Data / Total liabilities of U.S. households and nonprofits / United States

Total liabilities of U.S. households and nonprofits in United States

Total liabilities of U.S. households and nonprofits in the United States was $21.88 trillion in Q2 2026, according to the Board of Governors of the Federal Reserve System. That is up 3.9% from Q2 2025.

Q2 2026, USD million21,880,608
Change on Q2 2025+3.9%
Series high21,880,608Q2 2026
Series low30,584Q4 1945

Next release: Friday, 11 December 2026, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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Total liabilities of U.S. households and nonprofits in United States, Q4 1945 to Q2 2026

05M10M15M20M25M1945-Q41961-Q21972-Q21983-Q21994-Q22005-Q22016-Q22026-Q22026-Q2: 21,880,608 USD million010M20M30M1945-Q41975-Q42001-Q22026-Q22026-Q2: 21,880,608 USD million
USD million. Source: Federal Reserve Board, Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q). Retrieved 2026-10-12, published 2026-09-11.
All 305 values
PeriodUSD million
2026-Q221,880,608
2026-Q121,604,616
2025-Q421,504,713
2025-Q321,274,509
2025-Q221,063,877
2025-Q120,859,892
2024-Q420,786,322
2024-Q320,629,880
2024-Q220,456,798
2024-Q120,311,283
2023-Q420,271,124
2023-Q320,093,101
2023-Q219,913,802
2023-Q119,749,255
2022-Q419,714,772
2022-Q319,429,125
2022-Q219,092,576
2022-Q118,681,010
2021-Q418,380,235
2021-Q317,997,181
2021-Q217,660,817
2021-Q116,957,519
2020-Q416,829,730
2020-Q316,611,824
2020-Q216,389,700
2020-Q116,372,296
2019-Q416,352,614
2019-Q316,163,918
2019-Q215,961,827
2019-Q115,764,144
2018-Q415,729,545
2018-Q315,576,253
2018-Q215,412,839
2018-Q115,281,295
2017-Q415,240,836
2017-Q315,069,179
2017-Q214,921,703
2017-Q114,777,183
2016-Q414,731,752
2016-Q314,613,099
2016-Q214,454,480
2016-Q114,330,444
2015-Q414,308,626
2015-Q314,290,205
2015-Q214,156,679
2015-Q114,030,885
2014-Q414,054,989
2014-Q313,975,813
2014-Q213,986,064
2014-Q113,932,986
2013-Q413,936,001
2013-Q313,776,775
2013-Q213,713,346
2013-Q113,695,762
2012-Q413,738,685
2012-Q313,904,119
2012-Q213,895,550
2012-Q113,923,710
2011-Q413,981,079
2011-Q313,990,668
2011-Q214,000,082
2011-Q114,045,543
2010-Q414,070,059
2010-Q314,083,965
2010-Q214,157,947
2010-Q114,221,159
2009-Q414,327,554
2009-Q314,333,522
2009-Q214,337,786
2009-Q114,363,652
2008-Q414,452,997
2008-Q314,726,809
2008-Q214,590,567
2008-Q114,638,763
2007-Q414,504,544
2007-Q314,308,235
2007-Q214,072,287
2007-Q113,772,698
2006-Q413,590,363
2006-Q313,326,283
2006-Q213,001,691
2006-Q112,644,873
2005-Q412,279,704
2005-Q311,980,981
2005-Q211,628,360
2005-Q111,299,172
2004-Q411,091,233
2004-Q310,727,299
2004-Q210,453,711
2004-Q110,135,108
2003-Q49,942,149
2003-Q39,685,415
2003-Q29,430,224
2003-Q19,039,204
2002-Q48,852,842
2002-Q38,604,816
2002-Q28,382,161
2002-Q18,192,741
2001-Q48,058,224
2001-Q37,928,592
2001-Q27,674,753
2001-Q17,472,505
2000-Q47,415,583
2000-Q37,279,799
2000-Q27,094,816
2000-Q16,948,649
1999-Q46,842,081
1999-Q36,669,465
1999-Q26,508,097
1999-Q16,352,103
1998-Q46,263,849
1998-Q36,116,596
1998-Q26,000,012
1998-Q15,859,929
1997-Q45,803,270
1997-Q35,706,390
1997-Q25,585,182
1997-Q15,488,494
1996-Q45,453,534
1996-Q35,352,206
1996-Q25,253,090
1996-Q15,151,999
1995-Q45,080,532
1995-Q34,984,773
1995-Q24,870,353
1995-Q14,777,497
1994-Q44,746,725
1994-Q34,625,641
1994-Q24,535,862
1994-Q14,449,716
1993-Q44,416,834
1993-Q34,322,616
1993-Q24,235,597
1993-Q14,167,217
1992-Q44,159,138
1992-Q34,085,871
1992-Q24,018,011
1992-Q13,973,908
1991-Q43,953,578
1991-Q33,869,727
1991-Q23,827,517
1991-Q13,762,151
1990-Q43,736,231
1990-Q33,669,545
1990-Q23,605,963
1990-Q13,532,855
1989-Q43,464,613
1989-Q33,381,113
1989-Q23,296,741
1989-Q13,208,293
1988-Q43,163,638
1988-Q33,089,056
1988-Q23,007,998
1988-Q12,922,185
1987-Q42,877,269
1987-Q32,809,137
1987-Q22,731,360
1987-Q12,638,075
1986-Q42,632,598
1986-Q32,545,440
1986-Q22,458,951
1986-Q12,393,253
1985-Q42,369,161
1985-Q32,255,688
1985-Q22,163,678
1985-Q12,088,085
1984-Q42,013,847
1984-Q31,946,767
1984-Q21,891,030
1984-Q11,826,024
1983-Q41,793,652
1983-Q31,731,052
1983-Q21,673,239
1983-Q11,622,139
1982-Q41,628,952
1982-Q31,594,249
1982-Q21,584,275
1982-Q11,560,063
1981-Q41,555,995
1981-Q31,524,516
1981-Q21,493,528
1981-Q11,456,128
1980-Q41,446,883
1980-Q31,404,433
1980-Q21,368,434
1980-Q11,350,185
1979-Q41,321,171
1979-Q31,275,704
1979-Q21,225,297
1979-Q11,177,742
1978-Q41,150,198
1978-Q31,107,675
1978-Q21,060,106
1978-Q11,009,747
1977-Q4986,838
1977-Q3949,004
1977-Q2910,820
1977-Q1872,087
1976-Q4855,307
1976-Q3827,173
1976-Q2802,013
1976-Q1775,261
1975-Q4765,731
1975-Q3742,013
1975-Q2721,930
1975-Q1707,900
1974-Q4708,576
1974-Q3695,386
1974-Q2676,967
1974-Q1656,176
1973-Q4651,927
1973-Q3635,514
1973-Q2616,421
1973-Q1597,513
1972-Q4585,391
1972-Q3566,693
1972-Q2551,242
1972-Q1531,304
1971-Q4524,058
1971-Q3507,864
1971-Q2495,120
1971-Q1481,470
1970-Q4478,718
1970-Q3469,717
1970-Q2462,779
1970-Q1456,221
1969-Q4463,762
1969-Q3452,164
1969-Q2446,316
1969-Q1434,905
1968-Q4436,130
1968-Q3422,768
1968-Q2415,170
1968-Q1402,456
1967-Q4410,854
1967-Q3389,200
1967-Q2383,139
1967-Q1375,805
1966-Q4376,015
1966-Q3369,544
1966-Q2365,653
1966-Q1355,957
1965-Q4352,779
1965-Q3343,379
1965-Q2336,463
1965-Q1326,858
1964-Q4323,363
1964-Q3314,372
1964-Q2307,560
1964-Q1297,963
1963-Q4293,999
1963-Q3284,988
1963-Q2277,471
1963-Q1267,954
1962-Q4265,044
1962-Q3257,549
1962-Q2251,334
1962-Q1244,235
1961-Q4242,908
1961-Q3235,782
1961-Q2231,507
1961-Q1225,306
1960-Q4224,545
1960-Q3219,062
1960-Q2214,480
1960-Q1207,621
1959-Q4206,698
1959-Q3199,890
1959-Q2193,675
1959-Q1186,640
1958-Q4184,146
1958-Q3178,356
1958-Q2174,780
1958-Q1171,210
1957-Q4172,075
1957-Q3168,970
1957-Q2165,827
1957-Q1160,760
1956-Q4159,599
1956-Q3154,832
1956-Q2151,445
1956-Q1146,184
1955-Q4144,426
1955-Q3138,787
1955-Q2133,426
1955-Q1126,315
1954-Q4123,092
1954-Q3117,763
1954-Q2114,312
1954-Q1110,496
1953-Q4110,624
1953-Q3107,229
1953-Q2104,699
1953-Q1100,207
1952-Q497,890
1952-Q393,441
1952-Q290,411
1952-Q186,224
1951-Q485,567
1950-Q476,803
1949-Q463,061
1948-Q455,109
1947-Q446,468
1946-Q437,441
1945-Q430,584

Definition

Total balance-sheet liabilities of the U.S. households and nonprofit organizations sector, in millions of dollars outstanding at quarter end.

These are end-of-period balances in millions of current U.S. dollars and are not seasonally adjusted. S1M.b covers households and nonprofit organizations together, including farm households; its sector note also includes private equity funds, personal trusts, and domestic hedge funds through 2012:Q3. It is not a household-only measure unless the indicator name says so. The first available observation is 1945:Q4; observations are annual at year end through 1951 and quarterly from 1952:Q1. Missing quarters remain missing and are not interpolated by this dataset. Valuation basis varies by item: real estate and marketable securities are at market value, while consumer durables and other nonfinancial assets use replacement or current cost. Totals and component rows overlap; memo items such as 529 plan assets are already included in total assets. Federal Reserve releases may revise historical values or methods, which can affect comparisons over time.

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How to cite

Board of Governors of the Federal Reserve System. Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q). https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Board of Governors of the Federal Reserve System. (2026). Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q) (Total liabilities of U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2) [Data set]. Retrieved October 12, 2026, from https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm

MLA 9

Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q), Total liabilities of U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2. Board of Governors of the Federal Reserve System, 11 Sept. 2026, https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm. Invokely, https://invokely.ai/en/us-household-nonprofit-total-liabilities/united-states. Accessed 12 Oct. 2026.

Chicago (author-date)

Board of Governors of the Federal Reserve System. 2026. Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q). Total liabilities of U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2. Dataset. Accessed October 12, 2026. https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm. Also distributed by Invokely, https://invokely.ai/en/us-household-nonprofit-total-liabilities/united-states.

Harvard

Board of Governors of the Federal Reserve System (2026) Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q), Total liabilities of U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2 [Dataset]. Available at: https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm, via Invokely: https://invokely.ai/en/us-household-nonprofit-total-liabilities/united-states (Accessed: 12 October 2026).

BibTeX
@misc{board_total_liabilities_of_u_2026,
  author = {{Board of Governors of the Federal Reserve System}},
  title = {{Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q): Total liabilities of U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/us-household-nonprofit-total-liabilities/united-states. Publisher attribution: Board of Governors of the Federal Reserve System. Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q). https://www.federalreserve.gov/releases/z1/current/html/S1M\_b.htm. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Board of Governors of the Federal Reserve System
TI  - Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q): Total liabilities of U.S. households and nonprofits, United States, 1945-Q4 to 2026-Q2
PY  - 2026
DA  - 2026/09/11
PB  - Board of Governors of the Federal Reserve System
DB  - Invokely
UR  - https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm
L2  - https://invokely.ai/en/us-household-nonprofit-total-liabilities/united-states
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/us-household-nonprofit-total-liabilities/united-states.
N1  - Publisher attribution: Board of Governors of the Federal Reserve System. Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q). https://www.federalreserve.gov/releases/z1/current/html/S1M_b.htm. Retrieved 2026-10-12.
ER  -
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Questions

What is the total liabilities of U.S. households and nonprofits in United States?

Total liabilities of U.S. households and nonprofits in the United States was $21.88 trillion in Q2 2026, according to the Board of Governors of the Federal Reserve System. That is up 3.9% from Q2 2025.

Where does this figure come from?

Board of Governors of the Federal Reserve System. Z.1 Financial Accounts, S1M.b: Households and nonprofit organizations; total liabilities (FL154190005.Q). Retrieved by Invokely on 2026-10-12.

What was the highest total liabilities of U.S. households and nonprofits in United States?

$21.88 trillion in Q2 2026, the highest value since Q4 1945 in this series.

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