Data / U.S. bank credit / United States

U.S. bank credit in United States

U.S. bank credit in the United States was $19.88 trillion in September 2026, according to the Board of Governors of the Federal Reserve System. That is up 6% from September 2025.

September 2026, USD million19,876,350.1
Change on September 2025+6%
Series high19,876,350.1September 2026
Series low772,289.9October 1976

Next release: Sunday, 8 November 2026, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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U.S. bank credit in United States, October 1976 to September 2026

05M10M15M20M1976-101983-121991-021998-042005-062012-082019-102026-092026-09: 19,876,350.1 USD million05M10M15M20M1976-101993-062010-022026-092026-09: 19,876,350.1 USD million
USD million. Source: Federal Reserve Board, H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM). Retrieved 2026-10-12, published 2026-10-09.
All 600 values
PeriodUSD million
2026-0919,876,350.1
2026-0819,826,764.2
2026-0719,744,883.9
2026-0619,654,084
2026-0519,559,382.9
2026-0419,461,323.3
2026-0319,364,543.4
2026-0219,254,602.4
2026-0119,101,259.4
2025-1218,946,998.6
2025-1118,909,224.7
2025-1018,828,230.3
2025-0918,744,317.4
2025-0818,665,942.2
2025-0718,567,511.3
2025-0618,461,875.4
2025-0518,380,695.5
2025-0418,298,832.3
2025-0318,155,869.5
2025-0218,058,922.9
2025-0117,998,357.8
2024-1217,970,632
2024-1117,946,323.6
2024-1017,924,929.8
2024-0917,846,273.2
2024-0817,780,708.7
2024-0717,710,079.5
2024-0617,646,896.1
2024-0517,569,320.5
2024-0417,526,283.3
2024-0317,565,261.7
2024-0217,460,151.2
2024-0117,427,922.9
2023-1217,354,096.7
2023-1117,283,268.6
2023-1017,275,389
2023-0917,271,937.1
2023-0817,263,036.9
2023-0717,260,476.7
2023-0617,262,812.2
2023-0517,319,477.7
2023-0417,338,537.2
2023-0317,470,517.9
2023-0217,581,640.3
2023-0117,555,278.5
2022-1217,514,641.7
2022-1117,412,072.5
2022-1017,363,272.5
2022-0917,344,270.7
2022-0817,322,981.5
2022-0717,251,645.9
2022-0617,146,065.2
2022-0517,030,960.1
2022-0416,912,144.1
2022-0316,810,753.3
2022-0216,666,207.9
2022-0116,574,019.1
2021-1216,405,325.5
2021-1116,221,447.9
2021-1016,061,397.7
2021-0915,879,671.2
2021-0815,761,739.1
2021-0715,666,917.4
2021-0615,595,887.3
2021-0515,555,069.4
2021-0415,418,664.7
2021-0315,345,316
2021-0215,226,499.2
2021-0115,101,749.5
2020-1215,043,660.7
2020-1115,026,356.7
2020-1014,978,748.3
2020-0914,970,306.6
2020-0814,931,110.2
2020-0714,909,691
2020-0614,858,205.9
2020-0514,863,018.1
2020-0414,777,695
2020-0314,416,918.3
2020-0213,953,368
2020-0113,882,249.7
2019-1213,864,637.7
2019-1113,824,594.6
2019-1013,761,854.6
2019-0913,718,679.6
2019-0813,611,824.5
2019-0713,525,093.4
2019-0613,471,198.9
2019-0513,402,116.6
2019-0413,331,190.8
2019-0313,275,174.9
2019-0213,229,462.9
2019-0113,180,443.3
2018-1213,077,711.4
2018-1112,955,510.3
2018-1012,907,829.8
2018-0912,863,203.2
2018-0812,819,997.8
2018-0712,801,975
2018-0612,761,464.1
2018-0512,684,884.5
2018-0412,654,231.7
2018-0312,593,797.7
2018-0212,579,778.4
2018-0112,570,518.6
2017-1212,548,880.1
2017-1112,489,668.4
2017-1012,446,142.1
2017-0912,376,991.3
2017-0812,325,166.4
2017-0712,292,714.8
2017-0612,249,648.9
2017-0512,241,895
2017-0412,197,683.1
2017-0312,166,466.3
2017-0212,150,596.7
2017-0112,108,385.5
2016-1212,073,177.9
2016-1112,078,875
2016-1012,060,181.7
2016-0911,986,200.5
2016-0811,905,110.7
2016-0711,861,540
2016-0611,781,820.3
2016-0511,714,578.5
2016-0411,635,742.8
2016-0311,560,654.7
2016-0211,474,615.4
2016-0111,403,078.2
2015-1211,339,546
2015-1111,259,463.4
2015-1011,175,805.3
2015-0911,114,151.5
2015-0811,075,597.4
2015-0711,010,529.7
2015-0610,986,086.9
2015-0510,929,682
2015-0410,863,180.4
2015-0310,799,125.4
2015-0210,706,306
2015-0110,621,768.8
2014-1210,535,899
2014-1110,441,573.6
2014-1010,383,054.9
2014-0910,354,730.7
2014-0810,300,844
2014-0710,249,218.7
2014-0610,181,223.9
2014-0510,115,357.8
2014-0410,058,205.6
2014-0310,011,556.4
2014-029,938,981.5
2014-019,857,934.7
2013-129,824,149.8
2013-119,790,700
2013-109,757,117
2013-099,727,229.7
2013-089,715,670.5
2013-079,725,385.1
2013-069,734,574.5
2013-059,725,734.7
2013-049,728,067
2013-039,667,499
2013-029,665,960.4
2013-019,651,787.8
2012-129,623,022.3
2012-119,573,093.6
2012-109,514,945.2
2012-099,500,171.7
2012-089,468,257.1
2012-079,431,933.4
2012-069,385,842.7
2012-059,366,230.9
2012-049,336,280.5
2012-039,296,248.8
2012-029,271,350.7
2012-019,177,145.8
2011-129,103,649.9
2011-119,087,368.6
2011-109,043,658.7
2011-099,008,714.1
2011-088,988,996.8
2011-078,947,476.7
2011-068,927,532.3
2011-058,926,762.3
2011-048,929,426.7
2011-038,910,252.6
2011-028,913,602.5
2011-018,947,774.3
2010-128,977,559.4
2010-119,013,318.8
2010-109,000,864.1
2010-098,988,039.8
2010-088,993,015.8
2010-078,964,889.9
2010-068,932,034.3
2010-058,967,956.9
2010-049,018,687.5
2010-038,700,022.1
2010-028,648,948
2010-018,710,563.9
2009-128,778,088.2
2009-118,817,643.9
2009-108,762,602.4
2009-098,840,315
2009-088,920,071.5
2009-078,967,596.4
2009-069,027,713.5
2009-059,043,159.3
2009-048,996,698.3
2009-039,034,400.6
2009-029,065,599.5
2009-019,037,528
2008-129,028,480.1
2008-119,101,872.9
2008-109,194,971.3
2008-098,820,677.5
2008-088,687,170.6
2008-078,696,847.4
2008-068,695,029.9
2008-058,699,974.1
2008-048,700,530
2008-038,689,345.7
2008-028,643,376.6
2008-018,594,284.2
2007-128,571,180.1
2007-118,516,930.3
2007-108,439,833.2
2007-098,351,249.8
2007-088,236,875.3
2007-078,132,388
2007-068,060,876.6
2007-057,993,871.7
2007-047,952,723.8
2007-037,893,012
2007-027,935,630.6
2007-017,886,438.3
2006-127,838,960.2
2006-117,751,075
2006-107,705,031
2006-097,544,032.2
2006-087,527,594.5
2006-077,477,078.1
2006-067,433,271.1
2006-057,395,217.5
2006-047,316,757.5
2006-037,220,703.7
2006-027,173,019.5
2006-017,121,278.7
2005-127,071,543.4
2005-116,992,725.3
2005-106,972,787.2
2005-096,936,994.4
2005-086,899,385.3
2005-076,840,145.6
2005-066,750,924.7
2005-056,717,535
2005-046,660,985.9
2005-036,627,891.4
2005-026,557,372.9
2005-016,494,261
2004-126,374,969.5
2004-116,301,527.4
2004-106,259,852.5
2004-096,227,033.2
2004-086,166,847.1
2004-076,134,534.8
2004-066,107,343.3
2004-056,065,453.7
2004-046,035,323.1
2004-035,980,831.1
2004-025,904,761.5
2004-015,819,440.8
2003-125,790,252.9
2003-115,726,865.4
2003-105,699,408.7
2003-095,729,178.8
2003-085,734,210.2
2003-075,730,833.6
2003-065,693,672.2
2003-055,646,705.3
2003-045,586,647.3
2003-035,540,880.8
2003-025,511,668.5
2003-015,471,960.6
2002-125,458,065.7
2002-115,394,973.4
2002-105,333,663
2002-095,255,067.6
2002-085,197,248.9
2002-075,137,555.5
2002-065,114,880
2002-055,083,016.1
2002-045,078,143.2
2002-035,070,780.7
2002-025,056,936.1
2002-015,046,136.6
2001-125,066,779.5
2001-115,029,433.2
2001-105,000,375.9
2001-095,026,859
2001-084,947,615.6
2001-074,949,278.7
2001-064,951,308.8
2001-054,952,143.1
2001-044,933,359.8
2001-034,914,906.1
2001-024,905,363.3
2001-014,901,947.7
2000-124,866,908.5
2000-114,830,495
2000-104,816,143
2000-094,825,645
2000-084,801,990.9
2000-074,777,108.5
2000-064,745,295.8
2000-054,705,971.5
2000-044,657,962.2
2000-034,615,572.8
2000-024,562,666.4
2000-014,539,989.2
1999-124,505,321.1
1999-114,450,914.8
1999-104,413,636.7
1999-094,383,126.2
1999-084,352,010.5
1999-074,329,140.3
1999-064,316,422.2
1999-054,284,655.3
1999-044,277,095.1
1999-034,262,778.3
1999-024,239,135.3
1999-014,247,957.1
1998-124,239,772.4
1998-114,228,949.5
1998-104,173,562.2
1998-094,123,240.8
1998-084,096,936.3
1998-074,053,300
1998-064,040,468.6
1998-054,024,958.6
1998-044,006,845.3
1998-033,996,658.6
1998-023,955,180.4
1998-013,924,908.1
1997-123,886,441.3
1997-113,864,629.3
1997-103,829,413.4
1997-093,813,494.9
1997-083,786,774.6
1997-073,773,009.9
1997-063,748,391.4
1997-053,722,447.4
1997-043,699,143
1997-033,658,851.4
1997-023,627,152.8
1997-013,612,015.6
1996-123,588,333.5
1996-113,567,922.5
1996-103,549,181.7
1996-093,520,262.8
1996-083,498,091.7
1996-073,487,801.8
1996-063,482,884.3
1996-053,468,334.3
1996-043,461,134.1
1996-033,441,435.5
1996-023,432,589.1
1996-013,417,963.2
1995-123,401,340.8
1995-113,386,960.2
1995-103,375,283.7
1995-093,372,557.1
1995-083,354,527.4
1995-073,332,818.8
1995-063,306,426.9
1995-053,288,709
1995-043,270,411.5
1995-033,217,334.3
1995-023,206,529.3
1995-013,200,159.9
1994-123,174,457.6
1994-113,150,689
1994-103,139,764.6
1994-093,129,162.7
1994-083,116,180.2
1994-073,103,365.3
1994-063,077,180.6
1994-053,061,868.7
1994-043,057,080.4
1994-033,038,744.9
1994-023,008,409.4
1994-013,006,103.6
1993-122,993,543.6
1993-112,975,277.4
1993-102,963,476.8
1993-092,960,297.6
1993-082,953,472.7
1993-072,944,051.8
1993-062,928,888.8
1993-052,909,771.3
1993-042,892,361.2
1993-032,883,127.6
1993-022,869,750.2
1993-012,859,878.9
1992-122,860,559.9
1992-112,848,573.3
1992-102,839,370.6
1992-092,833,232.5
1992-082,821,259.6
1992-072,811,883.8
1992-062,805,886.4
1992-052,801,809.6
1992-042,795,956.3
1992-032,788,846.3
1992-022,783,718.5
1992-012,778,027.2
1991-122,769,528.6
1991-112,753,976.4
1991-102,739,090.8
1991-092,721,810.5
1991-082,710,365.1
1991-072,711,235
1991-062,711,463.9
1991-052,703,109.6
1991-042,699,968.1
1991-032,697,794
1991-022,681,879.1
1991-012,671,244.8
1990-122,672,372.8
1990-112,661,679.6
1990-102,656,627.1
1990-092,646,332.7
1990-082,640,728
1990-072,630,369.3
1990-062,623,791.7
1990-052,607,351.5
1990-042,595,727.9
1990-032,582,397.2
1990-022,572,660.3
1990-012,552,917.3
1989-122,537,692.4
1989-112,529,486.1
1989-102,519,552.4
1989-092,498,241
1989-082,486,807.8
1989-072,471,274.6
1989-062,450,741.2
1989-052,438,916.3
1989-042,422,102.6
1989-032,403,998
1989-022,395,863.6
1989-012,374,948.6
1988-122,366,884.8
1988-112,355,872.5
1988-102,342,820.5
1988-092,328,593.6
1988-082,323,068.1
1988-072,314,336.9
1988-062,299,129.2
1988-052,280,185.2
1988-042,260,135.6
1988-032,238,895.4
1988-022,222,898.5
1988-012,212,098.2
1987-122,197,322.2
1987-112,183,774.4
1987-102,181,558.4
1987-092,167,864.6
1987-082,145,456.4
1987-072,134,134.7
1987-062,128,570.7
1987-052,121,362.3
1987-042,112,406.4
1987-032,088,679.3
1987-022,078,062.7
1987-012,074,164.7
1986-122,052,709.7
1986-112,018,132.4
1986-101,999,458.2
1986-091,996,065.5
1986-081,976,908.1
1986-071,956,739.1
1986-061,935,094.9
1986-051,923,534.9
1986-041,914,017.1
1986-031,900,053.8
1986-021,889,178.3
1986-011,883,264.4
1985-121,856,669.6
1985-111,833,396.4
1985-101,812,693.2
1985-091,805,715.8
1985-081,790,961.6
1985-071,782,395.9
1985-061,770,957.7
1985-051,753,748.4
1985-041,736,776.9
1985-031,735,492.4
1985-021,722,427.1
1985-011,703,784.2
1984-121,695,767.9
1984-111,681,816.3
1984-101,667,109.8
1984-091,655,515.2
1984-081,643,246
1984-071,634,259.9
1984-061,621,813
1984-051,608,490.9
1984-041,592,411.8
1984-031,575,087.2
1984-021,559,938.8
1984-011,540,025.7
1983-121,533,651
1983-111,522,942.6
1983-101,507,570.5
1983-091,491,101.5
1983-081,479,642.2
1983-071,467,208.4
1983-061,456,373.4
1983-051,439,789.3
1983-041,427,493.4
1983-031,415,405.6
1983-021,401,392.8
1983-011,393,630.5
1982-121,382,509.7
1982-111,374,841.4
1982-101,374,366.5
1982-091,364,473.1
1982-081,355,417.3
1982-071,349,219.9
1982-061,342,955.1
1982-051,334,619.4
1982-041,326,309.5
1982-031,312,177.5
1982-021,304,242.8
1982-011,290,440.7
1981-121,285,375.2
1981-111,290,453.7
1981-101,283,725.8
1981-091,277,556.8
1981-081,270,715.7
1981-071,263,387
1981-061,257,481
1981-051,248,273
1981-041,234,559.6
1981-031,225,235.5
1981-021,220,482
1981-011,214,611.3
1980-121,207,190.4
1980-111,196,039.2
1980-101,178,875.3
1980-091,165,597.6
1980-081,157,130.8
1980-071,145,310.5
1980-061,137,038.2
1980-051,136,948.6
1980-041,140,083
1980-031,138,055.5
1980-021,128,276.7
1980-011,114,859.1
1979-121,110,030.3
1979-111,103,769.3
1979-101,104,333.1
1979-091,098,503.4
1979-081,083,022.5
1979-071,075,045.9
1979-061,061,027.5
1979-051,046,514.8
1979-041,035,727.2
1979-031,020,271.9
1979-021,007,908.3
1979-01999,968.1
1978-12995,381
1978-11983,998.7
1978-10972,303.3
1978-09961,549.4
1978-08948,641
1978-07941,927.2
1978-06934,173.3
1978-05920,955.9
1978-04912,822.5
1978-03901,001
1978-02888,753.6
1978-01881,877.4
1977-12877,997.9
1977-11865,960.6
1977-10857,789.6
1977-09851,213.7
1977-08843,032.8
1977-07835,506.4
1977-06830,913.7
1977-05823,278
1977-04816,265.5
1977-03807,729.2
1977-02798,175
1977-01793,406.3
1976-12793,051.5
1976-11780,406.5
1976-10772,289.9

Definition

Seasonally adjusted monthly average balance of bank credit at U.S. commercial banks, in USD million. Bank credit combines securities in bank credit with loans and leases in bank credit (Federal Reserve H.8, item 1).

H.8 covers commercial banks in the 50 states and the District of Columbia, including domestically chartered banks, U.S. branches and agencies of foreign banks, and Edge Act and agreement corporations. It excludes International Banking Facilities, U.S. territories, savings institutions, credit unions, and consumer finance companies. The XML date is the calendar month-end label, but each monthly level is a pro rata average of estimated weekly Wednesday balances, not a month-end balance. These are balance-sheet stocks, not new lending or loan originations. Some indicators are aggregates with their components also listed, so an aggregate and its components should not be added together. Federal Reserve notes document reporting and category reclassifications that can affect levels; published H.8 growth rates adjust for major nonbank structural changes and accounting changes, while the levels shown here retain these breaks and may not be comparable across them.

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How to cite

Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-12.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Board of Governors of the Federal Reserve System. (2026). H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM) (U.S. bank credit, United States, 1976-10 to 2026-09) [Data set]. Retrieved October 12, 2026, from https://www.federalreserve.gov/releases/h8/current/

MLA 9

H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM), U.S. bank credit, United States, 1976-10 to 2026-09. Board of Governors of the Federal Reserve System, 9 Oct. 2026, https://www.federalreserve.gov/releases/h8/current/. Invokely, https://invokely.ai/en/us-bank-credit/united-states. Accessed 12 Oct. 2026.

Chicago (author-date)

Board of Governors of the Federal Reserve System. 2026. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM). U.S. bank credit, United States, 1976-10 to 2026-09. Dataset. Accessed October 12, 2026. https://www.federalreserve.gov/releases/h8/current/. Also distributed by Invokely, https://invokely.ai/en/us-bank-credit/united-states.

Harvard

Board of Governors of the Federal Reserve System (2026) H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM), U.S. bank credit, United States, 1976-10 to 2026-09 [Dataset]. Available at: https://www.federalreserve.gov/releases/h8/current/, via Invokely: https://invokely.ai/en/us-bank-credit/united-states (Accessed: 12 October 2026).

BibTeX
@misc{board_u_s_bank_credit_2026,
  author = {{Board of Governors of the Federal Reserve System}},
  title = {{H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM): U.S. bank credit, United States, 1976-10 to 2026-09}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www.federalreserve.gov/releases/h8/current/},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/us-bank-credit/united-states. Publisher attribution: Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Board of Governors of the Federal Reserve System
TI  - H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM): U.S. bank credit, United States, 1976-10 to 2026-09
PY  - 2026
DA  - 2026/10/09
PB  - Board of Governors of the Federal Reserve System
DB  - Invokely
UR  - https://www.federalreserve.gov/releases/h8/current/
L2  - https://invokely.ai/en/us-bank-credit/united-states
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/us-bank-credit/united-states.
N1  - Publisher attribution: Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-12.
ER  -
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Questions

What is the U.S. bank credit in United States?

U.S. bank credit in the United States was $19.88 trillion in September 2026, according to the Board of Governors of the Federal Reserve System. That is up 6% from September 2025.

Where does this figure come from?

Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit, seasonally adjusted monthly average, USD million (B1001NCBAM). Retrieved by Invokely on 2026-10-12.

What was the highest U.S. bank credit in United States?

$19.88 trillion in September 2026, the highest value since October 1976 in this series.

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