Countries by account ownership, men aged 15 and over

Denmark had the highest account ownership, men aged 15 and over of 134 countries in 2014, at 100%. Tajikistan had the lowest, at 13.9%. The median was 61.01%. Source: the World Bank.

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Highest100Denmark
Lowest13.9Tajikistan
Median61.01134 countries

Map of countries, 2014

United Arab Emirates: 89.98 %Albania: 42.52 %Armenia: 21.12 %Angola: 36.13 %Argentina: 49.46 %Austria: 96.06 %Australia: 98.67 %Azerbaijan: 32.61 %Bosnia and Herzegovina: 58.82 %Bangladesh: 35.37 %Belgium: 96.69 %Burkina Faso: 16.08 %Bulgaria: 62.8 %Benin: 19.76 %Bolivia: 45.76 %Brazil: 71.69 %Bhutan: 38.99 %Botswana: 55.23 %Belarus: 72.02 %Belize: 44.09 %Canada: 99 %Democratic Republic of the Congo: 20.67 %Republic of the Congo: 19.16 %Switzerland: 99.36 %Côte d’Ivoire: 39.2 %Chile: 67.82 %Cameroon: 14.18 %China: 81.44 %Colombia: 44.42 %Costa Rica: 69.22 %Cyprus: 90 %Czechia: 85.16 %Germany: 98.05 %Denmark: 100 %Dominican Republic: 52.19 %Algeria: 60.91 %Ecuador: 51.87 %Estonia: 97.92 %Egypt: 18.76 %Spain: 97.58 %Ethiopia: 22.62 %Finland: 100 %France: 97.79 %Gabon: 35.42 %United Kingdom: 99.22 %Georgia: 39.55 %Ghana: 41.67 %Greece: 88.48 %Guatemala: 48.76 %Hong Kong: 96.01 %Honduras: 36.09 %Croatia: 84.25 %Haiti: 21.68 %Hungary: 71.98 %Indonesia: 34.62 %Ireland: 94.65 %Israel: 89.89 %India: 62.76 %Iraq: 14.57 %Iran: 97.14 %Italy: 91.87 %Jamaica: 79.2 %Jordan: 33.31 %Japan: 96.24 %Kenya: 78.66 %Kyrgyzstan: 17.95 %Cambodia: 24.29 %South Korea: 95.39 %Kuwait: 79.3 %Kazakhstan: 52 %Lebanon: 62.41 %Sri Lanka: 82.23 %Lithuania: 77.94 %Luxembourg: 95.64 %Latvia: 90.28 %Moldova: 16.4 %Montenegro: 61.89 %North Macedonia: 79.74 %Mali: 25.64 %Myanmar: 28.6 %Mongolia: 90.3 %Mauritania: 24.84 %Mauritius: 84.59 %Malawi: 22.47 %Mexico: 39.4 %Malaysia: 83.01 %Namibia: 61.12 %Nigeria: 54.36 %Nicaragua: 24.71 %Netherlands: 99.42 %Norway: 100 %Nepal: 36.72 %New Zealand: 99.86 %Panama: 47.02 %Peru: 35.66 %Philippines: 24.4 %Pakistan: 20.97 %Poland: 83.26 %Puerto Rico: 73.7 %Palestine: 27.34 %Portugal: 88.84 %Romania: 65.15 %Serbia: 83.23 %Russia: 63.8 %Rwanda: 49.04 %Saudi Arabia: 75.33 %Sudan: 20.22 %Sweden: 99.68 %Singapore: 96.64 %Slovenia: 97.53 %Slovakia: 74.29 %Sierra Leone: 18.93 %Senegal: 19.93 %Somalia: 43.57 %El Salvador: 41.87 %Chad: 17.46 %Togo: 21.49 %Thailand: 81.24 %Tajikistan: 13.9 %Tunisia: 34.25 %Türkiye: 69.16 %Tanzania: 45.45 %Ukraine: 54.02 %Uganda: 52.36 %United States: 92.36 %Uruguay: 50.56 %Uzbekistan: 42.19 %Venezuela: 61.11 %Vietnam: 29.82 %South Africa: 70.27 %Zambia: 38.14 %Zimbabwe: 35.95 %
  • Under 25
  • 25 to 41
  • 41 to 60
  • 60 to 79
  • 79 to 95
  • 95 and over
  • No data
%, 2014. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). Boundaries: Natural Earth (public domain).

Top 40 countries, 2014

Denmark: 100 %Denmark100Finland: 100 %Finland100Norway: 100 %Norway100New Zealand: 99.86 %New Zealand99.86Sweden: 99.68 %Sweden99.68Netherlands: 99.42 %Netherlands99.42Switzerland: 99.36 %Switzerland99.36United Kingdom: 99.22 %United Kingdom99.22Canada: 99 %Canada99Australia: 98.67 %Australia98.67Germany: 98.05 %Germany98.05Estonia: 97.92 %Estonia97.92France: 97.79 %France97.79Spain: 97.58 %Spain97.58Slovenia: 97.53 %Slovenia97.53Iran: 97.14 %Iran97.14Malta: 97.09 %Malta97.09Belgium: 96.69 %Belgium96.69Singapore: 96.64 %Singapore96.64Japan: 96.24 %Japan96.24Austria: 96.06 %Austria96.06Hong Kong: 96.01 %Hong Kong96.01Luxembourg: 95.64 %Luxembourg95.64South Korea: 95.39 %South Korea95.39Ireland: 94.65 %Ireland94.65United States: 92.36 %United States92.36Italy: 91.87 %Italy91.87Mongolia: 90.3 %Mongolia90.3Latvia: 90.28 %Latvia90.28Bahrain: 90.25 %Bahrain90.25Cyprus: 90 %Cyprus90United Arab Emirates: 89.98 %United Arab Emirates89.98Israel: 89.89 %Israel89.89Portugal: 88.84 %Portugal88.84Greece: 88.48 %Greece88.48Czechia: 85.16 %Czechia85.16Mauritius: 84.59 %Mauritius84.59Croatia: 84.25 %Croatia84.25Poland: 83.26 %Poland83.26Serbia: 83.23 %Serbia83.23Denmark: 100 %Denmark100Finland: 100 %Finland100Norway: 100 %Norway100New Zealand: 99.86 %New Zealand99.86Sweden: 99.68 %Sweden99.68Netherlands: 99.42 %Netherlands99.42Switzerland: 99.36 %Switzerland99.36United Kingdom: 99.22 %United Kingdom99.22Canada: 99 %Canada99Australia: 98.67 %Australia98.67Germany: 98.05 %Germany98.05Estonia: 97.92 %Estonia97.92France: 97.79 %France97.79Spain: 97.58 %Spain97.58Slovenia: 97.53 %Slovenia97.53Iran: 97.14 %Iran97.14Malta: 97.09 %Malta97.09Belgium: 96.69 %Belgium96.69Singapore: 96.64 %Singapore96.64Japan: 96.24 %Japan96.24Austria: 96.06 %Austria96.06Hong Kong: 96.01 %Hong Kong96.01Luxembourg: 95.64 %Luxembourg95.64South Korea: 95.39 %South Korea95.39Ireland: 94.65 %Ireland94.65United States: 92.36 %United States92.36Italy: 91.87 %Italy91.87Mongolia: 90.3 %Mongolia90.3Latvia: 90.28 %Latvia90.28Bahrain: 90.25 %Bahrain90.25Cyprus: 90 %Cyprus90United Arab Emirates: 89.98 %United Arab Emirates89.98Israel: 89.89 %Israel89.89Portugal: 88.84 %Portugal88.84Greece: 88.48 %Greece88.48Czechia: 85.16 %Czechia85.16Mauritius: 84.59 %Mauritius84.59Croatia: 84.25 %Croatia84.25Poland: 83.26 %Poland83.26Serbia: 83.23 %Serbia83.23
%. Source: World Bank Global Findex, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). Retrieved 2026-10-12.

Full ranking

RankCountries2014 (%)
1Denmark100
1Finland100
1Norway100
4New Zealand99.86
5Sweden99.68
6Netherlands99.42
7Switzerland99.36
8United Kingdom99.22
9Canada99
10Australia98.67
11Germany98.05
12Estonia97.92
13France97.79
14Spain97.58
15Slovenia97.53
16Iran97.14
17Malta97.09
18Belgium96.69
19Singapore96.64
20Japan96.24
21Austria96.06
22Hong Kong96.01
23Luxembourg95.64
24South Korea95.39
25Ireland94.65
26United States92.36
27Italy91.87
28Mongolia90.3
29Latvia90.28
30Bahrain90.25
31Cyprus90
32United Arab Emirates89.98
33Israel89.89
34Portugal88.84
35Greece88.48
36Czechia85.16
37Mauritius84.59
38Croatia84.25
39Poland83.26
40Serbia83.23
41Malaysia83.01
42Sri Lanka82.23
43China81.44
44Thailand81.24
45North Macedonia79.74
46Kuwait79.3
47Jamaica79.2
48Kenya78.66
49Lithuania77.94
50Saudi Arabia75.33
51Slovakia74.29
52Puerto Rico73.7
53Belarus72.02
54Hungary71.98
55Brazil71.69
56South Africa70.27
57Costa Rica69.22
58Türkiye69.16
59Chile67.82
60Romania65.15
61Russia63.8
62Bulgaria62.8
63India62.76
64Lebanon62.41
65Montenegro61.89
66Namibia61.12
67Venezuela61.11
68Algeria60.91
69Bosnia and Herzegovina58.82
70Botswana55.23
71Nigeria54.36
72Ukraine54.02
73Uganda52.36
74Dominican Republic52.19
75Kazakhstan52
76Ecuador51.87
77Uruguay50.56
78Argentina49.46
79Rwanda49.04
80Guatemala48.76
81Panama47.02
82Bolivia45.76
83Tanzania45.45
84Colombia44.42
85Belize44.09
86Somalia43.57
87Albania42.52
88Uzbekistan42.19
89El Salvador41.87
90Ghana41.67
91Georgia39.55
92Mexico39.4
93Côte d’Ivoire39.2
94Bhutan38.99
95Zambia38.14
96Nepal36.72
97Angola36.13
98Honduras36.09
99Zimbabwe35.95
100Peru35.66
101Gabon35.42
102Bangladesh35.37
103Indonesia34.62
104Tunisia34.25
105Jordan33.31
106Azerbaijan32.61
107Vietnam29.82
108Myanmar28.6
109Palestine27.34
110Mali25.64
111Mauritania24.84
112Nicaragua24.71
113Philippines24.4
114Cambodia24.29
115Ethiopia22.62
116Malawi22.47
117Haiti21.68
118Togo21.49
119Armenia21.12
120Pakistan20.97
121Democratic Republic of the Congo20.67
122Sudan20.22
123Senegal19.93
124Benin19.76
125Republic of the Congo19.16
126Sierra Leone18.93
127Egypt18.76
128Kyrgyzstan17.95
129Chad17.46
130Moldova16.4
131Burkina Faso16.08
132Iraq14.57
133Cameroon14.18
134Tajikistan13.9

Other periods

About this ranking

Percentage of men aged 15 and over who have a financial institution or mobile money account. The denominator is men in this age group. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 24 countries with data in other periods have no value for 2014 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS) (Countries by account ownership, men aged 15 and over, 2014) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS

MLA 9

Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS), Countries by account ownership, men aged 15 and over, 2014. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS. Invokely, https://invokely.ai/rankings/account-ownership-men/countries?period=2014. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). Countries by account ownership, men aged 15 and over, 2014. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS. Also distributed by Invokely, https://invokely.ai/rankings/account-ownership-men/countries?period=2014.

Harvard

World Bank (2026) Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS), Countries by account ownership, men aged 15 and over, 2014 [Dataset]. Available at: https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS, via Invokely: https://invokely.ai/rankings/account-ownership-men/countries?period=2014 (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_account_ownership_2014,
  author = {{World Bank}},
  title = {{Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (\% of population ages 15+) (FX.OWN.TOTL.MA.ZS): Countries by account ownership, men aged 15 and over, 2014}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/account-ownership-men/countries?period=2014. Publisher attribution: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (\% of population ages 15+) (FX.OWN.TOTL.MA.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS): Countries by account ownership, men aged 15 and over, 2014
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS
L2  - https://invokely.ai/rankings/account-ownership-men/countries?period=2014
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/account-ownership-men/countries?period=2014.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  - 
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Questions

Which country has the highest account ownership, men aged 15 and over?

Denmark, with 100% in 2014, according to the World Bank.

Which country has the lowest account ownership, men aged 15 and over?

Tajikistan, with 13.9% in 2014.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). Retrieved 2026-10-12. 24 countries have no value for 2014 and are not ranked.

Account ownership, men aged 15 and over: other rankings

Countries: more rankings