Data / U.S. bank consumer loans / United States

U.S. bank consumer loans in United States

U.S. bank consumer loans in the United States was $1.93 trillion in September 2026, according to the Board of Governors of the Federal Reserve System. That is up 5% from September 2025.

September 2026, USD million1,927,133.6
Change on September 2025+5%
Series high1,927,133.6September 2026
Series low113,653.8October 1976

Next release: Sunday, 8 November 2026, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

Get an email when a new figure is out or this one is revised.
Keep it in a collection in your library.

U.S. bank consumer loans in United States, October 1976 to September 2026

0500K1M1.5M2M1976-101983-121991-021998-042005-062012-082019-102026-092026-09: 1,927,133.6 USD million0500K1M1.5M2M1976-101993-062010-022026-092026-09: 1,927,133.6 USD million
USD million. Source: Federal Reserve Board, H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM). Retrieved 2026-10-12, published 2026-10-09.
All 600 values
PeriodUSD million
2026-091,927,133.6
2026-081,920,307.3
2026-071,913,594.5
2026-061,902,570.5
2026-051,895,262.8
2026-041,888,147.1
2026-031,880,258.1
2026-021,869,963.5
2026-011,864,968
2025-121,858,621.2
2025-111,850,525
2025-101,842,917.8
2025-091,834,577.4
2025-081,827,102.3
2025-071,821,837.6
2025-061,827,928.9
2025-051,826,756
2025-041,819,167.6
2025-031,822,198.1
2025-021,820,591.8
2025-011,816,100.3
2024-121,904,805.8
2024-111,920,642.8
2024-101,926,016.7
2024-091,924,136.7
2024-081,921,065.5
2024-071,916,637.7
2024-061,915,447.5
2024-051,912,304.5
2024-041,908,392
2024-031,914,157.2
2024-021,911,728.2
2024-011,905,301.4
2023-121,901,758
2023-111,907,873.9
2023-101,901,987.9
2023-091,896,821.6
2023-081,890,407.5
2023-071,883,485.9
2023-061,885,778.9
2023-051,880,994.6
2023-041,875,951.2
2023-031,866,287.9
2023-021,853,015.2
2023-011,847,562.4
2022-121,839,489
2022-111,830,479.8
2022-101,822,086.2
2022-091,803,446.5
2022-081,789,019.4
2022-071,778,405.3
2022-061,762,416.9
2022-051,743,065.9
2022-041,725,600.4
2022-031,700,350.5
2022-021,674,884.7
2022-011,661,139.5
2021-121,648,277.7
2021-111,631,235
2021-101,613,508.2
2021-091,596,993
2021-081,587,771.1
2021-071,574,702.1
2021-061,560,774.5
2021-051,545,326.8
2021-041,525,080.1
2021-031,524,597.2
2021-021,521,181.1
2021-011,518,010.7
2020-121,519,056.2
2020-111,515,489.8
2020-101,515,275.6
2020-091,512,070.5
2020-081,511,274
2020-071,513,603.5
2020-061,513,436.7
2020-051,519,955.4
2020-041,549,376.3
2020-031,604,713.1
2020-021,601,636.9
2020-011,595,726.8
2019-121,588,724
2019-111,582,036.9
2019-101,574,762.4
2019-091,563,268.7
2019-081,557,843.6
2019-071,547,497.9
2019-061,542,817.8
2019-051,536,165.8
2019-041,525,421.7
2019-031,517,808.7
2019-021,511,108.4
2019-011,504,123.6
2018-121,496,952.2
2018-111,494,544.6
2018-101,487,954.8
2018-091,481,342.8
2018-081,475,893.8
2018-071,469,491.2
2018-061,469,643.6
2018-051,463,899.9
2018-041,459,685
2018-031,441,109.2
2018-021,435,246.5
2018-011,432,227.5
2017-121,427,367.8
2017-111,421,714.2
2017-101,407,064.6
2017-091,391,222.6
2017-081,382,370.5
2017-071,376,271.6
2017-061,370,711.5
2017-051,369,044.3
2017-041,365,807
2017-031,363,284.8
2017-021,360,352.4
2017-011,357,714.2
2016-121,353,020.2
2016-111,346,679.2
2016-101,341,600.6
2016-091,334,692.2
2016-081,330,632.9
2016-071,322,407.6
2016-061,309,303.1
2016-051,296,128
2016-041,288,817.4
2016-031,281,348.4
2016-021,270,477.3
2016-011,266,321.3
2015-121,256,709
2015-111,248,754.6
2015-101,242,592
2015-091,234,203.2
2015-081,226,023.3
2015-071,218,301.1
2015-061,210,908.6
2015-051,205,530.3
2015-041,199,097.1
2015-031,190,093
2015-021,187,316.7
2015-011,184,522.1
2014-121,183,634.2
2014-111,179,657.2
2014-101,174,667
2014-091,172,855.5
2014-081,168,395.1
2014-071,163,703
2014-061,158,085
2014-051,152,126.5
2014-041,144,879.9
2014-031,138,213
2014-021,133,376.2
2014-011,127,933.9
2013-121,125,102.6
2013-111,127,738.1
2013-101,131,957.7
2013-091,128,196.7
2013-081,125,786
2013-071,122,267.2
2013-061,123,405.3
2013-051,118,486.8
2013-041,114,219.4
2013-031,111,695.4
2013-021,106,774
2013-011,102,384.1
2012-121,100,323.9
2012-111,101,842.3
2012-101,101,801.5
2012-091,102,269.1
2012-081,100,268.1
2012-071,097,493.3
2012-061,099,430.9
2012-051,098,783.1
2012-041,090,127.7
2012-031,089,597.6
2012-021,086,044.2
2012-011,084,311.5
2011-121,083,829.1
2011-111,081,284
2011-101,079,331
2011-091,078,401.4
2011-081,080,128.1
2011-071,080,937
2011-061,078,750.6
2011-051,074,093.4
2011-041,074,602.3
2011-031,070,429.5
2011-021,070,331.1
2011-011,074,007.4
2010-121,104,788.9
2010-111,106,665.2
2010-101,111,024.2
2010-091,120,640.5
2010-081,133,450.8
2010-071,136,653.5
2010-061,139,669.6
2010-051,147,700.6
2010-041,156,187.1
2010-03885,448.9
2010-02810,944.4
2010-01818,194.7
2009-12833,645.6
2009-11839,704
2009-10840,466.4
2009-09846,607.4
2009-08849,098
2009-07850,472.4
2009-06855,037.7
2009-05861,765.2
2009-04865,889.5
2009-03878,271.9
2009-02891,890.4
2009-01887,455.4
2008-12874,779.9
2008-11868,737.7
2008-10859,757
2008-09836,973.4
2008-08829,587.5
2008-07823,661.3
2008-06812,808.7
2008-05808,874.1
2008-04803,696.6
2008-03798,533.2
2008-02796,826.9
2008-01799,941.6
2007-12797,826.7
2007-11783,747
2007-10771,929.5
2007-09773,652.1
2007-08764,807.1
2007-07762,172.4
2007-06751,287.1
2007-05742,440.6
2007-04736,885.5
2007-03731,591.5
2007-02737,524.4
2007-01739,839.2
2006-12737,272.3
2006-11727,752.9
2006-10722,648.5
2006-09718,680.4
2006-08717,789.7
2006-07711,217.2
2006-06715,441.9
2006-05723,349.5
2006-04713,190.9
2006-03707,118
2006-02699,964.6
2006-01702,506.8
2005-12703,143.9
2005-11703,732.5
2005-10701,582.4
2005-09710,586.4
2005-08705,518
2005-07698,173.4
2005-06693,258.2
2005-05692,141.1
2005-04693,957.5
2005-03693,520.8
2005-02690,966.1
2005-01694,059
2004-12691,438
2004-11680,185
2004-10683,672
2004-09685,946.1
2004-08683,090.4
2004-07680,332.6
2004-06680,068.2
2004-05677,074
2004-04672,485.4
2004-03670,317.2
2004-02671,698.7
2004-01672,159.6
2003-12664,939.1
2003-11646,283
2003-10616,983.9
2003-09617,806.6
2003-08618,264.8
2003-07617,957.5
2003-06613,198
2003-05612,711.8
2003-04602,632.4
2003-03604,132
2003-02609,074.7
2003-01610,365.5
2002-12611,142
2002-11605,654.2
2002-10606,120.7
2002-09598,302.8
2002-08590,178.8
2002-07578,227.3
2002-06578,739.6
2002-05579,956
2002-04580,727.9
2002-03576,119.5
2002-02576,441.4
2002-01574,490.4
2001-12574,460
2001-11572,126.3
2001-10566,458.9
2001-09566,836
2001-08566,332
2001-07563,946.3
2001-06564,057.3
2001-05565,058.6
2001-04561,627.6
2001-03558,074.5
2001-02558,454.2
2001-01558,860.2
2000-12555,670.6
2000-11548,562.3
2000-10544,277.6
2000-09543,435.7
2000-08538,492.5
2000-07531,050.3
2000-06529,558.4
2000-05524,037.2
2000-04520,325.9
2000-03514,677.6
2000-02510,750.5
2000-01510,134.2
1999-12506,341.6
1999-11494,555.4
1999-10492,584.8
1999-09493,735.7
1999-08492,264.7
1999-07495,111.8
1999-06495,250.2
1999-05494,601.4
1999-04497,201.7
1999-03493,986
1999-02494,814.6
1999-01498,359.2
1998-12497,793
1998-11494,846.5
1998-10493,906.7
1998-09491,466.8
1998-08490,487.4
1998-07488,944.1
1998-06493,849.6
1998-05496,227.4
1998-04498,724.5
1998-03491,632.2
1998-02493,235.1
1998-01497,956.7
1997-12501,339.6
1997-11501,378.6
1997-10501,253.2
1997-09507,044.9
1997-08512,739.1
1997-07512,523.3
1997-06511,541.9
1997-05508,611.3
1997-04506,009.9
1997-03504,564
1997-02509,371.7
1997-01511,952.2
1996-12508,999.5
1996-11506,470.8
1996-10504,932.2
1996-09499,772.7
1996-08495,734.6
1996-07492,443.1
1996-06492,666.6
1996-05488,777.4
1996-04490,742
1996-03486,745.1
1996-02484,618.1
1996-01485,495.7
1995-12482,923.9
1995-11478,075.6
1995-10475,123.4
1995-09475,397.8
1995-08473,384.8
1995-07468,546.4
1995-06464,160.2
1995-05459,891.3
1995-04457,368
1995-03451,393.7
1995-02448,514.5
1995-01447,882.5
1994-12443,221.6
1994-11436,073
1994-10433,039.5
1994-09425,675.2
1994-08420,514.2
1994-07414,633.8
1994-06406,930
1994-05403,778.8
1994-04399,198.8
1994-03393,578.4
1994-02390,944.3
1994-01388,226.2
1993-12385,207.8
1993-11380,673.4
1993-10376,936.6
1993-09373,057.5
1993-08371,923.4
1993-07369,712.8
1993-06365,191.4
1993-05363,296.4
1993-04360,026.6
1993-03358,955.6
1993-02358,821.6
1993-01357,443.1
1992-12354,119.3
1992-11352,536.3
1992-10352,485.3
1992-09354,303.6
1992-08354,472.9
1992-07356,089.4
1992-06357,107.3
1992-05357,334.3
1992-04359,068.3
1992-03359,886
1992-02361,560.1
1992-01363,052.9
1991-12363,122.4
1991-11362,024
1991-10362,143.1
1991-09364,426.6
1991-08365,416.6
1991-07366,286.8
1991-06368,886.3
1991-05370,719.2
1991-04371,191.8
1991-03371,658.6
1991-02371,487.6
1991-01371,770.3
1990-12375,963.6
1990-11374,672.9
1990-10375,011.3
1990-09373,771.8
1990-08373,528
1990-07372,032.9
1990-06375,249.9
1990-05375,863.1
1990-04374,515.3
1990-03375,760.8
1990-02376,142.3
1990-01376,046.8
1989-12373,952.4
1989-11372,314.9
1989-10370,278.1
1989-09368,613.2
1989-08366,832.4
1989-07365,247.8
1989-06363,304.8
1989-05362,544
1989-04360,949.4
1989-03359,145.3
1989-02357,237.2
1989-01356,608
1988-12355,286.3
1988-11352,799.4
1988-10351,491.1
1988-09348,889.1
1988-08347,314.9
1988-07345,404.6
1988-06343,354.2
1988-05341,228.1
1988-04339,485.8
1988-03336,318.9
1988-02332,407.7
1988-01330,265.8
1987-12326,865.4
1987-11325,035.2
1987-10324,308.8
1987-09321,890.1
1987-08319,344.3
1987-07316,961.3
1987-06315,461
1987-05317,338.8
1987-04317,283.8
1987-03316,317.9
1987-02315,415
1987-01314,962.4
1986-12314,744.2
1986-11313,049.8
1986-10311,526.7
1986-09309,447.6
1986-08307,158.6
1986-07304,894.1
1986-06302,215.3
1986-05300,040.1
1986-04298,153.7
1986-03296,550
1986-02295,125.7
1986-01293,236.9
1985-12291,072.6
1985-11289,482.7
1985-10287,344.5
1985-09283,948.5
1985-08281,473.3
1985-07278,021.9
1985-06274,150.2
1985-05270,753.6
1985-04267,066.6
1985-03265,666.2
1985-02261,826.6
1985-01258,020.7
1984-12253,830.7
1984-11249,408.5
1984-10245,760.3
1984-09242,620.3
1984-08239,346.9
1984-07236,616.3
1984-06233,413.9
1984-05229,479.1
1984-04225,175.2
1984-03221,444.7
1984-02218,329.3
1984-01215,329.4
1983-12212,927.3
1983-11209,876.5
1983-10206,527.2
1983-09202,672.3
1983-08199,827.5
1983-07196,768.5
1983-06193,986.7
1983-05192,217.4
1983-04190,595.2
1983-03189,255.4
1983-02188,015.5
1983-01187,985
1982-12187,852.5
1982-11186,821.2
1982-10186,443.1
1982-09186,075.1
1982-08185,890.2
1982-07185,631.3
1982-06185,495
1982-05184,570
1982-04183,980.7
1982-03183,228.1
1982-02182,852.3
1982-01182,505.8
1981-12182,142.7
1981-11181,957
1981-10182,109.3
1981-09182,154.1
1981-08181,716.3
1981-07181,038.9
1981-06180,978.7
1981-05180,625.8
1981-04179,802.6
1981-03179,767.2
1981-02179,135.5
1981-01178,827.8
1980-12178,693
1980-11178,718.9
1980-10178,513.7
1980-09178,435.8
1980-08178,805.9
1980-07179,244.4
1980-06179,783.4
1980-05181,590
1980-04184,453.4
1980-03186,476.8
1980-02186,182.5
1980-01184,532.8
1979-12183,781.1
1979-11183,738.1
1979-10183,042.2
1979-09182,109.1
1979-08180,678.4
1979-07178,945.7
1979-06177,119
1979-05174,589.9
1979-04171,671.6
1979-03168,879.6
1979-02166,572.8
1979-01164,557.8
1978-12164,432
1978-11163,656.1
1978-10162,446.3
1978-09159,500.9
1978-08158,059.4
1978-07154,793.9
1978-06151,832.8
1978-05149,008.5
1978-04146,414.6
1978-03143,934.3
1978-02141,913.8
1978-01140,116.1
1977-12138,030.3
1977-11135,885.7
1977-10134,085.6
1977-09132,119.3
1977-08130,310.3
1977-07128,448.2
1977-06126,602.1
1977-05124,742.5
1977-04122,618.9
1977-03120,785
1977-02119,056.1
1977-01117,446
1976-12115,804.7
1976-11114,825.8
1976-10113,653.8

Definition

Seasonally adjusted monthly average balance of consumer loans reported by U.S. commercial banks, in USD million.

More on how it is measured
  • H.8 reports credit card and other revolving plans and other consumer loans under this category.
  • Foreign-related institutions do not report consumer loans separately; their balances are included in all other loans not elsewhere classified, so this series does not capture those consumer balances (Federal Reserve H.8, item 20 and footnote 16).

H.8 covers commercial banks in the 50 states and the District of Columbia, including domestically chartered banks, U.S. branches and agencies of foreign banks, and Edge Act and agreement corporations. It excludes International Banking Facilities, U.S. territories, savings institutions, credit unions, and consumer finance companies. The XML date is the calendar month-end label, but each monthly level is a pro rata average of estimated weekly Wednesday balances, not a month-end balance. These are balance-sheet stocks, not new lending or loan originations. Some indicators are aggregates with their components also listed, so an aggregate and its components should not be added together. Federal Reserve notes document reporting and category reclassifications that can affect levels; published H.8 growth rates adjust for major nonbank structural changes and accounting changes, while the levels shown here retain these breaks and may not be comparable across them.

Report a problem with this figure

How to cite

Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Board of Governors of the Federal Reserve System. (2026). H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM) (U.S. bank consumer loans, United States, 1976-10 to 2026-09) [Data set]. Retrieved October 12, 2026, from https://www.federalreserve.gov/releases/h8/current/

MLA 9

H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM), U.S. bank consumer loans, United States, 1976-10 to 2026-09. Board of Governors of the Federal Reserve System, 9 Oct. 2026, https://www.federalreserve.gov/releases/h8/current/. Invokely, https://invokely.ai/en/us-bank-consumer-loans/united-states. Accessed 12 Oct. 2026.

Chicago (author-date)

Board of Governors of the Federal Reserve System. 2026. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM). U.S. bank consumer loans, United States, 1976-10 to 2026-09. Dataset. Accessed October 12, 2026. https://www.federalreserve.gov/releases/h8/current/. Also distributed by Invokely, https://invokely.ai/en/us-bank-consumer-loans/united-states.

Harvard

Board of Governors of the Federal Reserve System (2026) H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM), U.S. bank consumer loans, United States, 1976-10 to 2026-09 [Dataset]. Available at: https://www.federalreserve.gov/releases/h8/current/, via Invokely: https://invokely.ai/en/us-bank-consumer-loans/united-states (Accessed: 12 October 2026).

BibTeX
@misc{board_u_s_bank_consumer_2026,
  author = {{Board of Governors of the Federal Reserve System}},
  title = {{H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM): U.S. bank consumer loans, United States, 1976-10 to 2026-09}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www.federalreserve.gov/releases/h8/current/},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/us-bank-consumer-loans/united-states. Publisher attribution: Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Board of Governors of the Federal Reserve System
TI  - H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM): U.S. bank consumer loans, United States, 1976-10 to 2026-09
PY  - 2026
DA  - 2026/10/09
PB  - Board of Governors of the Federal Reserve System
DB  - Invokely
UR  - https://www.federalreserve.gov/releases/h8/current/
L2  - https://invokely.ai/en/us-bank-consumer-loans/united-states
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/us-bank-consumer-loans/united-states.
N1  - Publisher attribution: Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-12.
ER  -
Embed this chart

Paste this code into a web page or a blog post. The chart shows the latest figures as they are published, with the source and a link back to this page.

Sites that read oEmbed links, such as WordPress, can show the chart when you paste the link to this page.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

What is the latest U.S. bank consumer loans in United States? Cite the source.
get_value {"indicator":"bank_consumer_loans_usd","place":"us"}
GET https://invokely.ai/api/v1/value?indicator=bank_consumer_loans_usd&place=us

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

What is the U.S. bank consumer loans in United States?

U.S. bank consumer loans in the United States was $1.93 trillion in September 2026, according to the Board of Governors of the Federal Reserve System. That is up 5% from September 2025.

Where does this figure come from?

Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM). Retrieved by Invokely on 2026-10-12.

What was the highest U.S. bank consumer loans in United States?

$1.93 trillion in September 2026, the highest value since October 1976 in this series.

Related statistics for United States

All statistics for United States | United States in figures