Household notice deposit rate, over 3 months

Annualised interest rate reported monthly on euro deposits redeemable at notice of over 3 months.

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For this instrument the ECB extends new-business coverage to the whole outstanding amount. The rate therefore covers existing balances and is not restricted to new flows during the month. For deposits redeemable at notice, deposits from corporations are also allocated to the household sector in the ECB reporting categories. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Key facts

Figures last updated on 2026-10-12.

Rankings

EU countries by household notice deposit rate, over 3 months, January 2026

Top 10. Source: European Central Bank.

Italy: 2.42 %Italy2.42Bulgaria: 2.25 %Bulgaria2.25Austria: 1.97 %Austria1.97Germany: 1.74 %Germany1.74Netherlands: 1.71 %Netherlands1.71Finland: 1.27 %Finland1.27Slovenia: 0.97 %Slovenia0.97Belgium: 0.66 %Belgium0.66Cyprus: 0.07 %Cyprus0.07Slovakia: 0.01 %Slovakia0.01Italy: 2.42 %Italy2.42Bulgaria: 2.25 %Bulgaria2.25Austria: 1.97 %Austria1.97Germany: 1.74 %Germany1.74Netherlands: 1.71 %Netherlands1.71Finland: 1.27 %Finland1.27Slovenia: 0.97 %Slovenia0.97Belgium: 0.66 %Belgium0.66Cyprus: 0.07 %Cyprus0.07Slovakia: 0.01 %Slovakia0.01
%. Source: ECB, ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N). Retrieved 2026-10-12.

Full ranking of EU countries

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Published for world, eu and euro area, countries.

World, EU and euro area

Countries

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Which places have the highest household notice deposit rate, over 3 months? Use official data and cite it.
rank_places {"indicator":"ecb_household_notice_deposit_rate_over_3m","level":"country","within":"European Union (27)"}
GET https://invokely.ai/api/v1/rank?indicator=ecb_household_notice_deposit_rate_over_3m&level=country&within=European%20Union%20(27)

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