Data / Total consumer credit outstanding / United States

Total consumer credit outstanding in United States

Total consumer credit outstanding in the United States was $5.2 trillion in August 2026, according to the Board of Governors of the Federal Reserve System. That is up 2.7% from August 2025.

August 2026, USD million5,196,778.44 Provisional
Change on August 2025+2.7%
Series high5,196,778.44August 2026
Series low218,708.78September 1976

Next release: Friday, 6 November 2026, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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Total consumer credit outstanding in United States, September 1976 to August 2026

01M2M3M4M5M6M1976-091983-111991-011998-032005-052012-072019-092026-082026-08: 5,196,778.44 USD million02M4M6M1976-091993-052010-012026-082026-08: 5,196,778.44 USD million
USD million. Source: Federal Reserve Board, G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M). Retrieved 2026-10-12, published 2026-10-07.
All 600 values
PeriodUSD million
2026-085,196,778.44 Provisional
2026-075,188,497.83
2026-065,170,757.74
2026-055,155,421.48
2026-045,152,527.91
2026-035,131,428.77
2026-025,110,390.78
2026-015,103,212.46
2025-125,098,820.82
2025-115,083,079.45
2025-105,079,764.65
2025-095,071,963.31
2025-085,058,589.77
2025-075,055,914.28
2025-065,043,533.83
2025-055,048,281.76
2025-045,038,214.15
2025-035,021,864.24
2025-024,957,607.46
2025-014,955,619.41
2024-124,947,229.57
2024-115,065,689.77
2024-105,071,588.43
2024-095,058,345.12
2024-085,055,767.39
2024-075,046,177.04
2024-065,026,364.81
2024-055,024,842.11
2024-045,016,165.95
2024-035,014,899.75
2024-025,015,273.37
2024-015,002,475.58
2023-124,988,225.98
2023-114,993,197.93
2023-104,969,073.22
2023-094,955,832.25
2023-084,946,750.25
2023-074,959,788.93
2023-064,948,993.3
2023-054,925,699.5
2023-044,920,124.19
2023-034,909,166.07
2023-024,885,540.61
2023-014,873,574.92
2022-124,858,438.6
2022-114,843,070.13
2022-104,812,477.06
2022-094,778,706.17
2022-084,752,120.15
2022-074,722,381.39
2022-064,698,764.18
2022-054,660,972.28
2022-044,631,140.48
2022-034,598,631.98
2022-024,558,299.13
2022-014,526,943.79
2021-124,512,720.41
2021-114,490,204.4
2021-104,464,959.71
2021-094,447,135.68
2021-084,423,403.41
2021-074,405,901.33
2021-064,388,618.86
2021-054,237,470.5
2021-044,205,750.36
2021-034,188,484.51
2021-024,176,857.93
2021-014,157,571.02
2020-124,149,026.48
2020-114,135,727.09
2020-104,134,691.98
2020-094,128,741.9
2020-084,113,232.46
2020-074,117,867.62
2020-064,101,550.07
2020-054,089,170.25
2020-044,105,366.12
2020-034,169,625.96
2020-024,185,098.21
2020-014,171,617.45
2019-124,192,191.39
2019-114,164,527.56
2019-104,163,507.6
2019-094,146,108.73
2019-084,133,850.51
2019-074,117,949.98
2019-064,093,846.76
2019-054,082,900.98
2019-044,068,160.66
2019-034,051,283.51
2019-024,039,735.38
2019-014,027,126.21
2018-124,007,041.95
2018-113,991,299.11
2018-103,976,162.39
2018-093,958,356.01
2018-083,945,836.92
2018-073,925,600.56
2018-063,903,142.23
2018-053,900,697.67
2018-043,884,786.86
2018-033,876,825.89
2018-023,863,895.27
2018-013,847,852.48
2017-123,830,784.99
2017-113,815,576.66
2017-103,796,900.76
2017-093,774,834.53
2017-083,758,689.36
2017-073,746,255.82
2017-063,730,076.97
2017-053,713,714.97
2017-043,702,096.52
2017-033,687,391.01
2017-023,670,049.5
2017-013,653,334.44
2016-123,636,437.75
2016-113,617,030.41
2016-103,601,186.93
2016-093,588,380.68
2016-083,565,315.2
2016-073,544,185.32
2016-063,525,125.97
2016-053,503,723.51
2016-043,490,038.19
2016-033,469,147.01
2016-023,438,079.8
2016-013,419,541.48
2015-123,400,230.33
2015-113,510,642.87
2015-103,502,824.92
2015-093,487,879.79
2015-083,460,249.09
2015-073,444,143.74
2015-063,425,250.89
2015-053,399,365.69
2015-043,382,639.53
2015-033,360,575.76
2015-023,337,844.15
2015-013,319,930.47
2014-123,309,539.83
2014-113,283,048.38
2014-103,275,438.44
2014-093,265,101.43
2014-083,248,721.35
2014-073,231,535.62
2014-063,209,899.68
2014-053,192,546.34
2014-043,173,234.63
2014-033,150,697.02
2014-023,133,891.8
2014-013,113,002.96
2013-123,090,467.79
2013-113,075,875.88
2013-103,063,380.14
2013-093,045,861.58
2013-083,030,269
2013-073,014,697.69
2013-063,000,936.05
2013-052,988,661.4
2013-042,972,772.62
2013-032,963,147.07
2013-022,953,480.76
2013-012,931,381.51
2012-122,912,905.02
2012-112,903,346.97
2012-102,881,779.34
2012-092,865,789.74
2012-082,857,102.48
2012-072,840,049.63
2012-062,829,850.8
2012-052,817,982.27
2012-042,802,317.58
2012-032,791,565.95
2012-022,777,643.62
2012-012,770,124.65
2011-122,756,224.85
2011-112,746,799.26
2011-102,727,962.54
2011-092,720,060.44
2011-082,709,151.87
2011-072,717,525.97
2011-062,693,088.33
2011-052,683,973.45
2011-042,679,950.15
2011-032,672,031.38
2011-022,663,779.92
2011-012,657,360.1
2010-122,646,811.26
2010-112,531,232.26
2010-102,530,106
2010-092,522,094.23
2010-082,520,422.13
2010-072,521,104.8
2010-062,518,416.41
2010-052,521,687.94
2010-042,532,764.79
2010-032,536,551.95
2010-022,530,024.28
2010-012,543,508.02
2009-122,555,016.64
2009-112,551,569.29
2009-102,563,422.73
2009-092,576,594.39
2009-082,582,126.01
2009-072,590,854.98
2009-062,591,475.41
2009-052,610,010.78
2009-042,615,973.01
2009-032,622,827.85
2009-022,638,532.74
2009-012,647,028.86
2008-122,643,788.96
2008-112,651,481.39
2008-102,660,729.5
2008-092,657,389.13
2008-082,662,237.78
2008-072,665,321.26
2008-062,662,409.52
2008-052,660,193.15
2008-042,654,243.23
2008-032,645,603.64
2008-022,634,496.42
2008-012,619,427.65
2007-122,609,476.53
2007-112,597,649.3
2007-102,582,326.03
2007-092,566,995.36
2007-082,552,767.07
2007-072,533,667.67
2007-062,519,121.04
2007-052,510,016.06
2007-042,493,729.77
2007-032,484,433.18
2007-022,470,049.92
2007-012,457,945.58
2006-122,456,715.7
2006-112,440,749.07
2006-102,429,399.86
2006-092,426,813.23
2006-082,415,732.03
2006-072,403,099.25
2006-062,395,813.18
2006-052,407,161.45
2006-042,397,680.6
2006-032,385,807.89
2006-022,374,977.32
2006-012,367,471.08
2005-122,290,928.13
2005-112,283,661.27
2005-102,276,843.14
2005-092,271,633.28
2005-082,267,044.88
2005-072,257,230.94
2005-062,247,833.43
2005-052,232,671.52
2005-042,232,535.38
2005-032,220,199.19
2005-022,211,558.71
2005-012,196,777.63
2004-122,192,246.17
2004-112,183,746.35
2004-102,176,719.34
2004-092,160,148.3
2004-082,143,435.12
2004-072,137,092.98
2004-062,127,989.41
2004-052,120,839.15
2004-042,112,716.15
2004-032,109,720.32
2004-022,095,340.36
2004-012,088,243.04
2003-122,077,360.69
2003-112,066,400.09
2003-102,065,495.1
2003-092,057,090.79
2003-082,049,124.34
2003-072,040,064.39
2003-062,033,268.41
2003-052,027,502.51
2003-042,014,099.78
2003-032,001,208.15
2003-021,993,405.69
2003-011,982,561.31
2002-121,972,112.21
2002-111,965,179.13
2002-101,957,151.3
2002-091,950,651.39
2002-081,947,500.09
2002-071,939,211.4
2002-061,927,180.98
2002-051,914,613.99
2002-041,903,957.99
2002-031,894,690.33
2002-021,881,905.37
2002-011,867,418.69
2001-121,867,852.87
2001-111,857,842.79
2001-101,829,840.26
2001-091,814,252.38
2001-081,806,359.04
2001-071,797,350.57
2001-061,792,368.09
2001-051,781,177.46
2001-041,773,098.33
2001-031,760,541.84
2001-021,748,702.02
2001-011,729,851.68
2000-121,716,969.72
2000-111,700,944.54
2000-101,684,599.32
2000-091,669,000.81
2000-081,651,615.4
2000-071,629,751.44
2000-061,609,548.04
2000-051,583,507.92
2000-041,570,527.74
2000-031,561,450.69
2000-021,549,185.29
2000-011,538,520.18
1999-121,531,105.96
1999-111,525,334.42
1999-101,517,281.83
1999-091,511,059.26
1999-081,503,226.61
1999-071,492,377.6
1999-061,479,315.32
1999-051,468,146.61
1999-041,457,670.57
1999-031,450,878.82
1999-021,441,314.59
1999-011,431,236.93
1998-121,420,996.44
1998-111,408,442.69
1998-101,405,396.66
1998-091,397,289.73
1998-081,386,666.45
1998-071,380,720.85
1998-061,373,942.33
1998-051,363,080.86
1998-041,360,456.29
1998-031,332,903.44
1998-021,324,342.72
1998-011,320,044.02
1997-121,324,757.33
1997-111,312,457.18
1997-101,309,389.39
1997-091,301,634.97
1997-081,294,219.24
1997-071,288,782.03
1997-061,282,858.52
1997-051,278,678.42
1997-041,274,087.38
1997-031,264,146.34
1997-021,261,850.81
1997-011,258,365.28
1996-121,253,437.09
1996-111,242,421.91
1996-101,231,336.1
1996-091,225,271.76
1996-081,220,503
1996-071,211,897.36
1996-061,200,950.02
1996-051,191,113.69
1996-041,180,903.1
1996-031,171,684.26
1996-021,163,093.78
1996-011,153,270.3
1995-121,140,744.36
1995-111,132,160.17
1995-101,113,528.51
1995-091,106,612.68
1995-081,089,602.05
1995-071,077,737
1995-061,069,377.91
1995-051,057,470.83
1995-041,043,695.17
1995-031,033,632.09
1995-021,018,559.11
1995-011,010,395.04
1994-12997,301.74
1994-11981,426.11
1994-10968,468.71
1994-09957,375.6
1994-08944,803.17
1994-07931,134.74
1994-06924,216.02
1994-05912,863.7
1994-04900,989.53
1994-03891,333.16
1994-02880,352.86
1994-01872,021.82
1993-12865,650.58
1993-11856,523.42
1993-10847,616.63
1993-09840,602.98
1993-08834,235.53
1993-07829,518.73
1993-06823,811.81
1993-05819,759.05
1993-04819,756.94
1993-03813,656.29
1993-02814,058.92
1993-01809,325.43
1992-12806,118.69
1992-11802,697.98
1992-10799,555.99
1992-09800,198.9
1992-08799,823.8
1992-07798,068.16
1992-06797,276.31
1992-05797,667.9
1992-04797,658.14
1992-03799,442.11
1992-02799,640.38
1992-01798,982.71
1991-12798,028.97
1991-11798,274.98
1991-10798,616.98
1991-09800,889.34
1991-08802,021.92
1991-07804,027.56
1991-06805,994.66
1991-05807,832.16
1991-04807,818.95
1991-03808,351.83
1991-02807,030.43
1991-01806,600.5
1990-12808,230.57
1990-11813,662.66
1990-10812,655.11
1990-09810,436.23
1990-08808,758.57
1990-07806,887.5
1990-06802,892.74
1990-05799,751.03
1990-04798,747.01
1990-03798,748.09
1990-02798,773.19
1990-01797,714.86
1989-12794,612.18
1989-11790,297.25
1989-10785,545.65
1989-09781,822.09
1989-08778,876.5
1989-07776,260.08
1989-06773,227.11
1989-05769,275.7
1989-04764,712.45
1989-03760,018.34
1989-02752,893
1989-01749,023.08
1988-12731,917.76
1988-11729,660.07
1988-10726,105.33
1988-09722,947.69
1988-08721,535.58
1988-07716,113.02
1988-06713,189.19
1988-05710,045.85
1988-04705,868.05
1988-03700,701.2
1988-02696,387.29
1988-01692,270.95
1987-12686,318.77
1987-11684,710.04
1987-10681,184.46
1987-09676,211.16
1987-08672,225.14
1987-07667,659.79
1987-06662,897.5
1987-05658,470.03
1987-04656,401.42
1987-03651,197.67
1987-02652,532.3
1987-01653,267.48
1986-12654,750.24
1986-11653,767.3
1986-10653,787.29
1986-09646,023.16
1986-08638,904.39
1986-07635,150.95
1986-06630,055.83
1986-05625,819.96
1986-04619,657.73
1986-03613,376.62
1986-02610,678.29
1986-01605,703.02
1985-12599,711.23
1985-11594,477.75
1985-10588,307.45
1985-09582,148.37
1985-08573,299.31
1985-07567,653
1985-06561,206.6
1985-05555,842.05
1985-04549,348.71
1985-03541,757.18
1985-02532,448.43
1985-01523,979.36
1984-12517,278.98
1984-11510,154.08
1984-10504,658.66
1984-09498,496.4
1984-08494,117.63
1984-07487,148.8
1984-06480,994.54
1984-05472,444.28
1984-04462,141.22
1984-03456,550.16
1984-02451,907.03
1984-01441,991.13
1983-12437,068.86
1983-11429,977.38
1983-10423,773
1983-09417,820.94
1983-08413,993.57
1983-07409,475.21
1983-06404,832.6
1983-05399,953.72
1983-04398,426.71
1983-03395,583.05
1983-02392,360.96
1983-01391,827.73
1982-12389,848.74
1982-11386,766.65
1982-10384,967.19
1982-09384,355.25
1982-08382,862.64
1982-07382,447.1
1982-06381,985.62
1982-05380,438.8
1982-04378,634.28
1982-03376,885.41
1982-02376,377.07
1982-01375,167.36
1981-12371,301.44
1981-11371,759.91
1981-10370,456.71
1981-09369,595.74
1981-08365,154.46
1981-07364,677.73
1981-06362,743.46
1981-05361,232.8
1981-04359,132.87
1981-03357,127.13
1981-02354,744.99
1981-01353,029.32
1980-12351,920.05
1980-11350,004.49
1980-10349,597.72
1980-09348,163.14
1980-08347,546.01
1980-07347,071.37
1980-06346,696.96
1980-05348,644.54
1980-04351,287.21
1980-03353,042.11
1980-02353,056.23
1980-01350,475.7
1979-12348,589.11
1979-11346,389.41
1979-10343,251.3
1979-09339,449.75
1979-08335,785.46
1979-07331,989.99
1979-06328,172.74
1979-05325,177.39
1979-04320,944.87
1979-03317,200.74
1979-02313,523.78
1979-01309,903.09
1978-12306,100.39
1978-11302,730.2
1978-10298,812.49
1978-09296,179.42
1978-08292,813.11
1978-07288,805.54
1978-06285,100.77
1978-05279,256.57
1978-04274,136.98
1978-03270,262.81
1978-02265,738.02
1978-01262,765.32
1977-12260,562.7
1977-11258,772.91
1977-10255,415.64
1977-09251,261.8
1977-08248,474.53
1977-07245,481.06
1977-06242,408.58
1977-05239,018.09
1977-04235,594.05
1977-03232,348.27
1977-02228,528.21
1977-01225,733.15
1976-12225,721.59
1976-11222,804.91
1976-10220,867.1
1976-09218,708.78

Definition

Seasonally adjusted balance of US consumer credit outstanding at the end of each month, in USD million. It covers most credit extended to individuals for household, family and personal spending, including revolving and nonrevolving credit, and excludes loans secured by real estate (Federal Reserve G.19).

This is an outstanding balance, not new credit extended during the month, and does not measure all household debt. Published levels may contain breaks from source or method changes; the Federal Reserve adjusts its published flows and growth rates for those breaks. The latest preliminary release value is marked provisional. Revisions replace prior values while retaining their history.

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How to cite

Board of Governors of the Federal Reserve System. G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M). https://www.federalreserve.gov/releases/g19/current/. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Board of Governors of the Federal Reserve System. (2026). G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M) (Total consumer credit outstanding, United States, 1976-09 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://www.federalreserve.gov/releases/g19/current/

MLA 9

G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M), Total consumer credit outstanding, United States, 1976-09 to 2026-08. Board of Governors of the Federal Reserve System, 7 Oct. 2026, https://www.federalreserve.gov/releases/g19/current/. Invokely, https://invokely.ai/en/us-consumer-credit-outstanding-total/united-states. Accessed 12 Oct. 2026.

Chicago (author-date)

Board of Governors of the Federal Reserve System. 2026. G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M). Total consumer credit outstanding, United States, 1976-09 to 2026-08. Dataset. Accessed October 12, 2026. https://www.federalreserve.gov/releases/g19/current/. Also distributed by Invokely, https://invokely.ai/en/us-consumer-credit-outstanding-total/united-states.

Harvard

Board of Governors of the Federal Reserve System (2026) G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M), Total consumer credit outstanding, United States, 1976-09 to 2026-08 [Dataset]. Available at: https://www.federalreserve.gov/releases/g19/current/, via Invokely: https://invokely.ai/en/us-consumer-credit-outstanding-total/united-states (Accessed: 12 October 2026).

BibTeX
@misc{board_total_consumer_credit_outstanding_2026,
  author = {{Board of Governors of the Federal Reserve System}},
  title = {{G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M): Total consumer credit outstanding, United States, 1976-09 to 2026-08}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www.federalreserve.gov/releases/g19/current/},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/us-consumer-credit-outstanding-total/united-states. Publisher attribution: Board of Governors of the Federal Reserve System. G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M). https://www.federalreserve.gov/releases/g19/current/. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Board of Governors of the Federal Reserve System
TI  - G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M): Total consumer credit outstanding, United States, 1976-09 to 2026-08
PY  - 2026
DA  - 2026/10/07
PB  - Board of Governors of the Federal Reserve System
DB  - Invokely
UR  - https://www.federalreserve.gov/releases/g19/current/
L2  - https://invokely.ai/en/us-consumer-credit-outstanding-total/united-states
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/us-consumer-credit-outstanding-total/united-states.
N1  - Publisher attribution: Board of Governors of the Federal Reserve System. G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M). https://www.federalreserve.gov/releases/g19/current/. Retrieved 2026-10-12.
ER  -
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What is the latest total consumer credit outstanding in United States? Cite the source.
get_value {"indicator":"consumer_credit_outstanding_total","place":"us"}
GET https://invokely.ai/api/v1/value?indicator=consumer_credit_outstanding_total&place=us

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Questions

What is the total consumer credit outstanding in United States?

Total consumer credit outstanding in the United States was $5.2 trillion in August 2026, according to the Board of Governors of the Federal Reserve System. That is up 2.7% from August 2025.

Where does this figure come from?

Board of Governors of the Federal Reserve System. G.19 Consumer Credit: total consumer credit outstanding, seasonally adjusted, end of month, USD million (DTCTL.M). Retrieved by Invokely on 2026-10-12.

What was the highest total consumer credit outstanding in United States?

$5.2 trillion in August 2026, the highest value since September 1976 in this series.

Related statistics for United States

All statistics for United States | United States in figures