Counties in Michigan by uninsured rate, under 65 (US model-based estimate), 2024

Oscoda County had the highest uninsured rate, under 65 (US model-based estimate) of 83 counties in 2024, at 10.1%. Livingston County had the lowest, at 3.9%. The median was 6.6% and the figure for Michigan was 6.2%. Source: the U.S. Census Bureau.

Keep it in a collection in your library.
Highest10.1Oscoda County
Median6.683 counties
Michigan6.2History

Map of counties, 2024

Alcona County: 7 %Alger County: 5 %Allegan County: 6.4 %Alpena County: 7.1 %Antrim County: 7 %Arenac County: 7.5 %Baraga County: 6.4 %Barry County: 5.7 %Bay County: 5.9 %Benzie County: 6.5 %Berrien County: 7.6 %Branch County: 8.3 %Calhoun County: 6.8 %Cass County: 7.7 %Charlevoix County: 6.4 %Cheboygan County: 8.3 %Chippewa County: 6.9 %Clare County: 8.1 %Clinton County: 4.1 %Crawford County: 7.3 %Delta County: 6.3 %Dickinson County: 4.4 %Eaton County: 5.4 %Emmet County: 6.5 %Genesee County: 6.5 %Gladwin County: 8.7 %Gogebic County: 5.8 %Grand Traverse County: 6.4 %Gratiot County: 5.9 %Hillsdale County: 7.3 %Houghton County: 6.6 %Huron County: 6.6 %Ingham County: 6.6 %Ionia County: 6.1 %Iosco County: 7.3 %Iron County: 6.7 %Isabella County: 7.9 %Jackson County: 6 %Kalamazoo County: 5.9 %Kalkaska County: 7.6 %Kent County: 6.2 %Keweenaw County: 4.2 %Lake County: 9 %Lapeer County: 6.2 %Leelanau County: 5.8 %Lenawee County: 6.1 %Livingston County: 3.9 %Luce County: 5.6 %Mackinac County: 9.6 %Macomb County: 6.2 %Manistee County: 7.9 %Marquette County: 5.5 %Mason County: 6.3 %Mecosta County: 7.4 %Menominee County: 6.7 %Midland County: 5 %Missaukee County: 8.3 %Monroe County: 5 %Montcalm County: 8.8 %Montmorency County: 8.3 %Muskegon County: 5.8 %Newaygo County: 7.5 %Oakland County: 4.9 %Oceana County: 8.9 %Ogemaw County: 8.1 %Ontonagon County: 7.4 %Osceola County: 8.1 %Oscoda County: 10.1 %Otsego County: 6 %Ottawa County: 5.2 %Presque Isle County: 7.5 %Roscommon County: 7.5 %Saginaw County: 6.4 %St. Clair County: 5.8 %St. Joseph County: 9.3 %Sanilac County: 8.8 %Schoolcraft County: 6.7 %Shiawassee County: 5.8 %Tuscola County: 6.4 %Van Buren County: 8 %Washtenaw County: 4.8 %Wayne County: 6.8 %Wexford County: 7.8 %
  • Under 5.8
  • 5.8 to 6.2
  • 6.2 to 6.6
  • 6.6 to 7.4
  • 7.4 to 8.1
  • 8.1 and over
%, 2024. Source: U.S. Census Bureau, Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties. Boundaries: U.S. Census Bureau cartographic boundary files.

Top 40 counties, 2024

Oscoda County: 10.1 %Oscoda County10.1Mackinac County: 9.6 %Mackinac County9.6St. Joseph County: 9.3 %St. Joseph County9.3Lake County: 9 %Lake County9Oceana County: 8.9 %Oceana County8.9Montcalm County: 8.8 %Montcalm County8.8Sanilac County: 8.8 %Sanilac County8.8Gladwin County: 8.7 %Gladwin County8.7Branch County: 8.3 %Branch County8.3Cheboygan County: 8.3 %Cheboygan County8.3Missaukee County: 8.3 %Missaukee County8.3Montmorency County: 8.3 %Montmorency County8.3Clare County: 8.1 %Clare County8.1Ogemaw County: 8.1 %Ogemaw County8.1Osceola County: 8.1 %Osceola County8.1Van Buren County: 8 %Van Buren County8Isabella County: 7.9 %Isabella County7.9Manistee County: 7.9 %Manistee County7.9Wexford County: 7.8 %Wexford County7.8Cass County: 7.7 %Cass County7.7Berrien County: 7.6 %Berrien County7.6Kalkaska County: 7.6 %Kalkaska County7.6Arenac County: 7.5 %Arenac County7.5Newaygo County: 7.5 %Newaygo County7.5Presque Isle County: 7.5 %Presque Isle County7.5Roscommon County: 7.5 %Roscommon County7.5Mecosta County: 7.4 %Mecosta County7.4Ontonagon County: 7.4 %Ontonagon County7.4Crawford County: 7.3 %Crawford County7.3Hillsdale County: 7.3 %Hillsdale County7.3Iosco County: 7.3 %Iosco County7.3Alpena County: 7.1 %Alpena County7.1Alcona County: 7 %Alcona County7Antrim County: 7 %Antrim County7Chippewa County: 6.9 %Chippewa County6.9Calhoun County: 6.8 %Calhoun County6.8Wayne County: 6.8 %Wayne County6.8Iron County: 6.7 %Iron County6.7Menominee County: 6.7 %Menominee County6.7Schoolcraft County: 6.7 %Schoolcraft County6.7Oscoda County: 10.1 %Oscoda County10.1Mackinac County: 9.6 %Mackinac County9.6St. Joseph County: 9.3 %St. Joseph County9.3Lake County: 9 %Lake County9Oceana County: 8.9 %Oceana County8.9Montcalm County: 8.8 %Montcalm County8.8Sanilac County: 8.8 %Sanilac County8.8Gladwin County: 8.7 %Gladwin County8.7Branch County: 8.3 %Branch County8.3Cheboygan County: 8.3 %Cheboygan County8.3Missaukee County: 8.3 %Missaukee County8.3Montmorency County: 8.3 %Montmorency County8.3Clare County: 8.1 %Clare County8.1Ogemaw County: 8.1 %Ogemaw County8.1Osceola County: 8.1 %Osceola County8.1Van Buren County: 8 %Van Buren County8Isabella County: 7.9 %Isabella County7.9Manistee County: 7.9 %Manistee County7.9Wexford County: 7.8 %Wexford County7.8Cass County: 7.7 %Cass County7.7Berrien County: 7.6 %Berrien County7.6Kalkaska County: 7.6 %Kalkaska County7.6Arenac County: 7.5 %Arenac County7.5Newaygo County: 7.5 %Newaygo County7.5Presque Isle County: 7.5 %Presque Isle County7.5Roscommon County: 7.5 %Roscommon County7.5Mecosta County: 7.4 %Mecosta County7.4Ontonagon County: 7.4 %Ontonagon County7.4Crawford County: 7.3 %Crawford County7.3Hillsdale County: 7.3 %Hillsdale County7.3Iosco County: 7.3 %Iosco County7.3Alpena County: 7.1 %Alpena County7.1Alcona County: 7 %Alcona County7Antrim County: 7 %Antrim County7Chippewa County: 6.9 %Chippewa County6.9Calhoun County: 6.8 %Calhoun County6.8Wayne County: 6.8 %Wayne County6.8Iron County: 6.7 %Iron County6.7Menominee County: 6.7 %Menominee County6.7Schoolcraft County: 6.7 %Schoolcraft County6.7
%. Source: U.S. Census Bureau, Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties. Retrieved 2026-10-12.

Full ranking

RankCounties2024 (%)Change on 2023
1Oscoda County10.1+1.7 pts
2Mackinac County9.6+1.5 pts
3St. Joseph County9.3+1.5 pts
4Lake County9+0.5 pts
5Oceana County8.9+1.5 pts
6Montcalm County8.8+2 pts
6Sanilac County8.8+0.8 pts
8Gladwin County8.7+1.3 pts
9Branch County8.3+0.7 pts
9Cheboygan County8.3+0.9 pts
9Missaukee County8.3+0.4 pts
9Montmorency County8.3+1.7 pts
13Clare County8.1+0.5 pts
13Ogemaw County8.1+1.1 pts
13Osceola County8.1+1 pts
16Van Buren County8+0.5 pts
17Isabella County7.9+1.5 pts
17Manistee County7.9+1.5 pts
19Wexford County7.8+1.8 pts
20Cass County7.7+0.5 pts
21Berrien County7.6+0.6 pts
21Kalkaska County7.6+0.7 pts
23Arenac County7.5+0.5 pts
23Newaygo County7.5+1.7 pts
23Presque Isle County7.5+0.8 pts
23Roscommon County7.5+1.7 pts
27Mecosta County7.4+1.1 pts
27Ontonagon County7.4+1.5 pts
29Crawford County7.3+1.3 pts
29Hillsdale County7.3+0.7 pts
29Iosco County7.3+1.4 pts
32Alpena County7.1+1 pts
33Alcona County7+1 pts
33Antrim County7+1.3 pts
35Chippewa County6.9+0.8 pts
36Calhoun County6.8+0.7 pts
36Wayne County6.8+0.5 pts
38Iron County6.7+0.8 pts
38Menominee County6.7+1 pts
38Schoolcraft County6.7+0.2 pts
41Houghton County6.6+0.1 pts
41Huron County6.6+0.5 pts
41Ingham County6.6+1.2 pts
44Benzie County6.5+1 pts
44Emmet County6.5+1.2 pts
44Genesee County6.5+0.6 pts
47Allegan County6.4+0.4 pts
47Baraga County6.4+1.1 pts
47Charlevoix County6.4+1 pts
47Grand Traverse County6.4+1.3 pts
47Saginaw County6.4+1.1 pts
47Tuscola County6.4+1.3 pts
53Delta County6.3+0.7 pts
53Mason County6.3+0.8 pts
55Kent County6.2+0.4 pts
55Lapeer County6.2+0.1 pts
55Macomb County6.2+0.7 pts
58Ionia County6.1+0.6 pts
58Lenawee County6.1+0.3 pts
60Jackson County6+1.2 pts
60Otsego County6+0.9 pts
62Bay County5.9+0.3 pts
62Gratiot County5.9+1.2 pts
62Kalamazoo County5.9+0.9 pts
65Gogebic County5.8+0.3 pts
65Leelanau County5.8+0.7 pts
65Muskegon County5.8+0.4 pts
65Shiawassee County5.8+0.5 pts
65St. Clair County5.8+0.6 pts
70Barry County5.7+0.6 pts
71Luce County5.6+0.7 pts
72Marquette County5.5+0.7 pts
73Eaton County5.4+0.9 pts
74Ottawa County5.2+0.9 pts
75Alger County5-0.2 pts
75Midland County5+0.9 pts
75Monroe County5+0.5 pts
78Oakland County4.9+0.6 pts
79Washtenaw County4.8+0.6 pts
80Dickinson County4.4+0.4 pts
81Keweenaw County4.2+0.4 pts
82Clinton County4.1+0.5 pts
83Livingston County3.9+0.5 pts

Other periods

About this ranking

People under 65 without health insurance coverage of any kind, as a percentage of all people under 65. United States: Census Bureau Small Area Health Insurance Estimates (SAHIE) for states and counties, all races, both sexes and all income levels.

A model-based single-year estimate that combines the American Community Survey with administrative records and population estimates, so every county gets a figure. Covers states and counties only, because the SAHIE dataset files have no national row. The Census Bureau advises comparing years from 2008 on only; 2013 is the updated release. People 65 and over are left out because nearly all of them have Medicare.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

U.S. Census Bureau. Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties. https://www2.census.gov/programs-surveys/sahie/datasets/time-series/estimates-acs/sahie-2024-csv.zip. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

U.S. Census Bureau. (2026). Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties (Counties in Michigan by uninsured rate, under 65 (US model-based estimate), 2024) [Data set]. Retrieved October 12, 2026, from https://www2.census.gov/programs-surveys/sahie/datasets/time-series/estimates-acs/sahie-2024-csv.zip

MLA 9

Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties, Counties in Michigan by uninsured rate, under 65 (US model-based estimate), 2024. U.S. Census Bureau, 6 Aug. 2026, https://www2.census.gov/programs-surveys/sahie/datasets/time-series/estimates-acs/sahie-2024-csv.zip. Invokely, https://invokely.ai/rankings/uninsured-rate-under-65/michigan-counties. Accessed 12 Oct. 2026.

Chicago (author-date)

U.S. Census Bureau. 2026. Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties. Counties in Michigan by uninsured rate, under 65 (US model-based estimate), 2024. Dataset. Accessed October 12, 2026. https://www2.census.gov/programs-surveys/sahie/datasets/time-series/estimates-acs/sahie-2024-csv.zip. Also distributed by Invokely, https://invokely.ai/rankings/uninsured-rate-under-65/michigan-counties.

Harvard

U.S. Census Bureau (2026) Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties, Counties in Michigan by uninsured rate, under 65 (US model-based estimate), 2024 [Dataset]. Available at: https://www2.census.gov/programs-surveys/sahie/datasets/time-series/estimates-acs/sahie-2024-csv.zip, via Invokely: https://invokely.ai/rankings/uninsured-rate-under-65/michigan-counties (Accessed: 12 October 2026).

BibTeX
@misc{census_counties_in_michigan_by_2024,
  author = {{U.S. Census Bureau}},
  title = {{Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties: Counties in Michigan by uninsured rate, under 65 (US model-based estimate), 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www2.census.gov/programs-surveys/sahie/datasets/time-series/estimates-acs/sahie-2024-csv.zip},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/uninsured-rate-under-65/michigan-counties. Publisher attribution: U.S. Census Bureau. Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties. https://www2.census.gov/programs-surveys/sahie/datasets/time-series/estimates-acs/sahie-2024-csv.zip. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - U.S. Census Bureau
TI  - Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties: Counties in Michigan by uninsured rate, under 65 (US model-based estimate), 2024
PY  - 2026
DA  - 2026/08/06
PB  - U.S. Census Bureau
DB  - Invokely
UR  - https://www2.census.gov/programs-surveys/sahie/datasets/time-series/estimates-acs/sahie-2024-csv.zip
L2  - https://invokely.ai/rankings/uninsured-rate-under-65/michigan-counties
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/uninsured-rate-under-65/michigan-counties.
N1  - Publisher attribution: U.S. Census Bureau. Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties. https://www2.census.gov/programs-surveys/sahie/datasets/time-series/estimates-acs/sahie-2024-csv.zip. Retrieved 2026-10-12.
ER  - 
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Rank Counties in Michigan by uninsured rate, under 65 (US model-based estimate) using official data, and cite the source.
rank_places {"indicator":"uninsured_rate_under_65","level":"province","within":"Michigan","limit":10}
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Questions

Which county has the highest uninsured rate, under 65 (US model-based estimate)?

Oscoda County, with 10.1% in 2024, according to the U.S. Census Bureau.

Which county has the lowest uninsured rate, under 65 (US model-based estimate)?

Livingston County, with 3.9% in 2024.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: U.S. Census Bureau, Small Area Health Insurance Estimates (SAHIE): percent uninsured, under 65, all races, both sexes, all income levels, states and counties. Retrieved 2026-10-12.

Uninsured rate, under 65 (US model-based estimate): other rankings

Counties in Michigan: more rankings