Data / Household mortgage debt / Canada

Household mortgage debt in Canada

Household mortgage debt in Canada was C$2.45 trillion in Q2 2026, according to Statistics Canada. That is up 4% from Q2 2025.

Q2 2026, CAD million2,446,089
Change on Q2 2025+4%
Series high2,446,089Q2 2026
Series low237,161Q1 1990
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Household mortgage debt in Canada, Q1 1990 to Q2 2026

0500K1M1.5M2M2.5M1990-Q11995-Q22000-Q32005-Q42011-Q12016-Q22021-Q32026-Q21990-Q1: 237,161 CAD million1990-Q2: 244,986 CAD million1990-Q3: 249,359 CAD million1990-Q4: 254,631 CAD million1991-Q1: 257,932 CAD million1991-Q2: 263,252 CAD million1991-Q3: 270,571 CAD million1991-Q4: 275,563 CAD million1992-Q1: 276,782 CAD million1992-Q2: 283,626 CAD million1992-Q3: 288,623 CAD million1992-Q4: 294,584 CAD million1993-Q1: 296,302 CAD million1993-Q2: 304,654 CAD million1993-Q3: 307,630 CAD million1993-Q4: 310,849 CAD million1994-Q1: 313,269 CAD million1994-Q2: 316,748 CAD million1994-Q3: 321,907 CAD million1994-Q4: 326,949 CAD million1995-Q1: 329,090 CAD million1995-Q2: 332,536 CAD million1995-Q3: 338,747 CAD million1995-Q4: 340,087 CAD million1996-Q1: 340,434 CAD million1996-Q2: 345,293 CAD million1996-Q3: 349,374 CAD million1996-Q4: 354,524 CAD million1997-Q1: 356,988 CAD million1997-Q2: 361,652 CAD million1997-Q3: 366,642 CAD million1997-Q4: 369,783 CAD million1998-Q1: 373,899 CAD million1998-Q2: 379,747 CAD million1998-Q3: 386,015 CAD million1998-Q4: 392,888 CAD million1999-Q1: 392,478 CAD million1999-Q2: 399,698 CAD million1999-Q3: 403,251 CAD million1999-Q4: 406,451 CAD million2000-Q1: 411,644 CAD million2000-Q2: 416,241 CAD million2000-Q3: 420,411 CAD million2000-Q4: 423,148 CAD million2001-Q1: 425,153 CAD million2001-Q2: 432,206 CAD million2001-Q3: 440,007 CAD million2001-Q4: 447,573 CAD million2002-Q1: 452,359 CAD million2002-Q2: 465,861 CAD million2002-Q3: 473,945 CAD million2002-Q4: 482,424 CAD million2003-Q1: 487,217 CAD million2003-Q2: 495,131 CAD million2003-Q3: 509,454 CAD million2003-Q4: 520,223 CAD million2004-Q1: 528,056 CAD million2004-Q2: 546,151 CAD million2004-Q3: 561,861 CAD million2004-Q4: 574,979 CAD million2005-Q1: 581,028 CAD million2005-Q2: 598,350 CAD million2005-Q3: 617,282 CAD million2005-Q4: 631,602 CAD million2006-Q1: 642,843 CAD million2006-Q2: 658,533 CAD million2006-Q3: 676,398 CAD million2006-Q4: 697,001 CAD million2007-Q1: 714,603 CAD million2007-Q2: 742,147 CAD million2007-Q3: 769,745 CAD million2007-Q4: 793,038 CAD million2008-Q1: 803,233 CAD million2008-Q2: 827,348 CAD million2008-Q3: 850,574 CAD million2008-Q4: 866,118 CAD million2009-Q1: 876,136 CAD million2009-Q2: 895,266 CAD million2009-Q3: 916,508 CAD million2009-Q4: 934,897 CAD million2010-Q1: 946,237 CAD million2010-Q2: 975,498 CAD million2010-Q3: 992,233 CAD million2010-Q4: 1,008,767 CAD million2011-Q1: 1,021,170 CAD million2011-Q2: 1,047,988 CAD million2011-Q3: 1,071,670 CAD million2011-Q4: 1,082,091 CAD million2012-Q1: 1,093,674 CAD million2012-Q2: 1,112,402 CAD million2012-Q3: 1,130,077 CAD million2012-Q4: 1,141,982 CAD million2013-Q1: 1,147,700 CAD million2013-Q2: 1,168,195 CAD million2013-Q3: 1,186,933 CAD million2013-Q4: 1,198,033 CAD million2014-Q1: 1,206,054 CAD million2014-Q2: 1,224,963 CAD million2014-Q3: 1,247,268 CAD million2014-Q4: 1,261,430 CAD million2015-Q1: 1,272,868 CAD million2015-Q2: 1,299,127 CAD million2015-Q3: 1,329,162 CAD million2015-Q4: 1,351,779 CAD million2016-Q1: 1,364,700 CAD million2016-Q2: 1,394,927 CAD million2016-Q3: 1,426,120 CAD million2016-Q4: 1,445,155 CAD million2017-Q1: 1,460,018 CAD million2017-Q2: 1,488,986 CAD million2017-Q3: 1,512,831 CAD million2017-Q4: 1,531,421 CAD million2018-Q1: 1,542,703 CAD million2018-Q2: 1,561,730 CAD million2018-Q3: 1,582,927 CAD million2018-Q4: 1,599,224 CAD million2019-Q1: 1,609,135 CAD million2019-Q2: 1,632,550 CAD million2019-Q3: 1,655,766 CAD million2019-Q4: 1,676,055 CAD million2020-Q1: 1,693,639 CAD million2020-Q2: 1,719,564 CAD million2020-Q3: 1,757,581 CAD million2020-Q4: 1,796,662 CAD million2021-Q1: 1,825,860 CAD million2021-Q2: 1,892,277 CAD million2021-Q3: 1,940,103 CAD million2021-Q4: 1,986,498 CAD million2022-Q1: 2,025,266 CAD million2022-Q2: 2,080,792 CAD million2022-Q3: 2,112,293 CAD million2022-Q4: 2,126,996 CAD million2023-Q1: 2,135,932 CAD million2023-Q2: 2,164,229 CAD million2023-Q3: 2,191,128 CAD million2023-Q4: 2,207,522 CAD million2024-Q1: 2,214,294 CAD million2024-Q2: 2,243,697 CAD million2024-Q3: 2,274,088 CAD million2024-Q4: 2,301,451 CAD million2025-Q1: 2,316,658 CAD million2025-Q2: 2,352,309 CAD million2025-Q3: 2,383,782 CAD million2025-Q4: 2,409,266 CAD million2026-Q1: 2,419,977 CAD million2026-Q2: 2,446,089 CAD million01M2M3M1990-Q12002-Q22014-Q32026-Q22026-Q2: 2,446,089 CAD million
CAD million. Source: Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages. Retrieved 2026-10-12.
All 146 values
PeriodCAD million
2026-Q22,446,089
2026-Q12,419,977
2025-Q42,409,266
2025-Q32,383,782
2025-Q22,352,309
2025-Q12,316,658
2024-Q42,301,451
2024-Q32,274,088
2024-Q22,243,697
2024-Q12,214,294
2023-Q42,207,522
2023-Q32,191,128
2023-Q22,164,229
2023-Q12,135,932
2022-Q42,126,996
2022-Q32,112,293
2022-Q22,080,792
2022-Q12,025,266
2021-Q41,986,498
2021-Q31,940,103
2021-Q21,892,277
2021-Q11,825,860
2020-Q41,796,662
2020-Q31,757,581
2020-Q21,719,564
2020-Q11,693,639
2019-Q41,676,055
2019-Q31,655,766
2019-Q21,632,550
2019-Q11,609,135
2018-Q41,599,224
2018-Q31,582,927
2018-Q21,561,730
2018-Q11,542,703
2017-Q41,531,421
2017-Q31,512,831
2017-Q21,488,986
2017-Q11,460,018
2016-Q41,445,155
2016-Q31,426,120
2016-Q21,394,927
2016-Q11,364,700
2015-Q41,351,779
2015-Q31,329,162
2015-Q21,299,127
2015-Q11,272,868
2014-Q41,261,430
2014-Q31,247,268
2014-Q21,224,963
2014-Q11,206,054
2013-Q41,198,033
2013-Q31,186,933
2013-Q21,168,195
2013-Q11,147,700
2012-Q41,141,982
2012-Q31,130,077
2012-Q21,112,402
2012-Q11,093,674
2011-Q41,082,091
2011-Q31,071,670
2011-Q21,047,988
2011-Q11,021,170
2010-Q41,008,767
2010-Q3992,233
2010-Q2975,498
2010-Q1946,237
2009-Q4934,897
2009-Q3916,508
2009-Q2895,266
2009-Q1876,136
2008-Q4866,118
2008-Q3850,574
2008-Q2827,348
2008-Q1803,233
2007-Q4793,038
2007-Q3769,745
2007-Q2742,147
2007-Q1714,603
2006-Q4697,001
2006-Q3676,398
2006-Q2658,533
2006-Q1642,843
2005-Q4631,602
2005-Q3617,282
2005-Q2598,350
2005-Q1581,028
2004-Q4574,979
2004-Q3561,861
2004-Q2546,151
2004-Q1528,056
2003-Q4520,223
2003-Q3509,454
2003-Q2495,131
2003-Q1487,217
2002-Q4482,424
2002-Q3473,945
2002-Q2465,861
2002-Q1452,359
2001-Q4447,573
2001-Q3440,007
2001-Q2432,206
2001-Q1425,153
2000-Q4423,148
2000-Q3420,411
2000-Q2416,241
2000-Q1411,644
1999-Q4406,451
1999-Q3403,251
1999-Q2399,698
1999-Q1392,478
1998-Q4392,888
1998-Q3386,015
1998-Q2379,747
1998-Q1373,899
1997-Q4369,783
1997-Q3366,642
1997-Q2361,652
1997-Q1356,988
1996-Q4354,524
1996-Q3349,374
1996-Q2345,293
1996-Q1340,434
1995-Q4340,087
1995-Q3338,747
1995-Q2332,536
1995-Q1329,090
1994-Q4326,949
1994-Q3321,907
1994-Q2316,748
1994-Q1313,269
1993-Q4310,849
1993-Q3307,630
1993-Q2304,654
1993-Q1296,302
1992-Q4294,584
1992-Q3288,623
1992-Q2283,626
1992-Q1276,782
1991-Q4275,563
1991-Q3270,571
1991-Q2263,252
1991-Q1257,932
1990-Q4254,631
1990-Q3249,359
1990-Q2244,986
1990-Q1237,161

Definition

End-of-quarter balance of mortgage liabilities recorded for Canada's Household sector, including residential and non-residential mortgages, in millions of Canadian dollars (CAD) at market value, not seasonally adjusted.

Statistics Canada's Household sector includes unincorporated enterprises operated by households and excludes non-profit institutions serving households. This is an aggregate sector balance, not an average per household. The quarterly series starts in 1990-Q1; historical estimates may be revised. Includes non-residential mortgages, so it is broader than mortgage debt on homes alone.

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How to cite

Source: Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages, reference period 2026-Q2. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada. Adapted from Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages, reference period 2026-Q2. This does not constitute an endorsement by Statistics Canada of this product. https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693988&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12. Retrieved 2026-10-12.

Citation styles

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APA 7

Statistics Canada. (n.d.). Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages (Household mortgage debt, Canada, 1990-Q1 to 2026-Q2) [Data set]. Retrieved October 12, 2026, from https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693988&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12

MLA 9

Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages, Household mortgage debt, Canada, 1990-Q1 to 2026-Q2. Statistics Canada, https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693988&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12. Invokely, https://invokely.ai/en/household-mortgage-debt/canada. Accessed 12 Oct. 2026.

Chicago (author-date)

Statistics Canada. n.d. Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages. Household mortgage debt, Canada, 1990-Q1 to 2026-Q2. Dataset. Accessed October 12, 2026. https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693988&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12. Also distributed by Invokely, https://invokely.ai/en/household-mortgage-debt/canada.

Harvard

Statistics Canada (no date) Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages, Household mortgage debt, Canada, 1990-Q1 to 2026-Q2 [Dataset]. Available at: https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693988&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12, via Invokely: https://invokely.ai/en/household-mortgage-debt/canada (Accessed: 12 October 2026).

BibTeX
@misc{statistics_household_mortgage_debt_canada_2026,
  author = {{Statistics Canada}},
  title = {{Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages: Household mortgage debt, Canada, 1990-Q1 to 2026-Q2}},
  howpublished = {Data set},
  url = {https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693988&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/household-mortgage-debt/canada. Publisher attribution: Source: Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages, reference period 2026-Q2. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada. Adapted from Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages, reference period 2026-Q2. This does not constitute an endorsement by Statistics Canada of this product. https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693988\&startRefPeriod=1990-01-01\&endReferencePeriod=2026-10-12. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Statistics Canada
TI  - Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages: Household mortgage debt, Canada, 1990-Q1 to 2026-Q2
PB  - Statistics Canada
DB  - Invokely
UR  - https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693988&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12
L2  - https://invokely.ai/en/household-mortgage-debt/canada
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/household-mortgage-debt/canada.
N1  - Publisher attribution: Source: Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages, reference period 2026-Q2. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada. Adapted from Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages, reference period 2026-Q2. This does not constitute an endorsement by Statistics Canada of this product. https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693988&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12. Retrieved 2026-10-12.
ER  -
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Questions

What is the household mortgage debt in Canada?

Household mortgage debt in Canada was C$2.45 trillion in Q2 2026, according to Statistics Canada. That is up 4% from Q2 2025.

Where does this figure come from?

Statistics Canada. Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Mortgages. Retrieved by Invokely on 2026-10-12.

What was the highest household mortgage debt in Canada?

C$2.45 trillion in Q2 2026, the highest value since Q1 1990 in this series.

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