Out-of-pocket health spending (US) in United States

Out-of-pocket health spending (US) in the United States was $556.55 billion in 2024, according to the Centers for Medicare & Medicaid Services, Office of the Actuary. That is up 5.9% from 2023.

2024, USD million556,554
Change on 2023+5.9%
Series high556,5542024
Series low12,7781960

Next release: Wednesday, 13 January 2027, estimated by Invokely from past publication dates (low confidence), not announced by the publisher. Release calendar

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Out-of-pocket health spending (US) in United States, 1960 to 2024

0200K400K600K19601970198019902000201020241960: 12,778 USD million1961: 13,193 USD million1962: 14,085 USD million1963: 15,171 USD million1964: 16,669 USD million1965: 17,863 USD million1966: 18,132 USD million1967: 17,985 USD million1968: 19,951 USD million1969: 21,911 USD million1970: 24,208 USD million1971: 25,515 USD million1972: 27,805 USD million1973: 30,737 USD million1974: 33,295 USD million1975: 36,031 USD million1976: 39,278 USD million1977: 43,133 USD million1978: 46,035 USD million1979: 49,915 USD million1980: 55,251 USD million1981: 61,935 USD million1982: 68,608 USD million1983: 74,653 USD million1984: 82,410 USD million1985: 91,564 USD million1986: 99,649 USD million1987: 105,838 USD million1988: 116,237 USD million1989: 122,585 USD million1990: 133,752 USD million1991: 136,761 USD million1992: 139,127 USD million1993: 140,230 USD million1994: 138,447 USD million1995: 141,957 USD million1996: 148,260 USD million1997: 158,675 USD million1998: 173,880 USD million1999: 184,280 USD million2000: 197,580 USD million2001: 205,825 USD million2002: 219,435 USD million2003: 235,460 USD million2004: 248,765 USD million2005: 264,965 USD million2006: 278,349 USD million2007: 294,246 USD million2008: 301,151 USD million2009: 298,232 USD million2010: 303,421 USD million2011: 312,304 USD million2012: 325,074 USD million2013: 333,801 USD million2014: 345,400 USD million2015: 360,681 USD million2016: 375,394 USD million2017: 385,333 USD million2018: 403,033 USD million2019: 420,412 USD million2020: 412,276 USD million2021: 457,160 USD million2022: 491,924 USD million2023: 525,424 USD million2024: 556,554 USD million0200K400K600K19601982200420241960: 12,778 USD million1961: 13,193 USD million1962: 14,085 USD million1963: 15,171 USD million1964: 16,669 USD million1965: 17,863 USD million1966: 18,132 USD million1967: 17,985 USD million1968: 19,951 USD million1969: 21,911 USD million1970: 24,208 USD million1971: 25,515 USD million1972: 27,805 USD million1973: 30,737 USD million1974: 33,295 USD million1975: 36,031 USD million1976: 39,278 USD million1977: 43,133 USD million1978: 46,035 USD million1979: 49,915 USD million1980: 55,251 USD million1981: 61,935 USD million1982: 68,608 USD million1983: 74,653 USD million1984: 82,410 USD million1985: 91,564 USD million1986: 99,649 USD million1987: 105,838 USD million1988: 116,237 USD million1989: 122,585 USD million1990: 133,752 USD million1991: 136,761 USD million1992: 139,127 USD million1993: 140,230 USD million1994: 138,447 USD million1995: 141,957 USD million1996: 148,260 USD million1997: 158,675 USD million1998: 173,880 USD million1999: 184,280 USD million2000: 197,580 USD million2001: 205,825 USD million2002: 219,435 USD million2003: 235,460 USD million2004: 248,765 USD million2005: 264,965 USD million2006: 278,349 USD million2007: 294,246 USD million2008: 301,151 USD million2009: 298,232 USD million2010: 303,421 USD million2011: 312,304 USD million2012: 325,074 USD million2013: 333,801 USD million2014: 345,400 USD million2015: 360,681 USD million2016: 375,394 USD million2017: 385,333 USD million2018: 403,033 USD million2019: 420,412 USD million2020: 412,276 USD million2021: 457,160 USD million2022: 491,924 USD million2023: 525,424 USD million2024: 556,554 USD million
USD million. Source: CMS, CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960. Retrieved 2026-10-18, published 2026-01-13.
All 65 values
PeriodUSD million
2024556,554
2023525,424
2022491,924
2021457,160
2020412,276
2019420,412
2018403,033
2017385,333
2016375,394
2015360,681
2014345,400
2013333,801
2012325,074
2011312,304
2010303,421
2009298,232
2008301,151
2007294,246
2006278,349
2005264,965
2004248,765
2003235,460
2002219,435
2001205,825
2000197,580
1999184,280
1998173,880
1997158,675
1996148,260
1995141,957
1994138,447
1993140,230
1992139,127
1991136,761
1990133,752
1989122,585
1988116,237
1987105,838
198699,649
198591,564
198482,410
198374,653
198268,608
198161,935
198055,251
197949,915
197846,035
197743,133
197639,278
197536,031
197433,295
197330,737
197227,805
197125,515
197024,208
196921,911
196819,951
196717,985
196618,132
196517,863
196416,669
196315,171
196214,085
196113,193
196012,778

Definition

US health spending paid directly by patients, including copayments, deductibles and care not covered by insurance, but not insurance premiums, in USD million.

Part of national health expenditure (national_health_expenditure_usd), at current prices. CMS revises earlier years with each annual release.

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How to cite

Centers for Medicare & Medicaid Services, Office of the Actuary, National Health Statistics Group. CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960. https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/historical. Retrieved 2026-10-18.

Citation styles

The publisher is the author. Invokely is named only as the place the figures were read, where a style asks for it.

APA 7

Centers for Medicare & Medicaid Services, Office of the Actuary. (2026). CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960 (Out-of-pocket health spending (US), United States, 1960 to 2024) [Data set]. Retrieved October 18, 2026, from https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/historical

MLA 9

CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960, Out-of-pocket health spending (US), United States, 1960 to 2024. Centers for Medicare & Medicaid Services, Office of the Actuary, 13 Jan. 2026, https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/historical. Invokely, https://invokely.ai/en/out-of-pocket-health-spending-us/united-states. Accessed 18 Oct. 2026.

Chicago (author-date)

Centers for Medicare & Medicaid Services, Office of the Actuary. 2026. CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960. Out-of-pocket health spending (US), United States, 1960 to 2024. Dataset. Accessed October 18, 2026. https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/historical. Also distributed by Invokely, https://invokely.ai/en/out-of-pocket-health-spending-us/united-states.

Harvard

Centers for Medicare & Medicaid Services, Office of the Actuary (2026) CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960, Out-of-pocket health spending (US), United States, 1960 to 2024 [Dataset]. Available at: https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/historical, via Invokely: https://invokely.ai/en/out-of-pocket-health-spending-us/united-states (Accessed: 18 October 2026).

BibTeX
@misc{centers_out_of_pocket_health_2024,
  author = {{Centers for Medicare \& Medicaid Services, Office of the Actuary}},
  title = {{CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960: Out-of-pocket health spending (US), United States, 1960 to 2024}},
  year = {2026},
  howpublished = {Data set},
  url = {https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/historical},
  urldate = {2026-10-18},
  note = {Accessed via Invokely, https://invokely.ai/en/out-of-pocket-health-spending-us/united-states. Publisher attribution: Centers for Medicare \& Medicaid Services, Office of the Actuary, National Health Statistics Group. CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960. https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/historical. Retrieved 2026-10-18.},
}
RIS
TY  - DATA
AU  - Centers for Medicare & Medicaid Services, Office of the Actuary
TI  - CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960: Out-of-pocket health spending (US), United States, 1960 to 2024
PY  - 2026
DA  - 2026/01/13
PB  - Centers for Medicare & Medicaid Services, Office of the Actuary
DB  - Invokely
UR  - https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/historical
L2  - https://invokely.ai/en/out-of-pocket-health-spending-us/united-states
Y2  - 2026/10/18
N1  - Accessed via Invokely, https://invokely.ai/en/out-of-pocket-health-spending-us/united-states.
N1  - Publisher attribution: Centers for Medicare & Medicaid Services, Office of the Actuary, National Health Statistics Group. CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960. https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/historical. Retrieved 2026-10-18.
ER  - 
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Questions

What is the out-of-pocket health spending (US) in United States?

Out-of-pocket health spending (US) in the United States was $556.55 billion in 2024, according to the Centers for Medicare & Medicaid Services, Office of the Actuary. That is up 5.9% from 2023.

Where does this figure come from?

Centers for Medicare & Medicaid Services, Office of the Actuary. CMS National Health Expenditure Accounts, type of service and source of funds: total national health expenditures paid out of pocket, millions, calendar years from 1960. Retrieved by Invokely on 2026-10-18.

What was the highest out-of-pocket health spending (US) in United States?

$556.55 billion in 2024, the highest value since 1960 in this series.

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