Data / Made a digital merchant payment, adults / Croatia

Made a digital merchant payment, adults in Croatia

Made a digital merchant payment, adults in Croatia was 65.33% in 2024, according to the World Bank.

202465.33%

Next release: Thursday, 7 October 2027, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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Source: World Bank Global Findex, Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay). Retrieved 2026-10-12.

All 1 values
Period%
202465.33

Croatia compared with nearby places

Bulgaria: 54.7 %Croatia: 65.33 %Poland: 78.09 %Romania: 50.18 %
  • Under 54
  • 54 to 60
  • 60 to 69
  • 69 and over
  • No data
Made a digital merchant payment, adults, 2024, %. Croatia is outlined. Same source and period for every area shown. Source: World Bank. Boundaries: Natural Earth (public domain).

Rankings

Definition

Percentage of respondents aged 15 and over who used a debit or credit card, or a phone, to pay for a purchase in a store or an online purchase in the past 12 months.

Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.

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How to cite

World Bank, Global Findex Database. Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay). https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

World Bank. (2025). Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay) (Made a digital merchant payment, adults, Croatia, 2024) [Data set]. Retrieved October 12, 2026, from https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json&per_page=20000&date=2011:2024&source=28

MLA 9

Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay), Made a digital merchant payment, adults, Croatia, 2024. World Bank, 6 Oct. 2025, https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json&per_page=20000&date=2011:2024&source=28. Invokely, https://invokely.ai/en/made-digital-merchant-payment-adults/croatia. Accessed 12 Oct. 2026.

Chicago (author-date)

World Bank. 2025. Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay). Made a digital merchant payment, adults, Croatia, 2024. Dataset. Accessed October 12, 2026. https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json&per_page=20000&date=2011:2024&source=28. Also distributed by Invokely, https://invokely.ai/en/made-digital-merchant-payment-adults/croatia.

Harvard

World Bank (2025) Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay), Made a digital merchant payment, adults, Croatia, 2024 [Dataset]. Available at: https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json&per_page=20000&date=2011:2024&source=28, via Invokely: https://invokely.ai/en/made-digital-merchant-payment-adults/croatia (Accessed: 12 October 2026).

BibTeX
@misc{world_made_a_digital_merchant_2024,
  author = {{World Bank}},
  title = {{Global Findex: Made a digital merchant payment (\% age 15+) (merchant.pay): Made a digital merchant payment, adults, Croatia, 2024}},
  year = {2025},
  howpublished = {Data set},
  url = {https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json&per_page=20000&date=2011:2024&source=28},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/made-digital-merchant-payment-adults/croatia. Publisher attribution: World Bank, Global Findex Database. Global Findex: Made a digital merchant payment (\% age 15+) (merchant.pay). https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json\&per\_page=20000\&date=2011:2024\&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.},
}
RIS
TY  - DATA
AU  - World Bank
TI  - Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay): Made a digital merchant payment, adults, Croatia, 2024
PY  - 2025
DA  - 2025/10/06
PB  - World Bank
DB  - Invokely
UR  - https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json&per_page=20000&date=2011:2024&source=28
L2  - https://invokely.ai/en/made-digital-merchant-payment-adults/croatia
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/made-digital-merchant-payment-adults/croatia.
N1  - Publisher attribution: World Bank, Global Findex Database. Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay). https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
ER  -

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Questions

What is the made a digital merchant payment, adults in Croatia?

Made a digital merchant payment, adults in Croatia was 65.33% in 2024, according to the World Bank.

Where does this figure come from?

World Bank. Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay). Retrieved by Invokely on 2026-10-12.

Made a digital merchant payment, adults elsewhere in European Union (27)

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