Data / Composite cost of borrowing for non-financial corporations / Croatia

Composite cost of borrowing for non-financial corporations in Croatia

Composite cost of borrowing for non-financial corporations in Croatia was 4.06% in August 2026, according to the European Central Bank. That is up 0.38 pts from August 2025. That is the 11th highest of 21 EU countries in August 2026.

August 20264.06%
Change on August 2025+0.38 pts
Rank11th of 21EU countries ranked
Series high5.29December 2023
Series low3.27January 2023
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Composite cost of borrowing for non-financial corporations in Croatia, January 2023 to August 2026

33.544.555.52023-012023-082024-032024-102025-052025-122026-082023-01: 3.27 %2023-02: 3.88 %2023-03: 3.94 %2023-04: 4.52 %2023-05: 4.55 %2023-06: 4.76 %2023-07: 4.7 %2023-08: 4.85 %2023-09: 4.83 %2023-10: 5.15 %2023-11: 5.15 %2023-12: 5.29 %2024-01: 5.05 %2024-02: 5.23 %2024-03: 5.14 %2024-04: 5.08 %2024-05: 5.16 %2024-06: 5.16 %2024-07: 4.95 %2024-08: 4.75 %2024-09: 4.83 %2024-10: 4.48 %2024-11: 4.59 %2024-12: 4.39 %2025-01: 4.37 %2025-02: 3.99 %2025-03: 3.77 %2025-04: 3.77 %2025-05: 3.6 %2025-06: 3.57 %2025-07: 3.37 %2025-08: 3.68 %2025-09: 3.33 %2025-10: 3.49 %2025-11: 3.4 %2025-12: 3.58 %2026-01: 3.44 %2026-02: 3.5 %2026-03: 3.63 %2026-04: 3.57 %2026-05: 3.35 %2026-06: 3.62 %2026-07: 3.55 %2026-08: 4.06 %
%. Source: ECB, ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N). Retrieved 2026-10-12.
All 44 values
Period%
2026-084.06
2026-073.55
2026-063.62
2026-053.35
2026-043.57
2026-033.63
2026-023.5
2026-013.44
2025-123.58
2025-113.4
2025-103.49
2025-093.33
2025-083.68
2025-073.37
2025-063.57
2025-053.6
2025-043.77
2025-033.77
2025-023.99
2025-014.37
2024-124.39
2024-114.59
2024-104.48
2024-094.83
2024-084.75
2024-074.95
2024-065.16
2024-055.16
2024-045.08
2024-035.14
2024-025.23
2024-015.05
2023-125.29
2023-115.15
2023-105.15
2023-094.83
2023-084.85
2023-074.7
2023-064.76
2023-054.55
2023-044.52
2023-033.94
2023-023.88
2023-013.27

Rankings

Definition

Monthly composite interest rate on new bank loans to non-financial corporations, in percent per year. Rates across corporate loan categories are combined using 24-month moving averages of new loan volumes.

Annualised agreed rates or narrowly defined effective rates (AAR/NDER) exclude fees and other charges. Corporations are non-financial companies, ESA 2010 sector S.11; the classification changed in December 2014. The euro area aggregate has changing membership. Country histories start at different dates; values may be revised.

How to cite

European Central Bank. ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2I.AM.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N) (Composite cost of borrowing for non-financial corporations, Croatia, 2023-01 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2I.AM.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N), Composite cost of borrowing for non-financial corporations, Croatia, 2023-01 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2I.AM.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/en/business-borrowing-cost/croatia. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N). Composite cost of borrowing for non-financial corporations, Croatia, 2023-01 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2I.AM.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/en/business-borrowing-cost/croatia.

Harvard

European Central Bank (no date) ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N), Composite cost of borrowing for non-financial corporations, Croatia, 2023-01 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2I.AM.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/en/business-borrowing-cost/croatia (Accessed: 12 October 2026).

BibTeX
@misc{european_composite_cost_of_borrowing_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N): Composite cost of borrowing for non-financial corporations, Croatia, 2023-01 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2I.AM.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/business-borrowing-cost/croatia. Publisher attribution: European Central Bank. ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2I.AM.R.A.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N): Composite cost of borrowing for non-financial corporations, Croatia, 2023-01 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2I.AM.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/en/business-borrowing-cost/croatia
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/business-borrowing-cost/croatia.
N1  - Publisher attribution: European Central Bank. ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2I.AM.R.A.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Questions

What is the composite cost of borrowing for non-financial corporations in Croatia?

Composite cost of borrowing for non-financial corporations in Croatia was 4.06% in August 2026, according to the European Central Bank. That is up 0.38 pts from August 2025. That is the 11th highest of 21 EU countries in August 2026.

Where does this figure come from?

European Central Bank. ECB MIR composite cost of borrowing for non-financial corporations, new business (A2I.AM.R.A.2240.EUR.N). Retrieved by Invokely on 2026-10-12.

What was the highest composite cost of borrowing for non-financial corporations in Croatia?

5.29% in December 2023, the highest value since January 2023 in this series.

Composite cost of borrowing for non-financial corporations elsewhere in European Union (27)

Related statistics for Croatia

All statistics for Croatia | Croatia in figures