24Malaysia: 84.06 %Malaysia84.06Ireland: 83.75 %Ireland83.75United Kingdom: 83.52 %United Kingdom83.52Mauritius: 79.44 %Mauritius79.44Portugal: 79.41 %Portugal79.41Sri Lanka: 76.61 %Sri Lanka76.61Namibia: 76.49 %Namibia76.49Kenya: 76.02 %Kenya76.02Latvia: 75.7 %Latvia75.7Chile: 74.64 %Chile74.64Thailand: 73.34 %Thailand73.34Cyprus: 73.18 %Cyprus73.18India: 71.4 %India71.4France: 70.33 %France70.33Israel: 70.28 %Israel70.28Kuwait: 70.21 %Kuwait70.21
%. Source: World Bank Global Findex, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). Retrieved 2026-10-12.

Full ranking

RankCountries2017 (%)
1Australia100
1Canada100
1Denmark100
1Finland100
1Netherlands100
1Norway100
1Slovenia100
8Sweden99.09
9Singapore97.84
10Malta97.45
11Germany97.03
12New Zealand96.18
13Luxembourg94.69
14Belgium94.32
15Austria92.59
16Iran92.28
17Estonia91.93
18Switzerland89.41
19Hong Kong87.97
20South Korea87.29
21United States86.94
22Japan86.67
23China86.58
24Mongolia84.24
25Malaysia84.06
26Ireland83.75
27United Kingdom83.52
28Mauritius79.44
29Portugal79.41
30Sri Lanka76.61
31Namibia76.49
32Kenya76.02
33Latvia75.7
34Chile74.64
35Thailand73.34
36Cyprus73.18
37India71.4
38France70.33
39Israel70.28
40Kuwait70.21
41Costa Rica67.65
42Bahrain67.3
43Maldives67.14
44Trinidad and Tobago66.95
45Russia66.93
46Spain65.32
47Italy63.91
48Lithuania63.77
49South Africa62.9
50Poland62.63
51United Arab Emirates60.21
52Hungary60.09
53Gabon57.23
54Uganda57.14
55Venezuela56.98
56Türkiye55.93
57Belarus55.16
58Slovakia54.58
59Saudi Arabia54.42
60Ukraine53.88
61Libya52.58
62Romania51.06
63Tajikistan49.34
64Greece49.07
65Ghana48.46
66Zimbabwe48.35
67Botswana46.97
68Croatia46.86
69Armenia46.82
70Indonesia46.77
71Brazil46.67
72Tanzania45.63
73North Macedonia45.33
74Mozambique44.63
75Uruguay44.12
76Togo43.88
77Bulgaria43.46
78Guatemala41.58
79Zambia41.54
80Rwanda41.46
81Bolivia41.26
82Czechia41.18
83Montenegro41.07
84Bangladesh40.99
85Dominican Republic40.4
86Lesotho39.35
87Nepal39.34
88Moldova39.19
89Burkina Faso38.72
90Bosnia and Herzegovina37.58
91Panama36.99
92Kazakhstan36.85
93Liberia36.14
94Ecuador35
95Honduras34.67
96Senegal34.45
97Colombia34.27
98Vietnam34.22
99Benin34.18
100Côte d’Ivoire33.58
101Serbia33.34
102Paraguay33.29
103Argentina33.11
104Mali32.89
105Nigeria32.6
106Albania31.5
107Mexico31.32
108Malawi31.28
109Georgia30.74
110Peru29.37
111Algeria28.58
112Ethiopia28.16
113Haiti27.33
114Kyrgyzstan26.98
115Nicaragua26.74
116Republic of the Congo25.54
117Lebanon25.28
118Jordan25.21
119Cameroon24.78
120Democratic Republic of the Congo24.48
121Laos24
122Guinea23.8
123Philippines23.52
124Tunisia23.32
125El Salvador23.12
126Gambia21.16
127Uzbekistan20.9
128Cambodia19.68
129Sierra Leone19.05
130Chad17.95
131Madagascar17.66
132Turkmenistan15.54
133Pakistan14.89
134Iraq14.86
135Egypt14.05
136Mauritania13.1
137Azerbaijan12.57
138Palestine12.17
139Myanmar11.26
140Central African Republic10.5
141Niger10.34
142Afghanistan9.75

Other periods

About this ranking

Percentage of respondents aged 15 to 24 who have a financial institution or mobile money account. The denominator is this age group. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 16 countries with data in other periods have no value for 2017 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS) (Countries by account ownership, young adults aged 15 to 24, 2017) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS

MLA 9

Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS), Countries by account ownership, young adults aged 15 to 24, 2017. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS. Invokely, https://invokely.ai/rankings/account-ownership-young-adults/countries?period=2017. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). Countries by account ownership, young adults aged 15 to 24, 2017. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS. Also distributed by Invokely, https://invokely.ai/rankings/account-ownership-young-adults/countries?period=2017.

Harvard

World Bank (2026) Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS), Countries by account ownership, young adults aged 15 to 24, 2017 [Dataset]. Available at: https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS, via Invokely: https://invokely.ai/rankings/account-ownership-young-adults/countries?period=2017 (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_account_ownership_2017,
  author = {{World Bank}},
  title = {{Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (\% of population ages 15-24) (FX.OWN.TOTL.YG.ZS): Countries by account ownership, young adults aged 15 to 24, 2017}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/account-ownership-young-adults/countries?period=2017. Publisher attribution: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (\% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS): Countries by account ownership, young adults aged 15 to 24, 2017
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS
L2  - https://invokely.ai/rankings/account-ownership-young-adults/countries?period=2017
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/account-ownership-young-adults/countries?period=2017.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

Which country has the highest account ownership, young adults aged 15 to 24?

Australia, with 100% in 2017, according to the World Bank.

Which country has the lowest account ownership, young adults aged 15 to 24?

Afghanistan, with 9.75% in 2017.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). Retrieved 2026-10-12. 16 countries have no value for 2017 and are not ranked.

Account ownership, young adults aged 15 to 24: other rankings

Countries: more rankings