Data / Rankings / Account ownership, men aged 15 and over / Countries

Countries by account ownership, men aged 15 and over, 2024

Finland had the highest account ownership, men aged 15 and over of 138 countries in 2024, at 100%. Niger had the lowest, at 17.61%. The median was 75.51%. Source: the World Bank.

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Highest100Finland
Lowest17.61Niger
Median75.51138 countries

Map of countries, 2024

Albania: 51.45 %Armenia: 75.57 %Argentina: 78.94 %Austria: 99.84 %Australia: 98.3 %Azerbaijan: 67 %Bosnia and Herzegovina: 79.26 %Bangladesh: 53.51 %Belgium: 98.57 %Burkina Faso: 59.79 %Bulgaria: 84.37 %Benin: 55.02 %Bolivia: 60.33 %Brazil: 90.85 %Botswana: 63.55 %Belize: 71.07 %Canada: 98.06 %Democratic Republic of the Congo: 44.59 %Republic of the Congo: 60.56 %Switzerland: 99.23 %Côte d’Ivoire: 61.2 %Chile: 87.09 %Cameroon: 69.36 %China: 89.56 %Colombia: 63.66 %Costa Rica: 74.52 %Cyprus: 94.27 %Czechia: 94.99 %Germany: 97.68 %Denmark: 99.19 %Dominican Republic: 68.24 %Algeria: 51.86 %Ecuador: 65.6 %Estonia: 97.93 %Egypt: 45.95 %Spain: 98.99 %Ethiopia: 56.53 %Finland: 100 %France: 98.49 %Gabon: 72.42 %United Kingdom: 99.3 %Georgia: 75.92 %Ghana: 84.42 %Gambia: 41.73 %Guinea: 40.86 %Greece: 93.26 %Guatemala: 44.65 %Hong Kong: 97.99 %Honduras: 52.79 %Croatia: 93.28 %Hungary: 90.54 %Indonesia: 54.64 %Ireland: 99.65 %Israel: 90.48 %India: 88.81 %Iraq: 40.78 %Iran: 95.33 %Iceland: 100 %Italy: 92.63 %Jordan: 55.92 %Japan: 98.31 %Kenya: 93.89 %Kyrgyzstan: 73.38 %Cambodia: 41.58 %South Korea: 96.65 %Kuwait: 76.06 %Kazakhstan: 88.5 %Laos: 31.71 %Lebanon: 31.03 %Sri Lanka: 83.38 %Liberia: 58.13 %Lesotho: 62.92 %Lithuania: 99.65 %Latvia: 94.44 %Libya: 41.42 %Morocco: 54.63 %Moldova: 56.69 %Montenegro: 77.57 %Madagascar: 28.95 %North Macedonia: 91.59 %Mali: 64.19 %Mongolia: 97.51 %Mauritania: 30.27 %Mauritius: 91.78 %Malawi: 54.84 %Mexico: 59.14 %Malaysia: 89.14 %Mozambique: 63.35 %Namibia: 70.66 %Niger: 17.61 %Nigeria: 74.3 %Nicaragua: 25.96 %Netherlands: 99.09 %Norway: 99.27 %Nepal: 60.23 %New Zealand: 97.16 %Oman: 70.71 %Panama: 70.39 %Peru: 62.48 %Philippines: 43.04 %Pakistan: 42.29 %Poland: 85.92 %Palestine: 51.18 %Portugal: 94.76 %Paraguay: 61.77 %Romania: 72.95 %Serbia: 85.65 %Russia: 81.65 %Saudi Arabia: 81.81 %Sweden: 99.5 %Singapore: 98.32 %Slovenia: 98.54 %Slovakia: 93.41 %Sierra Leone: 41.48 %Senegal: 79.61 %El Salvador: 54.69 %Eswatini: 64.81 %Chad: 21.69 %Togo: 70 %Thailand: 90.92 %Tajikistan: 62.56 %Tunisia: 49.57 %Türkiye: 91.61 %Trinidad and Tobago: 75.87 %Tanzania: 65.34 %Ukraine: 91.52 %Uganda: 80.27 %United States: 96.94 %Uruguay: 74.25 %Uzbekistan: 58.54 %Venezuela: 86.93 %Vietnam: 71.25 %South Africa: 81.28 %Zambia: 75.46 %Zimbabwe: 52.4 %
  • Under 53
  • 53 to 63
  • 63 to 75
  • 75 to 89
  • 89 to 97
  • 97 and over
  • No data
%, 2024. Hatched areas have no value for this period. Source: World Bank Global Findex, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). Boundaries: Natural Earth (public domain).

Top 40 countries, 2024

Finland: 100 %Finland100Iceland: 100 %Iceland100Austria: 99.84 %Austria99.84Ireland: 99.65 %Ireland99.65Lithuania: 99.65 %Lithuania99.65Sweden: 99.5 %Sweden99.5United Kingdom: 99.3 %United Kingdom99.3Norway: 99.27 %Norway99.27Switzerland: 99.23 %Switzerland99.23Denmark: 99.19 %Denmark99.19Netherlands: 99.09 %Netherlands99.09Spain: 98.99 %Spain98.99Belgium: 98.57 %Belgium98.57Slovenia: 98.54 %Slovenia98.54France: 98.49 %France98.49Singapore: 98.32 %Singapore98.32Japan: 98.31 %Japan98.31Australia: 98.3 %Australia98.3Canada: 98.06 %Canada98.06Hong Kong: 97.99 %Hong Kong97.99Estonia: 97.93 %Estonia97.93Germany: 97.68 %Germany97.68Mongolia: 97.51 %Mongolia97.51New Zealand: 97.16 %New Zealand97.16Malta: 97.03 %Malta97.03United States: 96.94 %United States96.94South Korea: 96.65 %South Korea96.65Iran: 95.33 %Iran95.33Czechia: 94.99 %Czechia94.99Portugal: 94.76 %Portugal94.76Latvia: 94.44 %Latvia94.44Cyprus: 94.27 %Cyprus94.27Kenya: 93.89 %Kenya93.89Slovakia: 93.41 %Slovakia93.41Croatia: 93.28 %Croatia93.28Greece: 93.26 %Greece93.26Italy: 92.63 %Italy92.63Mauritius: 91.78 %Mauritius91.78Türkiye: 91.61 %Türkiye91.61North Macedonia: 91.59 %North Macedonia91.59Finland: 100 %Finland100Iceland: 100 %Iceland100Austria: 99.84 %Austria99.84Ireland: 99.65 %Ireland99.65Lithuania: 99.65 %Lithuania99.65Sweden: 99.5 %Sweden99.5United Kingdom: 99.3 %United Kingdom99.3Norway: 99.27 %Norway99.27Switzerland: 99.23 %Switzerland99.23Denmark: 99.19 %Denmark99.19Netherlands: 99.09 %Netherlands99.09Spain: 98.99 %Spain98.99Belgium: 98.57 %Belgium98.57Slovenia: 98.54 %Slovenia98.54France: 98.49 %France98.49Singapore: 98.32 %Singapore98.32Japan: 98.31 %Japan98.31Australia: 98.3 %Australia98.3Canada: 98.06 %Canada98.06Hong Kong: 97.99 %Hong Kong97.99Estonia: 97.93 %Estonia97.93Germany: 97.68 %Germany97.68Mongolia: 97.51 %Mongolia97.51New Zealand: 97.16 %New Zealand97.16Malta: 97.03 %Malta97.03United States: 96.94 %United States96.94South Korea: 96.65 %South Korea96.65Iran: 95.33 %Iran95.33Czechia: 94.99 %Czechia94.99Portugal: 94.76 %Portugal94.76Latvia: 94.44 %Latvia94.44Cyprus: 94.27 %Cyprus94.27Kenya: 93.89 %Kenya93.89Slovakia: 93.41 %Slovakia93.41Croatia: 93.28 %Croatia93.28Greece: 93.26 %Greece93.26Italy: 92.63 %Italy92.63Mauritius: 91.78 %Mauritius91.78Türkiye: 91.61 %Türkiye91.61North Macedonia: 91.59 %North Macedonia91.59
%. Source: World Bank Global Findex, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). Retrieved 2026-10-12.

Full ranking

RankCountries2024 (%)
1Finland100
1Iceland100
3Austria99.84
4Ireland99.65
5Lithuania99.65
6Sweden99.5
7United Kingdom99.3
8Norway99.27
9Switzerland99.23
10Denmark99.19
11Netherlands99.09
12Spain98.99
13Belgium98.57
14Slovenia98.54
15France98.49
16Singapore98.32
17Japan98.31
18Australia98.3
19Canada98.06
20Hong Kong97.99
21Estonia97.93
22Germany97.68
23Mongolia97.51
24New Zealand97.16
25Malta97.03
26United States96.94
27South Korea96.65
28Iran95.33
29Czechia94.99
30Portugal94.76
31Latvia94.44
32Cyprus94.27
33Kenya93.89
34Slovakia93.41
35Croatia93.28
36Greece93.26
37Italy92.63
38Mauritius91.78
39Türkiye91.61
40North Macedonia91.59
41Ukraine91.52
42Thailand90.92
43Brazil90.85
44Hungary90.54
45Israel90.48
46China89.56
47Malaysia89.14
48India88.81
49Kazakhstan88.5
50Chile87.09
51Venezuela86.93
52Poland85.92
53Serbia85.65
54Ghana84.42
55Bulgaria84.37
56Sri Lanka83.38
57Bahrain81.96
58Saudi Arabia81.81
59Russia81.65
60South Africa81.28
61Uganda80.27
62Senegal79.61
63Bosnia and Herzegovina79.26
64Argentina78.94
65Montenegro77.57
66Kuwait76.06
67Georgia75.92
68Trinidad and Tobago75.87
69Armenia75.57
70Zambia75.46
71Costa Rica74.52
72Nigeria74.3
73Uruguay74.25
74Kyrgyzstan73.38
75Romania72.95
76Gabon72.42
77Vietnam71.25
78Belize71.07
79Oman70.71
80Namibia70.66
81Panama70.39
82Togo70
83Cameroon69.36
84Dominican Republic68.24
85Azerbaijan67
86Ecuador65.6
87Tanzania65.34
88Eswatini64.81
89Mali64.19
90Colombia63.66
91Botswana63.55
92Mozambique63.35
93Lesotho62.92
94Tajikistan62.56
95Peru62.48
96Paraguay61.77
97Côte d’Ivoire61.2
98Republic of the Congo60.56
99Bolivia60.33
100Nepal60.23
101Burkina Faso59.79
102Mexico59.14
103Uzbekistan58.54
104Liberia58.13
105Moldova56.69
106Ethiopia56.53
107Jordan55.92
108Benin55.02
109Malawi54.84
110El Salvador54.69
111Indonesia54.64
112Morocco54.63
113Bangladesh53.51
114Honduras52.79
115Zimbabwe52.4
116Algeria51.86
117Albania51.45
118Palestine51.18
119Comoros49.6
120Tunisia49.57
121Egypt45.95
122Guatemala44.65
123Democratic Republic of the Congo44.59
124Philippines43.04
125Pakistan42.29
126Gambia41.73
127Cambodia41.58
128Sierra Leone41.48
129Libya41.42
130Guinea40.86
131Iraq40.78
132Laos31.71
133Lebanon31.03
134Mauritania30.27
135Madagascar28.95
136Nicaragua25.96
137Chad21.69
138Niger17.61

Other periods

About this ranking

Percentage of men aged 15 and over who have a financial institution or mobile money account. The denominator is men in this age group. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

Every value in the ranking comes from the same publisher and the same period, so the countries are compared on one definition. 20 countries with data in other periods have no value for 2024 and are left out rather than filled from another source. Equal values share a rank.

How to cite

World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2026). Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS) (Countries by account ownership, men aged 15 and over, 2024) [Data set]. Retrieved October 12, 2026, from https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS

MLA 9

Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS), Countries by account ownership, men aged 15 and over, 2024. World Bank, 8 Oct. 2026, https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS. Invokely, https://invokely.ai/rankings/account-ownership-men/countries. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2026. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). Countries by account ownership, men aged 15 and over, 2024. Dataset. Accessed October 12, 2026. https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS. Also distributed by Invokely, https://invokely.ai/rankings/account-ownership-men/countries.

Harvard

World Bank (2026) Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS), Countries by account ownership, men aged 15 and over, 2024 [Dataset]. Available at: https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS, via Invokely: https://invokely.ai/rankings/account-ownership-men/countries (Accessed: 12 October 2026).

BibTeX
@misc{world_countries_by_account_ownership_2024,
  author = {{World Bank}},
  title = {{Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (\% of population ages 15+) (FX.OWN.TOTL.MA.ZS): Countries by account ownership, men aged 15 and over, 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/account-ownership-men/countries. Publisher attribution: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (\% of population ages 15+) (FX.OWN.TOTL.MA.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS): Countries by account ownership, men aged 15 and over, 2024
PY  - 2026
DA  - 2026/10/08
PB  - World Bank
DB  - Invokely
UR  - https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS
L2  - https://invokely.ai/rankings/account-ownership-men/countries
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/account-ownership-men/countries.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.MA.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -
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Questions

Which country has the highest account ownership, men aged 15 and over?

Finland, with 100% in 2024, according to the World Bank.

Which country has the lowest account ownership, men aged 15 and over?

Niger, with 17.61% in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+) (FX.OWN.TOTL.MA.ZS). Retrieved 2026-10-12. 20 countries have no value for 2024 and are not ranked.

Account ownership, men aged 15 and over: other rankings

Countries: more rankings