Data / U.S. bank credit card and revolving loans / United States

U.S. bank credit card and revolving loans in United States

U.S. bank credit card and revolving loans in the United States was $1.09 trillion in September 2026, according to the Board of Governors of the Federal Reserve System. That is up 4% from September 2025.

September 2026, USD million1,092,828.3
Change on September 2025+4%
Series high1,092,828.3September 2026
Series low211,789.9July 2000

Next release: Sunday, 8 November 2026, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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U.S. bank credit card and revolving loans in United States, July 2000 to September 2026

200K400K600K800K1M1.2M2000-072004-042008-012011-102015-072019-042023-012026-092026-09: 1,092,828.3 USD million0250K500K750K1M1.25M2000-072009-042018-012026-092026-09: 1,092,828.3 USD million
USD million. Source: Federal Reserve Board, H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM). Retrieved 2026-10-16, published 2026-10-16.
All 315 values
PeriodUSD million
2026-091,092,828.3
2026-081,089,359.1
2026-071,088,985.3
2026-061,086,857.3
2026-051,082,867.4
2026-041,080,815.5
2026-031,075,499.7
2026-021,069,709.1
2026-011,067,169.1
2025-121,064,173.7
2025-111,058,921
2025-101,054,945.3
2025-091,050,755
2025-081,048,053.3
2025-071,045,206.2
2025-061,043,836.1
2025-051,042,561.5
2025-041,039,070.2
2025-031,045,741.5
2025-021,045,360.2
2025-011,042,722.2
2024-121,071,109.4
2024-111,075,383
2024-101,076,161
2024-091,072,440.8
2024-081,069,180.5
2024-071,064,830
2024-061,063,390.2
2024-051,060,280.3
2024-041,054,835.7
2024-031,056,014.5
2024-021,047,883.3
2024-011,041,131.7
2023-121,032,125.9
2023-111,030,143.1
2023-101,021,751.2
2023-091,014,354.5
2023-081,006,369.2
2023-07999,308.2
2023-06992,541.7
2023-05985,657.5
2023-04978,397.4
2023-03969,657.2
2023-02956,462.3
2023-01953,268.2
2022-12942,546
2022-11933,904.4
2022-10926,310.9
2022-09914,363.2
2022-08902,548.8
2022-07893,282.4
2022-06879,669.5
2022-05865,108.2
2022-04851,916.5
2022-03837,017.1
2022-02819,597.6
2022-01812,790.1
2021-12804,887.7
2021-11795,156.4
2021-10783,833.7
2021-09773,446.2
2021-08769,066.8
2021-07762,745.9
2021-06756,896.5
2021-05748,355.4
2021-04737,268.3
2021-03742,950.2
2021-02743,461.2
2021-01744,799
2020-12750,259.5
2020-11751,054.1
2020-10752,790.6
2020-09752,315.3
2020-08753,586.9
2020-07758,532
2020-06763,581.8
2020-05772,466.4
2020-04799,263.7
2020-03852,482.9
2020-02851,645
2020-01848,752.5
2019-12845,043.7
2019-11841,750
2019-10839,316.6
2019-09832,127.9
2019-08830,956.2
2019-07825,367.9
2019-06825,795.9
2019-05823,208.1
2019-04818,455.6
2019-03816,774.1
2019-02813,542.2
2019-01809,672.6
2018-12807,712.9
2018-11807,410.8
2018-10803,631.3
2018-09800,350.2
2018-08797,520.4
2018-07792,869.6
2018-06794,210.1
2018-05790,219.6
2018-04786,573.4
2018-03772,580.2
2018-02769,247.3
2018-01768,538.3
2017-12765,222.2
2017-11761,604.3
2017-10749,669.3
2017-09736,918.3
2017-08730,946.9
2017-07727,776.7
2017-06724,643.6
2017-05720,257.6
2017-04718,692.5
2017-03716,802.3
2017-02715,377.6
2017-01713,695.3
2016-12712,376.2
2016-11708,065.7
2016-10706,308.6
2016-09703,518.5
2016-08700,605.3
2016-07696,669.8
2016-06687,385.8
2016-05677,819.5
2016-04674,792.6
2016-03671,059.9
2016-02664,457.9
2016-01664,092.9
2015-12659,187.2
2015-11656,063
2015-10653,718
2015-09649,599.1
2015-08645,624.5
2015-07640,949.9
2015-06636,848.9
2015-05634,511.5
2015-04632,250.8
2015-03627,421.9
2015-02626,406.8
2015-01625,489.7
2014-12623,140
2014-11621,349
2014-10618,465.8
2014-09618,086.1
2014-08615,920.3
2014-07613,245.9
2014-06611,232.3
2014-05609,670.3
2014-04606,367.8
2014-03603,933.5
2014-02602,435.1
2014-01600,140.4
2013-12599,774.3
2013-11605,440.7
2013-10613,353.4
2013-09612,564
2013-08612,465
2013-07612,187.1
2013-06615,027.1
2013-05613,056.2
2013-04611,772.2
2013-03611,858
2013-02608,717
2013-01607,020
2012-12606,558.1
2012-11608,098.1
2012-10607,280.1
2012-09608,070.5
2012-08608,867.7
2012-07607,763
2012-06609,327.1
2012-05608,511.5
2012-04600,641.9
2012-03600,732
2012-02598,923
2012-01600,319.8
2011-12601,310.1
2011-11600,931
2011-10600,556.7
2011-09600,917.9
2011-08601,095.5
2011-07601,844.1
2011-06600,621.3
2011-05596,568.8
2011-04597,498.2
2011-03600,659.3
2011-02600,961.5
2011-01603,432.5
2010-12606,624.6
2010-11607,154.5
2010-10610,683.9
2010-09617,325.6
2010-08622,614.4
2010-07628,216
2010-06632,960.7
2010-05640,289.5
2010-04647,770.9
2010-03391,485
2010-02317,915.2
2010-01323,363.5
2009-12335,399.9
2009-11343,348.7
2009-10345,191.2
2009-09351,415.9
2009-08355,522.5
2009-07357,444.2
2009-06358,522.2
2009-05364,749.2
2009-04372,852.7
2009-03383,196.8
2009-02395,351.3
2009-01393,372.4
2008-12383,656
2008-11381,544.5
2008-10373,000
2008-09349,638.1
2008-08341,352.6
2008-07335,539.8
2008-06330,943.7
2008-05330,619.8
2008-04329,351.1
2008-03328,490
2008-02331,427.4
2008-01338,150.4
2007-12340,896.4
2007-11329,473.4
2007-10320,252.5
2007-09321,955.7
2007-08317,865.2
2007-07316,947.9
2007-06315,827.1
2007-05311,090.1
2007-04307,882.5
2007-03303,065.3
2007-02310,153.7
2007-01315,193.6
2006-12312,659.4
2006-11303,118.7
2006-10299,975.2
2006-09303,693.2
2006-08303,966.6
2006-07300,210.8
2006-06298,633.2
2006-05301,792.8
2006-04295,030.6
2006-03292,235.1
2006-02296,205.6
2006-01302,155.8
2005-12303,182.3
2005-11299,890
2005-10295,681.5
2005-09303,898.6
2005-08302,178
2005-07302,616
2005-06301,767.9
2005-05299,111.6
2005-04301,290.8
2005-03300,074.3
2005-02299,350.7
2005-01304,013.7
2004-12296,865.2
2004-11287,443.5
2004-10290,878.1
2004-09294,045.9
2004-08290,607.7
2004-07287,865.5
2004-06287,324.7
2004-05284,525
2004-04281,197.1
2004-03280,026.7
2004-02281,992.3
2004-01283,591.6
2003-12281,143.2
2003-11271,353.7
2003-10241,518.2
2003-09243,778.3
2003-08245,348.3
2003-07245,681.6
2003-06244,862.2
2003-05247,491.8
2003-04240,015.4
2003-03244,418
2003-02247,609.6
2003-01251,515.8
2002-12255,180.5
2002-11252,288.7
2002-10255,779.8
2002-09255,224.6
2002-08249,445.5
2002-07239,683.3
2002-06242,788.8
2002-05243,823.8
2002-04246,018.1
2002-03241,188.1
2002-02241,278.6
2002-01241,707.9
2001-12242,090.3
2001-11239,419
2001-10233,621.1
2001-09232,599.6
2001-08233,381.5
2001-07231,521.1
2001-06232,709.7
2001-05234,414.8
2001-04232,430.3
2001-03228,995.3
2001-02230,229.8
2001-01231,335.7
2000-12228,334
2000-11222,630.9
2000-10220,740.4
2000-09222,150.7
2000-08217,487.7
2000-07211,789.9

Revision history

The September 2026 figure was revised once after Invokely first recorded it and still reads $1.09 trillion.

Periods with a revised value or a changed status, newest first. Values in USD million; dates are when Invokely recorded each version (UTC).
PeriodFirst recordedLatestRevisionsStatus changesFirst recorded onLast revised on
September 20261,092,829.41,092,828.310
August 20261,089,361.31,089,359.110
July 20261,088,986.81,088,985.310
June 20261,086,858.71,086,857.310

Every version, with its dates and source, is available through the get_revisions tool and the /api/v1/revisions endpoint. Methodology

Definition

Seasonally adjusted monthly average balance of credit card loans and other revolving plans reported by domestically chartered U.S. commercial banks, in USD million.

More on how it is measured
  • H.8 includes prearranged overdraft plans and excludes loans secured by real estate, such as revolving home equity credit.
  • Foreign-related institutions do not report consumer loans separately, so their consumer balances are included in all other loans not elsewhere classified.
  • This series therefore does not capture their revolving balances or measure revolving credit from all U.S. lenders (Federal Reserve H.8, item 21 and footnote 16).

H.8 covers commercial banks in the 50 states and the District of Columbia, including domestically chartered banks, U.S. branches and agencies of foreign banks, and Edge Act and agreement corporations. It excludes International Banking Facilities, U.S. territories, savings institutions, credit unions, and consumer finance companies. The XML date is the calendar month-end label, but each monthly level is a pro rata average of estimated weekly Wednesday balances, not a month-end balance. These are balance-sheet stocks, not new lending or loan originations. Some indicators are aggregates with their components also listed, so an aggregate and its components should not be added together. Federal Reserve notes document reporting and category reclassifications that can affect levels; published H.8 growth rates adjust for major nonbank structural changes and accounting changes, while the levels shown here retain these breaks and may not be comparable across them.

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How to cite

Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-16.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Board of Governors of the Federal Reserve System. (2026). H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM) (U.S. bank credit card and revolving loans, United States, 2000-07 to 2026-09) [Data set]. Retrieved October 16, 2026, from https://www.federalreserve.gov/releases/h8/current/

MLA 9

H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM), U.S. bank credit card and revolving loans, United States, 2000-07 to 2026-09. Board of Governors of the Federal Reserve System, 16 Oct. 2026, https://www.federalreserve.gov/releases/h8/current/. Invokely, https://invokely.ai/en/us-bank-credit-card-revolving-loans/united-states. Accessed 16 Oct. 2026.

Chicago (author-date)

Board of Governors of the Federal Reserve System. 2026. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM). U.S. bank credit card and revolving loans, United States, 2000-07 to 2026-09. Dataset. Accessed October 16, 2026. https://www.federalreserve.gov/releases/h8/current/. Also distributed by Invokely, https://invokely.ai/en/us-bank-credit-card-revolving-loans/united-states.

Harvard

Board of Governors of the Federal Reserve System (2026) H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM), U.S. bank credit card and revolving loans, United States, 2000-07 to 2026-09 [Dataset]. Available at: https://www.federalreserve.gov/releases/h8/current/, via Invokely: https://invokely.ai/en/us-bank-credit-card-revolving-loans/united-states (Accessed: 16 October 2026).

BibTeX
@misc{board_u_s_bank_credit_2026,
  author = {{Board of Governors of the Federal Reserve System}},
  title = {{H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM): U.S. bank credit card and revolving loans, United States, 2000-07 to 2026-09}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www.federalreserve.gov/releases/h8/current/},
  urldate = {2026-10-16},
  note = {Accessed via Invokely, https://invokely.ai/en/us-bank-credit-card-revolving-loans/united-states. Publisher attribution: Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-16.},
}
RIS
TY  - DATA
AU  - Board of Governors of the Federal Reserve System
TI  - H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM): U.S. bank credit card and revolving loans, United States, 2000-07 to 2026-09
PY  - 2026
DA  - 2026/10/16
PB  - Board of Governors of the Federal Reserve System
DB  - Invokely
UR  - https://www.federalreserve.gov/releases/h8/current/
L2  - https://invokely.ai/en/us-bank-credit-card-revolving-loans/united-states
Y2  - 2026/10/16
N1  - Accessed via Invokely, https://invokely.ai/en/us-bank-credit-card-revolving-loans/united-states.
N1  - Publisher attribution: Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-16.
ER  -
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Questions

What is the U.S. bank credit card and revolving loans in United States?

U.S. bank credit card and revolving loans in the United States was $1.09 trillion in September 2026, according to the Board of Governors of the Federal Reserve System. That is up 4% from September 2025.

Where does this figure come from?

Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank credit card and revolving loans, seasonally adjusted monthly average, USD million (B1247NCBAM). Retrieved by Invokely on 2026-10-16.

What was the highest U.S. bank credit card and revolving loans in United States?

$1.09 trillion in September 2026, the highest value since July 2000 in this series.

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