Data / Rankings / Homeownership rate (US, housing units) / Counties in Kentucky

Counties in Kentucky by homeownership rate (US, housing units)

Spencer County had the highest homeownership rate (US, housing units) of 120 counties in 2021, at 87.2%. Christian County had the lowest, at 49.2%. The median was 72.9% and the figure for Kentucky was 67.8%. Source: the U.S. Census Bureau.

Highest87.2Spencer County
Lowest49.2Christian County
Median72.9120 counties
Kentucky67.8History

Top 40 counties, 2021

CSVChart (SVG)

Spencer CountySpencer County: 87.2 %87.2Leslie CountyLeslie County: 87 %87Oldham CountyOldham County: 86.8 %86.8Lyon CountyLyon County: 86.1 %86.1Owen CountyOwen County: 84.6 %84.6Livingston CountyLivingston County: 84.1 %84.1Edmonson CountyEdmonson County: 84 %84Crittenden CountyCrittenden County: 82.8 %82.8Marshall CountyMarshall County: 82.4 %82.4Garrard CountyGarrard County: 82.2 %82.2Breckinridge CountyBreckinridge County: 82.2 %82.2Muhlenberg CountyMuhlenberg County: 81.7 %81.7Bullitt CountyBullitt County: 81.2 %81.2Ballard CountyBallard County: 81.2 %81.2Hancock CountyHancock County: 81 %81Morgan CountyMorgan County: 80.4 %80.4Trigg CountyTrigg County: 80.2 %80.2Carlisle CountyCarlisle County: 80.1 %80.1McLean CountyMcLean County: 79.2 %79.2Jackson CountyJackson County: 79.1 %79.1Anderson CountyAnderson County: 79 %79Greenup CountyGreenup County: 78.9 %78.9Hickman CountyHickman County: 78.4 %78.4Lewis CountyLewis County: 78.3 %78.3Trimble CountyTrimble County: 78.3 %78.3Carter CountyCarter County: 78.2 %78.2Metcalfe CountyMetcalfe County: 78.2 %78.2Lincoln CountyLincoln County: 78.1 %78.1Martin CountyMartin County: 78.1 %78.1Casey CountyCasey County: 77.9 %77.9Nelson CountyNelson County: 77.4 %77.4Elliott CountyElliott County: 77.4 %77.4Ohio CountyOhio County: 77.1 %77.1Larue CountyLarue County: 77 %77Perry CountyPerry County: 77 %77Boone CountyBoone County: 76.9 %76.9Adair CountyAdair County: 76.7 %76.7Washington CountyWashington County: 76.3 %76.3Robertson CountyRobertson County: 75.8 %75.8Rockcastle CountyRockcastle County: 75.7 %75.7
%. Source: Invokely calculation with data from U.S. Census Bureau. Retrieved 2026-10-09.

Full ranking

RankCounties2021 (%)
1Spencer County87.2
2Leslie County87
3Oldham County86.8
4Lyon County86.1
5Owen County84.6
6Livingston County84.1
7Edmonson County84
8Crittenden County82.8
9Marshall County82.4
10Garrard County82.2
11Breckinridge County82.2
12Muhlenberg County81.7
13Bullitt County81.2
14Ballard County81.2
15Hancock County81
16Morgan County80.4
17Trigg County80.2
18Carlisle County80.1
19McLean County79.2
20Jackson County79.1
21Anderson County79
22Greenup County78.9
23Hickman County78.4
24Lewis County78.3
25Trimble County78.3
26Carter County78.2
26Metcalfe County78.2
28Lincoln County78.1
29Martin County78.1
30Casey County77.9
31Nelson County77.4
32Elliott County77.4
33Ohio County77.1
34Larue County77
35Perry County77
36Boone County76.9
37Adair County76.7
38Washington County76.3
39Robertson County75.8
40Rockcastle County75.7
41Allen County75.6
42Caldwell County75.5
43Hart County75.1
44Grayson County75
45Bracken County75
46Letcher County74.9
47Meade County74.7
48Webster County74.7
49Fleming County74.6
50Magoffin County74.6
51Bath County74.5
52Pike County74.2
53Lawrence County74.1
54Menifee County73.8
55Todd County73.5
56Cumberland County73.4
57Graves County73.3
58Mercer County73.2
59Henry County73.2
60Pendleton County73
61Clinton County72.8
62Marion County72.7
63Wayne County72.6
64Floyd County72.5
65Scott County72.5
66Logan County72.3
67Green County72.2
67Lee County72.2
69Russell County72.2
70Butler County72.1
71Gallatin County71.9
72Clay County71.9
73Breathitt County71.9
74Laurel County71.9
75Clark County71.6
76Knott County71.5
77Estill County71.5
78Shelby County71.4
79Pulaski County71.2
80Campbell County70.8
81Grant County70.6
82Union County70.5
83Harrison County70.4
84Nicholas County70.1
85Woodford County70
86Johnson County69.6
87Boyle County69.5
88McCreary County69.4
89Monroe County69.3
90Mason County68.5
91Hopkins County68.4
92Harlan County68.4
93Powell County68.2
94Jessamine County68
95Fulton County67.9
96Kenton County67.9
97Daviess County67.8
98Boyd County67.5
99Wolfe County67.5
100Simpson County67.1
101Barren County66.6
102Owsley County66.5
103Carroll County66.4
104Whitley County66.1
105McCracken County65.5
106Montgomery County65.2
107Taylor County65.1
108Calloway County64.9
109Henderson County64.3
110Bourbon County64
111Knox County63.7
112Bell County62.9
113Franklin County62.6
114Jefferson County61.6
115Rowan County61.4
116Hardin County60.9
117Madison County60.7
118Warren County57.4
119Fayette County54.1
120Christian County49.2

Other periods

About this ranking

Owner-occupied housing units as a percentage of all occupied housing units. United States: American Community Survey five-year estimate, where the period shown is the last year of the five-year span.

Counts households (occupied housing units), not people. The ACS five-year rate differs from the quarterly homeownership rate of the Census Bureau Housing Vacancies and Homeownership survey (CPS/HVS), the usual national headline figure. EU home ownership rates count people living in owner-occupied dwellings, so they are not comparable. Calculated from counts in ACS table B25003, which are stored as inputs.

Every value in the ranking comes from the same publisher and the same period, so the counties are compared on one definition. Equal values share a rank.

How to cite

U.S. Census Bureau. American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs. https://www2.census.gov/programs-surveys/acs/summary_file/2021/table-based-SF/data/5YRData/acsdt5y2021-b25003.dat. Retrieved 2026-10-09.

Use this data in your AI agent

Invokely serves this figure to AI assistants through MCP and to code through a REST API, with the source and citation attached. Ask your assistant:

Rank Counties in Kentucky by homeownership rate (US, housing units) using official data, and cite the source.
rank_places {"indicator":"homeownership_rate","level":"province","within":"Kentucky","limit":10}
GET https://invokely.ai/api/v1/rank?indicator=homeownership_rate&level=province&within=Kentucky&limit=10

Connect Claude, ChatGPT or Cursor in one step. The trial answers 25 calls a day without an account.

Questions

Which county has the highest homeownership rate (US, housing units)?

Spencer County, with 87.2% in 2021, according to the U.S. Census Bureau.

Which county has the lowest homeownership rate (US, housing units)?

Christian County, with 49.2% in 2021.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: U.S. Census Bureau, American Community Survey 5-year estimates, table B25003: owner-occupied housing units as a percentage of occupied housing units, calculated with stored inputs. Retrieved 2026-10-09.

Homeownership rate (US, housing units): other rankings

Counties in Kentucky: more rankings