Data / Rankings / Account ownership, young adults aged 15 to 24 / Countries

Countries by account ownership, young adults aged 15 to 24, 2024

Austria had the highest account ownership, young adults aged 15 to 24 of 138 countries in 2024, at 100%. Lebanon had the lowest, at 5.96%. The median was 62%. Source: the World Bank.

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Highest100Austria
Lowest5.96Lebanon
Median62138 countries

Map of countries, 2024

Albania: 29.36 %Armenia: 63.68 %Argentina: 84.37 %Austria: 100 %Australia: 98.75 %Azerbaijan: 31.74 %Bosnia and Herzegovina: 58.4 %Bangladesh: 38.73 %Belgium: 98 %Burkina Faso: 47.27 %Bulgaria: 79.17 %Benin: 42.02 %Bolivia: 53.82 %Brazil: 84.39 %Botswana: 52.28 %Belize: 58.01 %Canada: 100 %Democratic Republic of the Congo: 31.64 %Republic of the Congo: 55.39 %Switzerland: 98.09 %Côte d’Ivoire: 48.63 %Chile: 85.37 %Cameroon: 57.17 %China: 88.56 %Colombia: 62.24 %Costa Rica: 67.13 %Cyprus: 95.32 %Czechia: 91.35 %Germany: 90.88 %Denmark: 97.94 %Dominican Republic: 47.43 %Algeria: 18.53 %Ecuador: 60.52 %Estonia: 98.23 %Egypt: 32.54 %Spain: 100 %Ethiopia: 37.94 %Finland: 98.64 %France: 100 %Gabon: 62 %United Kingdom: 100 %Georgia: 68.73 %Ghana: 79.97 %Gambia: 34.8 %Guinea: 33.69 %Greece: 69.92 %Guatemala: 34.79 %Hong Kong: 95.93 %Honduras: 41.17 %Croatia: 55.24 %Hungary: 96.43 %Indonesia: 61.99 %Ireland: 98.52 %Israel: 57.45 %India: 83.33 %Iraq: 29.91 %Iran: 91.77 %Iceland: 100 %Italy: 57.35 %Jordan: 29.25 %Japan: 97.39 %Kenya: 89.85 %Kyrgyzstan: 55.24 %Cambodia: 40.54 %South Korea: 98.36 %Kuwait: 77.75 %Kazakhstan: 68.27 %Laos: 30.24 %Lebanon: 5.96 %Sri Lanka: 75.06 %Liberia: 49.76 %Lesotho: 53.16 %Lithuania: 100 %Latvia: 89.66 %Libya: 19.39 %Morocco: 30.21 %Moldova: 58.96 %Montenegro: 33.1 %Madagascar: 25.43 %North Macedonia: 57.37 %Mali: 45.8 %Mongolia: 95.86 %Mauritania: 20.94 %Mauritius: 89.78 %Malawi: 47.79 %Mexico: 44.67 %Malaysia: 87.08 %Mozambique: 49.96 %Namibia: 59.13 %Niger: 15.74 %Nigeria: 44.43 %Nicaragua: 28.35 %Netherlands: 100 %Norway: 94.43 %Nepal: 39.12 %New Zealand: 95.38 %Oman: 71.42 %Panama: 57.52 %Peru: 52.99 %Philippines: 55.11 %Pakistan: 24.34 %Poland: 73.63 %Palestine: 23.44 %Portugal: 93.01 %Paraguay: 47.3 %Romania: 85.63 %Serbia: 37.9 %Russia: 88.45 %Saudi Arabia: 64.9 %Sweden: 100 %Singapore: 98.87 %Slovenia: 98.63 %Slovakia: 81.1 %Sierra Leone: 36.5 %Senegal: 63.26 %El Salvador: 36.84 %Eswatini: 44.08 %Chad: 20.74 %Togo: 49.05 %Thailand: 88.13 %Tajikistan: 29.77 %Tunisia: 11.66 %Türkiye: 65.24 %Trinidad and Tobago: 76.97 %Tanzania: 53.15 %Ukraine: 92.93 %Uganda: 66.74 %United States: 87.66 %Uruguay: 62.43 %Uzbekistan: 35.41 %Venezuela: 76.39 %Vietnam: 72.16 %South Africa: 66.6 %Zambia: 61.52 %Zimbabwe: 38.23 %
  • Under 35
  • 35 to 50
  • 50 to 62
  • 62 to 80
  • 80 to 96
  • 96 and over
  • No data
%, 2024. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). Boundaries: Natural Earth (public domain).

Top 40 countries, 2024

Austria: 100 %Austria100Canada: 100 %Canada100France: 100 %France100Iceland: 100 %Iceland100Lithuania: 100 %Lithuania100Netherlands: 100 %Netherlands100Spain: 100 %Spain100Sweden: 100 %Sweden100United Kingdom: 100 %United Kingdom100Singapore: 98.87 %Singapore98.87Australia: 98.75 %Australia98.75Finland: 98.64 %Finland98.64Slovenia: 98.63 %Slovenia98.63Ireland: 98.52 %Ireland98.52South Korea: 98.36 %South Korea98.36Estonia: 98.23 %Estonia98.23Switzerland: 98.09 %Switzerland98.09Belgium: 98 %Belgium98Denmark: 97.94 %Denmark97.94Japan: 97.39 %Japan97.39Hungary: 96.43 %Hungary96.43Malta: 96.11 %Malta96.11Hong Kong: 95.93 %Hong Kong95.93Mongolia: 95.86 %Mongolia95.86New Zealand: 95.38 %New Zealand95.38Cyprus: 95.32 %Cyprus95.32Norway: 94.43 %Norway94.43Portugal: 93.01 %Portugal93.01Ukraine: 92.93 %Ukraine92.93Iran: 91.77 %Iran91.77Czechia: 91.35 %Czechia91.35Germany: 90.88 %Germany90.88Kenya: 89.85 %Kenya89.85Mauritius: 89.78 %Mauritius89.78Latvia: 89.66 %Latvia89.66China: 88.56 %China88.56Russia: 88.45 %Russia88.45Thailand: 88.13 %Thailand88.13United States: 87.66 %United States87.66Malaysia: 87.08 %Malaysia87.08Austria: 100 %Austria100Canada: 100 %Canada100France: 100 %France100Iceland: 100 %Iceland100Lithuania: 100 %Lithuania100Netherlands: 100 %Netherlands100Spain: 100 %Spain100Sweden: 100 %Sweden100United Kingdom: 100 %United Kingdom100Singapore: 98.87 %Singapore98.87Australia: 98.75 %Australia98.75Finland: 98.64 %Finland98.64Slovenia: 98.63 %Slovenia98.63Ireland: 98.52 %Ireland98.52South Korea: 98.36 %South Korea98.36Estonia: 98.23 %Estonia98.23Switzerland: 98.09 %Switzerland98.09Belgium: 98 %Belgium98Denmark: 97.94 %Denmark97.94Japan: 97.39 %Japan97.39Hungary: 96.43 %Hungary96.43Malta: 96.11 %Malta96.11Hong Kong: 95.93 %Hong Kong95.93Mongolia: 95.86 %Mongolia95.86New Zealand: 95.38 %New Zealand95.38Cyprus: 95.32 %Cyprus95.32Norway: 94.43 %Norway94.43Portugal: 93.01 %Portugal93.01Ukraine: 92.93 %Ukraine92.93Iran: 91.77 %Iran91.77Czechia: 91.35 %Czechia91.35Germany: 90.88 %Germany90.88Kenya: 89.85 %Kenya89.85Mauritius: 89.78 %Mauritius89.78Latvia: 89.66 %Latvia89.66China: 88.56 %China88.56Russia: 88.45 %Russia88.45Thailand: 88.13 %Thailand88.13United States: 87.66 %United States87.66Malaysia: 87.08 %Malaysia87.08
%. Source: World Bank Global Findex, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). Retrieved 2026-10-12.

Full ranking

RankCountries2024 (%)
1Austria100
1Canada100
1France100
1Iceland100
1Lithuania100
1Netherlands100
1Spain100
1Sweden100
1United Kingdom100
10Singapore98.87
11Australia98.75
12Finland98.64
13Slovenia98.63
14Ireland98.52
15South Korea98.36
16Estonia98.23
17Switzerland98.09
18Belgium98
19Denmark97.94
20Japan97.39
21Hungary96.43
22Malta96.11
23Hong Kong95.93
24Mongolia95.86
25New Zealand95.38
26Cyprus95.32
27Norway94.43
28Portugal93.01
29Ukraine92.93
30Iran91.77
31Czechia91.35
32Germany90.88
33Kenya89.85
34Mauritius89.78
35Latvia89.66
36China88.56
37Russia88.45
38Thailand88.13
39United States87.66
40Malaysia87.08
41Romania85.63
42Chile85.37
43Brazil84.39
44Argentina84.37
45India83.33
46Slovakia81.1
47Ghana79.97
48Bulgaria79.17
49Kuwait77.75
50Trinidad and Tobago76.97
51Bahrain76.61
52Venezuela76.39
53Sri Lanka75.06
54Poland73.63
55Vietnam72.16
56Oman71.42
57Greece69.92
58Georgia68.73
59Kazakhstan68.27
60Costa Rica67.13
61Uganda66.74
62South Africa66.6
63Türkiye65.24
64Saudi Arabia64.9
65Armenia63.68
66Senegal63.26
67Uruguay62.43
68Colombia62.24
69Gabon62
70Indonesia61.99
71Zambia61.52
72Ecuador60.52
73Namibia59.13
74Moldova58.96
75Bosnia and Herzegovina58.4
76Belize58.01
77Panama57.52
78Israel57.45
79North Macedonia57.37
80Italy57.35
81Cameroon57.17
82Republic of the Congo55.39
83Kyrgyzstan55.24
84Croatia55.24
85Philippines55.11
86Bolivia53.82
87Lesotho53.16
88Tanzania53.15
89Peru52.99
90Botswana52.28
91Mozambique49.96
92Liberia49.76
93Togo49.05
94Côte d’Ivoire48.63
95Malawi47.79
96Dominican Republic47.43
97Paraguay47.3
98Burkina Faso47.27
99Mali45.8
100Mexico44.67
101Nigeria44.43
102Eswatini44.08
103Benin42.02
104Honduras41.17
105Cambodia40.54
106Nepal39.12
107Bangladesh38.73
108Zimbabwe38.23
109Ethiopia37.94
110Serbia37.9
111El Salvador36.84
112Sierra Leone36.5
113Uzbekistan35.41
114Gambia34.8
115Guatemala34.79
116Guinea33.69
117Montenegro33.1
118Egypt32.54
119Comoros32.46
120Azerbaijan31.74
121Democratic Republic of the Congo31.64
122Laos30.24
123Morocco30.21
124Iraq29.91
125Tajikistan29.77
126Albania29.36
127Jordan29.25
128Nicaragua28.35
129Madagascar25.43
130Pakistan24.34
131Palestine23.44
132Mauritania20.94
133Chad20.74
134Libya19.39
135Algeria18.53
136Niger15.74
137Tunisia11.66
138Lebanon5.96

Other periods

About this ranking

Percentage of respondents aged 15 to 24 who have a financial institution or mobile money account. The denominator is this age group. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 20 countries with data in other periods have no value for 2024 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS) (Countries by account ownership, young adults aged 15 to 24, 2024) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS

MLA 9

Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS), Countries by account ownership, young adults aged 15 to 24, 2024. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS. Invokely, https://invokely.ai/rankings/account-ownership-young-adults/countries. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). Countries by account ownership, young adults aged 15 to 24, 2024. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS. Also distributed by Invokely, https://invokely.ai/rankings/account-ownership-young-adults/countries.

Harvard

World Bank (2026) Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS), Countries by account ownership, young adults aged 15 to 24, 2024 [Dataset]. Available at: https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS, via Invokely: https://invokely.ai/rankings/account-ownership-young-adults/countries (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_account_ownership_2024,
  author = {{World Bank}},
  title = {{Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (\% of population ages 15-24) (FX.OWN.TOTL.YG.ZS): Countries by account ownership, young adults aged 15 to 24, 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/account-ownership-young-adults/countries. Publisher attribution: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (\% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS): Countries by account ownership, young adults aged 15 to 24, 2024
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS
L2  - https://invokely.ai/rankings/account-ownership-young-adults/countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/account-ownership-young-adults/countries.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

Which country has the highest account ownership, young adults aged 15 to 24?

Austria, with 100% in 2024, according to the World Bank.

Which country has the lowest account ownership, young adults aged 15 to 24?

Lebanon, with 5.96% in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) (FX.OWN.TOTL.YG.ZS). Retrieved 2026-10-12. 20 countries have no value for 2024 and are not ranked.

Account ownership, young adults aged 15 to 24: other rankings

Countries: more rankings