Data / Rankings / New corporate loan rate, over €250,000 to €1 million / EU countries

EU countries by new corporate loan rate, over €250,000 to €1 million

Lithuania had the highest new corporate loan rate, over €250,000 to €1 million of 20 EU countries in December 2025, at 5.66%. Spain had the lowest, at 3.11%. The median was 3.8%. Source: the European Central Bank.

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Highest5.66Lithuania
Lowest3.11Spain
Median3.820 EU countries

Map of EU countries, December 2025

Austria: 3.5 %Belgium: 3.45 %Bulgaria: 3.88 %Cyprus: 4.11 %Germany: 3.89 %Estonia: 4.72 %Spain: 3.11 %France: 3.46 %Greece: 4.26 %Croatia: 3.72 %Ireland: 3.65 %Italy: 3.44 %Lithuania: 5.66 %Luxembourg: 3.35 %Latvia: 5.2 %Malta: 5.18 %Netherlands: 4.17 %Portugal: 3.37 %Slovenia: 3.47 %Slovakia: 4.02 %
  • Under 3.4
  • 3.4 to 3.6
  • 3.6 to 3.9
  • 3.9 to 4.4
  • 4.4 and over
  • No data
%, December 2025. Hatched areas have no value for this period. Source: ECB, ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N). Boundaries: Natural Earth (public domain).

All EU countries, December 2025

Lithuania: 5.66 %Lithuania5.66Latvia: 5.2 %Latvia5.2Malta: 5.18 %Malta5.18Estonia: 4.72 %Estonia4.72Greece: 4.26 %Greece4.26Netherlands: 4.17 %Netherlands4.17Cyprus: 4.11 %Cyprus4.11Slovakia: 4.02 %Slovakia4.02Germany: 3.89 %Germany3.89Bulgaria: 3.88 %Bulgaria3.88Croatia: 3.72 %Croatia3.72Ireland: 3.65 %Ireland3.65Austria: 3.5 %Austria3.5Slovenia: 3.47 %Slovenia3.47France: 3.46 %France3.46Belgium: 3.45 %Belgium3.45Italy: 3.44 %Italy3.44Portugal: 3.37 %Portugal3.37Luxembourg: 3.35 %Luxembourg3.35Spain: 3.11 %Spain3.11Lithuania: 5.66 %Lithuania5.66Latvia: 5.2 %Latvia5.2Malta: 5.18 %Malta5.18Estonia: 4.72 %Estonia4.72Greece: 4.26 %Greece4.26Netherlands: 4.17 %Netherlands4.17Cyprus: 4.11 %Cyprus4.11Slovakia: 4.02 %Slovakia4.02Germany: 3.89 %Germany3.89Bulgaria: 3.88 %Bulgaria3.88Croatia: 3.72 %Croatia3.72Ireland: 3.65 %Ireland3.65Austria: 3.5 %Austria3.5Slovenia: 3.47 %Slovenia3.47France: 3.46 %France3.46Belgium: 3.45 %Belgium3.45Italy: 3.44 %Italy3.44Portugal: 3.37 %Portugal3.37Luxembourg: 3.35 %Luxembourg3.35Spain: 3.11 %Spain3.11
%. Source: ECB, ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N). Retrieved 2026-10-12.

Full ranking

RankEU countriesDecember 2025 (%)Change on December 2024
1Lithuania5.66-0.44 pts
2Latvia5.2-2.01 pts
3Malta5.18+0.34 pts
4Estonia4.72-1.39 pts
5Greece4.26-0.84 pts
6Netherlands4.17-0.24 pts
7Cyprus4.11-0.91 pts
8Slovakia4.02-0.96 pts
9Germany3.89-0.6 pts
10Bulgaria3.88-0.94 pts
11Croatia3.72-0.9 pts
12Ireland3.65-1.18 pts
13Austria3.5-0.86 pts
14Slovenia3.47-0.69 pts
15France3.46-0.4 pts
16Belgium3.45-0.68 pts
17Italy3.44-0.92 pts
18Portugal3.37-0.67 pts
19Luxembourg3.35-0.46 pts
20Spain3.11-0.74 pts

Other periods

About this ranking

Monthly average annual interest rate on new euro loans to non-financial corporations of over €250,000 and up to €1 million, excluding revolving loans, overdrafts and credit-card debt.

New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.

Every value in the ranking comes from the same publisher and the same period, so the EU countries are compared on one definition. 1 EU countries with data in other periods have no value for December 2025 and are left out rather than filled from another source. Equal values share a rank.

How to cite

European Central Bank. ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.3.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

European Central Bank. (n.d.). ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N) (EU countries by new corporate loan rate, over €250,000 to €1 million, 2025-12) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.3.2240.EUR.N?format=csvdata&startPeriod=2003-01

MLA 9

ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N), EU countries by new corporate loan rate, over €250,000 to €1 million, 2025-12. European Central Bank, https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.3.2240.EUR.N?format=csvdata&startPeriod=2003-01. Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-250000-to-one-million-euros/eu-countries?period=2025-12. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N). EU countries by new corporate loan rate, over €250,000 to €1 million, 2025-12. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.3.2240.EUR.N?format=csvdata&startPeriod=2003-01. Also distributed by Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-250000-to-one-million-euros/eu-countries?period=2025-12.

Harvard

European Central Bank (no date) ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N), EU countries by new corporate loan rate, over €250,000 to €1 million, 2025-12 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.3.2240.EUR.N?format=csvdata&startPeriod=2003-01, via Invokely: https://invokely.ai/rankings/corporate-loan-rate-over-250000-to-one-million-euros/eu-countries?period=2025-12 (Accessed: 12 October 2026).

BibTeX
@misc{european_eu_countries_by_new_2026,
  author = {{European Central Bank}},
  title = {{ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N): EU countries by new corporate loan rate, over €250,000 to €1 million, 2025-12}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.3.2240.EUR.N?format=csvdata&startPeriod=2003-01},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-250000-to-one-million-euros/eu-countries?period=2025-12. Publisher attribution: European Central Bank. ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.3.2240.EUR.N?format=csvdata\&startPeriod=2003-01. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N): EU countries by new corporate loan rate, over €250,000 to €1 million, 2025-12
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.3.2240.EUR.N?format=csvdata&startPeriod=2003-01
L2  - https://invokely.ai/rankings/corporate-loan-rate-over-250000-to-one-million-euros/eu-countries?period=2025-12
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/rankings/corporate-loan-rate-over-250000-to-one-million-euros/eu-countries?period=2025-12.
N1  - Publisher attribution: European Central Bank. ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2A.A.R.3.2240.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
ER  -
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Rank EU countries by new corporate loan rate, over €250,000 to €1 million using official data, and cite the source.
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Questions

Which EU country has the highest new corporate loan rate, over €250,000 to €1 million?

Lithuania, with 5.66% in December 2025, according to the European Central Bank.

Which EU country has the lowest new corporate loan rate, over €250,000 to €1 million?

Spain, with 3.11% in December 2025.

Where does this ranking come from?

Every value comes from one source and one period, so the places are comparable: European Central Bank, ECB MIR: New corporate loan rate, over €250,000 to €1 million (M.<area>.B.A2A.A.R.3.2240.EUR.N). Retrieved 2026-10-12. 1 EU countries have no value for December 2025 and are not ranked.

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