Data / U.S. bank residential real estate loans / United States

U.S. bank residential real estate loans in United States

U.S. bank residential real estate loans in the United States was $2.7 trillion in September 2026, according to the Board of Governors of the Federal Reserve System. That is up 1.7% from September 2025.

September 2026, USD million2,701,500.8
Change on September 2025+1.7%
Series high2,701,500.8September 2026
Series low1,400,087.3July 2004

Next release: Sunday, 8 November 2026, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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U.S. bank residential real estate loans in United States, June 2004 to September 2026

1M1.5M2M2.5M3M2004-062007-092010-122014-032017-062020-092023-122026-092026-09: 2,701,500.8 USD million1M1.5M2M2.5M3M2004-062011-122019-062026-092026-09: 2,701,500.8 USD million
USD million. Source: Federal Reserve Board, H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM). Retrieved 2026-10-16, published 2026-10-16.
All 268 values
PeriodUSD million
2026-092,701,500.8
2026-082,698,936.9
2026-072,694,701.9
2026-062,693,823.1
2026-052,687,319
2026-042,686,074.6
2026-032,684,119.3
2026-022,686,844.9
2026-012,680,433.4
2025-122,674,032.8
2025-112,668,931.1
2025-102,662,701.1
2025-092,656,841.6
2025-082,654,020.7
2025-072,652,287.8
2025-062,653,691.8
2025-052,648,448.4
2025-042,640,459.1
2025-032,634,212.3
2025-022,627,442.2
2025-012,620,735.8
2024-122,617,015.4
2024-112,612,415.6
2024-102,608,526.1
2024-092,607,651.7
2024-082,607,354.4
2024-072,605,096.9
2024-062,601,212.9
2024-052,597,202.2
2024-042,594,059.6
2024-032,590,714.6
2024-022,586,204.4
2024-012,578,958.8
2023-122,568,214.1
2023-112,561,579.4
2023-102,556,920.5
2023-092,555,101.4
2023-082,545,590.1
2023-072,527,246.9
2023-062,525,040.2
2023-052,542,894.5
2023-042,528,325.8
2023-032,516,600.5
2023-022,504,802.9
2023-012,490,426.7
2022-122,478,145.7
2022-112,456,916.5
2022-102,438,707.9
2022-092,421,018.6
2022-082,401,287.1
2022-072,382,212.4
2022-062,365,708.6
2022-052,340,136.5
2022-042,310,348.9
2022-032,290,409.1
2022-022,276,881.3
2022-012,268,282.1
2021-122,261,840
2021-112,252,991.2
2021-102,239,194.9
2021-092,225,898.9
2021-082,223,573.7
2021-072,208,125.9
2021-062,203,019.8
2021-052,206,215.9
2021-042,216,883.8
2021-032,224,304.8
2021-022,233,775.8
2021-012,243,766.7
2020-122,236,924.3
2020-112,251,506
2020-102,270,610.7
2020-092,281,431.6
2020-082,290,520.1
2020-072,299,427.3
2020-062,292,455.5
2020-052,297,832.5
2020-042,307,938.9
2020-032,306,364.7
2020-022,297,593.6
2020-012,294,630.9
2019-122,293,606.5
2019-112,285,258.4
2019-102,272,877.6
2019-092,267,243
2019-082,267,490.8
2019-072,267,073.9
2019-062,266,159.7
2019-052,259,712.1
2019-042,250,483
2019-032,244,731.1
2019-022,240,532.5
2019-012,235,777.2
2018-122,228,748.6
2018-112,225,916.8
2018-102,226,384.7
2018-092,225,893.4
2018-082,216,944.5
2018-072,213,501.1
2018-062,211,231.8
2018-052,210,617
2018-042,221,098.9
2018-032,214,337.1
2018-022,212,979.1
2018-012,207,652.3
2017-122,201,154
2017-112,194,355.2
2017-102,186,404.2
2017-092,173,952.2
2017-082,167,991.4
2017-072,164,601.2
2017-062,158,962.3
2017-052,156,052.8
2017-042,149,035.2
2017-032,145,290.1
2017-022,149,370.2
2017-012,152,295.9
2016-122,152,216.3
2016-112,154,528.9
2016-102,154,296.5
2016-092,147,334.4
2016-082,142,380.1
2016-072,133,953.7
2016-062,127,280.1
2016-052,121,837.9
2016-042,111,708.8
2016-032,108,730.3
2016-022,100,870.5
2016-012,091,552.6
2015-122,090,089.4
2015-112,085,282.4
2015-102,063,243.3
2015-092,061,026.4
2015-082,060,195.3
2015-072,059,472.8
2015-062,063,279
2015-052,057,578
2015-042,058,737.9
2015-032,055,998.8
2015-022,045,793.5
2015-012,038,204.8
2014-122,033,077.5
2014-112,032,259.3
2014-102,034,370.9
2014-092,040,479.8
2014-082,043,946.5
2014-072,043,257.4
2014-062,047,353
2014-052,039,610.9
2014-042,039,863.3
2014-032,036,135.2
2014-022,029,702.5
2014-012,029,502
2013-122,033,375.9
2013-112,037,934.3
2013-102,043,146
2013-092,054,612.7
2013-082,062,776.7
2013-072,080,935.9
2013-062,096,637.1
2013-052,101,182.4
2013-042,115,339.3
2013-032,115,760.6
2013-022,122,334.8
2013-012,127,540.2
2012-122,122,429
2012-112,131,221.8
2012-102,104,690.1
2012-092,108,699.2
2012-082,105,678.4
2012-072,102,571.3
2012-062,107,878.3
2012-052,116,475.7
2012-042,111,416.3
2012-032,114,710.5
2012-022,109,585.6
2012-012,092,557.8
2011-122,076,614.2
2011-112,081,435
2011-102,071,748.2
2011-092,055,887.9
2011-082,055,008.6
2011-072,051,690.6
2011-062,048,494.8
2011-052,048,793.7
2011-042,055,775.7
2011-032,066,746.5
2011-022,086,878.8
2011-012,112,115.3
2010-122,112,781.6
2010-112,108,943.3
2010-102,099,124.2
2010-092,100,084.7
2010-082,101,219.6
2010-072,097,864.3
2010-062,107,066.2
2010-052,112,333.5
2010-042,113,410.2
2010-032,094,838.6
2010-022,100,196.9
2010-012,128,704.6
2009-122,135,480.8
2009-112,146,650.7
2009-102,074,211.8
2009-092,086,373.6
2009-082,125,027.5
2009-072,142,276.2
2009-062,155,220.3
2009-052,164,403.8
2009-042,122,967.7
2009-032,104,042.6
2009-022,103,106.9
2009-012,078,995.3
2008-122,090,318.1
2008-112,099,990.6
2008-102,103,082.8
2008-091,989,998.2
2008-081,964,375.6
2008-071,967,592.6
2008-061,980,847.3
2008-052,005,071.9
2008-042,023,053.7
2008-032,020,675.7
2008-022,016,403.7
2008-012,015,093.3
2007-122,011,347.3
2007-112,010,620.8
2007-101,992,363.3
2007-091,949,274.4
2007-081,927,249.3
2007-071,918,402.7
2007-061,910,572
2007-051,902,487.7
2007-041,892,024.2
2007-031,878,279.2
2007-021,943,881
2007-011,924,995.3
2006-121,911,331
2006-111,887,110.5
2006-101,871,219
2006-091,745,182.6
2006-081,732,038.9
2006-071,738,049.1
2006-061,725,854.4
2006-051,705,635.9
2006-041,694,294.1
2006-031,678,980.5
2006-021,669,078.5
2006-011,657,572.2
2005-121,655,066.3
2005-111,643,404
2005-101,632,844.3
2005-091,625,121.1
2005-081,622,074.7
2005-071,595,943.6
2005-061,567,052.8
2005-051,545,877.9
2005-041,548,167.5
2005-031,531,295.5
2005-021,499,932.3
2005-011,482,594.3
2004-121,473,048.9
2004-111,457,905.9
2004-101,441,916.2
2004-091,425,784.2
2004-081,410,454.8
2004-071,400,087.3
2004-061,407,016.9

Revision history

The September 2026 figure was revised once after Invokely first recorded it and still reads $2.7 trillion.

Periods with a revised value or a changed status, newest first. Values in USD million; dates are when Invokely recorded each version (UTC).
PeriodFirst recordedLatestRevisionsStatus changesFirst recorded onLast revised on
September 20262,699,7092,701,500.810
August 20262,698,915.92,698,936.910
July 20262,694,724.22,694,701.910
June 20262,693,814.92,693,823.110

Every version, with its dates and source, is available through the get_revisions tool and the /api/v1/revisions endpoint. Methodology

Definition

Seasonally adjusted monthly average balance of residential real estate loans held by U.S. commercial banks, in USD million.

More on how it is measured
  • This H.8 category covers loans secured by residential real estate and is a component of total bank real estate loans.
  • It is divided into revolving home equity loans and closed-end residential loans secured by one-to-four-family properties (Federal Reserve H.8, item 12).

H.8 covers commercial banks in the 50 states and the District of Columbia, including domestically chartered banks, U.S. branches and agencies of foreign banks, and Edge Act and agreement corporations. It excludes International Banking Facilities, U.S. territories, savings institutions, credit unions, and consumer finance companies. The XML date is the calendar month-end label, but each monthly level is a pro rata average of estimated weekly Wednesday balances, not a month-end balance. These are balance-sheet stocks, not new lending or loan originations. Some indicators are aggregates with their components also listed, so an aggregate and its components should not be added together. Federal Reserve notes document reporting and category reclassifications that can affect levels; published H.8 growth rates adjust for major nonbank structural changes and accounting changes, while the levels shown here retain these breaks and may not be comparable across them.

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How to cite

Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-16.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Board of Governors of the Federal Reserve System. (2026). H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM) (U.S. bank residential real estate loans, United States, 2004-06 to 2026-09) [Data set]. Retrieved October 16, 2026, from https://www.federalreserve.gov/releases/h8/current/

MLA 9

H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM), U.S. bank residential real estate loans, United States, 2004-06 to 2026-09. Board of Governors of the Federal Reserve System, 16 Oct. 2026, https://www.federalreserve.gov/releases/h8/current/. Invokely, https://invokely.ai/en/us-bank-residential-real-estate-loans/united-states. Accessed 16 Oct. 2026.

Chicago (author-date)

Board of Governors of the Federal Reserve System. 2026. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM). U.S. bank residential real estate loans, United States, 2004-06 to 2026-09. Dataset. Accessed October 16, 2026. https://www.federalreserve.gov/releases/h8/current/. Also distributed by Invokely, https://invokely.ai/en/us-bank-residential-real-estate-loans/united-states.

Harvard

Board of Governors of the Federal Reserve System (2026) H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM), U.S. bank residential real estate loans, United States, 2004-06 to 2026-09 [Dataset]. Available at: https://www.federalreserve.gov/releases/h8/current/, via Invokely: https://invokely.ai/en/us-bank-residential-real-estate-loans/united-states (Accessed: 16 October 2026).

BibTeX
@misc{board_u_s_bank_residential_2026,
  author = {{Board of Governors of the Federal Reserve System}},
  title = {{H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM): U.S. bank residential real estate loans, United States, 2004-06 to 2026-09}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www.federalreserve.gov/releases/h8/current/},
  urldate = {2026-10-16},
  note = {Accessed via Invokely, https://invokely.ai/en/us-bank-residential-real-estate-loans/united-states. Publisher attribution: Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-16.},
}
RIS
TY  - DATA
AU  - Board of Governors of the Federal Reserve System
TI  - H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM): U.S. bank residential real estate loans, United States, 2004-06 to 2026-09
PY  - 2026
DA  - 2026/10/16
PB  - Board of Governors of the Federal Reserve System
DB  - Invokely
UR  - https://www.federalreserve.gov/releases/h8/current/
L2  - https://invokely.ai/en/us-bank-residential-real-estate-loans/united-states
Y2  - 2026/10/16
N1  - Accessed via Invokely, https://invokely.ai/en/us-bank-residential-real-estate-loans/united-states.
N1  - Publisher attribution: Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-16.
ER  -
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Questions

What is the U.S. bank residential real estate loans in United States?

U.S. bank residential real estate loans in the United States was $2.7 trillion in September 2026, according to the Board of Governors of the Federal Reserve System. That is up 1.7% from September 2025.

Where does this figure come from?

Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank residential real estate loans, seasonally adjusted monthly average, USD million (B1221NCBAM). Retrieved by Invokely on 2026-10-16.

What was the highest U.S. bank residential real estate loans in United States?

$2.7 trillion in September 2026, the highest value since June 2004 in this series.

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