Interest rate on new home loans: Spain
Latest value, 2026-08
3.04%
Definition
Annualised agreed rate (TEDR) on new loans to households for house purchase in Spain.
Evolution
Value
| Period | Value |
|---|---|
| 2026-08 | 3.04 |
| 2026-07 | 2.89 |
| 2026-06 | 2.89 |
| 2026-05 | 2.85 |
| 2026-04 | 2.8 |
| 2026-03 | 2.75 |
| 2026-02 | 2.75 |
| 2026-01 | 2.68 |
| 2025-12 | 2.61 |
| 2025-11 | 2.63 |
| 2025-10 | 2.67 |
| 2025-09 | 2.66 |
| 2025-08 | 2.68 |
| 2025-07 | 2.63 |
| 2025-06 | 2.68 |
| 2025-05 | 2.71 |
| 2025-04 | 2.75 |
| 2025-03 | 2.8 |
| 2025-02 | 2.87 |
| 2025-01 | 2.89 |
| 2024-12 | 2.9 |
| 2024-11 | 3.04 |
| 2024-10 | 3.2 |
| 2024-09 | 3.26 |
| 2024-08 | 3.38 |
| 2024-07 | 3.33 |
| 2024-06 | 3.37 |
| 2024-05 | 3.47 |
| 2024-04 | 3.5 |
| 2024-03 | 3.47 |
| 2024-02 | 3.62 |
| 2024-01 | 3.61 |
| 2023-12 | 3.78 |
| 2023-11 | 3.85 |
| 2023-10 | 3.94 |
| 2023-09 | 3.92 |
| 2023-08 | 3.93 |
| 2023-07 | 3.84 |
| 2023-06 | 3.82 |
| 2023-05 | 3.78 |
| 2023-04 | 3.69 |
| 2023-03 | 3.63 |
| 2023-02 | 3.52 |
| 2023-01 | 3.25 |
| 2022-12 | 2.96 |
| 2022-11 | 2.74 |
| 2022-10 | 2.54 |
| 2022-09 | 2.22 |
| 2022-08 | 2.03 |
| 2022-07 | 1.8 |
| 2022-06 | 1.7 |
| 2022-05 | 1.65 |
| 2022-04 | 1.55 |
| 2022-03 | 1.54 |
| 2022-02 | 1.52 |
| 2022-01 | 1.44 |
| 2021-12 | 1.38 |
| 2021-11 | 1.45 |
| 2021-10 | 1.46 |
| 2021-09 | 1.45 |
How to cite
Banco de España. Tipos de interés de nuevas operaciones, préstamos a hogares para vivienda, TEDR (serie DN_1TI2T0135). https://www.bde.es/webbe/es/estadisticas/temas/tipos-interes.html. Retrieved 2026-10-07.Get this figure from your agent
Call get_value through the MCP server or the REST API.
get_value {"indicator":"mortgage_interest_rate","place":"es"}
GET https://invokely.ai/api/v1/value?indicator=mortgage_interest_rate&place=esOther indicators for Spain
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