Outstanding household housing loan rate in Lithuania
Outstanding household housing loan rate in Lithuania was 4.26% in August 2026, according to the European Central Bank. That is up 0.29 pts from August 2025. That is the 3rd highest of 20 EU countries in August 2026.
Outstanding household housing loan rate in Lithuania, October 2004 to August 2026
All 263 values
| Period | % |
|---|---|
| 2026-08 | 4.26 |
| 2026-07 | 4.2 |
| 2026-06 | 4.14 |
| 2026-05 | 4.03 |
| 2026-04 | 3.98 |
| 2026-03 | 3.94 |
| 2026-02 | 3.93 |
| 2026-01 | 3.93 |
| 2025-12 | 3.93 |
| 2025-11 | 3.89 |
| 2025-10 | 3.92 |
| 2025-09 | 3.93 |
| 2025-08 | 3.97 |
| 2025-07 | 4.02 |
| 2025-06 | 4.11 |
| 2025-05 | 4.31 |
| 2025-04 | 4.41 |
| 2025-03 | 4.54 |
| 2025-02 | 4.69 |
| 2025-01 | 4.82 |
| 2024-12 | 4.96 |
| 2024-11 | 5.29 |
| 2024-10 | 5.43 |
| 2024-09 | 5.56 |
| 2024-08 | 5.66 |
| 2024-07 | 5.73 |
| 2024-06 | 5.78 |
| 2024-05 | 5.86 |
| 2024-04 | 5.9 |
| 2024-03 | 5.93 |
| 2024-02 | 5.95 |
| 2024-01 | 5.96 |
| 2023-12 | 5.96 |
| 2023-11 | 5.89 |
| 2023-10 | 5.83 |
| 2023-09 | 5.74 |
| 2023-08 | 5.62 |
| 2023-07 | 5.51 |
| 2023-06 | 5.31 |
| 2023-05 | 4.93 |
| 2023-04 | 4.74 |
| 2023-03 | 4.52 |
| 2023-02 | 4.27 |
| 2023-01 | 4.01 |
| 2022-12 | 3.72 |
| 2022-11 | 3.04 |
| 2022-10 | 2.75 |
| 2022-09 | 2.47 |
| 2022-08 | 2.23 |
| 2022-07 | 2.12 |
| 2022-06 | 2.04 |
| 2022-05 | 1.97 |
| 2022-04 | 1.96 |
| 2022-03 | 1.95 |
| 2022-02 | 1.95 |
| 2022-01 | 1.94 |
| 2021-12 | 1.94 |
| 2021-11 | 1.94 |
| 2021-10 | 1.93 |
| 2021-09 | 1.93 |
| 2021-08 | 1.93 |
| 2021-07 | 1.92 |
| 2021-06 | 1.91 |
| 2021-05 | 1.91 |
| 2021-04 | 1.9 |
| 2021-03 | 1.9 |
| 2021-02 | 1.9 |
| 2021-01 | 1.89 |
| 2020-12 | 1.89 |
| 2020-11 | 1.93 |
| 2020-10 | 1.93 |
| 2020-09 | 1.93 |
| 2020-08 | 1.93 |
| 2020-07 | 1.96 |
| 2020-06 | 1.92 |
| 2020-05 | 1.88 |
| 2020-04 | 1.86 |
| 2020-03 | 1.84 |
| 2020-02 | 1.84 |
| 2020-01 | 1.82 |
| 2019-12 | 1.81 |
| 2019-11 | 1.8 |
| 2019-10 | 1.79 |
| 2019-09 | 1.79 |
| 2019-08 | 1.8 |
| 2019-07 | 1.79 |
| 2019-06 | 1.78 |
| 2019-05 | 1.77 |
| 2019-04 | 1.75 |
| 2019-03 | 1.74 |
| 2019-02 | 1.72 |
| 2019-01 | 1.71 |
| 2018-12 | 1.7 |
| 2018-11 | 1.68 |
| 2018-10 | 1.67 |
| 2018-09 | 1.66 |
| 2018-08 | 1.64 |
| 2018-07 | 1.63 |
| 2018-06 | 1.63 |
| 2018-05 | 1.62 |
| 2018-04 | 1.61 |
| 2018-03 | 1.6 |
| 2018-02 | 1.6 |
| 2018-01 | 1.6 |
| 2017-12 | 1.61 |
| 2017-11 | 1.59 |
| 2017-10 | 1.6 |
| 2017-09 | 1.61 |
| 2017-08 | 1.61 |
| 2017-07 | 1.62 |
| 2017-06 | 1.61 |
| 2017-05 | 1.62 |
| 2017-04 | 1.63 |
| 2017-03 | 1.63 |
| 2017-02 | 1.64 |
| 2017-01 | 1.65 |
| 2016-12 | 1.65 |
| 2016-11 | 1.68 |
| 2016-10 | 1.69 |
| 2016-09 | 1.7 |
| 2016-08 | 1.71 |
| 2016-07 | 1.71 |
| 2016-06 | 1.72 |
| 2016-05 | 1.74 |
| 2016-04 | 1.71 |
| 2016-03 | 1.73 |
| 2016-02 | 1.73 |
| 2016-01 | 1.77 |
| 2015-12 | 1.78 |
| 2015-11 | 1.76 |
| 2015-10 | 1.79 |
| 2015-09 | 1.8 |
| 2015-08 | 1.8 |
| 2015-07 | 1.82 |
| 2015-06 | 1.82 |
| 2015-05 | 1.85 |
| 2015-04 | 1.87 |
| 2015-03 | 1.88 |
| 2015-02 | 1.9 |
| 2015-01 | 1.92 |
| 2014-12 | 1.97 |
| 2014-11 | 2 |
| 2014-10 | 2.06 |
| 2014-09 | 2.07 |
| 2014-08 | 2.1 |
| 2014-07 | 2.11 |
| 2014-06 | 2.15 |
| 2014-05 | 2.19 |
| 2014-04 | 2.19 |
| 2014-03 | 2.17 |
| 2014-02 | 2.17 |
| 2014-01 | 2.16 |
| 2013-12 | 2.18 |
| 2013-11 | 2.18 |
| 2013-10 | 2.25 |
| 2013-09 | 2.25 |
| 2013-08 | 2.26 |
| 2013-07 | 2.31 |
| 2013-06 | 2.31 |
| 2013-05 | 2.35 |
| 2013-04 | 2.38 |
| 2013-03 | 2.4 |
| 2013-02 | 2.44 |
| 2013-01 | 2.49 |
| 2012-12 | 2.52 |
| 2012-11 | 2.7 |
| 2012-10 | 2.8 |
| 2012-09 | 2.87 |
| 2012-08 | 2.96 |
| 2012-07 | 3.08 |
| 2012-06 | 3.21 |
| 2012-05 | 3.37 |
| 2012-04 | 3.46 |
| 2012-03 | 3.54 |
| 2012-02 | 3.62 |
| 2012-01 | 3.7 |
| 2011-12 | 3.75 |
| 2011-11 | 3.76 |
| 2011-10 | 3.78 |
| 2011-09 | 3.77 |
| 2011-08 | 3.74 |
| 2011-07 | 3.7 |
| 2011-06 | 3.64 |
| 2011-05 | 3.59 |
| 2011-04 | 3.53 |
| 2011-03 | 3.49 |
| 2011-02 | 3.47 |
| 2011-01 | 3.46 |
| 2010-12 | 3.46 |
| 2010-11 | 3.43 |
| 2010-10 | 3.4 |
| 2010-09 | 3.38 |
| 2010-08 | 3.38 |
| 2010-07 | 3.36 |
| 2010-06 | 3.38 |
| 2010-05 | 3.39 |
| 2010-04 | 3.41 |
| 2010-03 | 3.43 |
| 2010-02 | 3.46 |
| 2010-01 | 3.49 |
| 2009-12 | 3.51 |
| 2009-11 | 3.55 |
| 2009-10 | 3.64 |
| 2009-09 | 3.7 |
| 2009-08 | 3.8 |
| 2009-07 | 3.9 |
| 2009-06 | 4.04 |
| 2009-05 | 4.2 |
| 2009-04 | 4.53 |
| 2009-03 | 4.77 |
| 2009-02 | 5.11 |
| 2009-01 | 5.43 |
| 2008-12 | 5.61 |
| 2008-11 | 5.77 |
| 2008-10 | 5.92 |
| 2008-09 | 5.88 |
| 2008-08 | 5.8 |
| 2008-07 | 5.73 |
| 2008-06 | 5.66 |
| 2008-05 | 5.63 |
| 2008-04 | 5.57 |
| 2008-03 | 5.57 |
| 2008-02 | 5.61 |
| 2008-01 | 5.66 |
| 2007-12 | 5.65 |
| 2007-11 | 5.58 |
| 2007-10 | 5.55 |
| 2007-09 | 5.49 |
| 2007-08 | 5.34 |
| 2007-07 | 5.22 |
| 2007-06 | 5.14 |
| 2007-05 | 5.07 |
| 2007-04 | 4.98 |
| 2007-03 | 4.94 |
| 2007-02 | 4.83 |
| 2007-01 | 4.74 |
| 2006-12 | 4.66 |
| 2006-11 | 4.6 |
| 2006-10 | 4.47 |
| 2006-09 | 4.39 |
| 2006-08 | 4.22 |
| 2006-07 | 4.13 |
| 2006-06 | 4.04 |
| 2006-05 | 4 |
| 2006-04 | 3.91 |
| 2006-03 | 3.87 |
| 2006-02 | 3.73 |
| 2006-01 | 3.69 |
| 2005-12 | 3.53 |
| 2005-11 | 3.51 |
| 2005-10 | 3.49 |
| 2005-09 | 3.52 |
| 2005-08 | 3.59 |
| 2005-07 | 3.65 |
| 2005-06 | 3.72 |
| 2005-05 | 3.81 |
| 2005-04 | 3.91 |
| 2005-03 | 3.93 |
| 2005-02 | 3.95 |
| 2005-01 | 3.97 |
| 2004-12 | 3.98 |
| 2004-11 | 4 |
| 2004-10 | 3.88 |
Rankings
Definition
Annualised interest rate reported monthly on the outstanding stock of euro loans to households for house purchase.
This rate covers existing loan balances, rather than new agreements. Outstanding-amount statistics describe the loan stock and differ from new-business statistics. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
How to cite
European Central Bank. ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
Citation styles
APA 7
European Central Bank. (n.d.). ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O) (Outstanding household housing loan rate, Lithuania, 2004-10 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01
MLA 9
ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O), Outstanding household housing loan rate, Lithuania, 2004-10 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/outstanding-housing-loan-rate/lithuania. Accessed 12 Oct. 2026.
Chicago (author-date)
European Central Bank. n.d. ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O). Outstanding household housing loan rate, Lithuania, 2004-10 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/outstanding-housing-loan-rate/lithuania.
Harvard
European Central Bank (no date) ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O), Outstanding household housing loan rate, Lithuania, 2004-10 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/outstanding-housing-loan-rate/lithuania (Accessed: 12 October 2026).
BibTeX
@misc{european_outstanding_household_housing_loan_2026,
author = {{European Central Bank}},
title = {{ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O): Outstanding household housing loan rate, Lithuania, 2004-10 to 2026-08}},
howpublished = {Data set},
url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01},
urldate = {2026-10-12},
note = {Accessed via Invokely, https://invokely.ai/en/outstanding-housing-loan-rate/lithuania. Publisher attribution: European Central Bank. ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY - DATA
AU - European Central Bank
TI - ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O): Outstanding household housing loan rate, Lithuania, 2004-10 to 2026-08
PB - European Central Bank
DB - Invokely
UR - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01
L2 - https://invokely.ai/en/outstanding-housing-loan-rate/lithuania
Y2 - 2026/10/12
N1 - Accessed via Invokely, https://invokely.ai/en/outstanding-housing-loan-rate/lithuania.
N1 - Publisher attribution: European Central Bank. ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER -
Use this data in your AI agent
Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:
What is the latest outstanding household housing loan rate in Lithuania? Cite the source.
get_value {"indicator":"ecb_housing_outstanding_loan_rate","place":"lt"}
GET https://invokely.ai/api/v1/value?indicator=ecb_housing_outstanding_loan_rate&place=lt
Questions
What is the outstanding household housing loan rate in Lithuania?
Outstanding household housing loan rate in Lithuania was 4.26% in August 2026, according to the European Central Bank. That is up 0.29 pts from August 2025. That is the 3rd highest of 20 EU countries in August 2026.
Where does this figure come from?
European Central Bank. ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O). Retrieved by Invokely on 2026-10-12.
What was the highest outstanding household housing loan rate in Lithuania?
5.96% in December 2023, the highest value since October 2004 in this series.
Outstanding household housing loan rate elsewhere in European Union (27)
Related statistics for Lithuania
- Outstanding household consumer and other loan rate
- Foreign direct investment, net inflows
- Corporate term deposit rate, over 1 to 2 years
- Household overnight deposit rate
- Military expenditure
- Trade as a share of GDP
- Household spending on insurance and financial services (EUR million)
- GDP, PPP (international dollars)