Data / Household notice deposit rate, over 3 months / Euro area

Household notice deposit rate, over 3 months in Euro area

Household notice deposit rate, over 3 months in Euro area was 1.83% in August 2026, according to the European Central Bank. That is up 0.05 pts from August 2025.

August 20261.83% Provisional
Change on August 2025+0.05 pts
Series high4.2November 2008
Series low0.12January 2022
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Household notice deposit rate, over 3 months in Euro area, January 2003 to August 2026

0123452003-012006-062009-112013-042016-092020-022023-072026-082026-08: 1.83 %02462003-012010-122018-112026-082026-08: 1.83 %
%. Source: ECB, ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N). Retrieved 2026-10-12.
All 284 values
Period%
2026-081.83 Provisional
2026-071.75
2026-061.71
2026-051.66
2026-041.63
2026-031.62
2026-021.62
2026-011.62
2025-121.63
2025-111.64
2025-101.66
2025-091.74
2025-081.78
2025-071.8
2025-061.88
2025-051.94
2025-042.04
2025-032.1
2025-022.15
2025-012.21
2024-122.26
2024-112.34
2024-102.41
2024-092.45
2024-082.48
2024-072.5
2024-062.5
2024-052.51
2024-042.49
2024-032.47
2024-022.44
2024-012.42
2023-122.36
2023-112.29
2023-102.18
2023-092.03
2023-081.89
2023-071.76
2023-061.59
2023-051.44
2023-041.26
2023-031.11
2023-020.92
2023-010.75
2022-120.6
2022-110.43
2022-100.27
2022-090.2
2022-080.17
2022-070.16
2022-060.14
2022-050.14
2022-040.12
2022-030.12
2022-020.13
2022-010.12
2021-120.14
2021-110.16
2021-100.16
2021-090.16
2021-080.16
2021-070.16
2021-060.17
2021-050.17
2021-040.17
2021-030.17
2021-020.18
2021-010.18
2020-120.18
2020-110.18
2020-100.18
2020-090.18
2020-080.19
2020-070.19
2020-060.2
2020-050.19
2020-040.19
2020-030.2
2020-020.2
2020-010.22
2019-120.24
2019-110.29
2019-100.3
2019-090.3
2019-080.31
2019-070.31
2019-060.32
2019-050.31
2019-040.31
2019-030.3
2019-020.3
2019-010.31
2018-120.3
2018-110.3
2018-100.3
2018-090.3
2018-080.31
2018-070.31
2018-060.32
2018-050.32
2018-040.32
2018-030.32
2018-020.32
2018-010.33
2017-120.33
2017-110.33
2017-100.34
2017-090.35
2017-080.36
2017-070.37
2017-060.36
2017-050.37
2017-040.37
2017-030.38
2017-020.38
2017-010.39
2016-120.4
2016-110.4
2016-100.4
2016-090.4
2016-080.42
2016-070.44
2016-060.46
2016-050.46
2016-040.47
2016-030.48
2016-020.5
2016-010.52
2015-120.56
2015-110.56
2015-100.59
2015-090.6
2015-080.61
2015-070.63
2015-060.65
2015-050.67
2015-040.69
2015-030.73
2015-020.77
2015-010.8
2014-120.83
2014-110.84
2014-100.87
2014-090.9
2014-080.92
2014-070.93
2014-060.97
2014-051
2014-041.03
2014-031.06
2014-021.07
2014-011.09
2013-121.12
2013-111.14
2013-101.19
2013-091.21
2013-081.25
2013-071.27
2013-061.31
2013-051.34
2013-041.4
2013-031.46
2013-021.49
2013-011.54
2012-121.6
2012-111.65
2012-101.71
2012-091.76
2012-081.79
2012-071.83
2012-061.86
2012-051.89
2012-041.92
2012-031.93
2012-021.93
2012-011.94
2011-121.94
2011-111.94
2011-101.94
2011-091.93
2011-081.92
2011-071.91
2011-061.91
2011-051.89
2011-041.88
2011-031.86
2011-021.84
2011-011.84
2010-121.83
2010-111.82
2010-101.82
2010-091.85
2010-081.95
2010-071.97
2010-062.01
2010-051.98
2010-042.01
2010-032.05
2010-022.11
2010-012.23
2009-122.45
2009-112.76
2009-102.97
2009-093.12
2009-083.23
2009-073.38
2009-063.52
2009-053.63
2009-043.75
2009-033.87
2009-023.98
2009-014.08
2008-124.17
2008-114.2
2008-104.12
2008-094.01
2008-083.98
2008-073.94
2008-063.88
2008-053.84
2008-043.81
2008-033.78
2008-023.77
2008-013.75
2007-123.68
2007-113.64
2007-103.57
2007-093.5
2007-083.46
2007-073.4
2007-063.32
2007-053.25
2007-043.2
2007-033.14
2007-023.07
2007-012.98
2006-122.87
2006-112.81
2006-102.75
2006-092.68
2006-082.63
2006-072.58
2006-062.53
2006-052.48
2006-042.42
2006-032.37
2006-022.34
2006-012.32
2005-122.3
2005-112.27
2005-102.27
2005-092.29
2005-082.31
2005-072.34
2005-062.38
2005-052.43
2005-042.45
2005-032.47
2005-022.49
2005-012.49
2004-122.52
2004-112.51
2004-102.52
2004-092.52
2004-082.53
2004-072.55
2004-062.55
2004-052.56
2004-042.57
2004-032.6
2004-022.63
2004-012.65
2003-122.69
2003-112.7
2003-102.73
2003-092.85
2003-082.89
2003-072.93
2003-063.01
2003-053.1
2003-043.14
2003-033.19
2003-023.23
2003-013.27

Rankings

Definition

Annualised interest rate reported monthly on euro deposits redeemable at notice of over 3 months.

For this instrument the ECB extends new-business coverage to the whole outstanding amount. The rate therefore covers existing balances and is not restricted to new flows during the month. For deposits redeemable at notice, deposits from corporations are also allocated to the household sector in the ECB reporting categories. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N) (Household notice deposit rate, over 3 months, Euro area, 2003-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N), Household notice deposit rate, over 3 months, Euro area, 2003-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/household-notice-deposit-rate-over-three-months/euro-area. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N). Household notice deposit rate, over 3 months, Euro area, 2003-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/household-notice-deposit-rate-over-three-months/euro-area.

Harvard

European Central Bank (no date) ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N), Household notice deposit rate, over 3 months, Euro area, 2003-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/household-notice-deposit-rate-over-three-months/euro-area (Accessed: 12 October 2026).

BibTeX
@misc{european_household_notice_deposit_rate_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N): Household notice deposit rate, over 3 months, Euro area, 2003-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/household-notice-deposit-rate-over-three-months/euro-area. Publisher attribution: European Central Bank. ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N): Household notice deposit rate, over 3 months, Euro area, 2003-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/en/household-notice-deposit-rate-over-three-months/euro-area
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/household-notice-deposit-rate-over-three-months/euro-area.
N1  - Publisher attribution: European Central Bank. ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Questions

What is the household notice deposit rate, over 3 months in Euro area?

Household notice deposit rate, over 3 months in Euro area was 1.83% in August 2026, according to the European Central Bank. That is up 0.05 pts from August 2025.

Where does this figure come from?

European Central Bank. ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N). Retrieved by Invokely on 2026-10-12.

What was the highest household notice deposit rate, over 3 months in Euro area?

4.2% in November 2008, the highest value since January 2003 in this series.

Related statistics for Euro area

All statistics for Euro area